P

N
TEA
TEM
PORTES
CUOTA
TASA DE SEGURO
PAGO DE SEGURO

7000
12
21%
1.6012%
S/. 9.00
S/. 645.81
0.056%
S/. 0.33

P
N
TEA
TEM
PORTES
CUOTA
TASA DE SEGURO
PAGO DE SEGURO

15000
15
25%
1.8769%
S/. 7.00
S/. 1,156.66
0.066%
0.66

PERIODO
0
1
2
3
4
5
6
7
8
9
10
11
12

FECHA
1/30/2012
2/28/2012
3/30/2012
4/30/2012
5/30/2012
6/30/2012
7/30/2012
8/30/2012
9/30/2012
10/30/2012
11/30/2012
12/30/2012
1/30/2013

PERIODO
0
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15

FECHA
1/30/2012
2/28/2012
3/30/2012
4/30/2012
5/30/2012
6/30/2012
7/30/2012
8/30/2012
9/30/2012
10/30/2012
11/30/2012
12/30/2012
1/30/2013
2/28/2013
3/30/2013
4/30/2013

P
N
TEA
TEM
PORTES
CUOTA
TASA DE SEGURO
PAGO DE SEGURO

4000
24
29%
2.1447%
S/. 9.00
S/. 214.97
0.075%
0.125

PERIODO
0
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24

FECHA
1/30/2012
2/28/2012
3/30/2012
4/30/2012
5/30/2012
6/30/2012
7/30/2012
8/30/2012
9/30/2012
10/30/2012
11/30/2012
12/30/2012
1/30/2013
2/28/2013
3/30/2013
4/30/2013
5/30/2013
6/30/2013
7/30/2013
8/30/2013
9/30/2013
10/30/2013
11/30/2013
12/30/2013
1/30/2014

PRESTAMOS PERSONALES
BANBIF
DIAS
29
31
31
30
31
30
31
31
30
31
30
31

SALDO
7000
S/. 6,466.27
S/. 5,924.00
S/. 5,373.04
S/. 4,813.26
S/. 4,244.52
S/. 3,666.67
S/. 3,079.56
S/. 2,483.06
S/. 1,877.01
S/. 1,261.25
S/. 635.63
S/. 0.00

INTERES

AMORTIZACION

S/. 112.08
S/. 103.54
S/. 94.85
S/. 86.03
S/. 77.07
S/. 67.96
S/. 58.71
S/. 49.31
S/. 39.76
S/. 30.05
S/. 20.19
S/. 10.18

S/.
S/.
S/.
S/.
S/.
S/.
S/.
S/.
S/.
S/.
S/.
S/.

533.73
542.27
550.96
559.78
568.74
577.85
587.10
596.50
606.05
615.76
625.62
635.63

CUOTA
S/.
S/.
S/.
S/.
S/.
S/.
S/.
S/.
S/.
S/.
S/.
S/.

645.81
645.81
645.81
645.81
645.81
645.81
645.81
645.81
645.81
645.81
645.81
645.81

PORTES

SEGURO

9.00
9.00
9.00
9.00
9.00
9.00
9.00
9.00
9.00
9.00
9.00
9.00

0.33
0.33
0.33
0.33
0.33
0.33
0.33
0.33
0.33
0.33
0.33
0.33

CEM
CEA

BANCO DE COMERCIO
DIAS
29
31
31
30
31
30
31
31
30
31
30
31
29
30
31

SALDO
15000
S/. 14,124.88
S/. 13,233.33
S/. 12,325.05
S/. 11,399.72
S/. 10,457.03
S/. 9,496.64
S/. 8,518.22
S/. 7,521.44
S/. 6,505.95
S/. 5,471.40
S/. 4,417.44
S/. 3,343.69
S/. 2,249.78
S/. 1,135.35
S/. 0.00

INTERES
281.54
265.11
248.38
231.33
213.96
196.27
178.24
159.88
141.17
122.11
102.69
82.91
62.76
42.23
21.31

AMORTIZACION
S/. 875.12
S/. 891.55
S/. 908.28
S/. 925.33
S/. 942.70
S/. 960.39
S/. 978.42
S/. 996.78
S/. 1,015.49
S/. 1,034.55
S/. 1,053.97
S/. 1,073.75
S/. 1,093.90
S/. 1,114.43
S/. 1,135.35

