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THIS IS NOT AN AUTOMOBILE LIABILITY INSURANCE CONTRACT AND DOES NOT COMPLY WITH ANY FINANCIAL RESPONSIBILITY LAW
TotalSecurityNY5/2012
ROADSIDE
ASSISTANCE
24/7 SIGN & GO SERVICE WITH TOWING UP TO 100 MILES TO THE DESTINATION OF YOUR CHOICE
ROADSIDE
ASSISTANCE
$100 COVERAGE FOR SERVICE ON:
YOUR RV
YOUR BOAT
YOUR MOTORCYCLE
MCA PROVIDES
TRIP
PLANNING & TRAVEL RESERVATIONS
HOTEL INFO & DISCOUNTS
DETAILED ROUTINGS
PERSONALIZED TRAVEL SERVICES ANYWHERE IN THE UNITED STATES AND CANADA RESERVATION SERVICE PROVIDED THROUGH OUR PROFESSIONAL TRAVEL SERVICE
UP TO
$2,000
PAID TO A PROVIDER ATTORNEY
TO DEFEND YOU AGAINST COVERED MOVING VIOLATIONS OR COVERED CRIMINAL CHARGES INCLUDING NEGLIGENT HOMICIDE OR VEHICULAR MANSLAUGHTER ARISING FROM AN AUTO ACCIDENT
Anyfinesorcourtcostsaremember'sresponsibility.NOTapplicablewhencharged withanydrugoralcoholrelatedmatter;driving withoutavalidoperator'spermit,license,ortag;afelony;leaving thescene;pastduecitations;parkingorenvironmental charges;appealsorwarrants.
UP TO
$500
PAID TO A PROVIDER ATTORNEY
TO PURSUE COVERED PERSONAL INJURY MATTERS OR PERSONAL PROPERTY VEHICLE DAMAGES RESULTING FROM AN AUTO ACCIDENT
Anyfinesorcourtcostsaremember'sresponsibility.NOTapplicablewhen chargedwithanydrugoralcoholrelatedmatter;drivingwithoutavalid operator'spermit,license,ortag;afelony;leavingthescene;pastdue citations;parkingorenvironmentalcharges;appealsorwarrants.
INCLUDES A
$5,000
STOLEN VEHICLE REWARD
RECEIVE UP TO
$1,000
CREDIT CARD PROTECTION
YOU KNOW THE RISKS INVOLVED
WHEN HELD LIABLE FOR THE MISUSE OF LOST OR STOLEN CREDIT CARDS
ALSO FREE CREDIT CARD REGISTRATION
RECEIVE UP TO
$500
FOR INFORMATION LEADING TO THE ARREST AND CONVICTION OF ANYONE FOUND GUILTY OF STEALING A MEMBERS:
LIVESTOCK
SADDLE OR TACK
LIVESTOCK/IMPLEMENT TRAILER
REWARD WILL BE PAID TO ANY PRIVATE CITIZEN OR LAW ENFORCEMENT PERSONNEL OR AGENCY
MEMBERSHIP INCLUDES
DISCOUNTS
ON PRESCRIPTIONS, VISION CARE AND DENTAL
RECEIVE PHARMACY DISCOUNTS UP TO:
60% ON GENERIC PRESCRIPTIONS & 25% ON BRAND NAME PRESCRIPTIONS
AS A TOTAL SECURITY MEMBER OF MCA YOU ARE COVERED 24 HOURS A DAY WHENEVER YOU ARE INJURED IN A COVERED ACCIDENT AND HOSPITALIZED AS A RESULT OF YOUR INJURIES
AT HOME
AT WORK
IN TOWN
IN ANOTHER STATE
UnderwrittenbyZurichAmericanInsuranceCompany.
RECEIVE UP TO
$500
IN EMERGENCY CASH
CASTS OR SPLINTS
X-RAYS
TRANSFUSIONS
IVs
DOCTOR CARE
FACILITY
Coversupto4visitsperpolicyyearfortreatmentwithin30 daysofthecoveredaccident.
UnderwrittenbyZurichAmerican InsuranceCompany.
RECEIVE UP TO
$54,750
IN DAILY HOSPITAL BENEFITS
YOU WILL RECEIVE $150 PER DAY UP TO 365 CONSECUTIVE DAYS FOR HOSPITAL ROOM AND BOARD
Benefitsareforhospitalizationastheresultofinjuriessustainedinacoveredaccident.
UnderwrittenbyZurichAmericanInsuranceCompany.
$10,000
ACCIDENTAL DEATH BENEFIT
IF YOU DIE WITHIN 90 DAYS OF A COVERED ACCIDENT AS A DIRECT RESULT FROM YOUR INJURIES RECEIVED IN THAT ACCIDENT
UnderwrittenbyZurichAmericanInsuranceCompany.
