A Senior's Journey: Job or Entrepreneur? How to Prepare to Un-Retire
By Sue Whitaker
()
About this ebook
Senior Citizens often find themselves in the “is this all there is?” syndrome once they’ve retired. At this pivotal point in their life, they may also find the financial security they had expected won’t meet their needs and lifestyle.
Whether a Senior chooses to go back into the workforce, or start a new business as an entrepreneur, the path to becoming a “Comeback Senior” can be challenging and confusing.
If a Senior has to (or wants to) return full-time or part-time to the workforce -- whether due to lack of finances, boredom, loneliness, not feeling creative or productive, or not having a sense of usefulness or purpose -- A Senior’s Journey: Job or Entrepreneur? How to Prepare to Un-Retire is an easy-to-read, user-friendly guide to ease them through the daunting process of un-retiring.
What’s covered...
* Realizing you’re never too old to make your goals and dreams come true.
* Mindset preparation and strategies for going back into the workforce, or for becoming an entrepreneur.
* How to pin down if your billion-dollar idea is the right one, and if you have the entrepreneurial spirit.
* Turning a hobby into income-earning potential.
* Tips for writing the perfect resume and cover letter to first get then nail the job interview.
Returning to the workforce doesn’t have to be intimidating for you or even someone you know who’s having to un-retire (for whom this book may also be beneficial). Easing back into working – when you thought you’d be sitting on a beach sipping cocktails – doesn’t have to be difficult if you have the right information and resources at your fingertips.
A Senior’s Journey: Job or Entrepreneur? How to Prepare to Un-Retire is filled with Sue Whitaker’s personal stories from her own path to un-retirement, as well as enlightening stories of other “Comeback Seniors” in their pursuit to un-retire. It’s also a powerful resource to help Seniors switch from “is this all there is?” to many years of satisfaction and happiness. And that can be you!
Sue Whitaker
Sue admits to being a ‘big kid’ herself and likes nothing more than walking in the rain and splashing in puddles (if no one is looking). The inspiration for most of her writing come from spending time in the North York Moors. The region where both her 'And Other Tales' short stories and the ‘And Jake Makes Three’ series of books are set. Sue is passionate about animal welfare and conservation to protect natural habitats. Her writing is compared to best selling author's such as Enid Blyton and Jeffrey Archer to name a few.
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A Senior's Journey - Sue Whitaker
A SENIOR’S JOURNEY
JOB OR ENTREPRENEUR?
HOW TO PREPARE TO UN-RETIRE
by
SUE WHITAKER
Copyright © 2015, Sue Whitaker
Published by:
A Senior’s Journey, LLC
419 4th Street
Coronado, CA 92118
ISBN: 9781310717444
Book Editor:
Mary Jo Stresky
The Write MoJo Literary & Research Services
www.thewritemojo.com
thewritemojo@gmail.com
Book Cover Designer:
Joni McPherson
McPherson Graphics
http://mcphersongraphics.com
joni@mcphersongraphics.com
A Senior’s Journey: Job or Entrepreneur? How to Prepare to Un-Retire contains material protected under International and Federal Copyright Laws and Treaties. Any unauthorized reprint or use of this material is prohibited. No part of this book may be reproduced or transmitted in any form or by any means, electronic or mechanical, including photocopying, recording, scanning or by any information storage and retrieval system without express written permission from the author.
This eBook is licensed for your personal enjoyment only. It may not be resold or given away to other people. If you would like to share this book with another person, please purchase an additional copy for each recipient. If you’re reading this book and did not purchase it, or it was not purchased for your use only, then please return to Smashwords.com and purchase your own copy. Thank you for respecting the hard work of this author.
DISCLAIMER:
A Senior’s Journey: Job or Entrepreneur? How to Prepare to Un-Retire is strictly for educational, informational, guidance, motivational and entertainment purposes. The author and publisher are not offering it as legal or other professional services advice.
While best efforts have been used in preparing this book, the author and publisher make no representations or warranties of any kind, and assume no liabilities of any kind with respect to the accuracy or completeness of the contents. The author and publisher specifically disclaim any implied warranties of merchantability or fitness of use for a particular purpose.