CUOTA
S/. 1,156.66
S/. 1,156.66
S/. 1,156.66
S/. 1,156.66
S/. 1,156.66
S/. 1,156.66
S/. 1,156.66
S/. 1,156.66
S/. 1,156.66
S/. 1,156.66
S/. 1,156.66
S/. 1,156.66
S/. 1,156.66
S/. 1,156.66
S/. 1,156.66

PORTES
S/. 7.00
S/. 7.00
S/. 7.00
S/. 7.00
S/. 7.00
S/. 7.00
S/. 7.00
S/. 7.00
S/. 7.00
S/. 7.00
S/. 7.00
S/. 7.00
S/. 7.00
S/. 7.00
S/. 7.00

SEGURO
0.66
0.66
0.66
0.66
0.66
0.66
0.66
0.66
0.66
0.66
0.66
0.66
0.66
0.66
0.66

CEM
CEA

SCOTIABANK
DIAS
29
31
31
30
31
30
31
31
30
31
30
31
29
30
31
30
31
30
31
31
30
31
30
31

SALDO
4000
S/. 3,870.82
S/. 3,738.87
S/. 3,604.09
S/. 3,466.42
S/. 3,325.80
S/. 3,182.16
S/. 3,035.44
S/. 2,885.58
S/. 2,732.50
S/. 2,576.13
S/. 2,416.42
S/. 2,253.28
S/. 2,086.63
S/. 1,916.42
S/. 1,742.55
S/. 1,564.96
S/. 1,383.56
S/. 1,198.26
S/. 1,009.00
S/. 815.67
S/. 618.20
S/. 416.49
S/. 210.45
S/. 0.00

INTERES
85.79
83.02
80.19
77.30
74.34
71.33
68.25
65.10
61.89
58.60
55.25
51.82
48.33
44.75
41.10
37.37
33.56
29.67
25.70
21.64
17.49
13.26
8.93
4.51

AMORTIZACION
S/. 129.18
S/. 131.95
S/. 134.78
S/. 137.67
S/. 140.62
S/. 143.64
S/. 146.72
S/. 149.87
S/. 153.08
S/. 156.36
S/. 159.72
S/. 163.14
S/. 166.64
S/. 170.21
S/. 173.87
S/. 177.59
S/. 181.40
S/. 185.29
S/. 189.27
S/. 193.33
S/. 197.47
S/. 201.71
S/. 206.03
S/. 210.45

CUOTA
S/. 214.97
S/. 214.97
S/. 214.97
S/. 214.97
S/. 214.97
S/. 214.97
S/. 214.97
S/. 214.97
S/. 214.97
S/. 214.97
S/. 214.97
S/. 214.97
S/. 214.97
S/. 214.97
S/. 214.97
S/. 214.97
S/. 214.97
S/. 214.97
S/. 214.97
S/. 214.97
S/. 214.97
S/. 214.97
S/. 214.97
S/. 214.97

PORTES

SEGURO

S/. 9.00
S/. 9.00
S/. 9.00
S/. 9.00
S/. 9.00
S/. 9.00
S/. 9.00
S/. 9.00
S/. 9.00
S/. 9.00
S/. 9.00
S/. 9.00
S/. 9.00
S/. 9.00
S/. 9.00
S/. 9.00
S/. 9.00
S/. 9.00
S/. 9.00
S/. 9.00
S/. 9.00
S/. 9.00
S/. 9.00
S/. 9.00

0.125
0.125
0.125
0.125
0.125
0.125
0.125
0.125
0.125
0.125
0.125
0.125
0.125
0.125
0.125
0.125
0.125
0.125
0.125
0.125
0.125
0.125
0.125
0.125
CEM
CEA

CUOTA FINAL
-7000
S/.
655.14
S/.
655.14
S/.
655.14
S/.
655.14
S/.
655.14
S/.
655.14
S/.
655.14
S/.
655.14
S/.
655.14
S/.
655.14
S/.
655.14
S/.
655.14

1.8328%
24%

CUOTA FINAL
-15000
S/. 1,164.32
S/. 1,164.32
S/. 1,164.32
S/. 1,164.32
S/. 1,164.32
S/. 1,164.32
S/. 1,164.32
S/. 1,164.32
S/. 1,164.32
S/. 1,164.32
S/. 1,164.32
S/. 1,164.32
S/. 1,164.32
S/. 1,164.32
S/. 1,164.32

1.9649%
26%

CUOTA FINAL
-4000
S/. 224.09
S/. 224.09
S/. 224.09
S/. 224.09
S/. 224.09
S/. 224.09
S/. 224.09
S/. 224.09
S/. 224.09
S/. 224.09
S/. 224.09
S/. 224.09
S/. 224.09
S/. 224.09
S/. 224.09
S/. 224.09
S/. 224.09
S/. 224.09
S/. 224.09
S/. 224.09
S/. 224.09
S/. 224.09
S/. 224.09
S/. 224.09
2.5178%
35%