$50,000
ACCIDENTAL DEATH COVERAGE
$25,000 PRINCIPAL SUM EACH FOR NAMED MEMBER AND SPOUSE $30,000 PRINCIPAL SUM FOR NAMED MEMBER, $15,000 FOR SPOUSE AND $3,500 FOR EACH CHILD
UP TO $1,500 PER YEAR FOR QUALIFIED DAYCARE OF DEPENDENT CHILDREN UNDER THE AGE OF 13 (UP TO 4 CONSECUTIVE YEARS) UP TO $1,500 PER YEAR FOR EACH DEPENDENT CHILD ENROLLED IN A QUALIFIED INSTITUTION OF HIGHER EDUCATION OR DEPENDENT CHILDREN IN THE 12TH GRADE LEVEL (UP TO 4 CONSECUTIVE YEARS) UP TO $3,000 TO RETRAIN A SURVIVING SPOUSE TO ENTER THE JOB MARKET
*Seedescriptionofcoverageforqualifications andrestrictions.
AS A COVERED MEMBER WHEN YOU ARE MORE THAN 100 MILES AWAY FROM YOUR HOME AND IN A MEDICAL EMERGENCY YOU RECEIVE:
MEDICAL CONSULTATION CARE FOR MINORS PRESCRIPTION ASSISTANCE MEDICAL REPATRIATION RETURN OF MORTAL REMAINS
EMERGENCY EVACUATION HOSPITAL ADMISSION GUARANTEE LEGAL REFERRALS MEDICAL EVALUATION PLUS MUCH MORE
Simple to Join:
Numberof Members 1 2 3 4 5
BEGINNING 1 MONTH FROM THE EFFECTIVE DATE, YOUR DUES ARE AUTOMATICALLY PAID THROUGH YOUR BANK ACCOUNT OR CREDIT CARD
AS A MEMBER, YOU ARE ALWAYS IN CONTROL OF YOUR MEMBERSHIP THROUGH MCAS 1-800 NUMBER
KeyinDirectSalesistheabilitytothinkonyourfeet. Learnhowyouwillreactdontfreeze IntroductionToMerchants: HiIm[yourname](shakehands) IvebeentalkingwithsomeofthemerchantsandothercitizensintheareaandI havesomethingIthinkyouwouldbeinterestedin. PAGE1 IrepresentMotorClubofAmerica.WhenyoujoinMotorClubofAmericayouget amembershipcardthatlooksjustlikethis.Yourmembershipcoversyouinthe UnitedStatesandCanada. PAGE2 FirstthingyourmembershipprovidesisRoadSideAssistance.Whenyouarein yourvehicleandyouhaveaproblem,allyouhavetodoiscallus.24/7justsign anddrive. Ifyouhaveaflatsomewhere,youcallusandwellsendsomebodyouttoyou. Nobodylikestochangeaflatotherthantheguygettingpaidtodoit,right? Ifyoulockyourkeysinyourcar,haveadeadbattery,oryoubreakdown somewhereyoucallus24hoursadayandwewilltakecareofit. PAGE3 ItalsocoversyourRV,yourduallypickuptruckover1ton,yourboattrailer,your motorcycle,oryourlivestocktrailerupto$100forservice.
PAGE4 MCAalsoprovidesplanningandtravelreservations.Whenyougetreadytotake atripyoulllikethis,alotofourmemberssaythisisworththemoneyaloneand theyloveit. Calluswellsendyouanicetrippack,wecanscheduleyourtrip,youget detailedroutings,maps,airlinereservations,andhoteldiscounts. Soanytimeyougetreadytotravel,youusethisandthatsavesyoumoney. PAGE5 Youvegot$2,000inlegalfeestodefendyouforanyoftheover100moving violationsyoucanbechargedwith.Thatseverythingfromspeedingtovehicular homicide. Itsagoodfeelingwhenyouheaddowntheroadtoknowthatyoualreadyhave legalbenefitsboughtandpaidforwithyourmembership. PAGE6 Youalsohave$1,000inlegalfeesforaproviderattorneytohelpyoucollecton injuriesyousufferedwhenyouareinanaccidentorsomeonedamagesyour vehicle. Ifsomeonehitsyourcarandtheydontwanttopaytofixitandwehavetogetan attorneyinvolvedthatshowthisworks. PAGE7 Alsowithyourmembershipyouhave$5,000instolenvehiclereward.
