Organize Your Money, Simplify Your Life
()
About this ebook
Do you feel like your finances are a mess? Are you looking for a better way to organize your money?
Are you tired of battling unexpected bills? Just when you get one bill paid off, you get hit with another one!
Have you tried different budget systems but just can't seem to stick with it?
I felt that way for many years and experimented with many popular personal finance programs, but found myself discouraged by the complexities and the feeling that I was being told how to live my life. This is what led me to create a system that requires a lot less time and effort and gives a person the power to decide what is important to them. This book is the result of those efforts.
I designed this system to work for everyone, from people who are in debt with a very limited income, to those who make a lot of money and are working on their portfolio. It is also a system that will work throughout a lifetime of financial changes -- a teenager can start this program with their first account and they will be able to use it through retirement. It will help you stay on track with your goals, whether that means getting out of debt or saving for something important. And unlike some programs, my plan does not tell you how or where you should be spending your money. It is your life and your paycheck; you have the right to spend it as you wish. If Starbucks is the best part of your day, then simply plug the numbers into this system so you can have your daily fix! Let's face facts--most schools aren't doing a very good job teaching kids how to organize their money. If you can introduce this system to someone you care about, you could be teaching them the single most significant lesson in their lives.
Related to Organize Your Money, Simplify Your Life
Related ebooks
Minimalist Budget: Simple and Practical Budgeting Strategies to Save Money, Avoid Compulsive Spending,Pay Off Debt and Simplify Your Life: Minimalist Living Series, #2 Rating: 5 out of 5 stars5/5Have More Cents: A Young Woman’s Guide to Saving Money and Still Doing What You Love Rating: 0 out of 5 stars0 ratingsThe Spending Plan Rating: 5 out of 5 stars5/5Thrive! ... Affordably: Your month-to-month guide to living your BEST life without breaking the bank. Rating: 0 out of 5 stars0 ratingsA Common Sense Budget Rating: 0 out of 5 stars0 ratingsSave Yourself: Your Guide to Saving for Retirement and Building Financial Security Rating: 0 out of 5 stars0 ratingsBudgeting Step by Step Rating: 4 out of 5 stars4/5How To Manage Your Money Blueprint A Simple Debt Free Guide On Money Management & Financial Independence Rating: 0 out of 5 stars0 ratingsNo More Debts: A Handy Guide With 6 Effective Tips To Be Debt-Free & Saving Up Money Rating: 0 out of 5 stars0 ratingsMake Your Paycheck Last: How to Create a Budget You Can Live With Rating: 0 out of 5 stars0 ratingsFabulously Frugal Rating: 0 out of 5 stars0 ratingsZen Money: Building Financial Clarity Rating: 0 out of 5 stars0 ratingsMastering the Art of Family Financial Management Rating: 0 out of 5 stars0 ratingsUp Close and Personal Finance: A Simple System for Achieving Your Financial Goals Rating: 5 out of 5 stars5/5Budgeting for Non-Budgeters: A Simple Budget for Those Who Don't Like Budgeting Rating: 0 out of 5 stars0 ratingsHow To Get Ahead (3): Step up - Avoid Killer Money Traps Rating: 0 out of 5 stars0 ratingsBudgeting - The Right Way Rating: 0 out of 5 stars0 ratingsThe FinancialVerse - Guide to Savings - 600 Practical Cash Saving Ideas: Pandemic Edition Rating: 0 out of 5 stars0 ratingsBrilliant Budgets & Despicable Debt Rating: 5 out of 5 stars5/5Minimalist Budget: Financial Freedom, #1 Rating: 4 out of 5 stars4/5Life Unlocked (Simply Health and Wealth actions to boost your massive success) Rating: 0 out of 5 stars0 ratingsThe Habit Switch: How Little Changes Can Produce Massive Results For Your Health, Diet and Energy Levels Rating: 0 out of 5 stars0 ratingsDebt-Free Forever: Take Control of Your Money and Your Life Rating: 4 out of 5 stars4/5The 1-Page Budgeting Plan: Become Debt Free, Accumulate Savings, Build Wealth Investing, and Live Life on Your Terms Rating: 0 out of 5 stars0 ratings
Teaching Methods & Materials For You
