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No. 17532
PETITION | Video drama as polls team put on the spot over the conduct of March 4 election with accusation of vote ination
Supreme court judges set out four main issues that will be debated in poll case
BY DAVE OPIYO
dopiyo@ke.nationmedia.com rime Minister Raila Odinga yesterday made a strong push for the nullication of the results declaring Uhuru Kenyatta as Kenyas fourth president, stating that the voters registered was inated by about 36,000. Through his lawyer, Mr George Oraro, the PM
further said the electoral process was marred by fraud, opaqueness and other irregularities committed by the Independent Electoral and Boundaries (IEBC) ocials. While making his submissions before the Supreme Court yesterday, Mr Oraro said there was confusion as to the actual number of voters while CONTINUED ON PAGE 5
ON OTHER PAGES
EDUCATION
AFRICA
INDEX
News Page 2-11, 17-19, Back Opinion Page 12-13 Letters Page 14 World Page 20-25 Business Page 26-32 County Page 33-34 Sport Page 68-71
Muranga County Governor Mwangi wa Iria takes the oath of oce during yesterdays swearing in ceremony at Ihura Stadium. He and other governors from central Kenya vowed to increase jobs for youths and ght cheap brews.
2 | National News
DECISION 2013
THE JUDGES
Willy Mutunga Willy Mutunga is the Chief Justice and President of the Supreme Court of Kenya. An astute human rights campaigner who cut his teeth
Philip Tunoi A long serving High Court and Court of Appeal judge, he is easily the senior most of the six Supreme Court judges hearing the petition challenging Jubilee
Smokin Wanjala Played his part in the struggle for reforms in the country in the eighties through regular opinion pieces in the defunct Nairobi Law Monthly Magazine.
Mohammed Ibrahim Like Mutunga, Justice Ibrahim served time in detention over his involvement in the reform movement in the eighties and early nineties. He had a long stint
Njoki Ndungu A former Nominated MP, Ms Ndungu is best remembered as the architect and mover of the Sexual Oenses Bill, 2006 which led to the enactment of the
Jackton Ojwang Prof Ojwang was plucked from the University of Nairobi where he served as a dean of the Parklands Law School and appointed High Court judge in 2003.
Mr Ochieng Oduol, who is representing Mr Raila Odinga, at the Supreme Court during yesterdays proceedings.
results of other candidates. She added that the IEBC cannot say it did not break the law since it went against its own promise to deliver results within 48 hours, adding that the electronic transmission failure was IEBCs own making to enable stealing of votes. We cannot understand the mischief behind the system failure since it was not for the benet of the commission but for the people of Kenya to ensure a free, fair and transparent election, Ms Kilonzo said. Should the Supreme Court nd the election was bungled, Ms Kilonzo argued that the judges should order the Director of Public Prosecution to investigate and prosecute those involved in committing electoral oences. The formal hearings begun
BILLY | NATION
with the judges announcing that they had distilled all the issues presented by the lawyers, who couldnt agree on what the judges should decide, and condensed them into four. The rst Issue is whether Mr Kenyatta and William Ruto were validly elected in the presidential election. Second is whether the presidential election was free, fair and transparent and in compliance with the law. Third is whether the rejected votes ought to have been considered in calculating the nal percentages. The nal one is what orders the court should make after determining the three issues. Related stories on Pages 4 and 5
THE PETITIONER
The Cord presidential candidate Raila Odinga is the main petitioner in the case. He went to the Supreme Court to challenge the presidential results after GEORGE ORARO IEBC declared that the Jubilee Coalition presidential candidate Uhuru Kenyatta had won the presidential election after garnering 6,173,433 votes against his 5,340,546 votes.
RAILA ODINGA
OCHIENG ODUOL
THE RESPONDENTS
IEBC The Independent Electoral and Boundaries Commission is listed as the rst respondent in the presidential election petition. It is represented by a team of lawyers led by Mohamed Nyaoga, Aurelio Rebello, Paul Nyamodi and Nani Mungai
MOHAMED NYAOGA
PAUL NYAMODI
We will remain closed during Easter and resume normal operations on Tuesday
AURELIO REBELLO
NANI MUNGAI
ISAACK HASSAN
The IEBC chairman is separately listed in the presidential election petition as the second respondent. This is because as the IEBC chair, he is the returning ocer AHMEDNASSIR ABDULLAHI UHURU KENYATTA The Jubilee Coalition presidential candidate is named as the third respondent in the petition. He was Mr Odingas main rival in the presidential election WILLIAM RUTO He was Mr Kenyattas running mate in the Jubilee Coalition. He is listed as the fourth respondent in the petition and is represented by lawyer Katwa Kigen.
FRED NGATIA
KATWA KIGEN
National News 3
SONG AND DANCE | Kidero was chaueured in and out of Uhuru Park ahead of a motorcade
overnors are the new powerful guys in town. You could see that as they took oath of their oces yesterday. They arrived surrounded by guards those mean-looking bulky men just in case anyone tries to harm the new Governor. Around the country, new Governors were heavily guarded, driven in and out, and during the ceremonies, the form of entertainment indicated they were the new kings in town. While the official cars were not uniform, out of the 47, there is no queen yet, at least until after five years from now. In Nairobi, Governor Evans Kidero was chaueured in and out of Uhuru Park in a Rolls Royce Princess ahead of a motorcade. The colonial classic car was last seen in the 1990s during the reign of President Moi. But it is a beautiful car with huge headlights and a slim steering wheel. This time round, it was branded NCC1 meaning the number one guy in the Nairobi City County, with a ag to boot. At the ceremony, a man, probably a supporter of Dr Kidero, tried to present a live chicken to him. Guards couldnt take any of that. In Machakos, Dr Alfred Mutua arrived at Kenyatta Stadium in a silvery Benz, named Machakos 1. He waved from the sunroof of the car, greeting jubilant supporters. In Eldoret, Uasin Gishus Jackson Mandago, was driven in in a Mitsubishi four-wheel drive. It had a ag, but he chose to name his car Governor. A police band marched past and soon after he took the oath, elders dressed him in a traditional animal skin. At Afraha Stadium, Nakurus Kinuthia Mbugua arrived in a Toyota Land Cruiser. It had a ag, but he chose to retain the ordinary number plates.
Dr Alfred Mutua after his swearing-in ceremony held at Kenyatta Stadium in Machakos.
PHOTO | CORRESPONDENT
A member of the public takes a picture with the Nairobi governors vintage car outside City Hall after Dr Evans Kidero was sworn in yesterday.
Kiambu governor William Kabogo leaves under tight security after the swearing-in ceremony at Kirigiti Stadium.
Nakuru County Governor Kinuthia Mbuguas ocial vehicle. The governor was sworn in by Justice Anyara Emukule yesterday at Afraha Stadium-Annex. He called on his competitors to work with him to realise the peoples dream.
The vehicle belonging to Uasin Gishu County Governorelect Jackson Mandago after he was sworn in by Eldoret High Court Judge, Fred Ochieng at Eldoret Sports Club.
4 | National News
DECISION 2013
SUMMARY OF ISSUES
Whether Uhuru Kenyatta and William Ruto were validly elected and declared President-elect and Deputy Presidentelect. Whether the presidential election was conducted in a free, fair, transparent and credible manner. Whether the rejected votes ought to have been included in determining the nal tallies of votes. What consequential declarations, orders and reliefs should the court grant based on the above determinations.
2 3 4
Lawyer George Oraro, for Cord presidential candidate Raila Odinga, at the Supreme Court, Nairobi, yesterday.
He said the judges had been very careful not to go into evidence or the type of arguments the lawyers would raise. All parties agreed with the judges decision, with Attorney-General, Prof Githu Muigai, arming that he was also in agreement. On Tuesday, majority of the lawyers had led their proposals on what they felt were the real issues. All had wanted the judges to determine who would eventually foot the costs of the case.
This is a controlled development with approvals from the Municipal Council of Kisumu.
1. 2. 3. 4.
PHASE I 50 PLOTS - EACH AT KES 65,000. (19 PLOTS REMAINING). PHASE II 50 PLOTS - EACH AT KES 110,000. PHASE III 50 PLOTS - EACH AT KES 150,000 PHASE IV 150 PLOTS - EACH AT KES 250,000.
www.KisumuRealEstates.com
DECISION 2013
National News 5
PETITION | Oraro says it is dicult to establish which voters register was used in March 4 election
Votes cast
IEBC lawyers Ahmednassir Abdullahi and Mohamed Nyaoga at the Supreme Court yesterday. The agency got a reprieve yesterday.
polling stations to vote, saying this was a classic form of transfer of voters, an electoral malpractice. An election can surely not be conducted in a casual and cavalier manner, he said and faulted IEBC for failing to implement a number of recommendations by the Kriegler Commission, which had been set up to investigate the 2007 elections, whose outcome ODM contested. The commission, he said,
had proposed that the number of election declaration forms be reduced to one, that the tallying and vote transmission system be done in a secure manner and that parties be given adequate time to interrogate the results before their announcement. Sadly, all these were ignored, he said. At Bomas, our agents were in fact thrown out of the National Tallying Centre. These elections were characterised by massive irregularities.
Appeared slow
On Monday, the Supreme Court ordered the re-tallying of the presidential votes in 22 polling stations across the country. The judges also ordered a fresh scrutiny of all the Form 34 used by the electoral commission in tallying the presidential votes in all the 33,000 polling centres across the country as well as the forms 36 used for entering presidential constituency results. All reports and results of various exercises were to be led with the court by 4pm yesterday, but indications were that the re-tallying would go on throughout the night.
6 | National News
DEVOLUTION | Leaders also promise to create jobs for the youth and combat crime
home and promised to work handin-hand with them. All the 35 county representatives from the area staged a walkout complaining that no space had been reserved for them. In Nakuru, Governor Kinuthia Mbugua said his priority would be to revive industries that had collapsed and give pyrethrum sector a new lease of life. The economy will be my governments rst order of business, he said and vowed to bring all communities together. Nakuru County has been a hotspot for ethnic violence for many years but Mr Mbugua said that would not happen again. At Afraha Stadium ceremony presided over by Mr Justice Anyara Emukule, the governor promised to unite residents of the county. In Nyandarua, Governor Daniel Waithaka Mwangi said he would seek to ensure that he established an all-inclusive leadership. During the ceremony at the Ol Kalou Stadium and presided over by Mr Justice Luka Kimaru, he promised to improve infrastructure in the county. In Garissa, Governor Nathif Jama Adam was sworn-in by Judge Stella Mutuku and magistrate Hannah Njeri Ndung u at Garissa O pen Soccer Field. He promised to tackle insecurity, poor education standards and improve livestock keeping. Reported by Patrick Nzioka, Muchiri Gitonga, Kennedy Kimanthi, George Munene, Charles Wanyoro, Samuel Karanja, Noah Cheploen, Kinuthia Mburu and Ponciano Odongo
All-inclusive leadership
Nyeri Governor Nderitu Gachagua (left) and his deputy, Mr Samuel Wamathai, after they were sworn in by Nyeri Judge James Wakiaga yesterday.
Muriungi in taking the oath of oce at a colourful ceremony at Kinoru Stadium in North Imenti, the countys headquarters. Mr Munya said he would prioritise agriculture, youth unemployment, health and water provision, land adjudication and insecurity. In Kirinyaga County, hundreds of residents attended the colourful swearing in ceremony of Mr Joseph Ndathi as the rst governor. The ceremony, at Kutus Primary School, was presided over by Lady Justice Cecilia Githua. In Embu, Governor Wambora said
We must make a shift in our attitude towards education and be active stakeholders in ensuring our enrolment rates are above the national average
Laikipia Governor Joshua Irungu
starting value addition factories to generate revenue for the mainly agricultural county would be his priority. Mr Wambora said at Embu municipal stadium after being sworn in that he would ensure the county got a milk processing plant, a cereals depot at Ugweri and a coee mill. He said coee and tea from the area would be auctioned locally. In Muranga, Governor Mwangi pledged to make the area the choice county in development. He later visited the local prison, the Muranga district hospital and a childrens
Sumaria Industries Ltd Behind Motor Vehicle Inspection Industrial Area PO Box 42565-00100 Nairobi Email: sales@silafrica.com Tel: 254 2 2495545/9 Mobile: +254 735 445 998 +254 701 134 630
4pm 160
LOCATION MAP
8 | National News
CAMPAIGN PLEDGES | President-elect and deputy say they are raring to go
Jubilee has majority in National Assembly members, majority senators, majority county women representatives, so it is only logical that we won the presidency
Deputy President-elect William Ruto gether and implement their promises if they expected to be re-elected. The bulk went home because they forgot to deliver
Take long
President-elect Uhuru Kenyatta, his deputy William Ruto and other members of the Jubilee Coalition arrive at the Great Rift Valley Lodge in Naivasha for a strategy meeting yesterday. The leaders appealed to MPs-elect to work with them to deliver on their election promises.
what they promised to the people. When we campaigned, we campaigned as a team. We won. After three months, you start hearing a new vocabulary of this is how I did it or I am here because of what I did we are a team, we must remain united, said Mr
Kenyatta. The President-elect said the MPs should not be pre-occupied with making headlines in newspapers. Do not focus on antics. Kenyans are not going to live on headlines, he told the 221 MPs.
National News 9
platform as hate. Theres one particular vernacular radio station that during the week was posting this kind of information. The language is derogative and targets a specied community, Ms Ombara said. The committee wishes to caution all those engaged in social media to verify any messages of political nature that they receive through SMS before making any postings, read part of a statement issued by the committee. Those blacklisted would be charged with contravening the Kenya Information and Communication Act. Mobile phone service providers have helped in blocking thousands of text messages deemed to spread hatred. The government was however undecided on how to deal with those who send them, having been overwhelmed by the large numbers. MONITORING
President Kibaki presents the new Coat of Arms to the National Intelligence Service director-general, Maj-Gen Michael Gichangi during a farewell luncheon for the Head of State at the School of Analysis in Kitisuru, Nairobi, yesterday.
PHOTO | PPS
Emerging threats
As the country awaits the Supreme Court ruling, I call upon all of us to accept it and maintain peace
President Kibaki
10 | National News
DISCRIMINATION | Women golfers saga takes a new turn
BRIEFLY
NAIROBI
arties at the centre of a gender row at the Limuru Golf Club have been given three weeks to resolve the matter. A High Court judge Isaac Lenaola said yesterday ordered the feuding parties to make a nal attempt at mediation, failure to which the case would go for a full hearing. The choice will be between pursuing proceedings in court or outside mediation systems, the judge said. The clubs board of directors has been locked in a tussle since last December with three women members who are contesting their expulsion. Yesterday, submissions by the parties were suspended after they agreed to the mediation suggestion. However, similar attempts since December have failed after the board kicked out Ms Rose Mambo,
Ms Martha Vincent and Ms Catherine Wangari went to court accusing the club of intimidation and harassment and that the case bordered on gender discrimination They successfully stopped a meeting by the board to sanction their expulsion pending determination of their petition in court, but they remained barred from participating in the clubs management. Justice Lenaola said despite the failure of earlier talks, there was still a possibility of an out-of-court settlement and directed the parties to le a report in 21 days. The parties clashed before the judge yesterday, with either side accusing the other of lacking humility. The women accused the club of going on an ego trip by barring Ms Mambo from playing golf last Saturday. The court heard that Ms Mambo was barred from playing on the orders of chairman Yassin Awale. On hearing this, the judge asked the men to be reasonable until the matter is settled. This court would have expected some sort of mediation. Let it be a last resort, let us look for other ways and avoid this matter spiralling beyond Limuru, the judge said.
NAKURU
The choice will be between pursuing proceedings in court or outside mediation systems
Justice Isaac Lenaola
He also extended an interim order stopping a meeting at which a nal verdict on the womens expulsion was to be nalised. The wrangling started after the male-dominated board passed a rule the three women said would take away
An electoral ocer has been charged with hiding election materials at a polling centre in Rongai Constituency, Nakuru County, during the March 4 polls. Mr Kennedy Nyariki, who was a presiding ofcer at Kimorora polling centre, denied committing the oence. He was allegedly found with ballot papers for the various elective seats, contrary to the law. The case was set for April 2.
NYERI
Constitutional petition
Discrimination
National News 11
against a student, the rules state. The board will also provide incentives for adherence of school rules by students and recommend appropriate corrective measures in case of a breach, Mr Kilonzo said. Under this, headteachers will be required to keep a record of all corrective measures against learners. The boards will give aected students and their parents a hearing and determine the punishment commensurate with the oence. Only the County Education Board can order the expulsion of a child. It will also recommend the student for admission to an institution that specialises in behaviour correction. In cases of mass indiscipline, only the board of management can declare a school closed, after which it will report to the County Education Board. The Education Appeals Tribunal will be the nal appeal authority for
RULES AT A GLANCE
Education Act, which guarantees every child the right to free and compulsory basic education. The Act, which became law this year after President Kibaki assented to it, says a parent who fails to send a child to school risks going to jail for one year or paying Sh100,000 ne. A person who contravenes this section shall be liable to a ne not exceeding Sh100,000 or to imprisonment for a term not exceeding one year, or both, it reads. It shall be the responsibility of every parent or guardian to admit or cause to be admitted his or her child to a basic education institution, it adds. Learning has also been made compulsory from pre-school to Form Four. Previously, pre-school was not compulsory and basic education only covered primary level. It also outlaws child labour and prescribes stiffer penalties for offenders.
Principals collision
Karuturi Dancers entertain guests during the swearing in of Nakuru County Governor Kinuthia Mbugua at Afraha Stadium yesterday.
SULEIMAN MBATIAH | NATION
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12 | Opinion
momentous event towards devolution was marked yesterday with the swearing-in of leaders who will govern the 47 counties. Installation of the governors was not just a mere ceremony but something akin to Independence Day for each of the counties. The governors to be aided by appointed County Executives and elected County Assemblies take oce when there are still a lot of grey areas in the interlink between the devolved and central governments. It appears that a few bureaucrats in Nairobi took it upon themselves in the dying days of the last Parliament to pass laws to maintain the Central Government overseers in the counties. They created a parallel system of administration that could well render county governments dead-on-arrival. The courts may well have to determine whether retaining the entire system of administrative ocials reporting to the Oce of the President oends the letter and spirit of the Constitution. However, before these issues are resolved, governors have taken oce and must hit the ground running. Voters have bestowed on them and on county assembly representatives great responsibility and trust. Those elected must demonstrate from the rst day in the oce that they are equal to the task. They must show that they are not just gloried council chairmen, mayors and councillors of the corrupt and incompetent local government regimes that were swept into the dustbin of history. Kenyans across all the 47 counties expect and deserve competent, innovative and forward-looking governments. It cannot be business as usual. It cannot be about squabbling over garbage collection contracts, bursary allocations, supply tenders, business licences, land grabbing and other petty rent-seeking activities.
election. Two things are worth mentioning. One, it was noteworthy that there was not a single woman elected as governor in the March 4 election. All the 47 governorships went to men. Generally, except occasionally in the USA, voters seem to have it in for women. They rarely elect women as governors. Secondly, the fact that the boys still pretty much control things is evident in the Supreme Court petition. Ms Kethi Kilonzo, the diminutive but feisty lead lawyer for the African Centre for Open Governance (AfriCog), sticks out like a Martian from a sea of men with clean-shaven heads and dark suits in the courtroom. The only other woman in a position of authority in the courtroom is Supreme Court judge Njoki Ndungu.
In those days, no man went out of his house without a pen in his shirt pocket. It was our 20th century legal warriors spear. It was something the women couldnt carry publicly.
Such scenes, and the performance of women in the recent election in Kenya, as with all elections in Africa, usually send feminists into despair. Male voters wont vote for women candidates, and even women voters, who reproduce the mindset of patriarchy that has short-changed them for generations, will not, they complain. While the present picture is not heartening for women in politics, I am slightly more optimistic. This is because of the way change happens. None of the reforms that the 2010 Constitution introduced to increase womens access to elected political oce will have a real impact until about another 10 years at the 2023 election. For example the once giant Kodak, the camera, lm and print products maker, led for bankruptcy last year. Kodak sank because it failed to take advantage of the digital revolution, especially the digital camera. However, that failure just didnt happen in 2012. It started 37 years earlier when Kodak invented the digital camera (that eventually all but killed it) but wasnt smart enough to champion it because it was making too much money selling lm. In fact for me, it wasnt the rise of the feminist
movement, and the sense of fairness and justice that convinced me that one day the girls will rule even in Kenya, as in most of Africa. It was over 30 years when I was a little boy and saw a mens shirt without a pocket, and a plain button placket (as opposed to the double stitched one). People like to say power began shifting when women started wearing trousers. No, it is when mens shirts started to look like blouses. Women wear trousers, but they are womens trousers, because of dierences in our body shapes. However, shirts have been more exible. There was a lot of politics involved in mens shirts. We used to go to school when girls were being discriminated against. In those days no man went out of his house without a pen in his shirt pocket. It was our 20th century legal warriors spear. It was something the women couldnt carry publicly. They only carry pens out of sight in their pockets and handbags. The pen was the ultimate symbol of male power and badge of gender inequality. I guess by the time Ms Kilonzo runs for governor, if she ever does, the revolution will have matured. cobbo@ke.nationmedia.com and twitter@cobbo3
Leaders can unlock benets for nation by actively engaging Kenyans abroad W
hile there is no accurate gure on the number of Kenyans living in the diaspora, it is estimated that this could be close to three million. This forgotten constituency can play a big role in Kenyas development if the incoming administration extends its hand to engage them. However, with no clearly defined diaspora policy in place, there has been a disconnect in the relationship between the diaspora and past administrations. It is also important to note that during election campaigns, none of the alliances mentioned the diaspora in their manifestos. There are three key pillars of engagement we could use as a foundation for building a relationship between diaspora communities and the government: Engaging the diaspora as development partners, Reversing brain drain and Increasing representation. The first should be a key interest of the incoming administration. According to data released by the Central Bank of Kenya, between 2011 and 2012, diaspora remittances hit a historic high of $1.17 billion (Sh100.39 billion) making diaspora remittances the fourth highest foreign currency earner for Kenya. While a sizeable amount goes towards family and personal use, if credible investment programmes with policies rst. A good way to initiate this would be by holding career fairs abroad to educate them on the opportunities at home. A good example of a similar initiative is the United Nations Development Programmes Transfer of Knowledge Through Expatriate Nationals (TOKTEN ) initiative. This is a global mechanism for tapping expatriates who have achieved professional success and mobilising them to undertake short-term consultancies in their countries of origin under the aegis of the UN agency. Representation of the diaspora in government is also key. While it may be too late to have nominated members representing the diaspora in the National Assembly as a special interest group for the incoming term under Article 97 (1) (c) of the Constitution, it is not too late to establish diaspora representation at the highest level of government, for example through a ministry, as some countries such as India, Canada, Armenia, Israel, Mali and Bangladesh have done. The Philippines has a Commission on Filipinos Overseas (CFO) that is directly under the oce of the president. These countries recognised the value that the diaspora populations were bringing to development eorts back home. Representation can also help dene outreach programmes for engaging diaspora communities.
addresses
and frameworks that match international standards are put in place, more of the money would readily be invested. But the government must rst identify its goals and capacities, then match them to diaspora interests for eective engagement. Kenya not only loses thousands of brilliant minds annually to organisations and governments abroad due to more lucrative opportunities, but also through students abroad settling and working in foreign nations. Kenya is in great need of doctors, nurses, engineers, IT and other skilled professionals. Many Kenyans in the diaspora, who have been abroad for work or study often express the desire to return home but would prefer to have a job guarantee in place
Such initiatives would help to not only strengthen the bond between government and Kenyans abroad, but also create grassroots level ambassadors for the country. In my consulting career over the decades in the US, I have come across Kenyans working as key inuencers and executives for global nancial, IT and other elds whose connections could be tapped into for the benet of their homeland. Just as the Kenyan executive at Goldman Sachs can easily make a phone call and nd a group of investors willing to invest over $10 million in Kenya, another working as an NYPD officer could initiate cross-training eorts between his employer and the Kenyan police that could also lead to exchange of expertise. Similarly, college students could engage universities to initiate programmes and initiatives to partner with and mentor educational institutions in Kenya. With an effective outreach initiative, it would be easier for these connections to be initiated and utilised for the benets of all. Kenya is ripe for inclusion of the diaspora in nation building and while extensive consulting will be needed, the three engagement pillars would form a good starting point. Mr Kerre is an entrepreneur and cyber security consultant who lives in New York City.
The NHIF headquarters in Nairobi. SHOW ME THE CARD. When he was employed some three years ago, Philip Watuma says, he was immediately registered with the National Hospital Insurance Funds Mombasa oce and the monthly deductions eected. However, to date, he has not been issued with his membership card and he wonders how much longer he will have to wait for this document. He has called at NHIF oces several times and all he gets are imsy explanations. His account number is R 3081753 and he can be reached through email: philtin@yahoo.com.
DO AS I SAY. The National Environment Management Authority has put up huge billboards emblazoned with the words Donated by Nema in Ogembo Town in Nyanza, advising local residents not to litter, but it didnt deem it necessary to provide even a single dustbin, says Job Momanyi. While he lauds Nemas role in conservation, as the principal government agency, he feels it should have installed some dustbins to get the residents to practise what it is preaching. His contact is jobmomanyi@yahoo.com. LEAD AND LET LEAD. The monster of tribalism can only be slain once and for all if all the communities are given a chance to lead the country in politics and other spheres, says John Ogolla. Since ours is a multiethnic nation, it is only fair that every community is given an opportunity to lead this beautiful country. Let the big tribes not bully smaller ones as they may need them some other time to win the much-coveted presidency, adds John, whose contact is jjohnogolla@ 35.gmail.com.
Have an equitable day, wont you!
here is nothing like exposure to smart and idealistic young people to make jaded and world-weary policy-makers and commentators feel better about the future. I have just had that experience meeting delegates to the 22nd World Model United Nations Conference, which brought together in Australia more than 2,000 students from every continent to debate peace, development and human rights, and the role of the UN in securing them. What impressed me most is how passionately this generation of future leaders felt about the relevance and capacity of the UN system. They are right: the UN can deliver when it comes to national security, human security and human dignity. But, as I told them, they have a big task of persuasion ahead of them. No organisation in the world embodies as many dreams, yet provides so many frustrations, as the UN. For most of its history, the Security Council has been the prisoner of great-power manoeuvring; the General Assembly a theater of empty rhetoric; the Economic and Social Council a largely dysfunctional irrelevance; and the Secretariat, for all the dedication and brilliance of a host of individuals, alarmingly inecient. However, what needs to be better understood publicly is just how many dierent roles the UN plays. The various
The UN provides great value for what the world spends on it and if it ever ceased to exist, we would have to reinvent it.
departments, programmes, organs and agencies within the UN system address a broad spectrum of issues, from peace and security between and within states to human rights, health, education, poverty alleviation, disaster relief, refugee protection, tracking of people and drugs, heritage protection, climate change and the environment, and much more. What is least appreciated of all is how cost-eectively these agencies for all their limitations perform overall, in both absolute and comparative terms. The UNs core functions leaving aside peacekeeping missions but including its operations at its New York headquarters; at oces in Geneva, Vienna and Nairobi; and at the ve regional commissions around the world now employ 44,000 people at a cost of around $2.5 billion a year. That might sound like a lot, but the Tokyo Fire Department spends about the same amount each year, and the Australian Department of Human
Services spends $3 billion more (with less sta). And thats just two departments in two of the UNs 193 member states. Even including related programmes and organs (like the UN Development Programme and the oce of the UN High Commissioner for Refugees), as well as peacekeeping activities, the UN systems total cost is still only around $30 billion a year. That is less than half the annual budget for New York City, and well under a third of the roughly $105 billion that the US military has been spending each year, on average, in Afghanistan. Wall Street employees received more in annual bonuses ($33.2 billion) in 2007. The whole family of the UN Secretariat and related entities, together with current peacekeepers, adds up to around 215,000 people worldwide less than one-eighth of the 1.8 million sta employed by McDonalds worldwide! As the youth gathered in Melbourne understood, is that the UN provides great value for what the world spends on it, and that if it ever ceased to exist, we would have to reinvent it. The downsides are real, but we need to remember the immortal words of Dag Hammarskjold, the UNs second secretary-general: The UN was created not to bring us to heaven, but to save us from hell. Evans is the patron of the World Model UN Conference 2013.