CREDITOS HIPOTECARIOS

P
N
TEA
CUOTA INICIAL
CUOTA
PORTES
SEGURO DESGRAVAMEN
SEGURO INMUEBLE
PRESTAMO DEL BANCO
PAGO DESGRAVAMEN
PAGO INMUEBLE

P
N
TEA
CUOTA FINAL
PORTES
SEGURO DESGRAVAMEN
SEGURO INMUEBLE
PRESTAMO DEL BANCO
PAGO DESGRAVAMEN
PAGO INMUEBLE

30000
48 AOS
10.50%
20%
6000
S/. 2,541.07
10
0.090%
1.0854%
0.026%
0.3124%
24000
5.43
1.56

50000
5 AOS
10.50%
10
0.091%
0.025%
S/. 23,465.89

PERIODO
0
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39

40
41
42
43
44
45
46
47
48

REDITOS HIPOTECARIOS
BANCO FINANCIERO
FECHA
DIAS
1/30/2012
2/28/2012
29
3/30/2012
31
4/30/2012
31
5/30/2012
30
6/30/2012
31
7/30/2012
30
8/30/2012
31
9/30/2012
31
10/30/2012
30
11/30/2012
31
12/30/2012
30
1/30/2013
31
2/28/2013
29
3/30/2013
30
4/30/2013
31
5/30/2013
30
6/30/2013
31
7/30/2013
30
8/30/2013
31
9/30/2013
31
10/30/2013
30
11/30/2013
31
12/30/2013
30
1/30/2014
31
2/28/2014
29
3/30/2014
30
4/30/2014
31
5/30/2014
30
6/30/2014
31
7/30/2014
30
8/30/2014
31
9/30/2014
31
10/30/2014
30
11/30/2014
31
12/30/2014
30
1/30/2015
31
2/28/2015
29
3/30/2015
30
4/30/2015
31

SALDO
24000
S/. 23,978.93
S/. 23,955.65
S/. 23,929.93
S/. 23,901.50
S/. 23,870.09
S/. 23,835.38
S/. 23,797.03
S/. 23,754.65
S/. 23,707.82
S/. 23,656.07
S/. 23,598.89
S/. 23,535.71
S/. 23,465.89
S/. 23,388.74
S/. 23,303.49
S/. 23,209.28
S/. 23,105.19
S/. 22,990.17
S/. 22,863.07
S/. 22,722.62
S/. 22,567.43
S/. 22,395.94
S/. 22,206.44
S/. 21,997.05
S/. 21,765.67
S/. 21,510.00
S/. 21,227.48
S/. 20,915.30
S/. 20,570.34
S/. 20,189.16
S/. 19,767.95
S/. 19,302.52
S/. 18,788.21
S/. 18,219.91
S/. 17,591.93
S/. 16,898.01
S/. 16,131.24
S/. 15,283.95
S/. 14,347.69

INTERES
2520
2,517.79
2,515.34
2,512.64
2509.65759
2,506.36
2,502.72
2,498.69
2494.23807
2,489.32
2,483.89
2,477.88
2471.24907
2,463.92
2,455.82
2,446.87
2436.97472
2,426.04
2,413.97
2,400.62
2385.87503
2,369.58
2,351.57
2,331.68
2309.6904
2,285.40
2,258.55
2,228.89
2196.10657
2,159.89
2,119.86
2,075.63
2026.76422
1,972.76
1,913.09
1,847.15
1774.29135
1,693.78
1,604.81

AMORTIZACION
S/. 21.07
S/. 23.28
S/. 25.72
S/. 28.43
S/. 31.41
S/. 34.71
S/. 38.35
S/. 42.38
S/. 46.83
S/. 51.75
S/. 57.18
S/. 63.18
S/. 69.82
S/. 77.15
S/. 85.25
S/. 94.20
S/. 104.09
S/. 115.02
S/. 127.10
S/. 140.45
S/. 155.19
S/. 171.49
S/. 189.49
S/. 209.39
S/. 231.38
S/. 255.67
S/. 282.52
S/. 312.18
S/. 344.96
S/. 381.18
S/. 421.21
S/. 465.43
S/. 514.30
S/. 568.31
S/. 627.98
S/. 693.92
S/. 766.78
S/. 847.29
S/. 936.25

