Doctors, Hospitals, Insurers, Oh My! What You Need to know about Health Insurance and Health Care
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About this ebook
Do you know what medical care your insurance covers? Do you understand when Medicare may stop paying for medical care or that Medicare managed care plans require approval for care the same as commercial insurance plans? This book contains information for everyone but all information pertains to everyone. You may want to learn about commercial plans for you and your family but you may also need to understand how Medicare applies to your elderly parents or disabled relatives. Knowledge helps individuals plan for and make decisions before faced with medical emergencies or forced to decide on permanent placement and/or end of life issues. You may only read the sections that apply to your current situation but I hope you read all the information for general knowledge and to gain a degree of insight into our country's medical environment.
Dolorita Johnson
MarriedTwo adult children and 2 grandchildrenI love to read and learn new things about multiple topics.Hobbies: Crafting, gardening, re-sale of quality items
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Doctors, Hospitals, Insurers, Oh My! What You Need to know about Health Insurance and Health Care - Dolorita Johnson
Doctors, Hospitals, Insurers, Oh My!
What You Need to Know About Health Insurance and Health Care
By Dolorita Johnson
Smashwords Edition
Copyright 2013 Dolorita Johnson
License Notes: This ebook is licensed for your personal enjoyment only. This ebook may not be re-sold or given away to other people. If you would like to share this ebook with another person, please purchase an additional copy for each person you share it with. If you’re reading this book and did not purchase it, or it was not purchased for your use only, then you should return to Smashwords.com and purchase your own copy. Thank you for respecting the hard work of this author.
Ebook formatting by www.ebooklaunch.com
Information in this article serves as a guide to assist in planning for you and/or your family's medical care. Planning enables you to enter into shared responsibility with medical professionals. This article, takes information from multiple sources about history, laws and basic insurance information. I have compiled the information in an easy to read format through use of bullet points and brief definitions. I injected humor using Dr. Seuss's books, Robert Fulghum's poem and cartoons for a light hearted feel about a very important subject.
All parts of this article do not pertain to everyone. Therefore, if you like, read only the parts that concern you and your family. Or read the entire article for general information and suggestions. Patients, medical providers, family members or insurance purchasers will gain beneficial information. An informed patient and consumer is the strongest force in health care.
DISCLAIMER - I have made every effort to ensure the accuracy of the following information by compiling material taken from references listed at the end of this article. I also included information and examples based on situations experienced during my years of case management. Refer to the references for additional information, if you need or wish to do so.
Table of Contents
1) Introduction
2) Health Insurance in the United States
3) Who pays for health care?
4) Healthcare Settings
5) Reimbursement
6) You Might Get a Bill
7) Affordable Care Act
8) New Options
9) Conserving Resources
10) Save on prescription drugs
11) Legal Issues
12) Resources
13) References
Introduction
Congratulations! Today is your day.
You're off to Great Places!
You're off and away!
You have brains in your head
You have feet in your shoes.
You can steer yourself
Any direction you choose.
You're on your own.
And you know what you know.
And YOU are the guy (gal) who'll decide where to go...
The Places You'll Go, Dr. Seuss
Consumers currently have more access to health care information than ever before and we need to use this knowledge to choose the delivery of care and the payer system. Consumers are bombarded by ads for new procedures and pharmaceutical