E-mail: watchman@ke.nationmedia.com or write to Watchman POB 49010, Nairobi 00100 Fax 2213946
14 | Letters
To the editor
Leaders should take the blame for voter apathy
The decision by some Nyanza leaders to blame voters for the predicament facing Prime Minister Raila Odinga, does not hold water. It is surprising that even after realising cases of voter apathy as they claim, they took no serious action to correct the situation. So they too deserve the blame for not mobilising people to turn out in large numbers. Blaming voters for the Raila predicament does not serve the country any good. It is the duty of the politicians to have properly educated Kenyans on the importance of voting. Encouraging Nyanza people to give birth at a a faster rate was shocking to say the least. NAMASAKA PETER, Nairobi
The editor welcomes brief letters on topical issues. Write on e-mail to: mailbox@ ke.nationmedia.com. You can also mail to: The Editor, Daily Nation, POB 49010, Nairobi 00100. Letters may be edited for clarity, space or legal considerations.
TALKING POINT
Its sad our leaders didnt go beyond tribe in choosing petition lawyers
here is a curious trend for choice of lawyers by one petitioner and several respondents over the presidential election at the Supreme Court. The main petitioner, Raila Odinga has chosen his tribesmen George Oraro and Ochieng Oduol to represent him. Isaack Hassans choice his tribesman Ahmednassir Abdullahi, while Uhuru Kenyatta and William Ruto have Fred Ngatia and Katwa Kigen respectively. Only the IEBC came with a hybrid for its representation but that could be due to the fact that it is an institution. Im not rushing into accusing anyone of tribalism and the usual or into interjections of everyone has a right to legal representation of his or her own choice . We may be blaming greed and hatred for fanning tribalism, but the problem could be much bigger than we thought; we may need the intervention of psychologists. It could be emotional weakness and the feeling of insecurity. When under duress, like when confronted by an ogre, many shout for help from an unlikely source Mama! She held us close to her heart. Even though our leaders are trying to put up brave faces, we know that they are restless about this presidential petition. They are under serious stress and when push comes to shove, the closest to mama could be tribesman!. Under such pressure, these leaders must have rst shared the stress with their tribesmen (pos-
SHORT TAKES
CONDOM AD SPOT-ON: I want to add my voice to the condom ad debate. I congratulate the makers of the ad. The attention generated by the Weka Condom Mpangoni ad is any marketers dream. What one might see as negative, is positive for the ad makers for whom one of the primary objectives was to raise the issue of the spread of Aids in the extra-marital context, and the need for such straying couples to exercise caution. On newspapers, TV, and radio shows, not to mention social media, this ad is a hot topic. HEHO MBIRU, Nairobi
FILE | NATION
Are our leaders playing tribal games with us? In the latest elec-
Big shame!
tion petition it is evident that our leaders are most ethnic. They would rather be represented by their own their tribesmen. Is this the kind of change they preached during their campaigns? Is this what they want the people of Kenya to see and embrace? Dont our leaders have advisers? Mr Odingas lawyer is Oraro, Uhurus is Ngatia, Mr Ahmednassir is representing Hassan and Kigen is Rutos lawyer. From the names alone you can tell that each leader has his tribesman defending him. Its a big shame and a pity. CHRISTABEL ODHIAMBO, Maseno
LUCKY MOI: Retired President Daniel Moi, the self-styled professor of politics, is counting basketfuls of blessings. To start with, Moi High School Kabarak emerged top nationally in the 2012 KCSE beating Alliance. Then two of his sons Gideon and Raymond won Baringo senatorial seat and Rongai parliamentary seat respectively. The man he groomed into politics, Uhuru Kenyatta, is Kenyas president-elect. The retired president, who is almost clocking 90, is going easy. The hand of God is with him. JAMES WAKIBIA, Nakuru A MUM HELB: Ive noted with great concern that of all the many institutions against which complaints are lodged in this and the Cutting Edge column Safaricom, Airtel, Multi-Choice, HELB, KRA, KQ, and even the Kenya Power (which often literally subjects us to Mpango wa Candle) the HELB doesnt respond. The board has been under the leadership of Benjamin Cheboi, whos now a governor. I hope under the new leadership of Charles Ringera, itll be responding to complaints, and e-mails and letters sent to it. KIARIE PETER, Laikipia STARS SHONE: The assertion by Kiarie Peter (Nation, March 25) that he would rather have his teeth pulled out with pliers without anaesthesia than have Super Eagles score against Kenya at extra time is taking a joke too far. Harambee Stars were deemed losers owing to the usual politics where ocials receive allowances before the players. Murphys law dictates that if something has to go wrong then it will. The referee did well by stretching our boys to see whether they would withstand a tooth being pulled out with pliers as Kiarie implies. They did. Nobody has made such a daring move. KAMICHORE MUTINDIRA, Nairobi
YESTERDAYS QUESTION
DEBATE QUESTION
What would you want the governor to give priority to in your county?
STEPHEN MAKANDA: He should set funds aside to support creative talented youths. MARK NJEBI. Education and industrialisation should be given priority. TITUS NDAMBUKI NGEMU: Governors should address insecurity. DENNIS JOHNSTONE ONYINO: Insecurity and unemployment. MURIMI MBUCHI: I would like the governor of Kirinyaga county to give priority to the agricultural sector. SHABIRA JAFRED-NDIGWA: Wealth generation, and transparency in the use of public resources. LINCOLN M KINYUA: To rst audit the county to know its worth to create security, employment, cleanliness, markets for commodities, support of self-help groups, health and food. DAN TUMBO: I believe governors will hit the ground running on development strategy plans. This will in turn foster economic growth by alleviating many hardships facing Kenyans. MURUGI MUTEGI: I would want the Nairobi governor to get street families o the streets.
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Did you know that 50% of Kenyas revenue is used to pay public servants? Kenyas public sector wage bill has almost doubled from Ksh 241 billion in 2008-09 to Ksh 458 billion in 20122013. The Public Wage bill is currently in excess of 50% of the total domestic revenue. This is way above the international best practice of not more than 35% recommended for countries in sub- Saharan Africa. Wage Bill to Recurrent expenditure is estimated to be over 50% compared to the international desirable practice of less than 40% for countries in the sub-Saharan countries. The size of the wage bill has a direct impact on the performance of the national economy in many ways. It slows down growth, pushing the economy into an endless cycle of borrowing and paying debts and making the economy less competitive in the region for investors because of high labor costs. The current huge wage bill in Kenya not only compromises economic growth it also increases inflation and may even harm the countrys job creation prospects and the Governments ability to deliver on its development plans. For the Government to deliver essential services it has to borrow leaving future generations to shoulder the burden of paying loans. Indeed the countrys long term social and economic development plan, the Vision 2030, could be derailed as the Government uses a huge chunk of revenues to pay salaries and allowances to the public service, meaning that only a small percentage of public funds is left to improve infrastructure and invest in education, health, housing, water and agriculture. The total estimated public sector wage bill for financial year 2012/13 is Kshs.458 billion; against a total budget of Kshs.1.517 Trillion. The creation of new offices as Kenya switches to devolved Government is expected to aggravate this problem with the new government incurring a higher wage bill due to the devolved system of governance. The table below shows some of the sustainability ratios. Economic factor Total Wage Bill: GDP Total Wage Bill: Revenue Total Wage Bill: Recurrent Exp Total Wage Bill: Total Budget Some Sustainability Ratios 2008/09 2009/10 2010/11 10.7% 11.4% 11.3% 49.3% 47.6% 47.1% 55.2% 54.7% 53.1% 40.4% 38.5% 38.7% 2011/12 11.0% 48.1% 51.6% 38.0% 2012/13 12.1% 50.4% 43.3% 30.2%
The wage bill as it currently stand is simply unaffordable an unsustainable! We are living beyond our means. What is your view? Talk to us or send us your suggestion and thoughts on how we can tame the public sector wage bill. Salaries and Remuneration, Email address src@kenya.go.ke Rewarding Productivity
For More Information Contact: CMC Motors Group Ltd (Lusaka Road) P. O Box 30135-00100 Nairobi. Tel: +254 20 650255 +254 6932371 / 366, 6932000 Fax +254 20 650331, Mombasa: 041-2230490/1/2/3 . Kisumu: 057-2023752/0138 Nakuru: 051-2211875/6/7 Eldoret: 053-2062565/6/7 . Kitale: 054-30382/3 . Meru: 064-30984/991 . Nanyuki: 062-2030033 mail: casenewholland@cmcmotors.com Website: www.cmcmotors.com
National News 17
MANNA | Villagers wake to molasses bonus
She said a technical committee had been established to see how the advert could be changed to accommodate the concerns raised. Last week, some religious organisations called for the suspension of the advert which urged women who engage in extra-marital sexual relations to use condoms. The leaders faulted the timing, message and intention of the advert, asking that it be pulled out. Ms Wambua said the council had invited religious organisations to present their grievances to the NACC board. Dr Patrick Mureithi, the councils head of monitoring and evaluation, said they were exploring all ways to reduce the number of new HIV infections. We are now at 100,000 new infections per year and our target is to eliminate these fresh infections, Dr Mureithi said. Meanwhile, the council will hold its second National Biennial HIV and Aids conference at the Kenya School of Monetary Studies in Nairobi from May 6-9. A similar conference was held in 2011 and attracted more than 500 participants.
Boya residents on the Kisumu-Awasi road scoop molasses that spilled from a tanker yesterday. Residents said they woke up to nd the stu which they sold for Shs400 per 20-litre jerrican.
New infections
BRIEFLY
MAUA MACHAKOS
ROW
Sanlam Investment Management Kenya Limited Audited Statement of Comprehensive Income For the Year Ended 31 December 2012
Total Income Fund Management Fees Interest Income Total Income Expenses Direct, rental, operational & administrative Legal & Professional fees Personnel costs Provision for depreciation Total Expenses Profit/(loss) before tax Income tax expense Profit / Loss after tax ASSETS Non-current assets Equipment Intangible assets Deferred tax Total Non Current Assets Current assets Receivables and prepayments Cash and cash equivalents Tax recoverable Total Current assets Total Assets Financed by: Share Capital and reserves Paid up Ordinary share capital Revenue reserves Total Shareholders Funds Current liabilities Trade payables & Accruals Total Current liabilities Total Equity and Liabilities Other Disclosures 1. Capital strength Paid up Capital Minimum capital required (a-b) Excess capital 2. Shareholders funds Total Shareholders funds Minimum shareholders funds required (a-b) Excess shareholders funds 3. Liquidity Working capital Minimum working capital required (a-b)Excess working capital 4. Ratio of unsecured advances to shareholders funds Ratio as computed Maximum allowable limit 5. Ratio of borrowings to paid up capital Ratio as computed Maximum allowable limit 2012 Kshs 000 77,617 406 78,023 13,800 785 23,401 999 38,985 39,038 (12,804) 26,234 2011 Kshs 000 29,880 104 29,984 14,605 767 14,403 981 30,756 (772) (1,893) (2,665) 2011 Kshs 000 3,080 76 1,434 4,590 30,444 11,017 11,415 52,876 57,466
Income Brokerage Commissions Advisory /Consultancy Fees Fund Management Fees Administration Fees Interest Income Dividend Income Exchange Gains/(Loss) Realized Profits/(Loss) on Investments Unrealized Profits/(Loss) on Investments Gains/(Loss) on Disposal of Assets Total Income Expenses Direct Expenses Professional Fees Legal Fees Employee Costs Rent Expense Directors Emoluments Operational and Administrative Expenses Depreciation Expenses Total Expenses Operating Profit Finance Costs Profit/Loss Before Tax Current Tax Profit /Loss After Tax
Share Capital and Reserves 30,000,000 Paid Up Ordinary Share Capital Revenue Reserves 45,855,828 Revaluation/Capital Reserves 6,083,548 Total Shareholders Funds 81,939,376 TOTAL EQUITY AND LIABILITIES 84,444,620 OTHER DISCLOSURES Capital Strength 30,000,000 Paid Up Capital Minimum Capital Required 10,000,000 Shareholders Funds 20,000,000 Total Shareholders Funds 81,939,376 Minimum Shareholders Funds 10,000,000 Required Excess/Deficiency 71,939,376 Liquidity Working Capital (exclude all the Current Assets and Current Liabilities in Relation to Clients) Minimum Working Capital Required Excess/Deficiency Ratio of Unsecured Advances to Shareholders Funds Ratio as Computed Maximum Allowable Limit Ratio of Borrowings to Paid up Share Capital Ratio as Computed Maximum Allowable Limit Clients Funds (where applicable) Total Clients Cash and Bank Balances Excess/Deficiency 37,274,794 6,000,000 31,274,794
20,000 50,830 70,830 21,342 21,342 92,172 20,000 10,000 10,000 70,830 10,000 60,830 66,621 2,000 64,621 0 10% 0 20%
20,000 24,596 44,596 12,870 12,870 57,466 20,000 10,000 10,000 44,596 10,000 34,596 40,006 2,000 38,006 0 10% 0 20%
STATEMENT OF FINANCIAL POSITION Non Current Assets 3,316,621 2,703,284 Property Plant & Equipment Investment in Subsidiary Companies Investment in Associates Deferred Tax (145,598) (69,044) Investments in Property 6,764,834 14,764,834 Balance from Related Parties Deposits with CDSC Investments in Quoted Securities 25,236,577 23,543,019 Investments in Unquoted Securities 2,743,910 3,017,310 Investments in Government Securities 2,460,796 2,943,307 Intangible Assets 15,660 Total Non Current Assets 40,377,140 46,918,370 Current Assets Office Cash and Bank Balances Clients Cash and Bank Balances 22,578,147 274,918 17,448,668 -
5.23% 10%
7.47% 10%
0% 40% -
The above statements of comprehensive income and financial position are extracts of the Companys audited Financial Statements and are approved by the Board of Directors on March 28, 2013. Stewart L. Henderson Chairman James R.Dry Managing Director
18 | National News
SWEARING-IN | Drama unfolds in Nandi as 30 county assembly members storm out of ceremony
ll governors across the country were yesterday sworn into oce to start the task of setting up county governments. They went before the public at stadia and heroic grounds to take their oaths of oce administered by chief magistrates in the presence of judges of the High Court. The ceremonies were marked with songs and dance, with jubilant supporters optimistic that the new leaders would seek to end their long years of suering and place them on a path of growth. In Nairobi, Governor Evans Kidero was worn in at the citys Uhuru Park during a ceremony which was attended by Prime Minister Raila Odinga and a delegation of government officials which included Commissioners charged with overseeing devolution. At the Coast, jubilant residents in six counties came out to witness their governors-elect take their oaths of oces at their county headquarters. The governors were Ali Hassan Joho (Mombasa), John Mruttu (Taita Taveta), Hussein Dado (Tana River), Amason Kingi (Kili), Issa Timamy (Lamu) and Salim Mgalla Mvurya(Kwale). In Nandi, drama unfolded during the ceremony to swear in Dr Cleophas Lagat when more than 30 county assembly members from the county stormed out of the showground where the event was taking place. Dr Lagat however took oath of oce minus the county assembly members and Nandi MPs who kept o the event altogether. In Baringo County Governor elect Benjamin Cheboi and his deputy Mathew Tuitoek were sworn at Kabarnet Stadium during a ceremony presided over by High Court judge Roselyn Wendo and Kabarnet chief magistrate Samuel Soita. In Bungoma, hundreds of residents braved the scorching sun at Kanduyi Stadium to witness the swearing in of Mr Ken Lusaka by senior principal magistrate Margaret Wambani in the presence of Bungoma High Court judge Francis Gikonyo. Uasin Gishu governor Jackson Mandago took an oath of oce at Eldoret Sports Club in a ceremony was presided over by Eldoret resident judge Fred Ochieng Andago. In Elgeyo-Marakwet County Governor Alex Toglos took oath oce at the Iten Sports Stadium in colourful ceremony presided over by High Court Judge Justice Lydia Achode. Turkana County Governor Josephat Nanok and his
Makueni Governor Prof. Kivutha Kibwana is sworn in by Justice Eric Ogola of the Commercial Court Nairobi at Wote Stadium.
PHOTO | VPPS
Kirinyaga governor Joseph Ndathi takes the oath of oce at Kutus Primary School yesterday.
PHOTO | KNA
Clean water
Uasin Gishu County Governor Jackson Mandago after he was sworn in at Eldoret.
Industrial Court judge Justice Stephen Radido presents a certicate after swearing in Kwale governor Salim Mvurya at Kwale Baraza Park yesterday.
Kisumu Governor Jack Nyanungo Ranguma during his swearing in at the Jomo Kenyatta Sports Ground in Kisumu yesterday.
Kisii County governor James Ongwae was crowned an elder by the Abagusii cultural and elders Council immediately after he was sworn in at Gusii stadium.
JACKLINE MORAA | NATION
Siaya county governor Cornel Rasanga Amoth takes oath of oce yesterday.
Kili county governor Amason Jea Kingi takes oath of oce at the Karisa Maitha Stadium in Kili town yesterday.
ROBERT NYAGAH | NATION
National News 19
PHOTO | CORRESPONDENT
Turkana Governor Jasphat Koli Nanok takes the oath of oce at Moi Gardens in Lodwar.
Nyeri Governor Neiritu Gachagua and his wife Margaret at the Dedan Kimathi stadium moments after he was sworn in.
Busia County Governor-elect, Sospeter Ojaamong takes the oath at the Busia Municipal Stadium.
Taita Taveta Governor John Murutu takes the oath of oce yesterday.
Muranga County Governor Mwangi Wa Iria is sworn into oce at Ihura Stadium in Muranga.
Embu County governor Martin Wambora addresses the public after being sworn in at the Embu municipal stadium.
ISAAC WALE | NATION
Nakuru Governor Kinuthia Mbugua joins Nyakinyua dancers in a jig after being sworn in at Afraha Stadium.
Former Planning minister Wyclie Oparanya is sworn in as Governor of Kakamega at Bukhungu Stadium.
Lamu Governor Issa Timamy receives his certicate after the swearing in ceremony at Mkunguni square on Lamu island.
Narok Governor Samuel Kuntai Tunai takes the oath at Maasai Mara University. He was sworn in by High Court Judge David Onyancha.
20 |
WORLD
REPRIEVE | The EU has responded by lifting a travel ban and an asset freeze on 81 top ocials
Zimbabwean mothers with children stand in line waiting to cast their vote for Zimbabwes recent referendum for a new constitution for the country, to adopt a new charter to pave way for new elections and a possible end to a shaky power-sharing government.
PHOTO | AFP
We look forward to better ties with Zimbabwe to help accelerate its path towards prosperity, says team
BY KITSEPILE NYATHI
NATION CORRESPONDENT HARARE, Wednesday
ajor Western donors have pledged to support Zimbabwes economic revival if the country holds credible elections later this year. The Friends of Zimbabwe, a group made up of the countrys major donors held ground breaking talks with Harares three governing parties in London on Tuesday where the pledge was made. A new constitution adopted on March 16 paves the way for presidential and parliamentary elections in June or July to end a power sharing government between President Robert Mugabe and his main rival, Prime Minister Morgan Tsvangirai. In a communiqu released after the talks, the donors pledged to work with anyone who wins a credible election. We will continue to work closely with partners in the
country, region and wider international community, reads part of the communiqu. For our part, we collectively stand ready to broaden, deepen and harmonise our engagement and support as the country moves further down the path of democracy and respect for human rights, with credible elections being a crucial element in this respect. The donors comprise Australia, Austria, Belgium, Bulgaria, Canada, Czech Republic, Denmark, the European Union, Finland, France, Germany, Ireland, Italy, Japan, the Netherlands, Norway, Portugal, Spain, Sweden, Switzerland, the United Kingdom and the United States. Despite sanctions imposed on President Mugabe and his inner circle in 2002 for alleged electoral fraud, the donors have poured in $2.6 billion in aid to Zimbabwe since the formation of the coalition government in 2009. We noted that aid from
international donors, deployed in line with Zimbabwean priorities, has been instrumental in improving food security and agriculture, in delivering of basic services such as health education, and water sanitation, and in the strengthening of democratic processes, Friends of Zimbabwe said in the communiqu. We look forward to strengthening our commercial ties with Zimbabwe to help accelerate its path towards prosperity. The peaceful referendum on the new constitution raised hopes of a credible election after the 2008 polls were marred by violence and allegations of vote rigging. The EU responded by lifting a travel ban and an asset freeze on 81 Zimbabweans ocials and eight state owned companies. However, President Mugabes family and eight security commanders remained on the list with the EU saying they remained a threat to a peaceful election.
BRIEFLY
HARARE
MOGADISHU
21
22 |
1 ASSETS 1.1 Cash ( Both local and foreign) 1.2 Balances due from Central Bank of Kenya 1.3 Kenya Government securities 1.4 Foreign Currency Treasury bills and bonds 1.5 Deposits and balances due from local banking institutions 1.6 Deposits and balances due from banking institutions abroad 1.7 Government and other securities held for dealing purposes 1.8 Tax recoverable 1.9 Financing arrangements to customers (net) 1.10 Investment securities 1.11 Balances due from group companies 1.12 Investment in associates 1.13 Investment in subsidiaries 1.14 Investment in joint ventures 1.15 Investment properties 1.16 Property and equipment 1.17 Prepaid operating lease rentals 1.18 Intangible assets 1.19 Deferred tax asset 1.20 Retirement benefit asset 1.21 Other assets 1.22 Total assets 2 LIABILITIES 2.1 Balances due to Central Bank of Kenya 2.2 Customer deposits 2.3 Deposits and balances due to local banking institutions 2.4 Deposits and balances due to banking institutions abroad 2.5 Other money market deposits 2.6 Borrowed funds 2.7 Balances due to group companies 2.8 Tax payable 2.9 Dividends payable 2.10 Deferred income tax liability 2.11 Retirement benefit liability 2.12 Other liabilities 2.13 Total liabilities 3 SHAREHOLDERS EQUITY 3.1 Paid up / assigned capital 3.2 Share premium / discount 3.3 Revaluation reserve 3.4 Retained earnings 3.5 Statutory Reserve 3.6 Proposed dividends 3.7 Shareholders loans / capital grants 3.8 Total shareholders equity 3.9 Total liabilities and shareholders equity II. PROFIT AND LOSS ACCOUNT
10 10.1 10.2 10.3 10.4 10.5 10.6 10.7 11 11.1 11.2 11.3 12 12.1 12.2 12.3 13 13.1 13.2 13.3 13.4 13.5 13.6 13.7 13.8 13.9 13.10 13.11 13.12 13.13 13.14 13.15 14 14.1 14.2 14.3
NON-PERFORMING FINANCING ARRANGEMENTS a) b) c) d) e) f) g) Gross Non-Performing Financing arrangements Less Profit in suspense Total non-performing financing arrangements (a-b) Specific provisions for bad debts Net non-performing financing arrangements (c-d) Realisable value of securities Net NPLs Exposure (c-d)
INSIDER FINANCING ARRANGEMENTS a) Directors, shareholders and associates b) Employees c) Total Insider financing arrangements OFF-BALANCE SHEET ITEMS a) Letters of credit, guarantees and acceptances b) Other contingent liabilities c) Total contingent liabilities CAPITAL STRENGTH a) Core capital b) Minimum statutory capital c) Excess d) Supplementary capital e) Total capital (a+d) f) Total risk weighted assets g) Core capital / total deposit liabilities h) Minimum statutory ratio i) Excess j) Core capital / total risk weighted assets k) Minimum statutory ratio l) Excess (j - k) m) Total capital / total risk weighted assets n) Minimum statutory ratio o) Excess (m - n) LIQUIDITY a) Liquidity ratio b) Minimum statutory ratio c) Excess (a - b)
270,947 280,660 551,607 904,690 73,827 978,517 1,482,166 1,000,000 482,166 79,232 1,561,398 10,757,374 12.69% 8.00% 4.69% 13.78% 8.00% 5.78% 14.51% 12.00% 2.51% 28.98% 20.00% 8.98%
248,387 248,345 496,732 1,345,599 116,335 1,461,934 1,252,959 700,000 552,959 66,218 1,319,177 9,263,569 11.53% 8.00% 3.53% 13.53% 8.00% 5.53% 14.24% 12.00% 2.24% 38.00% 20.00% 18.00%
To all our esteemed customers we say thank you for a year of success
4 OPERATING INCOME 4.1 Financing arrangements 4.2 Government securities 4.3 Deposits and placements with banking institutions 4.4 Other related income 4.5 Total operating income 5 EXPENSES ON DEPOSITS 5.1 Customer deposits 5.2 Deposits and placements from banking institutions 5.3 Other related expenses 5.4 Total expenses on deposits 5.5 NET INCOME 6 OTHER OPERATING INCOME 6.1 Fees and commissions on financing arrangements 6.2 Other fees and commission 6.3 Foreign exchange trading income 6.4 Dividend income 6.5 Other income 6.6 Total other income 6.7 TOTAL OPERATING INCOME 7 OPERATING EXPENSES 7.1 Financing arrangement loss provision 7.2 Staff costs 7.3 Directors emoluments 7.4 Operating lease rentals 7.5 Depreciation charge on property and equipment 7.6 Amortisation charges 7.7 Other operating expenses 7.8 Total operating expenses 7.9 PROFIT BEFORE TAX AND EXCEPTIONAL ITEMS 7.10 Exceptional items 7.11 PROFIT AFTER EXCEPTIONAL ITEMS 7.12 Current income tax 7.13 Deferred income tax 7.14 PROFIT AFTER TAX AND EXCEPTIONAL ITEMS
Fastest Growing Islamic Bank in Kenya from Global Banking & Finance Review
Message from Directors: The above Balance Sheet and Profit and Loss Account are extracts from the Banks financial statements which have been audited by KPMG Kenya and have received an unqualified opinion. The financial statements were approved by the Board of Directors on 27 March 2013, and were signed on its behalf by: Jamal Al Hazeem Chairman Asad Ahmed Managing Director
Africa News 23
POWER GRAB | New strongman dissolved parliament and announced he would rule by decree
he prime minister in the ousted Central African Republic regime said today that Banguis new strongman had reappointed him as the troubled nations new rulers tried to restore order and reassure the international community. Power returned to the capital four days after Michel Djotodia and his Seleka rebel group seized Bangui, forcing president Francois Bozize to ee. Bozize, who had also seized power in a 2003 coup, has surfaced in Cameroon, where authorities have said he was awaiting relocation to another country. Nicolas Tiangaye, a lawyer and respected former human rights activist, was the consensus prime minister named in January under a power-sharing deal between Bozize and Seleka that ended a rst rebel oensive. I have been renamed prime minister, the decree has been signed, Tiangaye told AFP. Djotodia, a more enigmatic figure who spent years as a civil servant and diplomat before founding a rebel movement in 2005, had said on Monday he
MASSIVE LOSS
Central Africas Prime Minister Nicolas Tiangaye (front) arrives in a hotel in Bangui yesterday. Central African Republic strongman Michel Djotodia was set to unveil a new government.
intended to keep Tingaye as premier. The coup leader, who dissolved parliament and announced he would rule by decree, has stressed he would stick to the spirit of national unity enshrined in the Libreville ceasere deal signed in January. The context has changed
PHOTO | AFP
but the players are the same, Tiangaye said, adding that he would soon unveil an inclusive cabinet line-up. But Djotodia also said fresh elections would not be held for another three years and ostensibly stopped short of ruling himself out of the polls. (AFP)
The brother and sister of South African Olympic sprinter Oscar Pistorius, Carl (right) and Aimee, at the Magistrate Court in Pretoria in this le picture.
broadcaster SABC to be allowed to run live broadcast of the proceedings. Magistrate Buks du Plessis dismissed the application. This trial pertains to Mr
PHOTO | AFP
These proceedings must not be used or have an inuence on any later proceeding against this accuseds brother
Buks du Plessis, magistrate
Carl Pistorius not Mr Oscar Pistorius. This is what we are dealing with here, Du Plessis said. These proceedings must not be used or have an influence on any later proceeding against this accuseds brother, he added. Lawyer Kenny Oldwage, who is part of Oscar Pistoriuss murder trial defence team, is also representing the brother. Mr Oldwage successfully defended a driver in a highprofile accident in 2010 that killed former president Nelson Mandelas greatgranddaughter Zenani. The driver was acquitted. (AFP)
24 | Africa News
Some of the limousines that were used to ferry Senegalese presidents after they were handed over to the army museum in Dakar early this month.
