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political gridlock, and the stock markets volatility. And to some ex tent, theyll be right. We did face a number of significant challenges during the course of the year. At the same time though, 2011 was a year of growth and heali ng for the United States. Americans are spending again, as evidenced by a record-breaking holiday shopping season.[1] Factories are producing more.[2] Companies are generating impressive profits.[3] The housing market is showing signs of life.[4] And with the unempl oyment rate at its lowest level in nearly three years[5], even the job market is improving. While blind optimism can be a dangerous thing, focusing on the negat ive can be equally risky. So without amplifying the problems of the past or mini mizing the challenges of the future, lets take a look back at some of the key eve nts that made 2011 what it was.