Neither the author nor the publisher shall be held liable or responsible to any person or entity with respect to any loss or incidental or consequential damages caused, or alleged to have been caused, directly or indirectly, by the information or strategies contained herein, as the advice and strategies contained herein may not be suitable for your own unique situation.
You, the reader, are responsible for your own choices and actions; therefore, you should seek the services of a competent professional before beginning any strategy or taking any action. The information contained within was written to help you make educated, well-informed decisions based on your own needs. Results will vary from person-to-person.
TABLE OF CONTENTS
Introduction
The Financial Reality of Retirement
Chapter 1: The Comeback Senior
What is a ‘Comeback Senior’?
Chapter 2: Mindset Preparation
Preparing to Become a Comeback Senior
You Must Develop a Positive Attitude!
Tools for Creating a Positive Mindset
Happiness Begins With You!
Eliminating and Conquering Fear
Eight Steps to Getting Fear Under Control
The Excuse Syndrome
Chapter 3: Job Research and Preparation
Pounding the Pavement in Search of the Perfect Job
Be Prepared
The Search is On!
Chapter 4: Resume and Cover Letter
Different Kinds of Resumes
What to Collect Before You Start Writing
What to Include in a Resume
What Not to Include in a Resume
Dates
Temporary, Contract or Volunteer Work
Resume Length
References
Formatting the Resume
The Cover Letter
Chapter 5: Nailing the Interview
Heading Questions Off at the Pass
Positioning Yourself as Someone They Need to Hire: Your Strengths Versus Weaknesses
Addressing Ageism
Chapter 6: Making a Good First Impression
Dress to Impress – First Impressions are Critical
What to Do During an Interview
Be Memorable
Negotiating Your Salary
Chapter 7: Starting a Business
Developing a Love for Business
You’re Never Too Old!
Should I? Shouldn’t I?
Turning a Hobby into Income-Earning Potential
Determining if You Have the Entrepreneurial Spirit
If I Could Do It, You Can Too!
You Have a Billion Dollar Idea – Now What?
Chapter 8: Visualization
The Power of Visualization
You Attract What You Focus On
My Own Case Study
Conclusion
Resources
Dedication
About the Author
A Senior’s Journey Book Series
Slippers for Seniors
INTRODUCTION
You are never too old to set a new goal or to dream a new dream.
~C. S. Lewis
In your youth you imagined, designed and implemented your career. You worked hard for many years, and saved money the best you could based on your retirement plans for retirement.
You watched your grandparents and parents retire. Companies spoon-fed their 401(k) plans to you during your tenure with them.
You were also indoctrinated by the media about what retirement was supposed to be like, such as advertisements with Senior Citizens sitting in a common room in a Boca Raton retirement home. So you had preconceived notions about what to expect when you retired.
But what is retirement really like?
Personally, when I arrived at this pivotal point in my life the reality of retirement turned out to be completely different than I had envisioned. I thought I worked hard all my life, and this is all there is?
In the grand scheme of things, the dream of financial security, relaxation, traveling to exotic places, more time with my family, and a really cool social life no longer seemed plausible.
I felt shafted. I felt completely out of sync and didn’t know quite what to do.
As the realization set in, I knew I needed to take a thorough assessment of my retirement since I was determined to achieve the quality of life I had dreamt of, which for some reason had suddenly eluded me.
To my surprise I wasn’t experiencing the excitement, happiness and financial security I’d hoped would come with retirement. Since I wasn’t willing to surrender to this kind of existence, I knew I needed to research what it would take to have a fulfilling, satisfying retirement lifestyle I’d always thought I would have.
Because I needed to un-retire, I knew I had to develop a personalized, effective Comeback Plan.
The Financial Reality of Retirement
It shouldn’t be surprising that my research revealed that many Comeback Seniors have returned to the workforce due to lack of finances:
As of July 1, 2012, there were 32.1 million people 65 or older in the United States, which accounted for 13.7% of the total population.
It was projected this population would increase to 92 million by the year 2060.
Of this number, 18.2 million would be 85 or older.
In 2012, 9% of people 65 and older (3.9 million) lived in poverty. Of that 3.9 million there was a 14.8% supplemental poverty rate that equated to 6.4 million people.
Excluding Social Security, this would leave the majority of this population (54.7% or 23.7 million) living in abject poverty.
With these kinds of statistics, it’s no wonder why