C. STATEMENT OF FINANCIAL POSITION SHARE CAPITAL & RESERVES Share Capital Retained Income Reserves TOTAL SHAREHOLDERS FUNDS CURRENT LIABILITIES Trade payables Shareholders loans TOTAL CURRENT LIABILITIES TOTAL EQUITY AND LIABILITIES NON CURRENT ASSETS Property, Plant & Equipment Investments TOTAL NON CURRENT ASSETS CURRENT ASSETS Trade & Other receivables Taxation recoverable Bank and cash balances TOTAL CURRENT ASSETS TOTAL ASSETS OTHER DISCLOSURES 1. Capital Strength a. Paid up Capital b. Minimum capital required (a-b) Excess/ deficiency 2. Shareholders funds a. Total shareholders funds b. Minimum shareholders funds required (a-b) Excess/deficiency 3. Liquidity a. Working capital b. Minimum working capital required (a-b) Excess/deficiency 4. Ratio of Unsecured advances to shareholders funds a. Ratio as computed b. Maximum allowable limit 5. Ratio of borrowings to paid up share capital a. Ratio as computed b. Maximum allowable limit D. STATEMENT OF COMPREHENSIVE INCOME 1.0 Total Income 2.0 Total Expenses 6.0 Profit /loss after tax
31 December 2012 audited (Kshs000 ) 38,792.3 (27,860.2) (767.9) 10,164.2 1,817.7 250.8 2,068.5 12,237.7 2,879.8 554.0 3,433.8 7,504.2 1,228.6 66.1 8,798.9 12,232.7 38,792.3 10,000.0 28,792.3 10,164.2 10,000.0 164.2 6,730.4 2,000.0 4,730.4 0% 10% 0% 20% 6,995.8 16,384.5 (9,388.7)
31 December 2011 audited (Kshs 000) 30,142.3 (18,696.5) (542.9) 10,902.9 1,573.1 250.8 1,823.9 12,726.8 2,086.4 778.9 2,865.3 8,370.7 1,228.6 262.2 9,861.5 12,726.8 30,142.3 10,000.0 20,142.3 10,902.9 10,000.0 902.9 8,037.6 2,000.0 6,037.6 0% 10% 0% 20% 5,724.8 10,855.7 (5,130.9)
Amana Capital Ltd is a fund manager licenced and regulated by the CMA, and RBA. We manage funds on behalf of individuals, families, NGOs, SACCOs, investment clubs & retirement benefits schemes. Hardy Pemhiwa Managing Director Paul Marshall Chairman
ollowing the handover of ve presidential limousines of Senegals last three leaders early this month to the army museum, the drivers of these cars have made startling revelations about the unknown personalities of the ex-presidents. The Nation spoke to all of them beginning with Alioune Fall, 81, the man who drove Senegals first president Leopold Sedar Senghors limousine from 1969 to 1981. Mr Fall still recalls the late leaders modesty and respect for his personnel, high or low but he was not an ordinary personwhenever he was around, you feel the presence of some invisible person. He recounted that President Senghor liked to greet people and even his garage sta every morning, but when ever he approached us, my colleagues would shy away and the president would ask me why are they always dancing away when I come around? Mr Fall said it was probably for this reason that many other chaueurs who attempted to drive President Senghors limousine were frequently involved in accidents. I should have not allowed you to go on pilgrimage to Mecca, Senghor told Mr Fall upon his return from Saudi Arabia in 1975. During his absence, Mr Fall said his colleagues were involved in several accidents with Senghor on board. They almost killed me when you were away, Mr Fall recalled Senghor (a fervent Catholic) telling him when he resumed duty after the pilgrimage. The presidential driver was illiterate in French but spoke and wrote Arabic fairly. It was for this reason also that Senghor never parted with Fall who
I should have not allowed you to go on pilgrimage to Mecca. They almost killed me when you were away
Ex-president Leopold Sedar Senghor
International News 25
OPPOSED | This is expression of open support for forces that unfortunately continue to bet on a military solution in Syria
ussia today called the Arab Leagues decision to award Syrias seat at the organisation to the anti-regime National Coalition illegal and indefensible. In terms of international law, the Leagues decision on Syria is illegal and indefensible because the government of the Syrian Arab Republic was and is the legitimate representative member-state at the United Nations, the Russian foreign ministry said in a statement. Syrian opposition chief Ahmed Moaz al-Khatib took Syrias seat at the League on Tuesday as Arab leaders gathered in Doha for their annual summit. The move sparked a furious reaction from Damascus. Russia is viewed as one of Syrian President Bashar al-
Assads few allies because it vetoed three rounds of UN Security Council sanctions against his government. The foreign ministry noted that Khatib used the opportunity in Doha to call for the establishment of internationally-enforced no-y zones over areas in Syria controlled by the armed opposition. It then accused the Arab League an organisation with which it has had tense ties throughout the two-yearlong conict of eectively supporting a military solution to the conict instead of peace talks. We are talking about the expression of open support for forces that unfortunately continue to bet on a military solution in Syria, without looking back at the suering of Syrians, which is growing by the day, said the statement. Meanwhile, the Syrian opposition opened today its rst embassy in Qatar. The head of the Syrian National Coalition, Ahmed Moaz al-Khatib and Qatari State Minister for Foreign Aairs Khaled al-Attiya inaugurated the representative office
BLOCKED
Mr Ahmed Moaz al-Khatib head of the Syrian opposition delegation attending the opening of the Arab League summit in the Qatari capital, Doha, on Tuesday.
sent that has morphed into a civil war that has killed more than 70,000 people. In Tehran, Irans foreign ministry also criticised the move. Handing Syrias seat to the so-called provisional government is a dangerous precedent by the members of the Arab League, Foreign Minister Ali Akbar Salehi was quoted by Iranian media as telling reporters. Salehi said, without elaborating, that continuation of such mistakes will only add to the problems . In a separate report on the official IRNA news agency, deputy foreign minister Hossein Amir Abdollahian said this decision to hand the seat to the opposition is in eect the end of the (Arab) Leagues role in the region. Meanwhile, Syrian warplanes launched two strikes on Qaboon in northeastern Damascus today, as rebels ghtingAssads regime seized three army posts near the
PHOTO | AFP
ceasefire line with Israel, a watchdog said. Two air strikes were carried out on rebel-held buildings in Qaboon, said the Syrian Observatory for Human Rights. There is now fighting in Tadamun, Assali, Yarmuk, Qadam and Qaboon districts, Observatory director Rami Abdel Rahman told AFP of outlying neighbourhoods of the capital that have previously seen intermittent violence. (AFP)
www.kws.go.ke
Interested eligible companies may obtain further information and inspect tender documents from Procurement Office at Ndovu Court, KWS HQ Langata between 9.00a.m and 4.00p.m upon payment of a non-refundable fee of Kshs. 5,000.00 per tender, payable by bankers check or cash. Complete tender documents in plain sealed envelopes clearly marked; with the tender name and number. Should be addressed to the: - The Director, Kenya Wildlife Service, P.O. Box 40241, NAIROBI 00100 and be returned and deposited in the Tender Box at the reception area on or before 29th April 2013 at 12.00 noon. Returned tenders will be opened immediately thereafter in the presence of bidders or their representatives who choose to attend. DIRECTOR
26 |
BUSINESS
FAMILY BANKS AFTER TAX PROFIT RISES BY 66 PER CENT TO SH561M Lending rates increase by more than 25 pc, making borrowing very expensive. Page 29
CAMPAIGN | There has been a big push to increase acceptability of card payments at merchant outlets
Banks claw back on mobile money market, with 136pc gain in January
Gap between value of plastic money deals and mobile cash transactions narrows in 2012 on the back of aggressive marketing by card issuers and network providers
BY MUTHOKI MUMO
mumumo@ke.nationmedia.com ommercial Banks eort to capture back the electronic payments market taken over by mobile money transfer services is bearing fruit, with statistics showing transactions concluded through plastic money getting at par with those on mobile money. According to the latest statistics from the Central Bank of Kenya, in January the value of money transacted using plastic money grew 136 per cent to Sh129.86 billion, only Sh11.26 billion lower than the Sh141.12 billion transacted over mobile money. In comparison, in January last year the Sh114.06 billion that went through mobile money was more than double the Sh54.94 billion transacted through payment cards and by extension through banks. The gap between the value of plastic money transactions and mobile money transactions narrowed steadily in 2012 on the back of aggressive marketing by card issuers and network providers in the country. Banks have campaigned actively to draw in more card users. There has also been a TRANSACTIONS
A sign at a petrol station indicating that motorists can use plastic cards to pay for fuel. In January this year, 31.4 million transactions were carried out nationally using payment cards, in comparison with 11.67 million transactions carried out in January 2012.
strong push by both Visa and MasterCard to increase acceptability of card payments at merchant outlets, said Mr Danson Muchemi, chief executive of electronic payment processor, JamboPay. In January 2013, 31.4 million transactions were carried out using payment cards, in comparison with the 11.67 million transactions carried out in January 2012. The majority, 97.68 per cent, of all these transactions were concluded using debit cards, a pointer to the fact that Kenyans were still credit averse. Last month, Visa announced it would target small-scale retailers and schools with its card payment technology. In January, MasterCard inked a deal with Equity Bank to issue at least ve million cards to Kenyans and point-of-sale (POS) devices to retailers before the end of the year. MasterCard has also indicated that it plans on using youth associations as a marketing channel for its products. Further, Mr Muchemi says integration of mobile money and card payment technology by some Kenyan banks has been partly responsible for the dramatic increase in the values transacted through plastic money. However, he adds, mobile money providers will need greater innovation to keep up. Although mobile money is more widely accepted, it is still primarily a money transfer tool. Innovation is needed to eliminate friction and delays when subscribers use mobile money to pay for goods and services, he said. Although the picture on the electronic payment front may seem rosy, data collected by research rm Consumer Insight Africa indicates that cash still accounts for 95 per cent of all payments in the country due to low acceptability of electronic forms of payment.
FILE | NATION
Sh in Billions
The Seacom subsea cable cut is being investigated to understand the root cause of the outage,
Seacom statement
27
28 |
AUDITED FINANCIAL STATEMENTS AND OTHER DISCLOSURES FOR THE YEAR ENDED 31ST DECEMBER 2012
GROUP GROUP 31-Dec-12 Audited Shs.`000 1,765,122 1,257,197 3,583,973 1,330,375 634,974 760,000 17,868,745 681,747 BANK 31-Dec-11 Audited Shs.`000 1,109,236 725,792 3,725,023 65,876 22,132 760,000 16,332,359 706,273 94,000 1,566,887 171,800 345,896 928,621 30,989,337 71,400 1,516,039 176,410 354,897 436,317 26,001,754 BANK 31-Dec-12 Audited Shs.`000 1,765,122 1,257,197 3,583,973 1,330,375 634,974 760,000 17,868,745 681,747 1,000.00 94,000 1,565,973 171,800 345,896 924,294 30,985,096
31-Dec-11 Audited Shs.`000 1,109,236 725,792 3,725,023 65,876 22,132 760,000 16,332,359 706,273 71,400 1,516,039 176,410 354,897 436,317 26,001,754
21,443,927
24,613,302
21,443,927
24,630,278
677,264 16,853 983 25,875 513,135 22,678,036 484,185 1,644,429 85,314 868,294 144,659 96,837 3,323,717 26,001,754
892,145 93,943 1,475 24,115 483,687 26,108,667 556,995 2,663,938 83,222 1,418,962 157,553 4,880,670 30,989,337
677,264 16,853 983 25,875 513,135 22,678,036 484,185 1,644,429 85,314 868,294 144,659 96,837 3,323,717 26,001,754
892,145 94,390 1,475 24,115 482,766 26,125,167 556,995 2,663,938 83,222 1,398,221 157,553 4,859,929 30,985,096
Message from the Directors The above statement of financial position, statement of comprehensive income and disclosures are extracts from the Banks Financial Statements.The financial statements were approved by the Board of Directors on 20th March 2013.The Financial Statements were audited and received an unqualified opinion. Annual General Meeting NOTICE IS HEREBY GIVEN that the 6th ANNUAL GENERAL MEETING of the Shareholders will be held at the Kenyatta International Conference Centre on Friday 3rd May, 2013 at 10:00 a.m. The full Notice and the Annual Report and Accounts including the Proxy Forms will be available on the Companys website www.familybank.co.ke from Friday 5th April 2013. Signed: W.D. Kiboro Peter Munyiri Chairman Managing Director & CEO
Business News 29
50pc
The stake Diageo recently acquired in United National Breweries, a South African sorghum business
Second largest
in South Africa. In his new position, Mr Mahinda will assist in sales and supply of spirits across key markets in Africa. He will also provide support in the management of United National Breweries, a South African sorghum business in which Diageo recently acquired 50 per cent stake.
Family Bank chairman Wilfred Kiboro during a press brieng at Stanley Hotel, Nairobi, yesterday. He cited a very thin balance sheet and nancial muscle to fund expansion plans, saying they would soon call on shareholders to inject more capital.
STRATEGY
n Bank wants to raise a Sh2bn 10-year loan from a development nance institution and bond issue. n It is waiting for political jitters to cool before applying for the loan. Above: Peter Munyiri, MD
30 | Business News
T
French Minister Fleur Pellerin smiles during a luncheon meeting with the French Korean Chamber of Commerce and Industry in Seoul on March 25. Pellerin, the minister for small and medium enterprises, innovation and the digital economy, began a highly anticipated visit to S.Korea, the land of her birth.
JUNG YEON-JE I AFP
A. RESULTS OF 182-DAY & 364-DAY TREASURY BILLS ISSUES 1978/182 & 1895/364 DATED 01/04/2013
This week the Central Bank of Kenya offered 182 and 364 Days Treasury Bills for a total of Kshs 8 Billion. The total number of bids received was 67 amounting to Kshs.4.61 Billion representing 153.57% subscription and 154 bids amounting to Kshs. 26.63 Billion representing 532.62% subscription for 182 and 364 days respectively. Bids accepted amounted to Kshs.2.72 Billion for 182 days and Kshs. 13.86 Billion for 364 days Treasury Bills. The weighted average rate of accepted bids, which will be applied for non-competitive bids, was 10.803% for the 182 Day and 12.676 % for 364 days Treasury Bills. The other auction statistics are summarised in the table below.
182 DAYS 30/09/2013 3,000.00 4,607.16 153.57 67 64 2,714.57 2,462.36 252.21 2,197.08 517.49 11.055% 10.803% 94.889 364 DAYS 31/03/2014 5,000.00 26,631.07 532.62 154 74 13,864.25 13,316.54 547.71 13,864.25 12.776% 12.676% 88.777 TOTAL 8,000.00 31,238.24 390.48 221 138 16,578.83 15,778.90 799.93 2,197.08
he message emblazoned on a billboard outside the Peruvian capital sounds almost too good to be true: drinkable water for anyone who wants some in this arid village. Even more intriguingly, the fresh, pure water on oer along a busy road in this dusty town some 90km south of Lima, has been extracted, as if by magic, from the humid air. Within the enormous, raised, double-panelled billboard inviting all takers is concealed a tube, wires and mechanical equipment that draws the water from the air and puries it. Inhabitants from far and wide who flock here toting litre bottles and buckets say this puried water is a wonderful alternative to the stagnant well water that used to be the
Due Date Amount Offered (Kshs. M) Bids Received (Kshs. M) Performance Rate (%) Number of Bids Received Number of Accepted Bids Total Amount Accepted (Kshs. M) Of which : Competitive bids : Non-Competitive bids Purpose / Application of Funds: Rollover / Redemptions New Borrowing Market Weighted Average Rate Weighted Average Rate of accepted bids Price per Kshs 100 at Average Rate
C. NEXT TREASURY BILLS AUCTION: ISSUE NOS. 1998/91 , 1979/182 & 1896/364 DATED 08/04/2013
TENOR Offer amount (Kshs. M) AUCTION DATES & BIDS CLOSURE RESULTS ANNOUNCEMENT Redemptions New Borrowing 91 DAYS 3,000.00 04/04/2013 05/04/2013 182 DAYS 3,000.00 03/04/2013 04/04/2013 364 DAYS TOTAL 5,000.00 11,000.00 03/04/2013 04/04/2013 6,619.67 4,380.33
The actual amount to be realised from the auction will be subject to Treasurys immediate liquidity requirements for the week. Where several successful bidders quote a common rate, the Central Bank of Kenya reserves the right to allot bids on a pro-rata basis. The Central Bank reserves the right to accept/reject bids in part or in full without giving any reason.Individual bids must be of a minimum face value of Kshs 100,000.00. Only CDS holders with updated mandates are eligible. Bids must be submitted using the specified format and must reach the Central Bank (HQ, Branch or Currency Centre) by 2.00 p.m. on Wednesday 3rd April 2013 for 182 and 364 days, and Thursday 4th April 2013 for 91-day Treasury Bills. Payments above Kshs.1 Million must be made by electronic transfer using RTGS. Payments below Kshs. 1 Million may be made by Bankers Cheque or RTGS and must reach the Central Bank not later than Monday 8th April 2013, 2.00 p.m. for Cheques and 3.00 p.m for RTGS electronic fund transfers. Please provide the following details with each payment: Name, Reference No., Issue No., and include the Portfolio number and the Investors virtual account number.
D. NON-COMPETITIVE BIDS
Non-competitive bids are subject to a maximum of Kshs. 20 Million per investor and are issued at the weighted average of accepted bids.
Please note : 364-days Treasury Bills auction will be held on a weekly basis until further notice GERALD A. NYAOMA DIRECTOR, FINANCIAL MARKETS Wednesday, March 27, 2013
32 | Business
NAIROBI SECURITIES EXCHANGE
Last 12 Mths High Low Security Yesterday Prices Prev deal Shares traded
57.00 22.00 89.00 67.50 148.00 111.00 500.00 400.00 23.50 14.50 13.60 10.00 315.00 180.00
Agricultural
Eaagads Ord 1.25 Kakuzi Ord.5.00 Kapchorua Tea Co. Ord 5.00 Limuru Tea Co. Ord 20.00 Rea Vipingo Plantations Ord 5.00 Sasini Ltd Ord 1.00 Williamson Tea Kenya Ord 5.00
113.00 90.00 540.00 28000 131.00 88.00 325.00 180.00 2.50 1.35 7.35 4.00 16.35 8.60
UNIT TRUSTS
101.00 539.00 134.00 311.00 2.10 4.50 15.00 11.10 107.00 539.00 129.00 311.00 2.00 3.00 4.55 15.00 1,000, 10,000 7,200 429,400 45,300 1,502,500 1,400 Money Market Funds African Alliance Kenya Shilling Fund Old Mutual Money Market Fund British-American Money Market Fund Stanbic Money Market Fund CBA Market Fund CIC Money Market Fund Amana Money Market Fund Suntra Money Market Fund Zimele Money Market Fund ICEA Money Market Fund Madison Asset Money Market Fund African Alliance Fixed Income Fund CIC Fixed Income Fund Stanbic Fixed Income Fund B1 Stanbic Fixed Income Fund A Standard Investment Income Fund Standard Investment Equity Growth Fund African Alliance Kenya Equity Fund ICEA Equity Fund British-American Equity Fund CBA Equity Fund CIC Equity Fund Dyer and Blair Equity Fund Old Mutual Equity Fund Stanbic Equity Fund Suntra Equity Fund Madison Asset Equity Fund African Alliance Managed Fund British-American Managed Retirement Fund Amana Growth Fund ICEA Growth Fund Amana Balanced Fund British-American Balanced Fund CIC Balanced Fund Old Mutual Balanced Fund/Toboa Suntra Balanced Fund Madison Asset Balanced Fund Zimele Balanced Fund CFC Simba Fund Old Mutual East Africa Fund British American Bond Plus Fund Dyer and Blair Bond Fund ICEA Bond Fund Old Mutual Bond Fund Daily Yield Eective Annual Rate 6.96% 7.19% Kenya Shilling 8.19% 8.50% Kenya Shilling 9.34% 9.83% Kenya Shilling 8.32% 8.64% Kenya Shilling Kenya Shilling 7.93% 8.25% 9.07% 9.46% Kenya Shilling 10.26% 10.46% Kenya Shilling 7.72% 8.03% Kenya Shilling 9.0% 9.31% Kenya Shilling 7.02% 7.27% Kenya Shilling 8.59% 8.94% Kenya Shilling 10.89 10.54 Kenya Shilling 9.74 9.98 Kenya Shilling 99.78 99.78 Kenya Shilling 99.37 99.37 Kenya Shilling 95.54 96.08 Kenya Shilling 76.58 77.28 Kenya Shilling 162.30 152.42 Kenya Shilling Kenya Shilling 118.20 124.42 177.04 182.67 Kenya Shilling 148.28 156.09 Kenya Shilling 12.73 13.40 Kenya Shilling 159.94 168.36 Kenya Shilling 347.20 368.38 Kenya Shilling 140.73 148.53 Kenya Shilling 122.72 129.18 Kenya Shilling 53.87 56.71 Kenya Shilling 19.49 18.35 Kenya Shilling Kenya Shilling 122.71 123.75 93.23 98.14 Kenya Shilling 121.76 128.16 Kenya Shilling 93.38 97.27 Kenya Shilling 179.07 184.30 Kenya Shilling 12.45 13.03 Kenya Shilling 148.21 156.42 Kenya Shilling 106.61 112.22 Kenya Shilling 68.22 71.43 Kenya Shilling 4.42 4.56 Kenya Shilling Kenya Shilling 116.76 122.90 143.08 150.21 Kenya Shilling 150.80 153.87 Kenya Shilling 123.91 126.44 Kenya Shilling Kenya Shilling 91.89 92.82 103.35 105.46 Kenya Shilling
A.Baumann & Co. Ord 5.00 B.O.C Kenya Ord 5.00 BAT Kenya Ltd Ord 10.00 Carbacid Investments Ord 5.00 East African Breweries Ord 2.00 Eveready EA Ord 1.00 Kenya Orchards Ord 5.00 Mumias Sugar Co. Ord 2.00 Unga Group Ord 5.00
10.10 3.75 AccessKenya Group Ord 1.00 9.20 6.50 3.05 Safaricom Ltd Ord. 0.05 5.95 NSE All Share Index(NASI)-(1 Jan 2008=100 Up 2.45 points to close at 117.23 NSE 20 Share Index Up 72.22 points to close at 4830.44 Equity Turnover Close857,619,384 Previous sh 445,763,962
9.45 5.80
290,900 9,062,600
BANK RATES
Euro BANK ABC Barclays Co-op Equity NBK KCB buy sell buy sell buy sell buy sell buy sell buy sell buy sell buy sell buy sell buy sell buy sell 110.46 110.73 109.79 110.60 110.19 110.32 111.02 111.45 110.39 110.52 110.00 110.60 109.83 110.67 109.97 110.24 110.34 110.62 111.50 111.80 109.00 109.50
18.50 66.00 154.00 34.25 24.00 42.00 24.00 57.00 315.00 16.50
Banking
10.70 34.50 86.00 17.00 13.00 20.25 16.00 25.00 160.00 10.15
$ 85.80 86.00 85.55 86.05 85.80 85.90 85.60 85.90 85.80 85.90 85.70 85.90 85.75 85.95 85.60 85.80 85.75 85.95 85.40 85.60 85.50 86.00
130.37 13069 129.54 130.47 130.02 130.15 129.70 130.20 130.27 130.40 129.70 130.20 130.08 130.51 129.72 130.03 130.19 130.52 129.40 129.90 129.10 129.60
C$ 84.11 84.35 83.89 84.66 84.32 84.44 83.54 83.86 84.10 84.20 84.10 84.50 83.19 84.27 84.14 84.34 84.04 84.27 83.65 83.90 84.00 84.50
SF 90.22 90.72 90.17 90.74 90.35 90.49 90.72 91.07 90.41 90.54 90.10 90.60 90.32 90.67 90.17 90.38 90.37 90.62 90.55 90.80 89.50 90.00
IR 1.58 1.58 1.59 1.60 1.58 1.58 1.57 1.58 1.57 1.58 1.57 1.58 1.57 1.61 1.57 1.59 1.57 1.58 1.58 1.60 1.57 1.58
JY 91.00 91.30 90.82 90.93 90.48 90.60 89.54 89.87 91.08 91.24 90.70 91.10 90.98 91.34 90.00 91.00 91.00 91.23 88.80 89.05 90.60 91.10
ZR 9.24 9.27 9.22 9.29 9.26 9.28 9.20 9.30 9.24 9.26 9.20 9.40 9.21 9.33 9.24 9.34 9.23 9.26 9.30 9.55 9.10 9.60
Barclays Bank Ord 0.50 CFC Stanbic of Kenya Holdings Ord.5.00 Diamond Trust Bank Ord 4.00 Equity Bank Ord 0.50 Housing Finance Co Ord 5.00 KCB Ord 1.00 NBK Ord 5.00 NIC Bank Ord 5.00 StandardChartered Ord 5.00 Co-op Bank of Kenya Ord 1.00
16.90 58.50 146.00 33.25 24.25 40.75 20.50 52.00 301.00 16.30
16.65 56.50 145.00 30.50 23.75 40.00 19.35 50.50 298.00 15.20
810,100 118,500 22,700 2,069,800 724,,100 6,146,800 111,200 35,500 45,900 2,344,100
ARM Cement Ord 1.00 BamburiCement Ord 5.00 Crown Paints Kenya Ord 5.00 E.A.Cables Ord 0.50 E.A.Portland Cement Ord 5.00
CBK RATES
1 US Dollar 1 Sterling Pound 1 Euro 1 South African Rand Ksh/Ush 1 Ksh/Tsh 1 Ksh/Rwanda Franc 1 Ksh/Burundi Franc 1 UAE Dirham 1 Canadian Dollar 1 Swiss Franc 100 Japanese Yen 1 Swedish Kroner 1 Norwegian Kroner 1 Danish Kroner 1 Indian Rupee 1 Hong Kong Dollar 1 Singapore Dollar 1 Saudi Riyal 1 Chinese Yuan 1 Australian Dollar
9.50 3.80 7.00 3.05 250.00 150.00 16.45 7.15 11.00 6.30 61.50 18.00
Insurance
British American Investments Co.0.10 CIC Insurance Group Ord.1.00 Jubilee Holdings Ord 5.00 Kenya Re Corporation Ord 2.50 Liberty Kenya Holdings Ord 1.00 Pan Africa Insurance Ord 5.00
8.40 305,400 1,503,800 5.45 237.00 25,800 174,000 15.40 9.50 19,500 30,200 55.50
Investment
11.05 220.00 3.05 20.00
Centum Investment Co Ord 0.50 City Trust Ord 5.00 Olympia Capital Holdings Ord 5.00 Trans-Century Ord 0.50
Mean 85.8083 130.0299 110.2187 9.2595 30.3351 18.8444 7.3898 18.3669 23.3619 84.3601 90.4167 90.5186 13.2115 14.7214 14.7953 1.5808 11.0567 69.0166 22.8810 13.8124 89.8456
Buy 85.7139 129.8739 110.0868 9.2368 30.2435 18.7654 7.3350 18.0553 23.3356 84.2611 90.2984 90.3981 13.1952 14.7027 14.7752 1.5791 11.0442 68.9351 22.8552 13.7968 89.7339
Sell 85.9028 130.1858 110.3506 9.2823 30.4268 18.9234 7.4445 18.6784 23.3883 84.4591 90.5350 90.6392 13.2278 14.7401 14.8154 1.5824 11.0692 69.0981 22.9068 13.8281 89.9574
Algerian Dinar Bahrani Dinar Djibouti Franc Egyptian Pound Jordanian Dinar Kuwait Dinar Lebanese Pound Libyan Dinar Omani Riyal Qatar Riyal Saudi Riyal Syrian Pound Yemeni Riyal UAE Dirham
ARAB CURRENCY/$
77.67 0.377 174.75 6.7303 0.708 0.28144 1500 1.2566 0.3850 3.6404 3.75 70.7 214.25 3.6726
MARKET UPDATES
FOR NATIONmobile ALERTS ON YOUR CELLPHONE, SMS THE STOCK, E.G. STOCKS KENGEN, SAFARICOM TO 6667 Each alert costs Sh10
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County News 33
otels have recorded low business ahead of the Easter holiday due to fears of chaos over the presidential election petition. The establishments have recorded a bed occupancy of 60 per cent, which is lower than the 80 per cent normally attained during Easter. After the peaceful conclusion of the March 4 General Election, hoteliers expected to do brisk business due to a ow of booking enquiries from local and international travel agencies.