Grit: The Power of Passion and Perseverance Rating: 4 out of 5 stars4/5The 5 Love Languages of Children: The Secret to Loving Children Effectively Rating: 4 out of 5 stars4/5Jack Reacher Reading Order: The Complete Lee Child’s Reading List Of Jack Reacher Series Rating: 4 out of 5 stars4/5Dumbing Us Down - 25th Anniversary Edition: The Hidden Curriculum of Compulsory Schooling Rating: 4 out of 5 stars4/5Lies My Teacher Told Me: Everything Your American History Textbook Got Wrong Rating: 4 out of 5 stars4/5Speed Reading: Learn to Read a 200+ Page Book in 1 Hour: Mind Hack, #1 Rating: 5 out of 5 stars5/5Fluent in 3 Months: How Anyone at Any Age Can Learn to Speak Any Language from Anywhere in the World Rating: 3 out of 5 stars3/5A study guide for Frank Herbert's "Dune" Rating: 3 out of 5 stars3/5Verbal Judo, Second Edition: The Gentle Art of Persuasion Rating: 4 out of 5 stars4/5Becoming Cliterate: Why Orgasm Equality Matters--And How to Get It Rating: 4 out of 5 stars4/5Weapons of Mass Instruction: A Schoolteacher's Journey Through the Dark World of Compulsory Schooling Rating: 4 out of 5 stars4/5Financial Feminist: Overcome the Patriarchy's Bullsh*t to Master Your Money and Build a Life You Love Rating: 5 out of 5 stars5/5Personal Finance for Beginners - A Simple Guide to Take Control of Your Financial Situation Rating: 5 out of 5 stars5/5Inside American Education Rating: 4 out of 5 stars4/5Good to Great: Why Some Companies Make the Leap...And Others Don't Rating: 4 out of 5 stars4/5Principles: Life and Work Rating: 4 out of 5 stars4/5Closing of the American Mind Rating: 4 out of 5 stars4/5The Science of Making Friends: Helping Socially Challenged Teens and Young Adults Rating: 5 out of 5 stars5/5Everything You Need to Know About Personal Finance in 1000 Words Rating: 5 out of 5 stars5/5Speed Reading: How to Read a Book a Day - Simple Tricks to Explode Your Reading Speed and Comprehension Rating: 4 out of 5 stars4/5The Lost Tools of Learning Rating: 5 out of 5 stars5/5Raising Human Beings: Creating a Collaborative Partnership with Your Child Rating: 4 out of 5 stars4/5A Failure of Nerve: Leadership in the Age of the Quick Fix (10th Anniversary, Revised Edition) Rating: 4 out of 5 stars4/5Better Grammar in 30 Minutes a Day Rating: 3 out of 5 stars3/5The 5 Love Languages of Teenagers: The Secret to Loving Teens Effectively Rating: 4 out of 5 stars4/5Who Gets In and Why: A Year Inside College Admissions Rating: 4 out of 5 stars4/5
Reviews for Organize Your Money, Simplify Your Life
0 ratings0 reviews
Book preview
Organize Your Money, Simplify Your Life - Jeffrey Reishus
Organize Your Money
Simplify Your Life
a simple organizational tool that will help you live within your means
By Jeffrey D. Reishus
Copyright Jeffrey D. Reishus 2013
Smashwords Edition
Table of contents
About the author
Introduction
Getting started
Daily spending
Monthly bills
Future expenses
The true cost of ownership
Essential and non-essential items
Organizing your money
Common questions
Samples
Contact the author
About the author:
At 43 years old, I had enough. Our finances were a mess and I couldn’t figure out why we couldn’t get ahead. In fact, it seemed that we were falling behind every month. Together, my wife and I make a good income. We don't have any kids, and we live in a modest home with two modest vehicles. For our income level it didn't seem like we were overspending, but I couldn’t figure out what the heck was going on. I decided to analyze our spending to find a solution. I found that our problem was that we had not been organizing our money. We had one checking account for our paychecks and we used that account to pay for EVERYTHING. On payday, we looked at our account and saw that we had plenty of money to do the things we wanted but we didn’t know how much of that money we could spend until next payday. How much of that money was needed to pay off our monthly bills? What bills had already been paid out of that money? By just looking at my balance, there was no way to know how much was truly available to spend and what was needed for bills and future expenses. I had decided that I needed to create a system that I could immediately know how much was available to spend until next payday. This was my goal and it is exactly what I accomplished!
I created a system that organized our money so that we know exactly where we stand at any time. We used to be hit with what we called unexpected expenses
. Not anymore! Home repairs, auto repairs, vet bills, Christmas. You name it, we have it covered. It took a lot of research and trial and error, but eventually I got it set up perfectly. It changed our lives significantly and we no longer stress about money.
After working with my new system for a while, I realized that this was a system that could work for anyone. It isn’t dependent on an income level and it is simple enough that anyone can do it. This is an organizational tool; it doesn’t tell you how to get out of debt or how to invest. It organizes your money in a simple way to accomplish your financial goals. If debt is a problem, you can use this tool to organize your money so that you can meet your goals of getting out of debt. If investments are important, this tool can help organize your money so that you’re investing the amount you feel is necessary. I started to tell friends and family about the system I created and I was getting some great feedback. I decided I had to do more, so I wrote a book to tell the world about it. My reason for writing this book is to help change people’s lives the way this