Outlaw 1 Money Basics
By Jeff Calhoun
()
About this ebook
The problem of poor financial decision making on a national level is rooted in the lack of financial knowledge at the individual level. One problem is that the field of personal finance is not sufficiently taught in schools and most parents pass down poor habits to their children because they received no background in financial matters themselves. Combine that with the images created by advertisers to drive our spending ensuring we always have the latest and greatest and it is a recipe for disaster in terms of our financial affairs.
The fact is that the average person does not have the benefit of protection against the fragile nature of money. Money is a limited resource that is hard to acquire for most people and easily disappears. There is always someone waiting to take it away from you– even legitimate sellers of products and services. These legitimate sellers do not always have the best interest of their customers or clients when selling a product, particularly if their compensation is directly tied to the sale. This is not to say that all salespeople are dishonest. There are many reputable financial professionals out there, but how smart are they about money? If they are real financial wizards, you have to ask yourself, why are they still working?
While there are laws to protect people from outward theft of their money or assets, such as armed robbery, the public is largely unprotected from a misinformed decision. And since general education for the majority of people appears to be inadequate to prepare for such decisions, by definition, most people are financial outlaws, or excluded from the benefit of protection. Therefore, this book and the books of the Outlaw series are designed to help the average person to educate and protect themselves.
Jeff Calhoun
I am a Certified Public Accountant (CPA) and business consultant with over 30 years of experience in the business world. As a practicing CPA in my own firm, and having worked for others, I have had intimate exposure to many individuals and businesses from the perspective of their finances. In addition, I have worked as a controller and consultant for both small and large businesses including Fortune 50 and Fortune 1000 companies. I also spent a brief time in the government as an accountant, auditor, and manager. I have even consulted with government agencies as clients. While practicing as a CPA, I also became licensed in the security and insurance industry. I then started and sold my own small investment firm. I have helped clients start, grow, change, and exit their own businesses and careers, as well as having started and run several businesses of my own. Many of the businesses I have worked with and owned grew to be very successful and profitable. I've had great fortune, having been given the ability to see through my clients many dozens of financial scenarios and take away many lessons learned from these experiences. As for formal education, I have a Bachelor of Science in Business Administration and a Master of Science in Accounting. I have earned additional certifications, in addition to the CPA, as a Certified Management Accountant (CMA), Certified Global Management Accountant (CGMA), Certified Fraud Examiner (CFE), and Project Management Professional (PMP). However, it's the education I received from diverse business experiences that have taught me the workings of the financial world.
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Book preview
Outlaw 1 Money Basics - Jeff Calhoun
Outlaw Money Basics
Jeff S Calhoun
Published by Jeff S Calhoun at Smashwords
Copyright 2018 Jeff S Calhoun
Smashwords Edition, License Notes
This ebook is licensed for your personal enjoyment only. This ebook may not be re-sold
or given away to other people. If you would like to share this book with another person,
please purchase an additional copy for each recipient. If you’re reading this book and did
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Table of Contents
About Me
Foreward. What This Book Is and What This Book Is Not
Chapter 1. Introduction
Chapter 2. What Is Money?
Chapter 3. The History of Money
Chapter 4. The Function of Money
Chapter 5. Money As a Medium of Exchange
Chapter 6. Money As a Unit of Account
Chapter 7. Money As a Store of Value
Chapter 8. Look At a Dollar Bill
Chapter 9. A Broader Definition of Money
Chapter 10. The Economics Definition of Money
Chapter 11. Money In Your Personal Life
Chapter 12. Why Money Is Such a Problem
Appendix
About Me
To add some perspective for this book, here is a little about myself.
I am a Certified Public Accountant (CPA) and business consultant with over 30 years of experience in the business world. As a practicing CPA in my own firm, and having worked for others, I have had intimate exposure to many individuals and businesses from the perspective of their finances. In addition, I have worked as a controller and consultant for both small and large businesses including Fortune 50 and Fortune 1000 companies. I also spent a brief time in the government as an accountant, auditor, and manager. I have even consulted with government agencies as clients.
While practicing as a CPA, I also became licensed in the security and insurance industry. I then started and sold my own small investment firm. I have helped clients start, grow, change, and exit their own businesses