But when the petition challenging the declaration of Uhuru Kenyatta as Presidentelect started, they suspended travel plans and adopted a wait-and-see attitude. The slump was also worsened by the fact that the verdict is expected by Saturday, which is in the middle of the holiday. Business has also been hit by the decision to close schools on April 12. Most parents heading to the Coast prefer to celebrate the festivities with their children. Mombasa and Coast Tourist
School holidays
The defendants have not been in occupation for the statutory 12 years and adverse possession has not been proved
Lady Justice Maureen Odero
possession, but the court found their claim to have occupied it since 1965 a barefaced falsehood. The defendants have not been in occupation for the statutory 12 years and adverse possession has not been proved, the judge said. She said KPRL had no legal obligation to provide alternative land to the squatters.
34 | County News
process to no avail, read part of the grounds on which the application is based. According to the suit papers, the petitioner says IEBC is out to frustrate his eorts as the case cannot be assembled without the requisite documents. In his adavit, Mr Shahbal says there is a statutory limitation for the ling of election petitions, which lapses in about seven days.
I urge this court to grant the prayers sought in the interest of justice
Suleiman Shahbal in his adavit
I urge this court to consider and allow the application and grant the prayers sought in the interest of justice, Mr Shahbal said in his adavit. Yesterday Lady Justice Maureen Odero certied the matter as urgent and directed the petitioner to serve the respondents to attend court today for mention of the case.
BRIEFLY
MOMBASA UASIN GISHU
NYAMIRA
MIGORI
Traders blame power Chiefs reject stolen outages for crime wave livestock penalties
Frequent power blackouts in Nyamira County have been blamed for the increase of crime in the region. Traders in the area yesterday urged Kenya Power to address the problem urgently to prevent further losses. Chamber of Commerce and Industry branch ocial Anam Moturi said hotels, cyber cafes, schools and tea factories were the most aected. KP ocials have blamed heavy rains in the area for the blackouts. Chiefs in Kuria, Migori County, are up in arms over a decision that they compensate people whose livestock is stolen in their areas. The chiefs said the move was punitive and outmoded . Kuria East DC Humphrey Nakitare said the decision was made after consultations with the District Development Committee. The move was prompted by rising cattle thefts in the region with some chiefs being accused of complicity.
For more info Contact Us At: Laptrust Group Headquarters 6th Floor Laptrust House, Haile Selassie Avenue P.O. Box 28938-00200 NAIROBI, Email: info@laptrust.or.ke Contact Persons: Irene Mbonge or Anne Lugwe Mobile: +254 (0) 720-433354 Tel: +254 (020) 2046901-5
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TENDER NOTICE
The Institute of Certified Public accountants of Kenya (ICPAK) invites sealed bids from eligible firms for the following tender: Tender No. Proposal Description Closing/Opening Date ICPAK/01/2013 Request for Proposal on Enterprise Risk Management 9th April 2013 at 11.00 am Interested bidders may obtain tender documents from The Procurement Office, Institute of Certified Public Accountants of Kenya (ICPAK), CPA Centre, Ruaraka - Nairobi located off Thika Road in person or against written application. A non-refundable fee of Kshs. 3,000.00 is to be paid in MPESA through paybill business no.722722 or present a deposit slip from Standard Chartered Bank,Ruaraka Ac/No. 0102093120900 at the Cash Office of ICPAK between 08:00 a.m. and 5.00 p.m. on normal working days or in bankers cheque payable to The Institute of Certified Public Accountants of Kenya. Duly completed tender documents in plain sealed envelopes with TENDER NUMBER AND TITLE OF THE TENDER clearly indicated on the envelope shall be addressed to:The Chief Executive Officer (CEO) Institute of Certified Public Accountants of Kenya (ICPAK) Post Office Box 59963 - 00200 NAIROBI. And deposited in the tender box on Ground Floor at the ICPAK offices along Thika Road, Nairobi or sent so as to reach the above address, not later than closing dates. Submitted bids will be opened publicly in the Board Room on the 1st floor, ICPAK offices soon after the above stated closing time in the presence of the tenderers or their representatives who choose to attend. Late bids will be returned unopened. ICPAK reserves the right to reject any tender without giving reasons for the rejection and does not bind itself to the lowest or any tender. Canvassing for the tender by the bidder or by proxy shall lead to automatic disqualification of their tender. THE CEO INSTITUTE OF CERTIFIED PUBLIC ACCOUNTANTS OF KENYA (ICPAK)
LIFE ASSURANCE
Congratulations on our 2012 AAYA Champions For every life changing moment. Better together.
Anthony Kioko
Patrick Muriuki
James Nyarieko
Wycliffe Sabuti
Cyprian Ogamboh
Benson Mwaura
Lucy Kabeti
Elizabeth Kamau
Tolbert Luhastso
Keziah Mwamburi
Elizabeth Ngethe
Julius Kibera
James Wanyoike
Timothy Obala
Arthur Karuga
Janet Ayieko
Alexander Saunya
David Gitonga
Rose Kagai
Susan Maina
Stephen Odhiambo
Leon Musoi
Carolyn Mwenda
Bernice Chesire
Victor Haya
Jane Kajiju
Samuel Kinuthia
Edward Jawuo
Raphael O. Owiti
George M. Mathenge
Lydia Kamau
Sally Mburu
Jacktone Achieng
Kenneth Lesame
Patrick Karanja
Samuel Mwangangi
Anne Mwangi
George Nyasmi
Patricia Kanguru
Teresa Odira
Christopher S. Onguolo
Purity Mahinda
Rebecca Kariithi
Nathaniel Macharia
David Gicheha
Jared Momanyi
Hellen Wachira
Alice Mwangi
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Mariam Okuku
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Tel: (020) 271028/2710530 Mobile: 0704309390/0736309390 Fax: (020) 2711350 E-mail: ncc@egerton.ac.ke
SELF-SPONSORED CERTIFICATE, DIPLOMA, DEGREE & MASTERS PROGRAMMES FOR MAY 2013 TO BE OFFERED AT NAIROBI CITY CAMPUS, STANBANK HOUSE, MOI AVENUE, OPPOSITE HILTON HOTEL
FACULTY OF COMMERCE
PROGRAMME TITILE 1 DURATION & MODE FEES (KSHS) Tuition Kshs 36,000 Per semester 2 Academic years a. Diploma in Procurement and Logistics Management Fulltime, Day & Evening b. Diploma in Business Management Minimum Requirements: Minimum C (Plain) in KCSE, DIV III at KCE or equivalent qualifications: C- (Minus) in Mathematics, English/Kiswahili or Credit in Certificate in Business Administration from institutions recognized by Egerton University or Holder of Accounting Technician Certificate (ATC) Final Level Bachelor of Commerce (BCom.) Minimum Requirements: Minimum of C+ (Plus) at K.C.S.E and C (Plain) in Mathematics, English/Kiswahili or Relevant Diploma from a recognized institution with at least a Credit or CPA II Master of Business Administration (MBA) Minimum Requirements: (i) Second Class Honours (Upper Division) (ii) Second Class Honours (Lower Division) with at least two (2) years relevant experience Master of Human Resource Management (MHRM) Minimum Requirements: (i) Second Class Honours (Upper Division) in any of the following areas: Human Resource Management, General Management, Political Science, Business Administration. Or (ii) Second Class Honours (Lower Division) with at least two (2) years relevant experience PROGRAMME TITLE 1 Bridging in English and Bridging in Maths Minimum Requirements: Applicants must have K.C.S.E Mean Grade of C- (Minus) Certificates Course in Library & Information Studies Minimum Requirements: Applicants must have K.C.S.E Mean Grade of D+ Certificate Courses in the following areas: (i) Criminology and Forensic Investigations (ii) Terrorism and Global Security (iii) Intelligence and Community Policing (iv) Public Prosecution and Paralegal Process (v) Criminology and Criminal Justice (vi) Social Work and Community Development (vii) Certificate in Information Security and Cyber Forensic (viii) Certificate in Disaster Management (ix) Certificate in Human Rights and Democracy (x) Certificate in Conflict Resolution and Peace Studies (xi) Certificate in Information, Communication Technology Minimum Requirements : Applicants must have K.C.S.E Mean Grade of D+ Diploma in Library & Information Studies Minimum Requirements: Applicants must have K.C.S.E Mean Grade of C (Plain) 4 Academic years Full time, Day &Evening 9 M.A in Criminology and Criminal Justice Minimum Requirements: ) Second Class Honours (Upper Division or Second Class Honours (Lower Division) in Arts, Criminology or Military Science with additional training in relevant options. Any other first degree with initial police training. 2 Academic years (Evening) Tuition Kshs 60,000 Per semester
10 MA in Security Management Minimum Requirements :) Second Class Honours (Upper Division or Second Class Honours (Lower Division) in Arts, Criminology or Military Science with additional training in relevant options. Any other first degree with initial police training. PROGRAMME TITLE 1 Diploma in Education Arts (Secondary) Minimum Requirements: A holder of KCSE with a mean grade of C and at least a C+ in any of the following subjects: English, Literature in English, History, Religious Studies, Business Studies, Mathematics, Geography, Kiswahili
Tuition Kshs 60,000 Per semester Tuition Kshs 60,000 Per semester 2
Diploma in Education (December Intake) 2 years commencing Minimum Requirements: : A holder of KCSE with a mean grade of December 2012 D+ and a P1 Certificate with a teaching experience of at least two (2) years or KCSE mean grade of C Plain and a P1 certificate Bachelor of Education (Arts) in any two of the following teaching subjects: Geography/Business Studies, History/Geography, History/Religious Studies, History/ Kiswahili, Kiswahili/Religious Studies, English/Literature Minimum Requirements: S1 or Diploma in Art Education from recognized colleges and Universities or KCSE with an overall mean grade of C+ and at least a C+ in chosen subjects 4 Academic years/ Regular however, the University has a flexible credit transfer system, which enables those who qualify to complete the programme in less than 4 years depending on credits transferred. Commencing January 2013 4 Academic years/ Regular however, the University has a flexible credit transfer system. 2 years
Tuition Kshs 60,000 Per semester Tuition Kshs 55,000 Per semester
6 months
Kshs 50,000 4 Bachelor of Psychology Minimum Requirements: A holder of K.C.S.E. with a mean grade of C+ with English or Kiswahili C+, Biology B- and Maths C+. Holders of relevant diplomas with credit pass or better from recognized institution will be considered M.ED in Education Management (Planning and Economic Options) Minimum Requirements: Upper Second Class Honours Degree in B.Ed or B.Sc/BA with PGDE. Candidates with Lower Second (2nd) Class Honours degree with at least TWO years of relevant experience may also apply. M.ED in Curriculum and Instruction Minimum Requirements: Upper Second Class Honours Degree in B.Ed or B.Sc/BA with PGDE. Candidates with Lower Second (2nd) Class Honours degree with at least TWO years of relevant experience may also apply. PROGRAMME TITLE 1
3 months (Day)
Kshs 35,000
2 years
Tuition Kshs 36,000 Per semester Tuition Kshs 50,000 Per semester
B.A (Criminology & Security Studies) Specialization options: (i) 4 Academic years, Full time, Day & Evening Rehabilitation & Probation Services (ii) Security & Disaster Management (iii) Criminal and Forensic Investigation Minimum Requirements: (i) K.C.S.E C+ (Plus) and C+ in English/ Kiswahili (ii) Diploma in Criminology or Police Science with at least Credit or equivalent Bachelor of Library and Information Science (BLINS) Minimum Requirements: C+ in K.C.S.E. or equivalent. Those with Diploma in Information Sciences from accredited institutions may be admitted B.A Economic & Sociology, B.A Economics & History, BSC. Economics & Statistics, B.A (with any of the following combinations, Mathematics, Economics, Geography, English, Literature, Kiswahili, Religious Studies, Sociology, Philosophy and History Minimum Requirements: (i) K.C.S.E C+ and above. Those taking Mathematics & Economics should have B- in Mathematics OR (ii) Mathematics C+ BUT has additionally scored B in Either Economic/Commerce/Business Studies in K.C.S.E. or its equivalent M. A Sociology in the following areas: (i) Community Development and Project Management (ii) Peace Studies and Conflict Management (iii) Disaster Preparedness and Management Minimum Requirements: ) Second Class Honours (Upper Division or Second Class Honours (Lower Division) with at least two (2) years relevant experience 4 Academic years Full time
Tuition Kshs 50,000 per semester Tuition Kshs 50,000 Per semester
Application forms are available from Admissions Office,Njoro Campus for Diploma and for Undergraduate Degree Programmes and Graduate School, Njoro Campus for Post Graduate Programmes. The same is also available from our Nairobi City Campuse and Nakuru Town Campus College upon payment of a non refundable Application Fee of KSh 2,000 for all Degree Programmes and KSh 1,000 for Diploma Programmes. All payments for Application Fee should be banked in any KCB branch A/C No 1108550703. The banking slips should be receipted and the receipt attached to the application. Application forms can also be downloaded from the University website, www.egerton.ac.ke, but must be accompanied by the appropriate fees. Instructions given on the application forms, including certification of documents must be strictly adhered to. Incomplete Application forms shall be rejected. Fully completed forms should be returned to the; Registrar (Academic Affairs), Egerton University, P.O. Box 536 20115. Egerton. OR the Director, Nairobi City Campus as addressed above. so as to reach him on or before 6th April 2013. REGISTRAR (ACADEMIC AFFAIRS)
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PRESS RELEASE:
46 | Leisure
SIMPLE CROSSWORD
ACROSS: 1. A place where records births, marriages and deaths are kept 7. A coloured uid or paste used for printing, writing, and drawing 8. A viscous liquid with a smooth sticky feel 10. Coming before the appointed time 12. To perceive with the eyes 13. Measure of length, 1760 yards 14. To girdle, encircle or surround 15. A cravat 16. Long white linen vestments worn by priests 18. Spectacular ghter pilots 21. To cease to exist 22. A short musical composition designed for practice 23. The lowest integer 24. Poetic for over 25. To beget DOWN: 1. Raw hide thong 2. A young woman
SUDOKU
YESTERDAYS SOLUTION ACROSS: 1. Glacier 7. Ran 8. Opt 10. Stink 12. Toy 13. Toad 14. Hale 15. Lye 16. Apse 18. Aped 21. Lie 22. Slide 23. Ode 24. Eel 25. Powdery DOWN: 1. Gust 2. Aria 3. Candle 4. Ink 5. Rota 6. Stye 9. Polled 11. Torpid 14. Healed 16. Aloe 17. Seep 19. Pile 20. Defy 22 Sew
YESTERDAYS SOLUTION
3. Narrow passages of water extending into the land 4. The heavens or upper atmosphere 5. Genus of a thorny shrub with showy fragrant owers 6. Surrendered 9. To permit 11. A company that provides scheduled ights for passengers or freight
14. Thrashed, vanquished 16. Bustle 17. Past tense of verb be 19. The coagulated part of milk from which cheese is made 20. A prophet 22. Errors and Omissions Exempted (abbrev.)
COMPLEX CROSSWORD
ACROSS 5 US soldiers meeting pensioner to get dope (3,4) 7 In the morning, around ten after ten, in truth (5) 9 An evergreens required? Try elm, incorrectly (6) 10 Canned beer and cigs for cold, unemotional types (8) 11 Stop one about a line in magazine (10) 13 Shrewd tramp, not married (4) 14 Barrister from New York borough getting Eastern consul o (6,7) 16 Device used for raising a ag (4) 17 Powerful men meet leaving station (5,5) 19 Rings about ending in Esther and a trio performing in Deborah, say (8) 20 Chatter with minister, leader in temple (6) 22 Weapon that gives clean wound (5) 23 Male not in to send out shipment (7) DOWN 1 Relish visiting Devizes today (4) 2 Greek god mysteriously poisoned (8) 3 Ring about last letters from brave English nurse (6) 4 Arsonist springing out of tree, one wearing rubber (4-6)
CODEWORD
YESTERDAYS SOLUTION
ACROSS
Each number in our Codeword grid represents a dierent letter of the alphabet. For example, today 25 represents G so ll in G every time the gure 25 appears. You have two letters in the control grid to start you o. Enter them in the appropriate squares in the main grid, then use your knowledge of words to work out which letters should go in the missing squares. As you get the letters, ll in other squares with the same number in the main grid and control grid. Check o the list of alphabetical letters as you identify them.
1 Open And Shut 9 Forbidden 10 Usage 11 Coyote 12 Highness 13 Recite 15 Bastille 18 Armrests 19 Aslope 21 Chaplain 23 Edible 26 India 27 Patrician 28 Torch Bearer
DOWN
5 Novelists delight over church (5) 6 Albert, for example, arranged prison concert (6,7) 8 Charming wise men, mostly quiet (7) 12 Takes o, engaged in topping sport (3-7) 14 Question ruler abroad about a row (7) 15 Ahead, master swimming against the current (8) 17 Essential part of service in lower part of ship (6)
1 Ocer 2 Early 3 Aristotle 4 Dado 5 Handicap 6 Touch 7 Oversee 8 Waterloo 14 Commando 16 Test Drive 17 Stripper 18 Auction 20 Eleanor 22 Least 24 Brier 25 Utah
YESTERDAYS SOLUTION
YOUR STARS
AQUARIUS | JAN 21 - FEB 19 You may be hesitant about taking chances, but this days planetary set up it would be foolish not to explore the opportunities coming your way. Some situations may have hidden aws and the indications are that it could be unrealistic to think everything will work out as expected. PISCES | FEB 20 - MAR 20 There is a strong possibility that many of you will be signing nancial contracts today which will help to secure your future. For others this is an excellent time for making adjustments to nancial plans you may have made with insucient information. ARIES | MAR 21 - APR 20 The change in the stars herald a new mood. This phase aects everyone even the most stubborn and you may nd that they will become more supportive and receptive to your ideas.Try not to dwell on your vivid imagination, get involved with the gritty necessities of dealing with home life on a day to day basis. TAURUS | APR 21 - MAY 20 It would be easy to misinterpret todays opportunities as the product of someones overactive imagination. However not only should you take what they are oering seriously but it could also lead to breakthroughs in personal and domestic matters . GEMINI | MAY 21 - JUNE 21 Frankly speaking, at the best of times you can always do what you want and todays planetary setup indicates that if you could become embroiled in a rather unpleasant power struggle and that simply isnt the way you like to live or work. CANCER | JUN 22 - JULY 22 You could be in for a frustrating week or so when you will need to work twice as hard in order to gain the same ground. The last thing you need to do is be disheartened because if you keep your shoulder to the wheel you will eventually win through. LEO | JULY 23 - AUG 22 For the couple of weeks there is going to be a good deal of news in connection of your friends and contacts. In some instances there may be new faces that you are strongly drawn to, not for romantic reasons, but simply because you have a great deal in common. VIRGO | AUG 23 - SEP 23 T In most situations you can aord to be generous but in money aairs you have set realistic limits and expect them to be observed. It would seem however that a certain individual has not been taking this seriously which is an attitude that could easily breed distrust if not some awkward clashes. LIBRA | SEP 24 - OCT 23 As a Libran you are happy when balancing the new with the familiar and you like to take time to explore any oers before moving on to the next stage. Planetary climate however may mean that you will have to abandon reason and base decisions on intuition alone. SCORPIO | OCT 24 - NOV 22 You have been feeling tense over issues involving a combination of property family and money matters for quite a while. The aspects today may dash hopes of this being resolved quietly but you can be sure that they will be thrashed out thoroughly. SAGITTARIUS | NOV 23 - DEC 21 There are times when whatever you say or do someone seems determined to raise objections. Therefore, search your conscience, review your plans and priorities and make your decisions according to them. CAPRICORN | DEC 22 - JAN 20 If you have any important decisions to make or perhaps you want to approach superiors or older people then you have just the day for doing so. When it comes to your emotional life, things could turn for the better. To receive NATIONmobile horoscopes on your mobile, SMS the Star you want, eg LEO to 6667 at 5/- above normal rates.
Leisure 47
TREAT OF THE DAY
CINEMA GUIDE
NAIROBI
6:00 The Easy Breakfast with Munene 10:00 Make an Easy connection and more with Sheila Mwanyigha 2:00 Easy DJ Mix 3:00 Join Angela Angwenyi & Edward Kwach as they discuss real life issues in love, money and music 8:00 The Homerun.
FOX CINEPLEX - SARIT CENTRE SCREEN I THE CROODS (3D) (G/E) 11.30AM, 2PM, 4PM A GOOD DAY TO DIE HARD (U/16) 6PM RANGREZZ (TBA) 8.30PM SCREEN II JACK THE GIANT SLAYER (3D) (PG) 11.30AM, 2PM, 4.20PM, 6.45PM A GOOD DAY TO DIE HARD (U/16) 9PM PLANET MEDIA CINEMAS -WESTGATE SCREEN I JACK THE GIANT SLAYER (P/G) (3D) 11.50AM, 2.10PM, 4.30PM, 6.50PM, 9.10PM SCREEN II SNITCH (16) 10.30AM, 12.40PM, 2.50PM, 5PM, 7.10PM, 9.15PM SCREEN III JOLLY LLB (TBA) 12.30PM, 3.20PM, 6PM, 8.40PM SCREEN IV THE CROODS (3D) (G/E) 11AM, 1PM, 3PM,5PM, 7PM, 9PM SCREEN V DIE HARD 5 (16) 12.20PM, 2.30PM, 6.50PM I ME AUR HUM (P/G) 4.30PM, 8.50PM SCREEN VI LINCOLN (16) 12.30PM HIMMATWALLA (TBA) 2.30PM, 5.30PM, 8.30PM STARFLIX, VILLAGE MARKET CINEMAS SCREEN I HANSEL &GRETEL 12PM, 2.30PM, 4.30PM, 6.30PM, 8.30PM SCREEN II RISE OF THE GUARDIANS 11.45AM, 1.45PM JACK REACHER 3.45PM, 6.30PM, 9.15PM SCREEN III 6 BULLETS 11.45AM, 2PM, 4.15PM, 6.30PM THE HOBBIT 8.45PM SCREEN IV THE HOBBIT 12PM, 2.40PM MAXIMUM CONVICTION 6PM, 8.15PM STARFLIX CINEMAS - PRESTIGE PLAZA - NGONG ROAD SCREEN I 6 BULLETS 12PM, 2PM, 6.30PM MAXIMUM CONVICTION 4.15PM, 8.45PM SCREEN II HOTEL TRANSLYVANIA 12PM HANSEL& GRETEL 2.30PM, 4.30PM, 6.30PM, 8.30PM CENTURY CINEMAX JUNCTION, NGONG ROAD SCREEN I A GOOD DAY TO DIE HARD (U/10) 10.40AM, 12.40PM, 4.50PM .9PM HANSEL & GRETEL (3D) TBA) 2.50PM, 7PM SCREEN II THE CROODS (3D) (G/E) 10.10AM, 2.40PM JACK THE GIANT SLAYER (3D) 12.15PM, 4.50PM SNITCH (TBA) 7.10PM, 9.30PM SCREEN III JACK THE GIANT SLAYER (2D) (TBA) 11.30AM, 1.50PM, 4.10PM, 6.30PM, 8.50PM SCREEN IV THE CROODS (2D) (G/E) 12PM, 2.10PM, 4.15PM, 6.20PM, 8.30PM IMAX XX CENTURY CINEMAS, 20TH CENTURY PLAZA JACK THE GIANT SLAYER 9:00AM, 11:15AM, 1.30PM, 5.35PM, 12.30AM HANSEL & GRETEL 3:45PM, 10.40PM MOMBASA NYALI CINEMAX - MOMBASA JACK THE GIANT SLAYER (3D) 6.45PM THE CROODS (3D) 6.45PM SNITCH 9PM HIMMATWALLA 9.15PM
5:00am: Password Repeat 6:00am: NTV This Morning 8:30am: Backstage 9:00am: Supreme Court Petition, live 1:00pm: NTV at 1 3:00pm: Password 4:00pm: NTV at 4 4:15pm: Password Reloaded 5:00pm: The Beat 6:00pm: Dont Mess with an angel 7:00pm: NTV Jioni 7:30pm: Maid In Manhattan 8:30pm: Churchill Raw 9:00pm: NTV Tonight 9:50pm: Advertisers Announcement 10:00pm: Movie: The Oce Party 11:15pm: Focus On Africa 11:40pm: Movie: The Oce Party 12:40am: CNN
Todays highlight:
Cristobal and Marisa spend the night together. Sara suddenly remembers Marisas face and realizes that she is one of the maids of the hotel and that she herself asked her to wear one of the gowns she is wearing in a picture where she appears with Cristobal.Marisa tries to tell Cristobal who she really is but Cristobal falls asleep and doesnt hear what she is telling him.
5:00 Changamka na Rashid Abdalla & Aggy Owande 10.00 Kazi Burudani with Lynda Oriaso 1.00 Maafte with Kajairo The Reggae Show with Kajairo! 4:00 Drive na Awinja 8:00 Tuliza with Ronclie Odit and Elvina Omalla
5:00 Al-Jazeera 6:00 Sifa 6:30 Toleo la Asubuhi 7:00Tumsifu Katiba 8:00 El Cartel 9:00 Supreme Court Petitioni
QTV
12:00 Toleo La Mchana 12:30 Supreme Court Petition 3:45 Gozomo 4:00 Vipasho 4:05 Mahewa 4:30 Sakata Rumba 5:00 Vipasho
5:05 Gozomo 6:00 Movie: Land Speed 7:00 Saath Phere 8:00 Toleo La Jioni 9:00 Swala Nyeti 10:00 Legacy 11:00 Dira ya
Dunia 11:30 Gozomo 1:30 The Real Bruce Lee 03:30 Sakata Rumba 04:00 Al Jazeera
TELEVISION
CITIZEN TV
5:00 Pambazuka 6:00 Power Breakfast 9:00 Afrosinema 11:00 News Updates/AfroSinema 12:00 Naswa 1:00 Live at 1:30 Afrosinema 3:00 News Updates 3:05 Afrosinema Continues 4:00 Citizen Alasiri 4.10 Pambazuka 5.05 Mseto East Africa 5.30 Generations 6.00 Gabriela 7:00 Citizen Nipashe 7:35 Papa Shirandula 8:05 La Fuereza 9:00 Citizen News 10:00 La Podia 11.00 Afrosinema Movie 12:00 Late Night News 9:00 KTN Prime 10:05 Movie 11:00 Late Night news 11.30 Movie /CNN Show 06:30 The Doctors 07:30 The Ellen DeGeneres Show 08:30 Wedding Band 09:30 Awake 10:30 Burn Notice 11:30 Warehouse
KTN
6:30 Sunrise Live 9:00 Mid Morning Show 9:30 Nollywood 12:00 Kata Rumba 1:00 Lunch Time News 1: 25 Planet Earth 2:00 Financial Markets Live 2:30 Movie 4:00 Highlights 4:05 Sonny with a chance 4:30 Straight Up 6:00 Daniela 6:55 KTN Leo 7:40 Just for laughs 8:05 Coconuts 8:35 Lies that bind
M-NET SERIES-DSTV
07:30 The Ellen DeGeneres Show 08:30 The Glades 09:30 Major Crimes 10:30 A Gifted Man 11:30 The Jerry Springer Show 12:30 The Doctors 01:30 The Ellen DeGeneres Show 02:30 The Glades 03:30 Major Crimes 04:30 A Gifted Man 05:30 The Jerry Springer
SUPERSPORT 3
4:00 French Football League. 5:45 Goalissimo. 6:45 Uefa Champions League highlights. 7:45 Europa League Highiights 12:05 Premier League World. 12:35 Futbol Mundial.