CUOTA
S/. 2,541.07
S/. 2,541.07
S/. 2,541.07
S/. 2,541.07
S/. 2,541.07
S/. 2,541.07
S/. 2,541.07
S/. 2,541.07
S/. 2,541.07
S/. 2,541.07
S/. 2,541.07
S/. 2,541.07
S/. 2,541.07
S/. 2,541.07
S/. 2,541.07
S/. 2,541.07
S/. 2,541.07
S/. 2,541.07
S/. 2,541.07
S/. 2,541.07
S/. 2,541.07
S/. 2,541.07
S/. 2,541.07
S/. 2,541.07
S/. 2,541.07
S/. 2,541.07
S/. 2,541.07
S/. 2,541.07
S/. 2,541.07
S/. 2,541.07
S/. 2,541.07
S/. 2,541.07
S/. 2,541.07
S/. 2,541.07
S/. 2,541.07
S/. 2,541.07
S/. 2,541.07
S/. 2,541.07
S/. 2,541.07

PORTES
10
10
10
10
10
10
10
10
10
10
10
10
10
10
10
10
10
10
10
10
10
10
10
10
10
10
10
10
10
10
10
10
10
10
10
10
10
10
10

5/30/2015
6/30/2015
7/30/2015
8/30/2015
9/30/2015
10/30/2015
11/30/2015
12/30/2015
3/30/2012

30
31
30
31
31
30
31
30
-1370

S/. 13,313.13
1,506.51
S/. 12,169.94 1397.87903
S/. 10,906.72
1,277.84
S/. 9,510.86
1,145.21
S/. 7,968.43
998.64
S/. 6,264.05 836.685132
S/. 4,380.70
657.72
S/. 2,299.61
459.97
S/. 0.00
241.46

S/. 1,034.56
S/. 1,143.19
S/. 1,263.22
S/. 1,395.86
S/. 1,542.43
S/. 1,704.38
S/. 1,883.34
S/. 2,081.09
S/. 2,299.61

S/. 2,541.07
S/. 2,541.07
S/. 2,541.07
S/. 2,541.07
S/. 2,541.07
S/. 2,541.07
S/. 2,541.07
S/. 2,541.07
S/. 2,541.07

10
10
10
10
10
10
10
10
10

SEGURO DESGRAVAMEN
5.43
5.43
5.43
5.43
5.43
5.43
5.43
5.43
5.43
5.43
5.43
5.43
5.43
5.43
5.43
5.43
5.43
5.43
5.43
5.43
5.43
5.43
5.43
5.43
5.43
5.43
5.43
5.43
5.43
5.43
5.43
5.43
5.43
5.43
5.43
5.43
5.43
5.43
5.43

SEGURO INMUEBLE
1.56
1.56
1.56
1.56
1.56
1.56
1.56
1.56
1.56
1.56
1.56
1.56
1.56
1.56
1.56
1.56
1.56
1.56
1.56
1.56
1.56
1.56
1.56
1.56
1.56
1.56
1.56
1.56
1.56
1.56
1.56
1.56
1.56
1.56
1.56
1.56
1.56
1.56
1.56

CUOTA FINAL
-24000
S/. 2,558.06
S/. 2,558.06
S/. 2,558.06
S/. 2,558.06
S/. 2,558.06
S/. 2,558.06
S/. 2,558.06
S/. 2,558.06
S/. 2,558.06
S/. 2,558.06
S/. 2,558.06
S/. 2,558.06
S/. 2,558.06
S/. 2,558.06
S/. 2,558.06
S/. 2,558.06
S/. 2,558.06
S/. 2,558.06
S/. 2,558.06
S/. 2,558.06
S/. 2,558.06
S/. 2,558.06
S/. 2,558.06
S/. 2,558.06
S/. 2,558.06
S/. 2,558.06
S/. 2,558.06
S/. 2,558.06
S/. 2,558.06
S/. 2,558.06
S/. 2,558.06
S/. 2,558.06
S/. 2,558.06
S/. 2,558.06
S/. 2,558.06
S/. 2,558.06
S/. 2,558.06
S/. 2,558.06
S/. 2,558.06

5.43
5.43
5.43
5.43
5.43
5.43
5.43
5.43
5.43

1.56
1.56
1.56
1.56
1.56
1.56
1.56
1.56
1.56

S/. 2,558.06
S/. 2,558.06
S/. 2,558.06
S/. 2,558.06
S/. 2,558.06
S/. 2,558.06
S/. 2,558.06
S/. 2,558.06
S/. 2,558.06