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    Frugal Living The Guide To Minimalism: 3 Books In 1 Boxed Set for Budgeting and Personal Finance
    Frugal Living The Guide To Minimalism: 3 Books In 1 Boxed Set for Budgeting and Personal Finance
    Frugal Living The Guide To Minimalism: 3 Books In 1 Boxed Set for Budgeting and Personal Finance
    Ebook83 pages58 minutes

    Frugal Living The Guide To Minimalism: 3 Books In 1 Boxed Set for Budgeting and Personal Finance

    By Speedy Publishing

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    About this ebook

    There are many benefits to frugal living and minimalism. The first is that it helps to keep people from getting deep into debt. Many consumers make the mistake of living well beyond their means. When a person takes on a large debt burden, they are not financially independent. This can hurt one's chances of maintaining a good credit score. Minimalism helps to ensure that people have the essentials that they need and that no matter what happens, people will be provided for.
    LanguageEnglish
    PublisherSpeedy Publishing LLC
    Release dateJul 23, 2014
    ISBN9781633832800
    Frugal Living The Guide To Minimalism: 3 Books In 1 Boxed Set for Budgeting and Personal Finance
    Author

    Speedy Publishing

    At Speedy Publishing, we envision our company and publishing arm as being a premier publisher of quick-reference materials, useful reference books, fiction books in all sub-genres and creative non-fiction to both entertain and assist readers worldwide in reading a fun and exciting books and also accomplishing their educational and professional goals. We continually update our products, ensuring accuracy of information, making sure they are fun and entertaining. Our products are always available in whatever format our readers need.

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      Book preview

      Frugal Living The Guide To Minimalism - Speedy Publishing

      Table of Contents

      Frugal Living: How to Save Money and Live On a Budget

      Introduction

      1. INCREASE SAVINGS AND REDUCE EXPENSES

      2. BE A WISE SHOPPPER/BUYER

      3. BE FRUGAL WHEN IT COMES TO FOOD

      4. GO ON A BUDGET-FRIENDLY LEISURE

      5. MAKE PRACTICAL TRANSPORT DECISIONS

      6. BE PRACTICAL AND REALISTIC WHEN CHOOSING YOUR DWELLING

      7. PAY CLOSE ATTENTION TO YOUR HEALTH AND LIVE HEALTHY

      8. MANAGE THINGS YOU NO LONGER USE

      9. CHANGE YOUR LIFESTYLE

      10. BE CONSCIOUS OF YOUR TIME

      11. LEARN TO BE A DIYER

      12. BUY YOUR CLOTHING WISELY

      Conclusion

      Thank You Page

      Minmalist Living

      Part 1. How to Simplify your Living

      1. GO EASY ON YOUR SPENDING

      2. OWN LESS

      3. PLAN AND APPLY MINIMALIST DIET AND FITNESS ACTIVITIES

      4. MANAGE YOUR TIME WELL

      5. ENGAGE IN MORE PRODUCTIVE HOBBIES AND LIMIT EXTRAVAGANT LEISURE

      Part 2. Additional Tips

      Conclusion

      Thank You Page

      Frugal Living : The Simple Path to Success

      CHAPTER 1- WHAT DOES IT MEAN TO BE FRUGAL?

      CHAPTER 2- WHAT ARE THE ADVANTAGES OF BEING FRUGAL?

      CHAPTER 3- HOW TO MAKE THE TRANSITION TO THE FRUGAL LIFESTYLE

      CHAPTER 4- HOW TO IMPLEMENT CLUTTER BUSTING ROUTINES

      CHAPTER 5- HOW TO DECLUTTER YOUR HOME

      CHAPTER 6- HOW TO DECLUTTER YOUR FINANCES

      CHAPTER 7- HOW TO DECLUTTER YOUR PERSONAL LIFE

      ABOUT THE AUTHOR

      Frugal Living:

       How to Save Money and Live On a Budget

      By:Angela Pierce

      Introduction

      Being frugal is the act of being practical and wise when it comes to using various resources like money, food, time and it is usually done through waste avoidance and not indulging in too much luxury or extravagance. In other words, being frugal involves restraining or using of resources properly and with moderation for whatever goals set by a person. Being frugal has several advantages. One, the frugal person will be free from debts since he or she will be able to avoid them through right management and use of monetary resources. Two, the frugal person is able to save money so that there will be money to take out in case of emergencies. The person no longer has to borrow from other people or from the bank. Three, the frugal person will be able to avoid wasted resources whether food, money, time clothing, etc. This is because frugal living means being careful on how to spend these resources and making sure that the things he or she buys are really worthy of his or her time, money or is really useful for a practical period of time.

      Now, if you are used to living in extravagance, it could be challenging for you to start living frugally. But considering the economic status nowadays, it is a must to save money and live frugally from now on. This book will give you various tips on how to start living in frugality.

      1. INCREASE SAVINGS AND REDUCE EXPENSES

      Your savings should be more than how much you spend. You can do this if you:

      Don’t use up all your salary. When your salary arrives, do not spend them all in one day. Make sure you have set aside payment for important things first before you spend for other less important things. In fact, make sure you are setting aside a few percent for savings.

      Do not spend more than what you earn. Be wary of how much you are earning in a month and make sure that you are only spending less than what you earn.

      Open a bank account or get a piggy bank. Extra money from your salary should be saved in piggy banks or bank accounts. These will be your savings and as time passes, it will grow. These savings are money that shouldn’t be spent as they are reserved for more important purposes.

      Invest. To increase savings, invest your money whether on business, stock markets, etc. These will double the money you have, thereby increasing your savings. Just make sure that you are investing in a legitimate type of investment and you seek professional help so that your investment is guaranteed to reap great returns.

      Cut out unnecessary monthly bills. If you have a cell phone and you use it most of the time when making calls as well as if you are not really at home most of the time, you can cut off your landline to save money. This goes to other unnecessary bills like cable TV, etc. especially if you don’t really use them and can

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