ANDY CAPP
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TENDER NOTICE
Salaries and Remuneration Commission (SRC) was established to fulfill a constitutional mandate of serving Kenyans by setting and reviewing the remuneration and benefits of state officers and to advice the national and county governments on remuneration and benefits of all other public officers. The Salaries and Remuneration Commission, invites bid as follows:(i) TENDER NO.SRC/ICT/016B/2012-2013: For Supply, Installation, Testing, Commissioning Of Assorted ICT Equipment (Desktop Computers, Laptops, Printers, Wireless Points and Routers) (ii) TENDER NO.SRC/BSS/017/2012-2013: For Supply, Installation, Testing, Commissioning Of Blade Servers complete with Software and Blade Server Enclosure (Backup server, Mail Server, Domain server, Security Sever, Share Point Server). (iii) TENDER NO.SRC/CUPS/020/2012-2013: For Supply, Installation, Testing, Commissioning a Centralized Uninterrupted Power System. (iv) TENDER NO. SRC/SS/018/2012-2013: For Provision of Security Services at the Commissions Offices For Period July 2013JUNE 2014. (v) TENDER No.SRC/CS/019/2012-2013:For Provision of Cleaning Services at the Commissions Offices For Period July 2013JUNE 2014. (vi) TENDER No. SRC/ CTS/022/2013: For Pre-qualification Of Suppliers For Provision Of Catering Services at SRC. (vii) TENDER No. SRC/IBS/023/2012-2013: For Pre-qualification of Suppliers For Provision Of Insurance Brokerage Services (Insurance Brokers) Interested eligible candidates may inspect and obtain the tender document from Salaries & Remuneration Commission Offices, Procurement Department, Williamson House 6th Floor, Nairobi, along 4thNgong Avenue during normal working hours. (8 A.M - 5 P.M.).The Tender Document will be sold during working hours from Monday to Friday at Kshs.3000.00 (non- refundable) per tender, payable in Bankers Cheque only. The tender for pre-qualification will be sold at Kshs.2000.00 per copy (non- refundable & payable in Bankers Cheque only. No bid bond required for pre-qualification tenders. Tenderers are required to submit along with their tender a bid bond of 2% of the total bid price from Public Procurement Oversight Authority (PPOA) Approved Underwriters or from a reputable bank. Any Tender that is not properly completed and does not fully comply with the requirements will be disqualified. All tenders must be submitted in plain sealed envelopes and must bear the Tender Number but without the tenderers name and be addressed to: The Commission Secretary Salaries and Remuneration Commission P. O. BOX 43126-0010. NAIROBI. Completed tender documents enclosed in plain sealed envelopes marked with tender number and shall be deposited in the Tender Box at SRC s Reception or be addressed as above and must be received on or before 17th April 2013 at 12.00 Noon. Tenders will be opened in the SRC Meeting Room at 12.30 P.M. the same day. Tenderers are invited to attend the opening exercise if they so wish. The Institute reserves the right to accept or reject any bid without giving reasons for the decision taken. The Commission Secretary, SRC
UBA Kenya Bank Limited Head Office First Floor, Apollo Centre,Ring Road,Woodvale Close, Westlands P.O.Box 34154 00100 Nairobi Telephone: +254 20 3612000/1/2/3 Fax : +254 20 3612049
UN-AUDITED FINANCIAL STATEMENTS AND OTHER DISCLOSURES FOR THE PERIOD ENDED 30TH SEPTEMBER 2012
AUDITED FINANCIAL STATEMENTS AND OTHER DISCLOSURES FOR THE PERIOD ENDED 31ST DECEMBER 2012 30th Sept. 2011 30th Sept. 2011 31st Dec. 2011 30th Sept. 2012
II PROFIT AND LOSS ACCOUNT Shs 000
30th Sept. 2011 31st Dec. 2011 30th Sept 2012 I BALANCE SHEET Shs 000 Shs 000 Shs 000 31st Dec. 31st Dec. I BALANCE SHEET 2011 2012 A ASSETS Shs 000 Shs 000 37,816 1 Cash ( both Local & Foreign) 52,597 43,298 2 Balances due from Central Bank of Kenya 338,144 159,295 59,295 A ASSETS 3 Kenya Government securities 1,176,477 1,509,593 1,513,475 1 Cash ( both Local & Foreign) 43,298 27,632 4 Foreign Currency Treasury Bills &Central Bonds Bank of Kenya 2 Balances due from 159,295 60,644 3 Kenya Government securities 1,509,593 1,498,081 5 Deposits and balances due from local banking institutions 254,596 360,072 252,315 4 Foreign Currency Treasury Bills & Bonds 6 Deposits and balances due from banking institutions 179,455 247,408 367,326 5 Deposits and balances due from local banking institutions 360,072 101 abroad 6 Deposits balances due banking institutions 247,408 210,289 7 Kenya Government and and other securities held from for dealing abroad purposes 7 Kenya Government and other securities held for dealing 8 Tax recoverable 3,898 3,898 3,898purposes 9 Loans to customers (net) 551,719 505,570 391,909 8 and Taxadvances recoverable 3,898 3,898 10 Investment securities 9 Loans and advances to customers (net) 505,570 439,993 14,181 12,438 11 Balances due from group companies 1,132 10 Investment securities 12 Investments in associates 240 11 Balances due from group companies 14,181 13 Investments in subsidiary companies - 12 Investments in associates 14 Investments in joint ventures - 13 Investments in subsidiary companies 15 Investment properties 14 Investments in joint ventures 16 Property and equipment 177,326 165,336 127,75215 Investment properties 16 Property and equipment 165,336 117,888 17 Prepaid lease rentals 17 Prepaid 18 Intangible assets lease rentals 10,181 10,894 8,67118 Intangible 10,894 7,930 19 Deferred tax asset assets 88,766 120,033 120,033 19 Deferred tax asset 120,033 229,582 20 Retirement benefit asset 20 assets Retirement benefit asset 21 Other 177,273 66,817 148,34521 Other assets 66,818 327,532 22 TOTAL ASSETS 3,011,565 3,206,395 3,043,274 22 TOTAL ASSETS 3,206,395 2,923,811 B LIABILITIES B Balances LIABILITIES 23 due to Central Bank of Kenya 23 Balances 24 Customer deposits due to Central Bank of Kenya 1,539,634 1,270,053 1,424,03424 Customer deposits 1,270,053 1,343,121 25 Deposits and balances due to local banking institutions 492,116 25 Deposits and balances due to local banking institutions 272,413 26 Deposits and balances due to foreign banking institutions 1,039,760 364,577 26 Deposits and balances due to foreign banking institutions 1,039,760 9,358 27 Other money market deposits - 27 Other money market deposits 28 Borrowed funds - 28 Borrowed funds 29 Balances due to group companies 508,061 9,653 9,495 29 Balances due to group companies 9,653 payable 30 Tax - 30 Tax payable 31 Dividends payable payable - 31 Dividends 32 Deferred tax liability 32 Deferred tax liability 33 Retirement benefit liability - 33 Retirement benefit liability 34 Other 152,045 158,736 175,091 34 liabilities Other liabilities 158,737 80,063 35 TOTAL LIABILITIES 2,199,741 2,478,202 2,465,314 35 TOTAL LIABILITIES 2,478,202 1,704,954
SHAREHOLDERS C C SHAREHOLDERS FUNDS FUNDS 36 Paid up /Assigned capital 36 Paid up /Assigned capital 37 premium Share premium 37 Share 38 Revaluation 38 Revaluation reserves reserves 39 Retained 39 Retained earnings earnings 40 Statutory loan reserves 40 Statutory loan reserves 41 Proposed 41 Proposed dividends dividends 42 Capital 42 Capital grants grants 43 TOTAL SHAREHOLDERS FUNDS SHAREHOLDERS FUNDS 43 TOTAL
1,000,000 1,000,000 151,400 151,400 (428,587) (428,587) 5,380 5,380 728,193 728,193 3,206,395 3,206,395
1,778,052 1,000,000 151,400 251,400 (714,096) (678,820) 3,500 5,380 1,218,857 577,960 2,923,811 3,043,274
31st Dec. 2011 30th Sept. 2012 III OTHER DISCLOSURES Shs 000 Shs 000 Shs 000 Shs 000 Shs 000 31st Dec. 31st Dec. 31st Dec. 31st Dec. 1) NON-PERFORMING LOANS AND ADVANCES II PROFIT AND LOSS ACCOUNT III OTHER DISCLOSURES 1 INTEREST INCOME 2011 2012 2011 2012 (a) Gross Non-performing loans and advances 7,740 21,273 42,490 48,446 78,457 93,174 1.1 Loans and advances Shs 000 Shs 000 (b) Less Interest in Suspense 688 Shs 000 16 Shs 0005,907 1.2 Government securities 96,428 128,286 106,820 1) NON-PERFORMING LOANS AND ADVANCES 21,257 36,583 (c)Total Non-Performing Loans and Advances (a-b) 7,052 1 INTEREST INCOME 1.3 Deposits and placements with banking institutions 5,096 21,022 41,356 (a) Gross Non-performing loans and advances 21,273 53,617 (d) Less Loan Loss Provision 3,526 4,675 35,807 Loans advances 78,457 94,153 1.4 1.1 Other Interestand Income 6,029 6,073 Less Interest in Suspense 16 11,983 (e) Net Non-Performing Loans and Advances(c-d) 3,526 16,582 776 Government 104,222 117,155 1.5 1.2 233,838 241,350 Total interest incomesecurities 156,000 (c)Total Non-Performing 21,257 41,634 (f) Discounted Value of Securities Loans and Advances (a-b) 3,111 21,022 44,862 1.3 Deposits and placements with banking institutions (g) Net NPLs Exposure (e-f) 415 16,582 (d) Less Loan Loss Provision 4,675 39,201 776 Other Interest Income 7,764 2 1.4 INTEREST EXPENSE (e) Net Non-Performing Loans and Advances(c-d) 16,582 2,433 Total interest income 211,465 256,170 2.1 1.5 Customer deposits 43,592 59,593 60,609 2) INSIDER LOANS Value AND ADVANCES (f) Discounted of Securities 2.2 Deposits and placement from banking institutions 22,060 44,768 66,674 (a) Net Directors, Shareholders and Associates (g) NPLs Exposure (e-f) 16,582 2,433 2 INTEREST EXPENSE 2.3 Other interest expenses 14,777 50,028 73,202 (b) Employees 4,508 4,491 4,363 2.4 2.1 200,485 2) INSIDER TotalCustomer interest expenses 80,429 154,389 deposits 59,593 82,778 (c)Total Insider LoansAND and Advances and other 4,508 4,491 4,363 LOANS ADVANCES 3 2.2 NETDeposits INTEREST INCOME/( LOSS) from banking institutions 75,571 79,449 40,865 facilities and placement 44,768 75,284 (a) Directors, Shareholders and Associates 2.3 Other interest expenses 50,028 76,065 (b) Employees 4,491 3,858 3) OFF-BALANCE SHEET ITEMS 4 2.4 OTHER OPERATING INCOME Total interest expenses 154,388 234,128 (c)Total Insider Loans and Advances and other 4,491 3,858 (a)Letters of credit, guarantees, acceptances 7,606,642 85,052 4.1 Fees and commissions on loans and advances 67,588 62,247 22,837 22,042 3 NET INTEREST INCOME/( LOSS) 57,077 facilities (b)Other contingent liabilities 375,000 613,642 4.2 Other fees and commissions 109,056 101,777 24,246 (c)Total Contingent Liabilities 7,981,642 85,052 613,642 4.3 Foreign exchange trading income/(loss) 1,469 34,780 41,052 3) OFF-BALANCE SHEET ITEMS 4 OTHER OPERATING INCOME 4.4 Dividend Income (a)Letters of credit, guarantees, acceptances 85,052 607,437 38,371 4.1 Fees and commissions on loans and advances 62,247 4) CAPITAL STRENGTH 4.5 Other income 6,734 8,632 36,888 (b)Other contingent liabilities 4.2 Other fees and commissions 101,777 15,672 (a)Core capital 809,073 722,813 572,580 4.6 Total other Operating Income 207,436 125,023 184,847 (c)Total Contingent Liabilities 85,052 607,437 4.3 Foreign exchange trading income/(loss) 34,780 53,519 (b) Minimum Statutory Capital 500,000 700,000 700,000 5 TOTAL OPERATING INCOME 260,418 286,885 165,888 (c)Excess (a-b) 309,073 22,813 (127,420) 4.4 Dividend Income 4) CAPITAL STRENGTH (d) Supplementary Capital 2,751 5,380 5,380 Other income 6,941 16,022 6 4.5 OPERATING EXPENSES (a)Core capital 722,813 (e) Total Capital (a+d) 811,824 728,193 1,215,357 577,960 other Operating Income 205,745 123,585 6.1 4.6 LoanTotal loss provision 6,494 4,675 30,399 (b) Minimum Statutory Capital 700,000 1,000,000 (f)Total risk weighted assets 1,190,001 1,040,232 1,492,434 5 TOTAL OPERATING INCOME 262,822 145,627 6.2 Staff costs 155,202 225,535 184,386 (c)Excess (a-b) deposits Liabilities 22,813 (g) Core Capital/Total 52.5% 56.9% 215,357 40.2% 6.3 Directors emoluments 26,404 34,138 32,061 (d) Capital 5,380 3,500 (h) Supplementary Minimum statutory Ratio 8.00% 8.00% 8.00% OPERATING EXPENSES 6 6.4 Rental charges 25,316 36,595 30,496 (e) Total Capital (a+d) 728,193 (I) Excess/(Deficiency) 44.55% 48.91% 1,218,857 32.21% 36,097 Loan loss provision 4,675 6.5 6.1 Depreciation charge on property and equipment 37,987 50,709 36,395 (f)Total risk weighted assets (j) Core Capital / total risk weighted assets 67.99% 1,040,232 69.49% 1,677,552 38.37% 6.6 6.2 Amortisation charges 1,838 2,532 2,223 Staff costs 225,535 260,293 (k) Minimum Statutory Ratio deposits Liabilities 8.00% 8.00% 8.00% (g) Core Capital/Total 56.9% 90.5% 6.7 6.3 Other operating expenses 84,582 116,117 100,341 (l) Excess ( Deficiency) (j-k) Ratio 59.99% 61.49% 30.4% Directors emoluments 34,138 43,027 (h) Minimum statutory 8.00% 8.00% (m) Total Capital/total risk weighted assets 68.2% 70.0% 38.7% TotalRental Operating Expenses 337,824 470,301 416,302 6.8 6.4 (I) Excess/(Deficiency) 48.91% 82.49% charges 36,595 47,747 (n)Core Minimum statutory/Ratio 12.00% 12.00% 12.00% 7 6.5 Profit/(Loss) before taxcharge and exceptional items and equipment (77,406) (183,416) (250,414) (j) Capital total risk weighted assets 69.49% 72.45% Depreciation on property 50,709 49,074 (o) Excess/ ( Deficiency) (m-n) 56.2% 58.0% 26.7% 8 6.6 Exceptional items (k) Minimum Statutory Ratio 8.00% 8.00% Amortisation charges 2,532 2,964 (183,416) (250,414) 9 6.7 Profit/(Loss) exceptional items (77,406) (l) Excess ( Deficiency) (j-k) 61.49% 64.4% Other after operating expenses 92,055 103,364 5 LIQUIDITY 10 6.8 Current tax Operating Expenses (m) Total Capital/total risk weighted assets 70.0% 72.7% Total 446,238 542,566 (a) Liquidity Ratio 97% 191.80% 96.50% 11 Deferred tax (31,267) (n) Minimum statutory Ratio 12.00% 12.00% 7 Profit/(Loss) before tax and exceptional items (183,416) (396,939) (b) Minimum Statutory Ratio 20.00% 20.00% 20.00% (77,406) (152,149) (250,414) 12 Profit /(Loss) after tax and exceptional items (o) Excess/ ( Deficiency) (m-n) 58.0% 60.7% 8 Exceptional items 14.3 (c) Excess/ ( Deficiency) (a-b) 77.0% 171.8% 76.5% 9 Profit/(Loss) after exceptional items (183,416) (396,939) 5) LIQUIDITY Recapitalization: 10 Current tax (a) Liquidity Ratio 191.80% 112.80% Subsequent to the report date, the Shareholders have deposited Kes 537 Million to recapitalize the(b) Bank. 11 Deferred tax (31,267) (109,550) Minimum Statutory Ratio statements are extracts from 20.00% 20.00% The financial the books of the Additional Funds are exepcted before 31/12/2012 to take the Bank above the minimum Capital. 12 Profit /(Loss) after tax and exceptional items (152,149) (287,389) (c) Excess/ ( Deficiency) (a-b) 171.8% 92.8% institution Signed:__________________________ Signed:_________________________ The above Balance Sheet and Profit and loss Account are extracts from the Banks TUNJI ADENIYI NGUGI KIUNA financial statements which have been audited by PricewaterhouseCoopers and received an MANAGING DIRECTOR/C.E.O. CHAIRMAN unqualified opinion.
44 TOTAL LIABILITIES AND SHAREHOLDERS FUNDS 44 TOTAL LIABILITIES AND SHAREHOLDERSFUNDS 3,011,565
London
New York
49
AFRICAN ALLIANCE KENYA INVESTMENT BANK LIMITED
1.0 STATEMENT OF COMPREHENSIVE INCOME 1.1 Brokerage Commissions 1.2 Advisory /consultancy Fees 1.3 Interest Income 1.5 Fund Management Fees 1.6 Administration Fees 1.7 Exchange Losses 1.9 Unrealized profits/(loss) on investments 1.10 Gains on disposal of assets 1.13 Other Income (trading profits) 1.14 Total Income 2.0 Expenses 2.1 Direct expenses 2.2 Professional fees 2.3 Legal fees 2.4 Employee costs 2.5 Directors Emoluments 2.6 Operational and Administrative expenses 2.8 Depreciation expenses 2.10 Other Expenses (trading loss) 2.11 Total Expenses 3.0 Operating Profit 4.0 Finance Costs 5.0 Profit/(loss) Before tax 6.0 Tax 7.0 Profit /(loss) after tax STATEMENT OF FINANCIAL POSITION 1.0 Share capital and reserves 1.1 Paid Up Ordinary Share Capital 1.4 Revenue reserves 1.5 Revaluation reserves 1.9 Total Shareholders funds 2.0 Non-Current liabilities 2.5 Amounts owing to related parties 2.6 Total Non-current liabilities 3.0 Current Liabilities 3.1 Client creditors 3.3 Amounts due to related parties 3.5 Trade payables 3.7 Accrued expenses 3.11 Tax payable 3.13 Total Current Liabilities 3.14 TOTAL EQUITY AND LIABILITIES 4.0 Non Current Assets 4.1 Property Plant & Equipment 4.3 Investments in subsidiary companies 4.5 Deferred Tax 4.13 Intangible assets 4.14 Employee benefit scheme 4.18 Other financial assets 4.19 Total Non Current Assets 5.0 Current Assets 5.3 Other trade receivables 5.5 Investment in securities 5.8 Short term unsecured advances to related parties 5.10 Total Clients cash and bank balances 5.11 Office cash and bank balances 5.12 Employee benefits 5.13 Tax recoverable 5.14 Other financial assets 5.13 Total Current Assets 5.14 TOTAL ASSETS OTHER DISCLOSURES 1. Capital Strength a. Paid up Capital b. Minimum capital required (a-b) Excess/ (deficiency) 2. a. b. 3. a. b. 4. a. b. 5. a. b. 6. a. b. Shareholders funds Total shareholders funds Minimum shareholders funds required (a-b) Excess/ (deficiency) Liquidity Working capital (exclude all the client current assets and current liabilities) Minimum working capital required (a-b) Excess/ (deficiency) Ratio of Unsecured advances to shareholders funds Ratio as computed Maximum allowable limit Ratio of borrowings to paid up share capital Ratio as computed Maximum allowable limit Clients Funds (where applicable) Total clients creditors Total clients cash and bank balances (b-a) Excess/Deficiency
(47,179) (3,725) (1,888) (98,014) (545) (116,069) (5,425) (272,845) (86,258) (6,791) (93,049) (746) (93,795) 31.12. 2011 Kes 000 375,000 38,433 413,433 144,724 144,724 59,704 17,759 20,145 4,721 102,329 660,486 9,739 234,191 9,370 252,333 161 1,528 507,322 31,635 7,952 34,524 59,704 7,080 5,005 7,264 153,164 660,486
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(22,609) (7,125) (1,278) (100,718) (22,720) (95,413) (6,404) (256,267) 103,182 (2,593) 100,589 23,940 124,529 31.12. 2012 Kes 000 375,000 586 248,076 623,662 38,096 38,096 119,662 7,463 21,127 9,843 1,093 159,188 820,946 10,597 34,391 251,793 1,680 298,461 63,345 280,455 127,379 35,740 313 13,444 1,809 522,485 820,946
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(56,531) (3,725) (2,185) (111,639) (679) (127,650) (5,991) (787) (309,187) (60,440) (17,957) (78,397) (39,317) (117,714) 31.12. 2011 Kes 000 375,000 (123,943) 248,817 499,874 144,724 144,724 80,358 26,476 33,564 4,963 2,760 148,121 792,719 12,476 9,180 254,038 1,541 277,235 57,840 8,710 338,179 80,359 15,662 5,641 9,093 515,484 792,719
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African Alliance Kenya Shilling Fund Year ended Year ended 31.12.2012 31.12.2011 Audited Audited STATEMENT OF COMPREHENSIVE INCOME Kes 000 Kes 000 1.0 Income 1.4 Interest Income 43,191 31,112 1.14 Total Income 43,191 31,112 2.0 Expenses 2.1 Management fees 2.2 Custodial fees 2.3 Audit fees 2.4 Trustee fees 2.10 Other expenses (publication costs / bank charges) 2.11 Total Expenses 3.0 Operating Profit 4.0 Distributions to unit holders 5.0 Profit before tax 6.0 Tax 7.0 Profit after tax STATEMENT OF FINANCIAL POSITION 1.0 Net assets attributable to unit holders 1.4 Net assets attributable to unit holders 1.9 Total Shareholders funds 3.0 Current Liabilities 3.7 Accrued expenses 3.12 Other current liabilities ( Distributions payables) 3.13 Total Current Liabilities 3.14 TOTAL EQUITY AND LIABILITIES 5.0 Current Assets 5.2 Cash and cash equivalents 5.3 Accrued interest 5.3 Other trade receivables 5.12 Other current assets ( loans and receivables) 5.13 Total Current Assets 5.14 TOTAL ASSETS (3,412) (967) (413) (292) (129) (5,213) 37,978 (37,978) Kes 000 311,903 311,903 822 2,323 3,145 315,048 68,094 279 14,853 231,822 315,048 315,048 (4,161) (1,119) (1,021) (348) (408) (7,057) 24,055 (21,556) 2,499 2,499 Kes 000 404,836 404,836 788 2,822 3,610 408,446 102,799 1,632 16,357 287,658 408,446 408,446
African Alliance Kenya Equity Fund Year ended 31.12.2012 Audited STATEMENT OF COMPREHENSIVE INCOME Kes 000 1.0 Income 1.3 Dividend income 25,869 1.4 Interest income 5,937 1.5 Deemed income 1,348 1.8 Realised profits/(losses) on investments 17,130 1.9 Unrealised profits/(losses) on investments 152,093 1.14 Total Income 202,377 2.0 Expenses 2.1 Management fees 2.2 Custodial fees 2.3 Audit fees 2.4 Trustee fees 2.10 Other expenses (publication costs / bank charges) 2.11 Total Expenses 3.0 Operating Profit 4.0 Distributions to unit holders 5.0 Profit/(loss) before tax 6.0 Tax 7.0 Profit /(loss) after tax STATEMENT OF FINANCIAL POSITION 1.0 Net assets attributable to unit holders 1.4 Net assets attributable to unit holders 1.9 Total Shareholders funds 3.0 Current Liabilities 3.7 Accrued expenses 3.12 Other current liabilities (Distributions payable) 3.13 Total Current Liabilities 3.14 TOTAL EQUITY AND LIABILITIES 5.0 Current Assets 5.1 Financial assets at fair value through profit or loss 5.2 Cash and cash equivalents 5.3 Accrued interest 5.3 Other trade receivables 5.13 Total Current Assets 5.14 TOTAL ASSETS (11,276) (1,413) (314) (489) (233) (13,725) 188,652 (19,655) 168,997 168,997 Kes 000 570,043 570,043 1,570 4,947 6,517 576,560 531,086 43,910 316 1,248 576,560 576,560
375,000 250,000 125,000 494,270 250,000 244,270 51,799 50,000 1,799 0% 10% 8% 40% 94,284 96,186 1,902
375,000 250,000 125,000 413,433 250,000 163,433 50,835 50,000 835 8% 10% 39% 40% 59,704 59,704 -
The Board of Directors is pleased to report profitability for the company for the financial year 2012 and would like to thank all the stakeholders for their support. The results have been audited by Ernst & Young Certified Public Accountants. Dr. Dan Kagagi Chairman Mr. Desmond Mahony Director
Under instructions received from our client the chargees, we shall sell by Public Auction the undermentioned properties together with buildings and improvements standing and erected thereon. ON FRIDAY 12TH APRIL 2013 AT NANYUKI TOWN NEAR MAIN POST OFFICE STARTING FROM 11.00 A.M A RESIDENTIAL PROPERTY-MUTHAIGA ESTATE, NANYUKI ALL THAT parcel of land known as L. R. No. Nanyuki Municipality Block 12/141 Muthaiga Estate registered in the name of Jacqueline Wangui Hill of P.O Box 15308-00509 Nairobi measuring about 0.1541 of a Ha or 0.3808 of an acre. The property is situated within Muthaiga Estate of Nanyuki. Muthaiga Estate boarders Army Barracks to the south. The plot is developed with a bungalow to the north eastern portion, a servant quarter and a garage. Mains water and electricity are connected while drainage is to a septic tank. CONDITIONS OF SALE 1. ALL interested purchasers are requested to view the property and verify the details for themselves as these are not warranted by the auctioneers or the chargees. 2. A deposit of 25% of the purchase price to be paid immediately after the sale either in Cash or Bankers cheque and the balance within Ninety (90) days from the auction date to the chargee. 3. The sale is subject to a reserve price and all the pre-requisite consents and land board consent where applicable and NOTE that the auctioneer reserves the right to reject any bid without explanation. 4. All the interested bidders MUST first make a refundable deposit of Kshs. 50,000/- by way of cash or bankers cheque at our offices inorder to get a bidding No. Viewing can be done on prior arrangements during normal working hours. 5. Conditions of sale are available on request at our offices.
