Kiplinger

Swarthmore, Pa.: A Smart Place to Retire

Population: 6,401

Cost of living: 113

Median home price: $237,000

College perk: Residents have access to all of Swarthmore College's libraries with a local library card.

When Linton Stables, 67, first moved to the tiny borough of Swarthmore, he was a tad wary. "I'll be honest: I'm a city person, and this is a suburb," says Stables, a

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