PC Magazine

How to Use Apple Pay Cash

Want to be able to send someone money using your smartphone? Those of you who use Apple Pay on your iPhone, iPad, or Apple Watch should check out Apple Pay Cash. Apple Pay lets you use your phone to pay for things at physical stores including Sephora and Panera Bread, as well as within certain apps. And Apple Pay Cash lets you send money to someone else as easily as you might send them a text message.

Apple Pay Cash, which rolled out with iOS 11.2 and watchOS 4.2, can be linked to a credit or debit card; a debit card is the better option, since a credit card transaction socks you with a 3 percent fee. You can add more than one card to Apple Pay, so you can set

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