PUBLIC AUCTION
P.O. Box 58371 00200 City Square Tel: 2214836 / 2249507, Fax: 2249718 NAIROBI, Email: nguruent@jambo.co.ke Mobile: 0725-201344, Wireless: 020-8016539, Email: nguruent@jambo.co.ke
MINISTRY OF LANDS THE PHYSICAL PLANNING ACT (No. 6 of 1996) COMPLETION OF DEVELOPMENT PLAN
(PDP Ref. No. R/372/2013/1 for Proposed Site for Kenya Commercial Bank, Kilgoris branch) Notice is given that the above mentioned development plan was on 20th March, 2013, completed. The development plans relates to land situated within Kilgoris Town, Transmara West District. Copies of the development plan have been deposited for public inspection at the offices of the District Physical Planning Officer, Transmara and the Clerk, County Council of Transmara. The copies so deposited are available for inspection free of charge by all persons interested at offices of the District Physical Planning Officer, Transmara and the Clerk, County Council of Transmara at Kilgoris, between the hours of 8.00 a.m to 5.00 p.m Monday to Friday. Any interested person(s) who wishes to make any representation in connection with or objection to the above development plan may send such representation or objection in writing to be received by the District Physical Planning Officer, P.O. Box 401 - 40700, Kilgoris within sixty (60) days from the date of publication of this notice and such representation or objection shall state the grounds on which it is made. Dated the 25th March, 2013. Erastus Mutuku, For Director of Physical Planning.
53
POSITION TITLE DUTY STATION : : AIRCRAFT MECHANIC ELDORET
POSITION TITLE DUTY STATION : : PILOT ELDORET
Samaritans Purse is a nondenominational evangelical Christian organization providing spiritual and physical aid to hurting people around the world. Since 1970, Samaritans Purse has helped meet needs of people who are victims of war, poverty, natural disasters, disease, and famine with the purpose of sharing Gods love through His Son, Jesus Christ. We are seeking qualified applicants to fill the above position. Job Summary Perform aircraft inspections and maintenance to airworthy standards that meet or exceed FAA requirements. Key Responsibilities Perform scheduled and unscheduled maintenance on aircraft so that they are available for dispatch as scheduled. This may mean extended work hours, weekends, or working nights to return the aircraft to service; Perform maintenance duties in a timely, efficient and accurate manner; Ensure continued airworthiness of the aircraft; Ensure the aircraft are clean and neat; Ensure the aircraft records are current and complete; Maintain the equipment and facilities for the aircraft; Assist in other activities and projects as assigned by management; Maintain a strong Christian witness to colleagues, vendors, charitable beneficiaries, and the general public; Attend daily morning devotions and participate in prayer support for the ministry, its donors and volunteers; Assess, manage, and report critical physical, emotional, or spiritual concerns of supervised staff; Maintenance personnel are often required to overnight at field locations in support of our operations up to 30% of the time depending on our activity. Personnel should anticipate many of the locations being austere with few amenities. Showers, a hot meal, and even a bed may not be available. Sleeping in the aircraft may at times be required; Be willing and comfortable working in remote environments, with little support structure, often in war zones; When humanitarian crisis arise, it may be necessary to temporarily deploy away from the home base for several weeks, and even up to 30 days at a time. Qualifications To perform this job successfully, an individual must maintain a personal relationship with and be a consistent witness for Jesus Christ, as well as able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Education / Experience Needed Fifth year college or university program certificate; or two to four years related experience and/or training; or equivalent combination of education and experience. Twelve credit hours of college-level Biblical studies. Maintain FAA Airframe and Power plant Certificate; Skills and Knowledge Ability to read, analyze, and interpret common scientific and technical journals, financial reports, and legal documents. Ability to respond to common inquiries or complaints from pilots, regulatory agencies, or members of the business community. Ability to write speeches and articles for publication that conform to prescribed style and format. Ability to effectively present information to top management, public groups, and/or boards of directors; Ability to work with mathematical concepts such as probability and statistical inference, and fundamentals of plane and solid geometry and trigonometry. Ability to apply concepts such as fractions, percentages, ratios, and proportions to practical situations; Ability to solve practical problems and deal with a variety of concrete variables in situations where only limited standardization exists. Ability to interpret a variety of instructions furnished in written, oral, diagram, or schedule form; The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions; While performing the duties of this job, the employee is regularly required to talk or hear. The employee frequently is required to stand and walk. The employee is occasionally required to sit; use hands to finger, handle, or feel; reach with hands and arms; climb or balance; stoop, kneel, crouch, or crawl; and taste or smell. The employee must regularly lift and/or move up to 10 pounds, frequently lift and/or move up to 50 pounds, and occasionally lift and/or move more than 100 pounds. Specific vision abilities required by this job include close vision, distance vision, color vision, peripheral vision, depth perception, and ability to adjust focus. SUBMISSION OF APPLICATIONS Interested applicants should submit their C.V. only and an application letter to hrspkenya@samaritan.org to be received not later than 2nd April, 2013. Only email applications will be accepted. The position title (as is on the advert) should be indicated on the subject line
Samaritans Purse is a nondenominational evangelical Christian organization providing spiritual and physical aid to hurting people around the world. Since 1970, Samaritans Purse has helped meet needs of people who are victims of war, poverty, natural disasters, disease, and famine with the purpose of sharing Gods love through His Son, Jesus Christ. We are seeking qualified applicants to fill the above position. Job Summary Perform the duties of an FAA Licensed pilot and Mechanic for Samaritans Purse Mission Aviation Services. Key Responsibilities Fly and maintain Samaritans Purse operated aircraft; Performs pilot duties as needed or assigned; Files flight plans as needed or assigned; Obtains weather data and interprets data based on flight plan; Completes aircraft weight and balances for flights; Loads and unloads passengers luggage in aircraft; Keeps assigned aircraft charts and software updated; Keeps the aircraft clean, neat, and polished when home and away from the home base including sanitizing the aircraft restroom facilities after each flight; Assists in the maintenance, repair, and cleaning of SP facilities. Works with the FAA as assigned; Represents Samaritans Purse as a professional when dealing with donors, government officials, and others; Assists with office duties and other duties as assigned; Perform pre-flight and post flight cheques as needed to ensure safety Maintain a strong Christian witness to colleagues, vendors, charitable beneficiaries, and the general public. Attend daily morning devotions and participate in prayer support for the ministry, its donors and volunteers; Maintain a strong Christian witness to colleagues, vendors, charitable beneficiaries, and the general public; Assess, manage, and report critical physical, emotional, or spiritual concerns of supervised staff; Qualifications To perform this job successfully, an individual must maintain a personal relationship with and be a consistent witness for Jesus Christ, as well as able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Education / Experience Needed Fifth year college or university program certificate; or two to four years related experience and/or training; or equivalent combination of education and experience. Twelve credit hours of college-level Biblical studies. FAA First Class Medical Certificate. Pilot certificates. Must possess a valid FAA Commercial or ATP pilot certificate with Multi Engine and Instrument Ratings. Minimum of 1500 flight hours total time. More than 2500 flight hours desired. Must have an FAA A&P mechanic certificate, or equivalent, with a minimum of one year experience. Language Ability. Ability to read, analyze, and interpret common scientific and technical journals, financial reports, and legal documents. Ability to respond to common inquiries or complaints from customers, regulatory agencies, or members of the business community. Ability to write speeches and articles for publication that conform to prescribed style and format. Ability to effectively present information to top management, public groups, and/or boards of directors; Mathematical Skills. Ability to work with mathematical concepts such as probability and statistical inference, and fundamentals of plane and solid geometry and trigonometry. Ability to apply concepts such as fractions, percentages, ratios, and proportions to practical situations; Reasoning Ability. Ability to define problems collects data, establish facts, and draw valid conclusions. Ability to interpret an extensive variety of technical instructions in mathematical or diagram form and deal with several abstract and concrete variables. Skills Required The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions; While performing the duties of this job, the employee is frequently required to sit; use hands to finger, handle, or feel; reach with hands and arms; talk or hear; and taste or smell. The employee is occasionally required to stand; walk; climb or balance; and stoop, kneel, crouch, or crawl. The employee must frequently lift and/or move up to 50 pounds and occasionally lift and/or move up to 100 pounds. Specific vision abilities required by this job include close vision, distance vision, color vision, peripheral vision, depth perception, and ability to adjust focus; The work environment characteristics consist of a temporary office when not flying and performing maintenance outside on the apron. May be exposed to extreme weather conditions and location may have security concerns. SUBMISSION OF APPLICATIONS Interested applicants should submit their C.V. only and an application letter to hrspkenya@samaritan.org to be received not later than 2nd April, 2013. Only email applications will be accepted. The position title (as is on the advert) should be indicated on the subject line
FEW REMAINING
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SUBJECT TO CONTRACT
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56 |
AUDITED FINANCIAL STATEMENTS AS AT 31 DECEMBER 2012
A) STATEMENT OF COMPREHENSIVE INCOME 1.0 Income 1.1 Interest on Loan Portfolio 1.2 Fees and Commission on Loan Portfolio 1.3 Government Securities 1.4 Deposit and Balances with Banks and Financial Inst. 1.5 Other Investments 1.6 Other Operating Income 1.7 Non- Operating Income 1.8 Total Income 2.0 Expenses 2.1 Interest and Fee Expense on Deposits 2.2 Other Fees and Commissions expense 2.3 Provision for Loan Impairment 2.4 Staff Costs 2.5 Directors Emoluments 2.6 Rental Charges 2.7 Depreciation Charges 2.8 Amortization Charges 2.9 Other Administrative Expense 2.1 Non-Operating Expense 2.11 Total Expenses 3.0 Operating Prot 4.0 Interest and Fee Expense on Borrowings(Finance Costs) 5.0 Prot/(Loss) before tax 6.0 Current Tax 6.1 Deferred Tax 7.0 Net Prot (After Taxes and Before Donations) 8.0 Donations for Operating Expense 9.0 Net Prot After Taxes Other Comprehensive Income Surplus on revaluation of building Deferred tax on revaluation surplus Total Comprehensive Income B) STATEMENT OF FINANCIAL POSITION 1.0 ASSETS 1.1 Cash and bank balances 1.2 Short term deposits with banks 1.3 Government securities 1.4 Advances to customers 1.5 Due from related organizations 1.6 Other receivables 1.7 Deferred Tax 1.8 Other investment 1.9 Investment in associate companies 1.10 Intangible assets 1.11 Property and equipment 1.12 Total Assets 2.0 LIABILITIES 2.1 Cash collaterals held 2.2 Customer deposits 31/12/2012 KShs. 000 14,952 3,408 6,888 659 25,907 2,243 1,515 16,958 4,389 1,837 1,171 10,098 38,211 -12,303 -12,303 4,803 -7,500 - 7,500 -13,140 - 13,140 31/12/2011 KShs. 000 4,857 1,667 7,258 349 14,131 78 1,599 11,980 2,877 1,842 731 8,164 27,271 -13,140 -13,140 2.3 2.4 2.5 2.6 2.7 2.8 3.0 3.1 3.2 3.3 3.4 3.5 3.6 4.0 C) 1 (a) (b) (c) (d) (e) (f) (g) 2 (a) (b) (c) 3 (a) (b) (c) 4 (a) (b) (c) (d) (e) (f) (g) (h) (i) (j) (k) (l) (m) (n) (O) 5 (a) (b) (c) Borrowings Deferred income Deferred tax liability Due to related organisations Other liabilities Total Liabilities SHARE CAPITAL & RESERVES Share capital Share premium Retained earnings Revaluation reserve Statutory reserve Total Shareholders funds TOTAL LIABILITIES AND EQUITY OTHER DISCLOSURES NON-PERFORMING LOANS AND ADVANCES Gross Non-Performing Loans and Advances Less: Interest in Suspense Total Non-Performing Loans and Advances (a-b) Impairment Loss Allowance Net Non-Performing Loans (c-d) Realizable Value of Securities Net NPLs Exposure (e-f) INSIDER LOANS AND ADVANCES Directors, Shareholders and Associates Employees Total Insider Loans, Advances and Other Facilities OFF-BALANCE SHEET ITEMS Guarantees and Commitments Other Contingent Liabilities Total Contingent Liabilities CAPITAL STRENGTH Core Capital Minimum Statutory Capital Excess/(Deciency) (a-b) Supplementary Capital Total Capital (a+d) Total Risk Weighted Assets Core Capital/ Total Deposit Liabilities Minimum Statutory Ratio Excess/(Deciency) (g-h) Core Capital/ Total Risk Weighted Assets Minimum Statutory Ratio Excess/(Deciency) (j-k) Total Capital/ Total Risk Weighted Assets Minimum Statutory Ratio Excess/(Deciency) (m-n) LIQUIDITY Liquidity Ratio Minimum Statutory Ratio Excess/(Deciency) (a-b) 10,881 78,864 125,000 3,020 - 25,607 415 102,828 181,692
Finance House, Loita Street, Nairobi, P.O. Box 20833 00100, Tel. 020-2214483 / 0733-554555 NAIROBI. Branches: Nairobi, Meru and Maua
4,706 24,775 115,602 1,596 -18,108 475 99,565 124,340
TENDER NOTICE
12,418 2,436 9,982 3,114 6,868 6,868 2,149 2,266 4,415 102,828 60,000 42,828 102,828 126,338 151% 8% 143% 81% 10% 71% 81% 12% 69% 80% 20% 60% 2,759 598 2,161 1,599 562 562 5,656 5,656 99,565 60,000 39,565 99,565 70,622 496% 8% 488% 141% 10% 131% 141% 12% 129% 298% 20% 278%
The International Peace Support Training Centre (IPSTC) is a Research and Training institution focusing on regional peace support capacity building to respond to conflicts through preventive, management, recovery and peace building measures in Eastern Africa. The International Peace Support Training Center (IPSTC) invites sealed bids from interested bidders for the tenders and prequalification for supply, delivery of goods and provision of services for the year 2013/14.
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22
IPSTC/2013/2014/001 IPSTC/2013/2014/002 IPSTC/2013/2014/003 IPSTC/2013/2014/004 IPSTC/2013/2014/005 IPSTC/2013/2014/006 IPSTC/2013/2014/007 IPSTC/2013/2014/008 IPSTC/2013/2014/009 IPSTC/2013/2014/010 IPSTC/2013/2014/011 IPSTC/2013/2014/012 IPSTC/2013/2014/013 IPSTC/2013/2014/014 IPSTC/2013/2014/015 IPSTC/2013/2014/016 IPSTC/2013/2014/017 IPSTC/2013/2014/018 IPSTC/2013/2014/019 IPSTC/2013/2014/020 IPSTC/2013/2014/021 IPSTC/2013/2014/022 IPSTC/PREQ/2013/2014/001 IPSTC/PREQ/2013/2014/002 IPSTC/PREQ/2013/2014/003 IPSTC/PREQ/2013/2014/004 IPSTC/PREQ/2013/2014/005 IPSTC/PREQ/2013/2014/006 IPSTC/PREQ/2013/2014/007 IPSTC/PREQ/2013/2014/008 IPSTC/PREQ/2013/2014/009 IPSTC/PREQ/2013/2014/010 IPSTC/PREQ/2013/2014/011 IPSTC/PREQ/2013/2014/012 IPSTC/PREQ/2013/2014/013 IPSTC/PREQ/2013/2014/014 IPSTC/PREQ/2013/2014/015 IPSTC/PREQ/2013/2014/016 IPSTC/PREQ/2013/2014/017 IPSTC/PREQ/2013/2014/018 IPSTC/PREQ/2013/2014/019 IPSTC/PREQ/2013/2014/020 IPSTC/PREQ/2013/2014/021 IPSTC/PREQ/2013/2014/022
- 7,500 5,569 62,035 85,741 6,754 4,803 4,375 2,731 9,682 181,692 6,897 61,086
- 13,140 5,047 55,719 40,845 6,220 5,000 1,705 9,804 124,340 6,207 13,862
1. The above Financial Statements are extracts from the books of the institution as at 31st December, 2012, as approved by the Directors. 2. The Financial Statements were audited by Mazars, Certied Public Accountants (Kenya) and received an unqualied opinion. Eng. Wilfred Murungi Chairman Lydia Kibaara General Manager
ADVERTISEMENT OF TENDERS
National Hospital Insurance Fund invites interested and competent bidders from reputable firms to Tender for the following items.
Tender documents with detailed specifications may be obtained from Procurement and Supplies Division, NHIF Building, 7th floor, Room 739, upon payment of a non-refundable fee of the amount against the tender Deposited at any of the following NHIF Bank Accounts.
NO 1 2 3
NAME OF BANK National Bank of Kenya Kenya Commercial Bank Co-operative Bank of Kenya
The banking slip(s) should be submitted to the cashier at NHIF Building, 6th Floor on the following day for verification and issuance of a receipt. NOTE Tender documents may be accessed from the NHIF Website www.nhif.or.ke. Bidders can download the tender documents but pay for them before submission. Copy of the receipt MUST be attached to the bid documents as it will form part of the preliminary evaluation. Tender documents in Plain Sealed Envelopes and properly indicating Tender Number as indicated above and addressed to: The Chief Executive, National Hospital Insurance Fund, P.O. Box 30443, NAIROBI. Should be placed in the tender box provided at NHIF Building, 7 floor Reception so as to reach him on or before Thursday 18th April 2013 at 10.00 a.m. The tenders will be opened immediately thereafter at the NHIF Auditorium 2nd floor, NHIF Building, in the presence of bidders or their representatives who wish to be present.
th
TENDERS Supply and Delivery of Office Supplies and General Stationery Supply and Delivery of Bottled Mineral Water Supply, Installation, Testing and Commissioning of CCTV and Sound System to HPSS, Embakasi Supply and Delivery of ICT Equipments and Accessories to HPSS, Embakasi Supply and Delivery of Toners and Cartridges Printing and Supply of Newsletters, Issue Briefs and Occasional Papers Provision of Fumigation and Pest Control services Repair and Maintenance of Electric Fence and Alarms Supply and Maintenance of Fire Fighting Equipment Provision of Sanitary Bin Services Repair and Maintenance of Photocopiers Provision of Catering Services to IPSTC, Karen Provision of Garbage Collection Services Provision of Insurances Services Provision of Valuation Services Supply and delivery of Potted Plants and Flowers Supply and Delivery of Fresh Vegetables, Fruits and Potatoes to HPSS, Embakasi Supply and Delivery of Meat Products to HPSS, Embakasi Supply and Delivery of Dry Foodstuffs to HPSS, Embakasi Supply and Delivery of Cleaning Detergents/Chemicals Provision of Laundry Services Supply and Delivery of Firewood to IPSTC, Karen PRE-QUALIFICATION Provision of Portable Toilets Repair and Maintenance of Boreholes Repair and Maintenance of Generators Printing and Supply of Promotional Materials Provision of Hotel Booking and Training Facilities Repair and Maintenance of Motor vehicles Repair and Maintenance of Office equipment Repair and Maintenance of Gym Equipment Supply and Delivery of Kitchen Equipment and Cutlery Provision of Carpet Cleaning Services/Shampooing Repair and Maintenance of Water dispensers Provision of Car Hire Services Repair and Maintenance of Laundry Machines Repair and Maintenance of Kitchen Equipment Design and Printing of Resource Materials Supply and Delivery of Household Equipment, Accommodation, Office Furniture and Fittings Provision of Asset Tagging and Verification Services Provision of Translation/Interpretation Services Repair and Maintenance of Boilers Provision of Air Ticketing Services Supply and Delivery of Uniforms and Clothing Items Provision of Photo Processing Services
A complete set of tender documents may be obtained from the Procurement Office, International Peace Support Training Center upon payment of a non-refundable fee of Kshs 3,000.00 per set of document. The completed Tender document in plain sealed envelopes indicating Tender no and Tender description as described in the tender document should be deposited in the Tender Box at International Peace Support Training Center or sent by post to: DIRECTOR International Peace Support Training Centre P. O. Box 24232 00502 WESTWOOD PARK ROAD KAREN, KENYA so as to reach not later than 18th April 2013 at 10.00 am. Tenders will be opened immediately thereafter on 18th April 2013 at 10.30 am in the presence of bidders or their representatives who may choose to witness the opening at the International Peace Support Training Center Conference Room. Late submission of tenders will not be accepted. For the same information visit www.ipstc.org. International Peace Support Training Centre may at any time, terminate the procurement proceedings without entering into a contract and also reserves the right to accept or reject any or all applications and is not bound to give reasons for its decision.
The National Hospital Insurance Fund reserves the right to accept or reject any tender in whole or in part and is NOT bound to give reasons for the decision taken. CHIEF EXECUTIVE NATIONAL HOSPITAL INSURANCE FUND
59
Purchaser: NATIONAL IRRIGATION BOARD (NIB), Nairobi, Kenya PROJECT: KENYA NATURAL RESOURCE MANAGEMENT PROJECT Credit No.: 4277-KE Project ID No. P095050 SPECIFIC PROCUREMENT NOTICE (SPN) Invitation for Bids (IFB) ICB No: NIB/T/091/2012-2013
ITEM NO. a. a. b. c. d a. a.
ITEM DESCRIPTION 4 x 4 Double Cabin Pick Up Vehicles 4 x 2 10 Ton Tipper Lorry 4 x 2 10 Ton Crane Lorry 3 Axle, 40-50 Ton Low Loader 6 x 2 , 40-50 Ton Prime Mover with Hydraulic Winch 170-180 CC Motor Cycles 75-82 4WD HP Farm Tractor
QUANTITY 2 3 1 1 1 12 1
Bidding will be conducted through the International Competitive Bidding (ICB) procedures specified in the World Banks Guidelines: Procurement under IBRD Loans and IDA Credits, and is open to all bidders from Eligible Source Countries as defined in the Guidelines. Interested eligible bidders may obtain further information from National Irrigation Board; Head of Procurement Unit, purchasing @nib.or.ke;enquiries@nib.or.ke and inspect the Bidding Documents at the address given below from 0830 to 1300 hours and from 1400 to 1700 hours local time; Monday to Friday except public holidays. Qualifications requirements include: Experience and technical capacity documentary evidence of participation as supplier in supply and delivery of goods that have been successfully and substantially completed and that are similar to the proposed goods of at least 10 units in the last three years; submission of audited balance sheets or if not required by the law of the bidders country, other financial statements acceptable to the employer, for the last five [5] years to demonstrate the current soundness of the bidders financial position and its prospective long term profitability: current ratio of more than 1, debt ratio of 1 or less and specified cash-flow requirement, certificate of registration and for bidders registered/incorporated in kenya, a valid tax compliance certificate and the documentary evidence to demonstrate that the goods offered meet the stated technical specifications. A margin of preference for certain goods manufactured domestically shall not be applied. Additional details are provided in the Bidding Documents. A complete set of Bidding Documents in English may be purchased by interested bidders on the submission of a written Application to the address below and upon payment of a non refundable fee of Ksh. 5,000 per bidding document. The method of payment will be cash or certified bankers cheque. The Bidding Documents will be collected from the address below by bidders. All Bids, each clearly marked with ICB No., Lot No., Item No. and Item Description as indicated above, must be delivered to the address below at or before 12.00 noon local time on 9th May 2013. Electronic bidding will not be permitted. Late bids will be rejected. Bids will be opened in the presence of the bidders representatives who choose to attend in person at the address below at 12.15 p.m. local time on 9th May 2013. All bids must be accompanied by a bid security of not less than 2% of bid price in Kenya shillings or an equivalent amount in a freely convertible currency.
5.
6.
7.
8.
9. The address(es) referred to above is(are): Physical Address: General Manager Attention: Eng. Daniel K. Barasa, HSC (General Manager) National Irrigation Board (NIB) Unyunyizi House, First Floor, Room 309 Lenana Road, Hurlingham Nairobi, Kenya Tel: +254-20-2711380/468 Fax: +254-20-2722821/2711347/2723392 E-mail: enquiries@nib.or.ke, purchasing@nib.or.ke GENERAL MANAGER NATIONAL IRRIGATION BOARD.
60 |
Road Safety Enforce speed limits for construction vehicles especially along road links leading to the site, Provide bill boards at the site/entrance to notify motorists about the development. National Environment Management Authority Popo Road, off Mombasa Road P,O. BOX 67839-00200, Nairobi, Kenya Tel: (254 020) 6005522, 6001945, Fax: (254 020) 6008997) E-mail: dgnema@nema.go.ke Website: www.nema.go.ke NOTICE TO THE PUBLIC TO SUBMIT COMMENTS ON AN ENVIRONMENTAL IMPACT ASSESSMENT STUDY REPORT FOR THE PROPOSED HASHI ENERGY LIMITED LIQUEFIED PETROLEUM GAS (LPG) FILLING PLANT ON LAND REFERENCE: UNSURVEYED KENYA RAILWAY CORPORATION LAND IN NANYUKI, KENYA RAILWAY STATION, INDUSTRIAL AREA. Pursuant to Regulation 21 of the Environmental Management and Coordination (Impact Assessment and Audit) Regulations, 2003, the National Environment Management Authority (NEMA) has received an Environmental Impact Assessment Study Report for the above proposed project. The Proponent (Hashi Energy Limited) intends to construct an LPG filling plant at Nanyuki Town, in Laikipia County. The project involves the installation of an offloading point for LPG Road Tankers, a Manual Cylinder Bottling Plant, LPG Cylinder loading and offloading area, cylinders storage space, firefighting system and related offices. The following are the anticipated impacts and proposed mitigation measures: Public Health and Occupational Safety and Health Ensure proper solid waste disposal and collection facilities. Ensure effective wastewater management. Proper design of sewerage system. Provide First Aid kits on the site. Sensitize residents/workers on environmental management. Ensure there is no ponding to eliminate breading of mosquitoes during construction. Workers should. be trained on occupational health & safety and first Aid administration. Train staff on LPG handling. Sensitize workers on HIV and AIDS. Vegetation Landscaping and planting all unpaved areas. Planting flowers / grassing should be done just before the rains or irrigated on dry spells. Fire Safety Training/Emergency Response Procedures (ERPS) To enhance health and safety preparedness among stakeholders. Ensure equipment is in good working condition. Put up emergency response contacts. Put up ERP notification instructions. Put up simple instructions on how to handle fires, product spills, LPG incidents, armed robbery and product contamination. Fire Outbreak Install fire-fighting equipment as provide by OSH Act. Sensitize the residents on fire risks i.e. conduct regular fire drills. Adapt effective emergency response plans, Provide emergency numbers at strategic. points. Water Quality/Waste Management Follow NEMA regulations. Ensure registration of contracted garbage handlers with NEMA for compliance with the prevalling regulations Security Provide security guards and facilities during construction period, Security guards should always be available to alleviate cases of robbery. The following report of the proposed project is available for inspection during working hours at: 1. Permanent Secretary, Ministry of Environment and Mineral Resources, NHIF Building, Community Area, P.0. BOX 30521, NAIROBI 2. Director General, NEMA Popo Road, off Mombasa Road, P.0. BOX 67839-00200, NAIROBI 3. County Director of Environment LAIKIPIA COUNTY A copy of the EIA report can be downloaded at wwwnema.go.k NEMA invites members of the public to submit oral or written comments within thirty (30) days from the date of publication of this notice to the Director General, NEMA, to assist the Authority in the decision-making process for this project. Kindly quote ref. no. NEMA/EIA/5/2/951. Comments can also be e-mailed to dgnema@nema.go.ke
REPUBLIC OF KENYA
B.M LANGWEN FOR: DIRECTOR GENERAL This advertisement is sponsored by the proponent
KUPIMA NA
KUKADIRI
STRATHMORE SCHOOL
KISWAHILI AND HISTORY TEACHERS REQUIRED Teachers with experience in teaching in the 8-4-4 system are invited to apply. Experience in teaching either subject in Form 4 will be an added advantage. Applicants should E-mail their detailed CVs to secretary@strathmore.ac.ke not later than Thursday 4th April 2013.