Ifsomebodystealsyourvehicle,youcalltheclubtoreportitandyoucallthelocal lawenforcementwellputupa$5,000rewardfortherecoveryofyourvehicle andtheconvictionofthepersonwhostoleit. PAGE8 Youalsohaveupto$1,000increditcardprotection.Doyoucarrycreditcards? Ifyourcreditcardislostorstolenwehaveupto$1,000inprotectionforyou. PAGE9 Wealsohavea$500rewardforinformationleadingtothearrestandconviction ofsomeonethathasstolenyourlivestock,yourstocktrailer,yourtackorany farmequipment. Ifsomeonestealssomethingoffthefarmweputup$500fortherecoveryofthat equipment. PAGE10 Yougetdiscountsonyourprescriptions,eyecareanddental.Ifyouandyour familyaremembersyoucanallsave. Youcangotoanyofthemajorpharmaciesandreceivediscountsonyour prescriptiondrugs. Youalsogetdiscountsonyoureyeexams,contactlens,glassesandLasiksurgery. Youcanusethisforyouandyourentirefamilythataremembers.Therearealso dentalsavingsupto50%. PAGE11 Youalsohaveemergencybenefits.
PAGE12 Ifyouareinjuredinacoveredaccidentwepayemergencyroombenefitsupto $500. IfyouareinvolvedinanaccidentandtheEMTsaysyouneedtogohaveyourself checkedout,youknowyouhave$500inbenefits.Whatalotofpeoplelikeabout thisisthatitcanhelpwithyourdeductiblesonyourhospitalbenefitsonyour insurance. Thisisonanyaccident,notjustvehicleaccidents. PAGE13 Youvegothospitalbenefits.Ifyouareinjuredinanaccidentandendupinthe hospitalthispays$150adayforafullyear. Thatis$54,750inbenefitsavailabletoyou. Thenicethingisthesebenefitsarepaiddirectlytoyou,notthehospital.Ifyou havehealthinsurancethatsgoingtopaythehospitalsanddoctorsbutthisispaid directlytoyoubecauseyouaregoingtohavealossofincome.Youregoingto haveexpensesyouhavetocover,sothiscomesdirectlytothemember. PAGE14 Youhave$10,000deathbenefit.Ifamemberiskilledinanyaccident,wepay $10,000totheestate. PAGE15 Anotherbenefityouhaveonyourmembershipisanadditional$50,000accidental deathbenefityoumayenrollin. Youhave3choices:
1. Individualcoverage 2. Husbandandwifecoverageor 3. Familycoverage Youelectthelevelofcoverageyouwant. Youcanchooseoptiononewhichis$50,000benefit.Ifsomethinghappensto youwepay$50,000toyourfamilyifitisanaccident. Youcanchooseoptiontwowhichis$25,000onyouand$25,000onyourspouse. Oryoucanchooseoptionthreethatprovides$30,000onyou,$15,000onyour spouseand$3,500oneachofyourchildren. Option3alsocarriessomeadditionalbenefitsofupto$1500ayearfordaycare foryourchildren,itwillpayupto$1500ayearforchildrenwhoareenrolledin highereducation,anditcanprovideretrainingmoneyupto$3000foryour spousetoreentertheworkforce. Soyoucanchoosethelevelofbenefitsyoulike. PAGE16 Withthe$50,000AD&Dcoverageyoualsohaveatravelassistanceprogram. Thisisaworldwidetravelbenefit. Ifyouare100milesormoreawayfromhomeandyouhaveanykindofmedical emergency,thiswillgetyoubackhome.Iveheardthesemedicalhelicopters dontgetoffthegroundforlessthan$25,000.Itcostsalotofmoneyifyouneed thisanditisapartofyourmembership. Thisisworldwidesoifyouwereonacruise,ifyouwereinHawaii,orifyou wereinLondonEngland,thisprotectsyouworldwide.Thiscoversaccidentsand evenifyougetsick.
PAGE17 Sohereswhatyougetwithyourmembership: Youhaveroadsideservice24hoursadayifyouhavechildrenyoucanputthem ontheplanaswell.Ifyoudontwanttobebrokendownonthesideoftheroad, youcertainlydontwantyourchildrenbrokendownthereeither.Soyouwantto havethisforthemalso. Youvealsogotyouremergencyroadsideassistanceforyourboattrailer,your RV,yourmotorcycle,yourduley,andyourlivestocktrailer. Youvegotyourtripplanning. Youvegot$2000todefendyou. Youvegot$500stolenvehiclereward. Youhave$1000creditcardprotection. Youhave$500inrewardifanythinghappenstoyourfarmequipment. Youvegotprescriptiondrug,visionanddentaldiscounts. Youhave$500foremergencyroombenefits. Over$54,000incoveredhospitalbenefits. $10,000accidentaldeathbenefit. Andyouhaveanadditional$50,000deathbenefittackedontothat. Finallyyouhavetravelassistanceanywhereintheworld. Yougetallthesebenefitsandservicesforonly$19.95permonth. Nowyoucanalsoputyourspouseonthisplan.
