Kiplinger

End of Decade Closes with 3 Surprises for Retirement

An impressive year in the stock market concluded the decade with a bang, which means it is a good time to ask yourself, "Are my retirement plans better off in 2020 than they were a year earlier?"

Along with the Dow Jones climbing above 28,000, we have witnessed two other noteworthy events: Advisory firms are still trying to convince you that the best retirement plan is to simply draw down your retirement savings while offering strategies to help you spend that stock market windfall in retirement. And the government has made it easier for employees to turn their savings into pension-like lifetime income.

All of these events become significant to you

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