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A571 Hotels
Prado GX BJ 01 1.15m 0722709719 PRADO KBG 01 1.8m 0720791992 PRADO local yr07 KBM/V 3.0 diesel
1KZ color gold s-roof directors car 7seater, Ksh. 39m 0722381957 Prado TX auto 99 1.6m 0727464775 R.ROVER classic 3 units 0724588925 Range Sports KBU silver dsl 2700cc 4.95m 0723930034. Just arrived RAV4 03/4 auto 0721946752 RAV4 2002 mint kshs. 1.6m ono 0722718823 ROVER Freelander KBH 0722578059 S/Forestor KBU 1.25m 0722733747 S/Legacy KAQ auto 285k 0725847805 S.Forester 00-04 580k 0719490444 S.Forester 97 KAT 580 0722709719 S/OUTBACK, '06, 850k, 0733292991
CHURCH
Visit or Call:
CLEANERS, office/ass 0701989616 CUTEST Chics wanted 0722798431 DENTISTS needed call 0726988765 EARN Ksh 250 per hour typing,
writing&Data entry 100 agents wanted
MOTORS
HEAVY COMMERCIAL
B212 Tractors for Sale
JCB Backhoe -0715822525
Harrier Lexus 05 2.5m 0727464775 HONDA fit BJ owner 0738381342 ISUZ Chev p/up 185K 0705417659 ISUZU direct lorry good condition
offers. 0723977929
TOY 110 KAT Ksh 395k. 0729307474 TOY110 KAY 01 485000. 0733507120 TOY 91 KAJ v/c 110K 0722673389 TOY AE91KAP 135K 0723141893
OWNER
ISUZU Dmax KBK clean 0722578059 ISUZU ELF nkr 02 1.4m 0727464775 ISUZU FRR bus 41 seater KAW 1.5M
0202120935, 0723882365
TOY/FIELDER
KBU 1040k 0705864475 TOY nadia\98 kax 2000cc m/blue lady owner 420k 0721 257665
Isuzu FRR bus AZ 51p 1.8m 0722543724 ISUZU FVR KAE clean Ksh 2m Tel
0727-987863
TOY NZE BS 05 vc 740K 0733933594 TOY NZE KBF V/C 450K 0723865097 TOY NZE KBU N 1300CC 06 KS850
call 0702160184
Seldom Hotel-Muranga rd: For Bed & Breakfast 1500/=. Conferences, meetings. Ample & secure parking 0721 557367, 0724566574, 0722820601
LOADERS
Bakery
Tel
MOTOR VEHICLES
B049 Car Hire
01/DUCYLIC MOTOR Ltd hire
0723973677, 0720308752, 0721834701 0723069326, 0729927688,
NEW
NGO rq F4s 42K SMS 0720750440 ONLINE jobs. Make $20/day =>
www. premierdataentryjobs.com
ISUZU NPR KAU 33str 0722578059 Isuzu NQR KBU 33str dsl 0725847805 KAZ Caldina 480k 0721939091 owner KYT 141 Mistubishi L300 0716-193328 L/Cruiser h/tops 94 850k 0727464775 L/CRUISER P/UP 96-06 0719490444 L/Cruiser VX KBR 3.95m 0722733747 L/Rover 110 TDi AN 795k 0727755807 L.Cruiser h/top 05 2.4m 0722709719 L.Rover defe 96-07 BS/BU 0724588925 LANDROVER 109 for sale tel:
0728-474588, 0720173700
SUBARUIMPRESA
780k
SUBARU
0700015922 NZE WISH 1K P/DAY 0700128555 4hire cars + Rav + Voxy 0721144998 New clean NZE @1500/0723159576 PREMIO NZE WISH
1500 PD
SENIOR
declaration Officer Mombasa. Experience 3yrs & above email: msa@oceanlinefreight.com Seriously need job? Call 0900620621
CARS wtd 40/150K 0724947551 KEN C/HIRE FROM 2K 0736442746 LEVERAGE Car Hire & Tours need
well maintained saloon cars for long term lease 0721555647, 0726034973 NOAH NZE 3&2K 24HRS 0735768989 NOAH PREMIO P BOX 24h 2k 0722401889 NZE KBU 10DAYS 10K 0707598345 PRIMIO NZE WISH 1500 PD 0727795513
LEXUS 04/05 0721946752 LIMO for hire 0722704085 M/Benz 124 KAC 585k 0727755807 M/BENZ 230E 460K KAG 0727723284 M/Benz S500 545k auto 0725847805 M/DEMIO BN 03 410K 0721576684 M /Demio KBS 1300cc 05 Ks 610 call
0702160184
Impreza WRX 2004 manual blue 920K Call 0721911252 SUB Outback 05 KBU 0726541414 SUNNY B12 vv/cln 230k 0722831803 SUZ Esc KAR 96 v/clean 0720-287518 T/110 AQ Probox KBK 0729179771 T/110 KAQ auto 410k 0720425040 T/ALLION 05 voxy white 0729810075 T/ALLION BJ 02 v/c 700k 0723015146
2.4diesel KAK x-japan v/c 650K 0721212789 TOYOTA PRADO TX 1.5m 0722379197 0720545192 TOYOTAVoxy 05 950K 0722340225 TOY Prado 05 KBU auto 0725104903 TOY PRIEMEO NEW SHAPE KBK. 0722750816.
TOY Rav4 03 v/clean 0703208208 TOY Rav4 05 manual 1.4m0724588925 TOY Rav 4 KBT Pearl 0721216443 TOY Shark BL 1.2m dep. 400k bal 2yrs
34k monthly 0723769577
B008 Othr
WELL drill 4 hire 10K 0733890813 WE SELL SERVED NEW CANADIAN
RABBIT BREED, BUY ALL BREEDS 0751504804.
UN JOBS 35K SMS no 0701725223 UN Jobs SMS ur E-mail to 0700103666 URGENTLY required Dubai
B015 Poultry
CHICKSKUKU 0722211569 INCUBATOR repairs 0722850673
Cleaners M/F Qatar Security Guard Drivers Sweden Metro Ticketing. Drop Your CV Tabby Hse 3rd Flr Rm P76 0728303533 0737796686
sea-84k.Sms ur no. 0708357869 your phone no to. 0700325280
M/Demio KBT 595k 0723930034 M/Lancer KAD mnl 145k 0718306515 M/Lancer KBU s/w 615k 0727755807 M/Pajero io KAX 565k 0718306515 MARUTI KAS 265k, 0714935659 MARUTI van KAE 150k 0727558536 MAZD323 KYF v/c 250K 0724896468 MAZDA Demio KBU/Q metalic blue
1340cc 06 650k 0711960115
SITUATIONS VACANT
B243 Domestic
H.Helps wntd Best Sal+off 0722466091
B257 Men
MALE
operations supervisor Safaricom dealer Dip in Sales & Marketing. Tel 0722988482
MAZDA Demio KBU 595k 0722812771 MAZDA KBU 520,000 0722784395 M/BENZ 230E m/t 390k 0722212564 M/DEMIO 05 PUR 560K 0736652530 Merc E200 Kom BU 2.1m0720791992 MERC E200 maroon white inter clean
1050m patel 0725160228 MERC E220 124 720k 0722736597
T/Allion KBM 750K 03 0721592008 T/Allion Premio KBU 2006 0722658917 T/avensis 05 BS ex UK 1m 0721697723 T/CALDINA 01 535k ono 0720464074 T/Caldina KBJ 580k 0732-903466 T/CRUISER KBU 5.2m 0722-515486 T/Fielder 06 silver 1M 0722 686 182 T/Fielder 1.8cc manual 595k 0720840671 T/Fielder KBU silver 1030M 0725654288 T/FLD 06 1.1m extras 0721-594450 T/GT 102 AX 440 0723503153 T/Harrier KBP silver 0720013086 T/Hiace KAN mnl 465k 0725847805 T/Hilux 4wd 04 s/cab 1.4m 0716021870 T /HILUX - D/Cab Fielder wish Allion
Premio NZE etc. Terms Cash & Finance arranged Dep. from 350k 800k Bal 1year 0723769577 T/Hilux d/cab KBG 2.55m 0716021870
TOY Voxy black 630k neg 0722705642 T Shark ex KPLC Tel 0722980562 VW/GOLF 04 Mark5 Black 2.0L fogs
alloys not used KBR 0723344388
VW Golf BL wagon 780k 0720791992 VW Passat KAZ 595k 0723930034 VW Toureg 05 BS black 0722736597 WINGROAD KBL 03, 0720-655603 www.carmint.co.ke Best Car Deals XTRAIL H/R KBU 1.65M
0705864475
B250 Gnral
0700039960 New Hotel rq staff 0700047835 supermkt att 10p F4s 0700078736 10 BCE drivers & t/boys 0700091268 Airport casuals rq 0700131854 Mpesa/Shop att rq F4s 0700288091 NGO cashier & mesgers 0700351966 Trailer Turnboys rqd 0700452229 NGO Turnboys rqd 0700480533 6 office/asst & recept 0700511305 Mpesa att & shop att 0700724790 NGO messengers rqd 0700766982 NGO rq drivers & t/boy 0700834614 Airport cleaners rq F4s 0700916200 Office asst & cleaners 0700927672 4BCE driver&t/boys rq 0701423087 4 NGO driver/turnboy 0701535385 NGO cashier & receptn 0701846272 Hotel waiter & clners 0701949940 8bank msger&cleaner rq 0701989204 Bank cleaners & clerk 0701989205 10 bank cleaners rq F4s 0702445912 office/a&cashier rq 0702933140 15 supermkt atts rqd F4 0702933229 Co rq drivers&t/boys 0703856994 WE need kcb cleaners. 0704427191 office asst & cashiers 0715579539 New supermkt rq 10 att 0716825109 JOBS IN DUBAI 60K
DAN
PADA
SECURITY REQUIRES A QUALIFIED DOG TRAINER. EX-SERVICEMEN PREFERRED. APPLY TO H.R. PADA SECURITY BOX 77823-0610 NAIROBI. EMAIL: pada1992 @yahoo.com
MERC Gwagon, parts 0772368855 Mit/Delica AP 10str 335k 0725847805 MIT Canter 06 0721946752 MIT FH/Canter/fighter Isuzu bus/lorry
SITUATIONS WANTED
B277 Domestic
0722516342, 0721834778 trained h/g Experienced h/g avail 0716623116
new/used dep from 500K balance financed. Tel 0732774634 Afri MIT, FH215, KBK/KAZ. 0720333505
MIT FH BE Coach 2.6M 0737529777 MIT L200 05 d/c Navara 0720663600 MIT Pajero 04/05 0722228273 MITS4D32 KAM v/c 850k 0774168380 MITS HD KAU Tel 0722784193 MITSUBISHI Shogun 4x4 2006
superb 1.95m low miles 0716220163
EDUCATIONAL
B382 Schools
KCSE-SCHORLASHIP Repeaters
F3&4 Boys boarding sch in THIKA SMS aplication to 0726229880
B403 Colleges
N/Caravan KBU 06 1.2m 0722616632 N/March 05 BS neat 490k 0720791992 N/Tiida KBT white 0721701854 N/Wingrd 05 1500cc 595K 0727449377 N/XTRAIL KBL 980K 0722-515486 N/xtrail KBU red 1.45m 0727596051 N.Navara d/cab 04/05/06 0721946752 NIS/Navara model 05-090719490444 NIS ADV 05 silver 575k 0722876345 NIS March KBU wine 06 0723545288 NISSAN ex-trail KBM 0722578059 NISSAN hardbody local KBM 1.3m
call 0722854150, 0202330466
T/Hilux s.cab 05 4wd 2.6m 0725104903 T/ISIS 05 Fielder 05 0729810075 T/ISIS black KBQ 0715372102 T/IST BP 04 vc 595K 0721649457 T/ist KBL auto 685k 0718306515 T/K20 salon v/c 85K 0727723284 T/KE 20 KNN s/w 135,000 0722833300 T/Lexus KBP 1.85m auto 0722733747 T/NOAH 05 2000cc 985K 0727449377 T/NZE KBN @720k 0721638971 T/NZE KBT-KBB from 590k 0722791671 T/NZE slvr v/clean 590k 0723715230 T/Prado n/shape 1.35m 0722733747 T/Premio 06 1.5cc KBU alloy 0726541414 T/Premio KAS 1800cc 520k 0720261760 T/Premio KAW 445k 0727755807 T/Premio KBA 590k 0720078797 v/c T/PREMIO KBU 06 0722974073 T/Ragius KAW 620k cln 0722534960 T/RAV4 08 manual 4wd 2.0L vvti
n/shape nave Blue alloys 0723344388 T/RUNX BL 03 vl 610K 0721576798 T/SHARK AT,AU 350&410k 0721794163 T/Shark KBU 06 1.7m 0722616632 T/Spacio KBF silver 650k 0720425040 T/Starlet EFI 255K good 0727723284
1.5Arable
acres with water Nyahururu Rd Ngobit tel: 0722772644 15AC Kajiado @120k p.a 0721687359 1/8 tuala (o/r) 325k 0727136014
T/Starlet KAP 195k 0722-322196 T/Succeed v/clean 530K 0705917453 T/VITZ 05 black townance 0729179775 T/Vitz 06 1300cc 720k ono 0721866141 T/VOXY 04 Silver alloy fogs camera
spoiler 5seater KBQ 0723344388
2 MPESA, shop/ petrol att 0701820174 2 Office/ass, waiters cook 0701989615 3 AIR/P cleaners,recep 0701989614 7FH Drivers t/boys 0702-920495 10 supermkt att urgent 0701-730902 10 waiters & receptns 0718-208876
AIRPORT
0700781658 CASUAL RQD
NISS B15 KAX manual s/sal f/loaded NISS note neat 630k 0722291245 NISS Sylphy 05 KBS 750k 0704776593 NISS Xtrail KBR 04 s/roof0725104903 NZE KBL 2003 AUTO 520K. PAY 30K
PER MONTH. TEL 0721727540
BASIC Dutch every Thu 0710717269 ECD College in Thika (Kenol). April
admissions, Diploma boarders 7,000/= Dip day 5,800/=, certificate boarders 4,800/= cert day 4,000/= 0722172697
T/VOXY 05 BT slvr 950K 0722725281 T/Voxy KBL 2000cc 780k 0720-873667 T/VX V8 KBH auto 2.5m 0727755807 T/WISH 05 white grey 0729810078 T.Noah KBL auto 660k 0720791992 TATA Truck KAP 755k 0723930034 T/GTOURING AR mnl 435k
0722212564
Athi River Snr staff 1.7m 0722333312 BUKURA 2.5ac 850,000 0722-606618 EASTERN bypass 15acre 4454285 ELD plots Kimumu junction @1.5m
for 1/8 ready titles 0733-734294 offer 0724816611,0722417074 Call 0724816611, 0722417074
NZE KBN acc/free 04 690k 0722812771 PAJERO Mits 2800cc diesel 4x4 silver
yr2006 mint Kshs.1.8m 0722718823
T/L touring KAW man v/c 0722416796 TNZE KBU beige 0713354148 Townace KBL 03 650k 0721576684 TOY 100 KAP 180K V/C 0702727844
Classieds 63
KISANJU tarmac 20acres 0711182038 KIT 1.2ac 1st row 8.5m 0722889102 KITE Acacia 1ac 5m 0702963975 KITENGELA 1/4 ac 1.5m 0722788500 Kitengela 1/4ac plus; tarmac near KITENGELA RUAI 1/8acre 120,000/= best s/offer
0722450218, 0722986680 Nemuge
Co. Ltd. Free Viewing Wed & Sat 9.30am
3BEDROOM
Konza City 50x100.....................55,000 100x100.....................................80,000 Kitengela ICT City 40x80.........110,000 Makuyu Mananja 50x100...........45,000 Makuyu Mananja 100x100.........75,000 Lukenya (Gated Plots) 40x80..300,000 Viewing days; Thursdays and Saturdays (individual titles per plot) for more acres call us on
Nairobi Afya Centre, 11th Flr 0712-306644 / 0733-470006 Thika Clairbourn Tower, next to Safaricom Care Centre, 2nd Flr B5 0724-682847 / 0738-890000 Kitengela Family Bank, 2nd Flr 303. 0713-365744
Pinto 13m neg q/sale 0722255173 1/8ac 830k titles, s/offer 020-2610966, 0715086866 KITENGELA 1/8acre Plot 400mtrs from Namanga Rd. @ Kshs1M Call: 0726489781
RUAI 50x100 250k with t/deeds devd RUAI-JOSKA 40x80 65k, 50x100
400k, KBC 1km 200k, 5km 100k, Kamulu 50x100 400k, 450k & 500k ready titles. Viewing Sat 10.30am. Hope Realty Ltd Tusker Hse opp. Naivas 0727-867432, 0735-696835 RUAI Joska 50x100 400k with t/deeds devd 0725939618 Global Plan RUAI KBC 50x100 150K special offer devd 0725939618 Global Plan RUAKA Kigwaru Kiambia 1/4ac t/deed ready 9.9M 0731423736 RUIRU 1/8ac bypass prisons/kahawawest r/about juction 0721727080
apartment Imara executive finish 7.2M 0713047449 3BRM house Komarock 5.5m Call owner 0735-347410 serious buyers 3 brm hse 4km from Thika rd Murera 60x80 with a per. wall 7m 0713-330407 ATHIRIVER new 3bd apt Kshs 4.5m Call 0787-709950 Trinnette EASTER SUPA OFFER! ! ! KILE MAIS 45M! TEL 0724642755
KITENGELA
GARDEN Est 1/2ac 0721336243 GITHURAI, 50x100NearLily Academy title 0721 512140N/AG ISINYA (Tarmac) 20 acs 0711182038 ISINYA 100x100 400k 0725719405 ISINYA 2acres 2M pa 0755449119 ISINYA Township prime 1/4acre plot
good for business owner 0700119151
deed 0722681052 v/prime SAMJO RUIRU bypas 1/8 @1.6m 1.4m 600m frm tamak 600k 3km 0720707519
Ruiru bypass 1/8 1.5m title 0722557356 RUIRU bypass 1/8 acre 0722-341764 RUIRU E/bypass 40X80 350k 6
months installments, Broadspect inv ltd 0712335837, 0738505445 RUIRU one acre prime t/d 0720366886 RUIRU plot 50x100 with title 300m from Eastn bypass owner 0720708153
2 Units massionattes built on same plot with each unit comprising of: 4 bedrooms (all en suite) Large living & dinning area Sizeable kitchen Study room All rooms with ceramic Tiles Inbuilt Wardropes High quality finish Water & electricity connected Stone walled perimeter fence With Clean Title Secure place About 800m from main Nrb-Namanga tarmac Rd Price Kshs.16 Million (both units) Ready for occupation by (1st May 2013) 0721552182/0735320532
self contained bedroom at heri paradise Denis pritt rd 105k incl service charge Tel 0722840806 / 0721871448 AT South-B self-contained 1br, Studio &Bedsitters 0720451423, 0714538594 ATTRACTIVE rent: self contained 1bed room/studio &bedsitter Eastleigh Sec 3. 0706116647, 0702408937 AT VILLA Franca 4br maisonette m/ensuite+bedsitter 0722656344 B/BURU 2BR 12K 0722925393 owner B/BURU 2br m/hse 15k 0723550717
Mombasa
Road, Executive3 bedroom, Maisonettes with an SQ, suitable for residential use at 38K Tel: 0722-979477, 0722-732244
MTN View 2br 35k 0722687396 MWIKI 2br 8-11K 0723925758 N/WEST 1br 0722483396/678051 NASRA garden 3br master ensuite
water tank 10,000 litres. 0722448396
maisonette 0727816618, 0722584668 BURUBURU phase 2 : one single bedroomed extension Tel 0722335875 BURU Ph 3 3br 30K 0723925758 CITY Park Est 3br apart and SQ 70K. 0729-037964 DONHOLM Ph8 2bedroom flat & bedsitter Kshs 17k & 8500 resp. (Water inc) 0720252623, 0724250511 EASTLEIGH Muratina St. 19units of 3b/r 2b/r 1b/r b/s good for long term leasing 0721388892 EASTLEIGH Umoja 1 bedroom Hses, tiled floors, DSTV, hot shower, and Tel: 0722477200, 0720924792,
NGARA 3bed flat 0734-978295 Owner NGARA shops, stores & b/sitters. Tel
0724-730349 / 0717746300
0726696162 2BR
NGONG
SPACIOUS
12K
NYAYO Emba 3br apt 0722813866 NYAYO Emba 3br m/snt new Ph IV
fitted Kitchen 0738116607
170K s/offer 0720588419,0718159000 JOYLANDS: 50X100 Isinya Konza rd 150K 0720-588419, 0718-159000 JOYLANDS 50X100 Isinya Pipeline rd 200K Offer 0720588419, 0718159000 JOYLANDS 50X100 Konza city rd 250K v.prime 0720588419,0718159000
KITE Yukos/Muigai 1/4 3.5M 0722323891 KIU Kenda 1/2acre 8.5 0722718016 KONZA town - 5 acre plot around
EASTLIEGH 1& 2 bdrm flats Kshs. Executive four bedroom all ensuite maisonettes with one bedroomed dq, parking for 3cars. Benhill Estate, MUTHAIGA NORTH next to Balozi Estate.
15,000-20,000- call 020-2598001/ 0724726361/0722232083
0727897999, 0202361152
2.5 Km from the ICT fence, going for Kshs 9.5M negotiable. Call 0717583983.
RUNDA, Loresho 1/2ac 21M 0722885302 RUNDA 1/4acre 12M 0712615802 RUNDA1/4acrprime 50m0722518457 SYOKIMAU 1 /4acre 4m ono
JUBILANDS: Isinya Pipeline rd 220k JUBILANDS: Kitengela Isinya 50x100 JUBILANDS: Ruai 50x100 110k 0714
915424, 0728879191, 0736901000
0733760143, 0722760143 THIKA 50x100 ft near Castle. Prime Ksh 2.9m ono Tel 0708-122827 THK TOWN kiganjo 1/4 0721727080
LIMURU
0714915424,0728879191,0736901000 JUJA 4 Acres 3KM Behind JKUAT Red soil Asking 20M 0722147732 JUJA Farm 1acre built-up area Ksh 2m Tel 0717-050009 JUJA farm 50x100 bypass 130 B/OF 0720938283, 0705147102 PATTMOS JUJA Kalimoni 50x100 350,000/= Juja farms 50x100 250,000/= Call Chipro 0734730041, 0724406111, 0725 600040, 0718-457314,0725-261736 K/SUKARI two 1/4acres 0722809098
nxt to Kiboko Hotel 50x100 0724-230729 LOWER Kabete plot 200ft from tarmac Quick sale. Call 0715-761380 MAKUYU Town two adjacent 1/4acs plots. Tel 0726777118 MALAA VOK 5.5acres 0722832069 MEMBLEY 1/8acre 3m 0722889102 MKS -Kai 2.5ac t/tarmac 0721284122 Mlolongo 1/8 acre 1.5m 0722802763 MUTHAIGA Brooks 2 bedroom to Let @ 35000 Call: 0718563861 NAIVASHA /Karai lake/Longonot view 300mtr highway 1acre 2.4M 0722421929, 0737135330 NAIVASHA Unity 1/8acre plots for sale 350,000. Tel 0722-362203 owner NANYUKI /timau 9acres nea town @850,000 p/acre tel 0725532773
EMBAKASI - Single rooms old airport road near City Cabanas 5K Tel 0713 158066/ 0717 491 332. FEDHA 1br garden 0722350426 FOREST Rd 3br apt ideal for office 55k 0725969246, 311880, 31200 Lavender Properties FOURWAYS Jun Kiambu rd 3br & SQ 70K. 0729-037964
RIRONI 1br tarmac 6k 0722255173 RONGAI Exec 2br m/ens apt behind
Maasai Mall safe & serene DSTV parking gated community 0722289881 modern finishes parking 0726-968196
40x80 600K, Joska (Ndovoini) Mission of Hope 50x100 300K, St. Francis Pry 50x100 400K. Tel. 0722890759, 0722948925, 0718612825 UTAWALA Githunguri 80x30 2nd row after tarmac 0734-511759, 0702-161855
Imaradaima.2units separate cpds 1&2br@12.5M.Call 0725291379 K/SUKARI Hse 4 sale 0719825432 KAHAWA sukari 4br 0711330727 KAYOLE 14rooms hse 0729475785 KIMATHI 3br title 6.5m 0722885302 MAILITISA Namanga rd 4acr for
GITHU45 2br 10K secure 0722255173 GreenSpan 3br m/ensuit 0722584415 HAZINA 2br 15k 0727059133 owner H/GHAM 1br 7k 0715916959 owner IMARADAIMA 2br apt 0725598438 IND area Darsalam rd offices
0722483396/ 0202211057
RONGAI Masai Lodge rd 2br apt ROSSLYN B/Sitter 0735737911 RUIRU Membly 500metres from Eastern
by-pass 3 bedrooms 0739166961
com/res agr 2.5m 0726-502644 MBOTELA off Jogoo Road single rooms with kitchenette Kshs. 5,000 call 0202598001/ 0724726361/ 0725778841
Tena 2b/r g/security 0721388892 KAREN (Murishu rd ) 4Brs T/Houses A/enst SQ c/port Gated cabro paved v-secure @150,000 pm 0722889102
4mths. Ready titles. 0202-164920, 0788-953862, 0707-965632 Sideway Proper ties Ltd. Vedic Hse 7th Floor KAMULU 5 acres 0722596066, 0722292446
NAZARENE Univ. 1/4 ac 0711182038 NGONG / Matasia 1/4,1/2a 0711804867 NGONG 1/4 ACRE 0722328380
OWNER
KONZA- 10, 20 and 100 acres pieces of land for sale. 3rd Row from the Nrb-Mbs Railway line and within the 10 kms ICT buffer zone.