CLOSE Letmeshowyouourapplication Youputyournamehere,thenyoucanputyourspouseonhere,thenyoucanadd eachofyourchildren. Itsonly$19.95foreachoneofthem. Alltheinformationwegetfromyouisyourname,addressandphonenumber. Illgiveyouacopyofthisandasyoucanseeyourbenefitsareinfullforceright now. Thisisthe800numberifyouneedanyhelpbeforeyougetyourcard,youjustcall thisnumberandtheywillhelpyou. Imgoingtogiveyouacopyofthisreceiptandyourmembershipisinfullforce today. Iwouldliketoenrollyouasamembertoday.
MCA Total Security Plan (Monthly Retail Value $19.95) 1 80.00 $80.00 $4,160.00 5 82.00 $410.00 $21,320.00 10 84.00 $840.00 $43,680.00 15 86.00 $1,290.00 $67,080.00 20 88.00 $1,760.00 $91,520.00 30 90.00 $2,700.00 $140,400.00 Security Plus (Monthly Retail Value $14.95) 1 $60.00 $60.00 5 $61.50 $307.50 10 $63.00 $630.00 15 $64.50 $967.50 20 $66.00 $1,320.00 30 $67.50 $2,025.00 Security (Monthly Retail Value $9.95) 1 $40.00 $40.00 5 $41.00 $205.00 10 $42.00 $420.00 15 $43.00 $645.00 20 $44.00 $880.00 30 $45.00 $1,350.00
Any PERSONAL MEMBERSHIP which has been in the system for more than 12 months is paid 80% of first year earned commission as earned.
INCOME PROJECTION
Based on sales of MCA Total Security Membership with 2 Months On-going Pay with Advances and Insurance Bonus
APPROX. HRLY COMM. RATE $6.00 $10.25 $21.00 $33.58 $46.25 $70.50
# OF SALES 3 5 10 15 20 30
COMM. ADV. PER YEAR $12,480.00 $21.320.00 $43,600.00 $69.849.00 $96,200.00 $146,160.00
COMM. ADV. PER MONTH $1,040.00 $1,776.00 $3,640.00 $5,821.00 $8,016.00 $12,180.00
COMM. ADV. PER WEEK $240.00 $410.00 $840.00 $1,343.00 $1,850.00 $2,820.00
Insurance Bonus
$100 - 45 Memberships per Month - Average 11.25 Memberships per Week $213 - 65 Memberships per Month - Average 16.25 Memberships per Week $380 - 85 Memberships per Month - Average 21.25 Memberships per Week $480 - 105 Memberships per Month - Average 26.25 Memberships per Week $525 - 190 Memberships per Month - Average 47.50 Memberships per Week $600 - 250 Memberships per Month - Average 62.50 Memberships per Week
1. Learn your SALES PRESENTATION A) Know What To Say B) Know How To Say It C) Know How To Close
2. Make a LIST of everyone you know. (First 25 on back) Dont Judge anyone . . . you dont know who they know! 3. CONTACT everyone on your list. Set up at least 3 or 4 appointments a day for you and your Manager to work as a part of your Training. 4. RECOMMENDATIONS . . . The Key to GROWING Your MCA Business Is Learning The Art Of Recommendations.
Name 1 2 3 4 5 6 7 8 9 10
Phone #
Relationship
Contact
Notes
15 WARM Prospects Somebody from Church, Work, Community Clubs (Lions, Civitan, Rotary, etc.)
11 12 13 14 15 16 17 18 19 20 21 22 23 24 25
MCA Approach
After you normal greeting . . . . . Ive started a new Business. As a part of my training, Ive got to show our program to 20 people. It will only take about 15 minutes. You may or may not be interested.
When somebody says I want to ask you a question an antenna goes up. They kind of perk up a little bit. And then you say As a matter of fact, I need your help. They immediately move to how can I help this guy? Then you say weve found as a company not that Ive found, but weve found as a company that our very best members come from people just like you, hard-working, responsible people. Who do you know here in the area that would make a good member? You dont say, Who do you know that would buy this? or Whod be interested in it? because you dont want your prospect trying to figure out, who would buy it or who would be interested. You just say, whod make a good member? The average person will give you five names of people to go see. With those people you call on as a result of recommendations, the closing ratio is a lot higher than cold calls, because a friend or relative, someone they respect or love, sent you over there. If you want a long career in the motor club business, learn the art of getting recommendations. After many years in the Direct Sales Industry, I have found that the people that are successful and have long careers with any company, have learned the art of getting recommendations.