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Payday Express Plus (PEP) - Pricing/Fee Schedule Payday Express Plus - Pricing/Fee Schedule

If "Payday Express Plus" (Advance Funding) Guarantee Only


Transaction Fee Statement Fee Pre-Auth Enhancement Fee (one-time charge) Voice Authorization Fee / Batch Close Fee Payday "Express Plus" Transaction Limit Payday "Express Plus" Set Up / Annual Fee Payday "Express Plus" Monthly Minimum Payday "Express Plus" Term Category (with corresponding 90 day "Express Plus" rates) General Auto Repair / Car Dealer Service/Parts Dept Automotive Parts / Tires / Rims Installation Transmission Repair Veterinary / Emergency Animal Hospital Svc's Appliance Sales/Repairs Medical / Dental Svc's Medical Cosmetic / MediSpa (Botox, Juvaderm, Restylin, etc.) Furniture / Bedding / Mattress Sporting Good / Camping / Skiing / Scuba / Guns / Outdoor Recreation Computers Training Courses (Bartending, Truck Driving, Nursing, etc.) Home Exercise Equipment Bicycles Funeral Home New / Used Scooter Dealer Sales Home Improvement Retail / Lawn / Garden (see below examples) (flooring, carpet, paint, drapery, appliances, plumbing, electrical, etc.) Car Dealerership (excludes used car lots / excludes service/repair/parts) Motorcycle Dealership (excludes used bike lots / excludes service/repair/parts) RV Dealership Sales Used Cars / Motorcycles / RVA $2,000.00 $ 195.00 $ 40.00 3 months Buy Rate % 8.95 8.95 10.95 8.95 8.95 8.95 10.95 8.95 8.95 10.95 10.95 8.95 8.95 8.95 8.95 8.95 4.75 4.75 4.75 $3,000.00 $ 225.00 $ 60.00 3 months Buy Rate % 10.95 10.95 12.95 10.95 10.95 10.95 12.95 10.95 10.95 12.95 12.95 10.95 10.95 10.95 10.95 10.95 5.25 5.25 5.25

Any Limit $ 2.95 $ 5.95 $ 49.95 $ $4,000.00 $ 250.00 $ 80.00 3 months Buy Rate % 11.95 11.95 14.50 11.95 11.95 11.95 14.50 11.95 11.95 14.50 14.50 11.95 11.95 11.95 11.95 11.95 5.75 5.75 5.75 $ 5,000.00 $ 275.00 $ 100.00 3 months Buy Rate % 12.95 12.95 15.95 12.95 12.95 12.95 15.95 12.95 12.95 15.95 15.95 12.95 12.95 12.95 12.95 12.95 6.25 6.25 6.25

6 Months Buy Rates...add 6% to 3 month buy rates Rates...a 12 Months Buy Rates...add 16% to 3 month buy rates Rates...a

9.95 12.95 14.50 15.95 ______________________________________________ 6 Add 6% Add 6% Add 6% Add 6% _______________________________________________________ Add 6% Add 16% d 6% % Add 16% Add 16% Add 16% Add 16% Add 16% Add 16% Add 16%

Sample Excluded Categories (when in doubt ask) Credit Repair / Bail Bonds / Lending / Check Cashing / Casino / Collections / Donations Audio / Video / Electronic Gaming Apparel / Furs / Shoes / Jewelry / Watches / Pawn Shops / eCommerce Travel / Memberships / Clubs Notes: December is increased by 1.0% to account for disparite fraud losses experienced during the holiday season. y y p The monthly minimum may not be marked up. Pricing for industry segments not specifically identified above shall be determined on a case by case basis. The "Transaction Fee" applies to the down payment plus all individual electronic debits (12 month deal = 13 transaction fees)