NGEI PhII: 3brm msnt + sq spacious NGONG 4br on 1.5ac 0750811369 NGONG Apts 3br - m/enst 4.45m
1br-2.7m 300m to b/stg dstv 80% loans available 0722772540
KILIMANI, a lady to share a house KILIMANI 3br @80,000 0721336243 KILIMANI Riara rd 3brm apat all
ensuite + sq 95k 0722760143
50x100 titles 300,000/= 0722312387 KAMULU- JOSKA at KBC 800m titles 50x100, 280,000/= 0733582208 KAMULU- Joska at KBC Dev. area 50x100titles 230,000/= 0722312387 KAMULU- JOSKA at KBC farm C 50x100 titles 150,000/= 0733582208 KAMULU- Joska at Sunshine 50x100 dev. titles 250,000/= tel: 0722-312387 KAMULU- JOSKA near Green Houses 50x100 210,000 0733582208
Call - 0722356790
B761 Premises, Offices for Sale
CBD shops 300-700fts 0733610377 KAREN 5br +guest house
0722483396/ 0202211057
details call 0700457487
ORongai 2acres @4m/a 0722889102 PIPELINE 5,10,20 acs 0711182038 PLOT for sale at Kasarani
0707-252316/ 0707252315 QUICK sale nakuru bahati well dvlpd agri 2 acres wth power n water 3.5m 0735246144 owner
NGUMBA 2units of 3br 0722743771 ORONGAI Laiser 4br 0723683178 RONGAI Nkoroi 4br maisonette on
1/8th acre 14m 0721697723 RUNDA Ambasedorial 6BR on 1 1/4acs Kshs.130m 0711182038 ono Call 0711-671815 (WITETHIE) 0720966541
KITENGELA KITENGELA
4br m/ensuite bun galow sq 35K ono 0725-817850 New Valley bungalow 25K 0726-502644 3br
Three B/room Bungalows in a gated community near Yukos 23K Tel 0713158066 / 0717 491332
KITENGELA -
KOMAROCK
1 bedroom
Kshs
STH c 3br + sq hse 0722713359 THOME 5br @100,000. 0721336243 UCHUMI Jogoo rd 3b/r, good for
girls student hostels sharing borehole water and good security near the main rd 0721388892
50x100
5.5acres touching tarmac 4m per acre opp. KBC masks 0722483930 KAREN 1/2ac prime 50m0722518457 KAREN 1/2 acs 16-22M 0711182038 KAREN 1acs 27-35M tel: 0711182038
L/TON West s/q 9K 0733760515 LANGATA 3br m/net 0733760515 LANGATA Dam-2 3brm apartment
m/ensuite 42k + b/s 13k 0729-957520 LAVI 3BR+SQ APT 60K0720781704 0727-948196, 020-2395490
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s/offer titles 020-2610966, 0715086866
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64 | Classieds/Transition
B810 Wanted to Buy
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It is with deep sorrow and humble acceptance of Gods will that we announce the promotion to glory of our beloved mother Eiso Tabitha Musau. Daughter of late Thomas Mumina & Elizabeth Nthole. Wife of late Francis Musau Mativo. Mother of Mbula, Lydia, Zipporah (Gateway Academy), Kavesu, Rose, Faith, Mumina (Min of Finance) and Antony Mutua (Mun Council of Mombasa). Mother in law of Rose, Nthuli, Mutangili, late Nzivu, Loki, Mumo & Kioko. Grand mother of Benson, Kioko, Musau, Muthama, Sammy, Kitavi, Mbole & Tabitha. Great grandmother of Musangi, Nduku, Nzisa, Kavesu & Vivian. Greatgreat granny of Kyalo. Sister of late Priscilla, late Phyles, Susan, Mukulu, Muithya, Ezekiel, Lt Gen (rtd) Munyao, Peter, Makenzi & Musyoka. Sister-in-law of late Ndambuki, late Tom, late Muia, Munyasya, Mary, Muyale, DS Mbindyo, Kimanga & John. Friends & relatives are meeting daily at her Manza home, T.Tot hotel Mks and Valencia hotel (Mombasa). The cortege leaves Machakos funeral home on Monday 1/4/2013 at 9.00 a.m for burial at Manza village, Mumbuni location, Machakos County. May her soul rest in eternal peace. Amen
Promotion To Glory
It is with humble acceptance of Gods will that we announce the passing on of Esther Ngina Mutua on 20th March 2013-Ngaa village, Ngaa sub location, Ngiluni location. Wife of the late Mutua Kisengi. Daughter of Serah Mutisya and the late Mutisya Kaloki. Mother of Dr.Wilson Kyalo Mutua-Lindah Pharmacy-Mks and Elizabeth Mbithe MutisyaSyunguni. Mother-in-law of Zipporah Kyalo of Ngaa Primary School and Mutisya Maweu. Sister of Regina Jeremiah, Sammy Mutisya, Mwanzia Mutisya and Beatrice Kitumbo. Grandmother of Mueni, Mwendwa, Syombua, Vaati, Mutinda and Mwende. Friends and relatives are meeting at Old T. Tot Hotel and Ngaa village at 5.30p.m for funeral arrangements. There will be a mini harambee on Thursday March 28, 2013 at Old T.Tot Hotel.Fellowship and prayers will be held on March 28, 2013 at his home in Ngaa village. The cortege leaves Machakos Funeral Home on 30th March 2013 at 8.30 a.m. for burial at Ngaa Village, Ngiluni location,Makueni county. The burial service starts at 11.00a.m. We love you Mum but God loves you more. Rest in peace.
Godown or Office block 3000 to 4000sq feet for commercial activity on rental or buying option at South C, South B, Industrial Area nearest to town. Cotact 0720 633 575 / 0789 175276 Email: info@reliable.co.ke
COAST (Telephone
D279 Notice
D571 Hotels
BAXTON Leisure Lodge Msa Island
opp Municipal Stadium, Sagana Rd off Coach Mohammed Heri rd From 1300, Room TV for your comfort & Hot shower. Tel 0722252440 www.baxtonleisure.com Email: baxtonleisure@gmail.com
D787 Aircraft
HOTELS
D531 Hotels
Our hearts may grieve but your extra ordinary Love, Care, Strength and Character remain our Shield. May God rest her soul in Eternal peace
D871 Miscellaneous
Machine-cut Coral blocks 33/=excl
of transport. 0726821876 Call 0728581066,
Promotion To Glory
It is with deep sorrow that we announce the passing on of Gideon Mogaka Osoro (Nyaberi) of Chitago Village. Son of Osoro Nyaberi and Moraa Osoro ( all late). Husband of late Peris Gesare. Brother of late Makori, Bosire, Bikundo, late Mongina, late Kemunto and Nyakerario. Father of David Osoro, late Ratemo, Late Peter, James and Hon. Tom Nyayiemi Mogaka. Cousin of Nyakango, Nyaberi, Nyambane (all late). Brother in-law of Esther, Rachel (all late), and Pacica. Father in-law of Priscilla, Tabitha, late Grace and Winnie. Grand father of Eric, Jackie, Naomi, Sally, Aaron, Emma (all of U.S.A.), Jimskin, Jonathan, Andrew (L.Basin), Simon, Kennedy (Oyugis), Edith, Zachariah, Stella, Davis, Kenyonsi. Uncle of Nicodemus, Beatrice (Lugulu. H. School), Everlyne (NSIS), Mayaka (N.H.I.F. Migori), late Amenya, Evans, Peter and Daniel. Korera of Omae, Kimori, Nyabera, Arisa, Mwagi, (all late), Francis Rosana. Rasugu, , Abuga The cortege leaves Hema Mortuary on 31st. March, 2013 for burial on 1st. April, 2013, at Chitago Village, Nyankoba, Sub-Location, Nyamira County.
It is with acceptance of Gods will that we announce the death of Brother-in-Christ Douglas Mwangi Mutitu (Mzaliwa), formely of Kenya Ports Authority (KPA) that occurred on 21/3/2013 after a short illness. Son of the late Dishon Kabae Mutitu and the late Esther Njeri Kabae. Husband to Mary Njeri Mwangi . Father to Catherine Muthoni (Concern World Wide), Caroline Wanjiku (Capacity KenyaMinistry of Public Health), Diana Wanjiru (Mombasa), Pauline Nyambura (New Milimani SACCO), Elizabeth Wanjeri (Milango Micro Finance), Morris Mutitu (Mzaliwa Hardware, Mombasa),Grace Waithira (formerly St Francis Girls, Mangu) and James Kanja. Brother to Millicent Wanjiru, Linus Kabugu, Keziah Wanjiku, Evans Kamau, the late Jane Mbaire, Eudious Wambui, the late Julia Wangari and John Maina (National Cereals and Produce Board, Mwea Depot). Father in law to Michael Ndichu (PLAN Kenya), Francis Irungu (National Housing Corporation, NHC), and Lazarus Nengo (Mundeke Enterprises, Mombasa). Grandpa to Douglas Mwangi, Leroy Ndichu, and Wesley Kariuki. The Cortge leaves Kiria ini Mission Hospital Mortury, on saturday 30/3/2013 at 9 am. Burial Service will be at ACK, St Stephen, Kiambugi, at 12 noon and burial thereafter at his home in Munyu Village. Friends and relatives are meeting daily at his Munyu home (4- 6 pm), Holy Family Basilica, St Bhakita Hall (5.30pm). Mombasa at his Home Kiembeni, St Pauls Kiembeni ACK Church from 4 PM, and Mundeke Bar Kiembeni from 7pm.
Celebration of Life
Refurbished beach villa special easter rate Tel 041-2312123/4 020 556570 0710 470000 www.bamburibeachvilla.com
Contacts: 0721318603, 0717744629 In Gods hands you rest, in our hearts you remain forever until we meet again.
It is with humble acceptance of Gods will that we announce the Sudden death of Asian Adhiambo Onyango which occurred on Monday 18th March 2013 at Kenyatta National Hospital, Nairobi. Daughter of Jackim Onyango Amollo and the Late Maurine Atieno of Ugenya. Loving wife to Danish Rayola. Mother to Shem Onyango and Kinsey Odero. Sister to Jackline Night, Beatrice Achieng, Winnie Akoth and Erick Okoth. Stepdaughter of Evaline Amina and step-sister to Doreen, Maria and Bravon Oduor. Daughter in law to Gideon Rayola and Margaret Rayola. Sister in law to Robert Otieno(Germany), Benard Okech (Germany), Kelly Edward, Beatrice Rayola, Alice Rayola, Sister Grace Rayola(Rome), Brenda Rayola (Germany) & Susan Rayola. Family and friends are meeting daily at Norwich Union House in Nairobi from 5.30 p.m. and at her KabondoKasipul home in Homa-Bay County. There will be a fundraiser on Thursday 28th March 2013 at Norwich Union House in Nairobi as from 5.30 p.m. For support Tel: 0734495784/0721555591. The Cortege leaves Chiromo Mortuary on Sunday 31st March at 9.00 a.m. for an overnight stay. Funeral service & burial will be held at Kabondo East location in KabondoKasipul, Homa Bay County on Monday 1st April 2013. We loved you Asian but God loves you the most 1 Thessalonians 2:8
We regret to announce the death of Nicholas Musau Katiku who passed on Thursday 21st March 2013 at the Nairobi hospital. He was husband of Jane Musau. Son of the late Katiku Lavu and Mrs Mary Mathembo. Father of Caroline Mathembo (Catholic University of East Africa) and Jimmy Katiku (Makutano AIC boarding). Brother of Patrick Muasa , John , Musyoki, Meli Ngeli, late Wayua, Katumya, Wanziku, Muthoki, Mutave. Uncle of Jimmy, Lavu, Rehema, Mathembo, Wambua, Kituku and Architect S.K. Muli. Nephew of late Tumbo, late Musyoka, Kinyanzui, Hassan, Kivuva and Paul Lavu, Mukonyo and Mueni, Cousin of Cllr John Kaindi, Joseph Musau Muyanga, Stewart Muyanga, Cosmas Musyoka (USA), Mathew Muyanga (USA) and Kasyoka Muyanga (USA). Brother-in-law of Silvester Mutangili, Kitili and Munyaka. Friends and family members are meeting daily at Nairobi Railway Club, Kenol market and Machakos Bulls pub. The cortege leaves Lee funeral home Nairobi on Tuesday 2/4/2013 at 8.00 a.m for mass at Mwanga Catholic Church and thereafter burial rites at his home Mwanga village near Kenol market. May the Almighty God rest his soul in eternal peace. Amen
It is exactly one year since you slipped to higher glory. Your departures left a heartache no one can heal, but you left memories no one can steal. In life we loved you dearly, In death we do the same. It broke our hearts to lose you both as part of us went with you. You left us beautiful memories, your legacy, teaching, hardwork and we are proud of your accomplishments. Time mends broken hearts they say. Our family chain is broken, but God will link us again. We express our sincere appreciation to all our relatives, friends and well wishers for the overwhelming spiritual, material and moral support accorded to us during those painful moments. Fondly remembered by your children, grandchildren, Wife, brothers, sisters, mother, relatives and friends. There will be a holy mass at Divine Catholic church, Kayole at 10.00 a.m on 1st April 2013. In the Almighty arms you rest, in our hearts you rest forever.
Transition 65
It is with humble acceptance of Gods will that we announce the passing on of our Dear Mum Esther Chelangat Maiywa on 24th March 2013 after a short illness. Beloved wife of Senior Chief (Rtd) Joseph Maiywa of Kabianga, Kericho.
It is with humble acceptance of Gods will that we announce the sad demise of John Wambua Kimetu, formarly of Ofce Technologies Ltd (Ramco Group). Son of Mr. & Mrs Kimetu of Muthetheni, Kyethivo, Machakos. Brother of Mrs. Jane Wangombe (Talent Transporters),Josphine Kimetu (I & M bank), the Late Vera Kimetu, the late Penniah Kimetu,Teacher Nancy (Little Angels Academy Mks), Joseph Kimetu (BAT) Mks, Eric kyalo (Dynacorp International), Robert Kimetu (Capital Shelter Ltd). Brother-in-law of Joseph Wangombe,Ben Muranguri and Belinda Muasya. Loving uncle of Winnie, Brian, Wendy, Brandy, Natalia, Ronnel and Ryan. Friends, relatives and collegues are meeting at the walker inn restaurant, along Aga Khan Walk and in Mks at the Old Ttot Hotel daily from 6:00 pm for funeral arrangements. Burial will be on the 6/4/2013 at his fathers home in Muthetheni, Kyethivo, Machakos from 1:00 pm.. Kush you have fought a good ght a good ght you have nished the race and you have kept the faith.
Promotion To Glory
Daughter of the late Kipsiongok Arap Chumek and the late Tabarno Chumek. Sister of Walter, Rodha, Hellen, Joel, Jackson and Rachel. Beloved mother of Joyce Ruttoh, Nancy Togohm, Sarah Chirchir, Eric Chirchir, Bornice Keter, Charles Chirchir and Evelyn Muttai. Mother-in-law of Wilson Ruttoh, Charles Togohm, Philip Chirchir, Bernard Keter, Sharon Chirchir and Sammy Muttai. Grandmother of Winnie, Viola, Sandra, Terryanne, Sharon, Natasha, Nella, Nathan, Ruby, Abigail, Lynn, Deon, Ivana, Noela and Samantha.
Family and friends are meeting at the KK Restaurant from 5:30pm and also at her home in Ndaragwa, Nyahururu daily. The cortege will leave Nyahururu District Hospital Mortuary on Saturday 30 March, 2013 at 9:00am followed by the burial on the same day at her farm in Ndaragwa Scheme. Our dear mum, you fought a good ght, nished the race and kept the faith. (2 Tim:4:7-8)
Family and friends are meeting daily for funeral and burial arrangements at All Saints Cathedral from 5:30 p.m. Service will be held at Montezuma Monalisa Funeral Home tomorrow, Thursday, 28th March 2013 at 2.00 pm. The cortege leaves Montezuma Monalisa Funeral Home on 29th March 2013 at 9:00am followed by a funeral service at 2:00p.m. at Ngainet AIC Church. Burial will take place on Saturday 30th March 2013 at home Kabianga, Kericho.
In Gods hand you rest in peace , in our hearts you live forever.
Death has occured of Mzee Samuel Mbugua Kinyanjui (Mbugua wa Gikee). Son of the late Kinyanjui Kamau wa Kahira and the late Margaret Wanjiku on 23/3/2013. Husband of the late Hannah Njeri (Nyina wa Muchai) and Hannah Wangari. Brother of the late Eliud Kinyanjui, the late Virginia Wanjiru, Bilha Wangui, John Mungai and Mary Wairimu. Father of the late James Kinyanjui, Ernest Ndungu, Muchai Mbugua, Margaret Wanjiku, Eddah Wanjiru, the late John Mungai, Wallace Njenga, Virginia Wairimu, Naomi Nyambura Mwaura, Bilha Wangui, Hellen Wanjiru, Amos Kio, James Kinyanjui and Eliud Waruiru. Friends and relatives are meeting at his home at Gordom Village, Miharati, his former residence at Karura Village and Ndigithu Hotel, Ruiru. Burial will take place on Saturday 30/3/2013 at Gordom Village at Miharati starting from 11.30am.
Ten years have passed since you went to be with the lord. Though gone physically, we still cherish your unmatched strength, generosity and love. You remain a stellar pillar in our lives and an inspiration to many. Our fond memories of you remain etched in our hearts as we continue to cement your legacy.
In Loving Memory
Dad, thank you for bestowing upon us strong Christian values of love, grace, and forgiveness. Your compassion and humility are virtues Joseph Kibathi we strive to attain in our daily Kariuki (Joska) endeavours. You are dearly missed by your loving wife Scolastica, children, grandchildren, relatives and friends. A thanksgiving mass will be held on Easter Monday April 1st at our residence in Mutomo village, Kimunyu sublocaiion, Kiambu County starting at 12 noon. Friends and relatives are welcome. Dad, you lived a humble life; may your legacy be treasured forever.
(Mbugua wa Gikee)
Celebration of Life
In Loving Memory
We celebrate the life of our beloved father and Kuka the Late Bishop Dr. Wallace Opunga, who was promoted to glory on 19th March 2013. He was the Son of the late Otemba Omunabo and the late Maila Airo (Ebusakami Ikokwa, Bunyore). He was a loving husband of the late Rhodah Emali Opunga. He was one of the co-founders of P.E.F.A churches in Africa where he served with devotion. He was one of the National Bishops and member of the PEFA council elders. He was the brother of the late Rudolf, late Martha Apamo, the late ex-chief Essau Oluhano and Jacob Mutamba of Wekhomo P.A.G Church Bunyore. He was brother-in-law of Fred Sasi, James Onamu, Sarah Sudai, Lenah Kidini, Annah Ndege, Esther Barasa and the late Susan. He was the father of Floice Booke Mahiri (Kebare, Kuria East), Bishop Titus Opunga (Migori Worship Centre), Jaelyn Lukai, George, Stutsman, Lydiah Achieng (Atlanta, Ga.,U.S.A), Philip Kwendo, Matunda, Rev. Billy Opunga (Nairobi Pentecostal College), Nelly Okah, Kehancha, Kuria West, Wilberforce Lubukha (Migori), Rev. Benson Opunga (Lumakanda), Rev. Charles Opunga (Foursquare Church, Migori). He was the father-in-law of Bishop Robert M.C. Mahiri (Foursquare Church, Nairobi), Mathias Wankwe (Kuria West), Rev. Joel Nyauche, Migori, Rev. Jane Opunga, Migori, Pamela Kwendo, the Late Mary Billy, Annah Billy, Florence Oballa, Salome Lubukha and Agnes Okoth, Migori. He was grandfather of Lymah Achieng (Atlanta), Francis Netia, Nairobi, Lilian Mahiri- Zaja, Vice Chairperson I.E.B.C, Eng. Chacha Mahiri, Valentine Robi (U.S.A), Anyiso Titus, Rhodah, John, Victor and others (Migori), Flavia and Dennis Kwendo; Maila, Abel, Eva Obala, Edgar and others (Kitale), Rehema, Robi, Wankwe and others (Kuria) and Thomas Lubukha. He has left behind many great great grandchildren. The cortege will leave Cherangany Nursing Home Mortuary on 4th of April at 10.00 a.m for a Memorial Service at the Sinoko PEFA Church, Matunda. Burial will be held on Saturday 6th April at his farm, Nzoia Scheme, Sinoko Location, starting at 10.00 a.m. Surely goodness and mercy will follow me all the days of my life, and i shall dwell in the house of the Lord forever. Amen. Psalm 23:6
66 | Transition
It is with humble acceptance of Gods will that we announce the passing on of Deacon Jones Munyao Nzioka of ABC Muvuti on 20th March 2013 at Bishop Kioko Hospital. Husband of Rebecca Kasiva. Father of Rev. Julius Munyao of Redeemed Gospel Church, Dorothy (U.S.A). Jane Malu, Rose, Late Mumbua, Florence, Joshua, Mutuku, Regina, Kimeu, Muthini, Wanzau. Grandfather of Antony, Lillian, Faith Nzila, Grace, Junior, Kelvin, Victor, Daniel, Caleb, Mutinda, Mercy, Godwin, Garmariel, Nicholas, Munyao, Tabitha, Faith, Mumbua and shown. Great grand father of Noah, Thando Njoki. Brother of the Late Ndonye, Late Ndalamia, Late Nzisa, Late Wayua, late Maundu, Vilia, Mutunga and many others. Father in law of Faustin Malu, Pastor Josphat Muthama, Kyalo, Cresentia, Elizabeth and Mary. Uncle of Stephen, Deacon Ndalamia, Paul, Joyce, Nthenya, Josephine Mukulu, George, Gideon among others. The cottage leaves Machakos Funeral Home on 30th March 2013 at 8.30 a.m. for burial at uamani Village, muvuti location; Machakos county. The burial service starts at 11.00a.m. Deacon Jones! you have fought the good ght, nished the race and kept the faith. Rest in Peace.
Promotion to Glory
It is with humble acceptance of Gods will that we announce the passing on to glory of our beloved Humphrey Magana of the University of Nairobi on 23rd March 2013 at MP Shah Hospital after a long illness bravely borne. Son of the late Evans Magana and Anna Mbindu of Kirege Village, Chuka. Husband of Aileen Maregi of Kamiti Secondary School. Father of Nkonge Njiru, Stellah Kagendo of CB Richard Ellis and Susan Makena of U.o.N. Brother of Millicent, Nelson, Bessie, Henry, Erick and Lucy. Prayer and meetings are taking place at 5.30 pm daily at his home in BTL Ruiru, San Valencia Restaurant, Anniversary Towers and at his rural home in Kiamuriuki and Kirege village in Chuka.
You never said Im leaving You never said goodbye You were gone before we knew it and only God knows why. A million times we needed you, A million times we cried. If love alone could have saved you, You could have never died. In life we loved you dearly; in death we love you still. In our hearts you still live and no one could ever ll the void you left.
One year has gone by since you left. You are dearly missed by your sweetheart George, children Mitchie and Brian, all the family members and friends. To those who helped us in various ways during Bennahs sad demise, we are sincerely ever grateful, may God bless you abundantly. A memorial service will be held on Sunday 14th April at the gravesite in Kiomonso Village from 9.00 a.m. Bennah in Gods arms you rest, in our hearts you live forever
Funeral service and burial will take place on Wednesday 3rd April 2013 at his rural home in Kirege Village, Chuka, Tharaka Nithi County.
Humphrey Magana
It is with humble acceptance of Gods Will that we announce the sudden and tragic death of our beloved Joseph Ochieng Oketch on 24th March 2013 at Mater Hospital Nairobi following a mysterious death. Until his death he was working at Kenya Power Ltd and also a nal year engineering student at JKUAT University. He was the last born son of John Oketch Luodo and Mary Atieno Oketch of Ugenya Ukwala. Brother to Julia, Margaret, Donald, Agatha, Basil, Eng. Ouma (UK), Eng. Ochieng (Howard Humphreys), Mark Paul, Frederick, Christine (Spain) and Charles. Brother in law to Richard, George, Charles, Cesar Ibarra (Spain), Debora, Peninah, Betty (UK), Philister and Nancy. Cousin to the Aringos, Aumas and Didas. Uncle and grandfather to many. A funds raising will be held on Tuesday 2nd April 2013 at Garden Square Nairobi from 5:00 pm to defray funeral expenses. A requiem Mass will be held at Mater Hospital Chapel on Thursday 4th April 2013. The cortege leaves Mater Hospital Mortuary on Friday 5th April 2013 at 8am. Burial will be on Saturday 6th April 2013 at his fathers home in Karuoth Sigweng Ukwala of Siaya County. In Gods hands you rest; in our hearts you live forever Rest in Peace Ndugu!!
We regret to announce the sudden death of Harvey J.O Agumbah, that occurred on the 23rd Saturday 2013, following a traggic road accident along Mombasa road (belle-vue). He was a former lecturer at the University of Nairobi - School of Law. Husband of Josephine Onyango- Agumbah (Rusinga SchoolsNairobi). Father of Trevor Okoth (Newlight Academy) and Felicia Neema. He was the Son of Mzee Calleb Agumbah Ochanjo and Margaret Agumbah (KabonyoReru School), step-son of Pessilla, Philister among others. Brother of Benard, Dr. George Ogonji, Grace, Ken, Jenifer, Phillip, Zaddock, Deya, Robert, David among others. Son-in- law of the late Mzee Raphael Onyango Adera, formerly (NSSF-Nairobi) and the late Felistas Aloo Onyango, both (Kakrao- Migori). Brother-in-law of Billy, Paul, Noah Oketch, Mariam, Mary, Elizabeth, Beatrice, Roselyne, Charles, Sarah and David. Uncle of Alfred, Jesse, Fidel, Ivy, Ray, Ken, Musa among others Friends and relatives are meeting daily at Rozzette Restaurant, Harambee Plaza, Mezanine Flr and his home in Utawala- Spring eld.
We regret to announce the tragic death of Corporal Eustace Nturibi Mugambi of CID-Nakuru which occurred on the 23rd March 2013, while on duty in Kitale. He was the son of the late Mr. Francis Kithinji Mbuni and Mrs. Margaret Mugambi (Gachanka - Meru). Husband of Ruth Mwari (Nakuru), Father of Barney Kithinji and Fabian Kimathi. Brother of David Mugambi (Botswana), Jacqueline Kithinji (Botswana), Kiogora Mugambi (Advocate Meru). Uncle of Liz, Mitchelle & Jayden. Son in-law of Mr & Mrs. Mwongera MIbusania (Githongo - Meru). He was grandson of the late MMugambi and Rael (Gachanka) and Mr & Mrs. MIkiugu Kwingiyia (Ntugi Location). Nephew of the late Musa, Mrs Mary Kimathi, the late Kiome, Makena, Mrs Kigorwe, late Bundi, Florence, Mr & Mrs Bundi, Mr & Mrs Maitima, Mr & Mrs Gichuru, Mr & Mrs Mwongera, Mr & Mrs Mworia, Mr & Mrs Kinugu, Mr& Mrs Kimiti, Irene Kiugu, Mr & Mrs Mbaabu, Mr & Mrs Maingi, Mr & Mrs Gituma, Mr & Mrs Kiugu (Kibirichia Boys), Mr & Mrs Kithinji, Mr & Mrs Muriungi, Mr & Mrs Muthuri, Mr & Mrs Gikunda, Mr & Mrs Newton and Mrs Lilian Muriungi.
It is with deep sorrow and humble acceptance of Gods will that we announce the sudden death of Hon. Shadrack Amateshe Okato (TITO) on 16th March, 2013. Prior to his demise he was Ag. Chief Magistrate at Nyeri Law Courts. Beloved husband of Ruth B. Okato (formely of Amatebu Textiles Eldoret). Father of Denning Omungo (Mt. Kenya University), Evershed Anjere (Maasai Mara University) and Eziekiel Ogonji (Musingu High School). Son of the late Philip Okato and Emily Anindo. Brother of Ogonyo, the late Okiya, Okweto, Otachi, Chite, Omukala, Rumona, the late Andanje, Anyango and Achando. Uncle, friend and advisor of many. The cortege leaves St. Marys hospital mortuary Mumias, on Thursday 28th March, 2013 at 9.00 am for his Malakisi home Mwalie location in Bungoma West where he shall be laid to rest on Saturday 30th March, 2013. Contacts 0710-262823, 0732-490117. Dad in Gods arm you rest, in our hearts you remain forever.
There will be a fund raising to off- set funeral expenses and establish childrens education fund at the same venues on Wednesday 3rd April 2013, from 5.00 p.m and burial will be on 6th April 2013 in Kano- Kabonyo. MPESA no: 0721448193
Prayers and meetings are being held daily at his fathers home in Gachanka, Pig & Whistle Hotel Meru, and Kwetu Lodge Embu all starting at 5:30 p.m.The funeral service will be held at Gikumene Primary School Grounds on Saturday 30th March 2013 and burial will take place later at his fathers home in Gachanka. God bless you, Ribi. We love you and we always will.
It is with humble acceptance of Gods will that we announce the death of Sammy Njunge Kimani (Director of DEMT Kenya Enterprise Nakuru) and formerly of Sabena Supplies Kericho. He was husband of Dorcas Kimani, Son of Geoffrey Kimani Mwati (GK) of Murunyu Nakuru and the late Fracia Wairimu. Father of Fracia Wairimu (Tata Africa), Geoffrey Kimani (Masinde Muriru University) and Maureen Wanjiru (Blesco House School).
It is with great sadness but humble acceptable of Gods will that we announce the passing on of Maureen Kavenyi Musomba (formerly of Kenya Airways). She was daughter of Mr & Mrs Dishon Muindi Musomba (formerly of Survey of Kenya). Sister of Isaac, the late Esther, Beatrice and Malila. Aunty of Nelly, Lisa, Brando, Alvin and Joy. The cortege leaves Mater Hospital Mortuary on Monday Ist April 2013 for a requiem mass at the Mater Hospital Chapel at 10.00am thereafter burial at her fathers farm in Nzoweni - Mitaboni. Family and friends are meeting daily at Nyayo Estate (Embakasi) court 113/64 from 5:30pm.
Brother of Sackey Kimani (Naka, Nakuru), Fred Kimani (Equator Bottlers, Kisumu), Jane Njeri (Nrb) and Grace Kimani (White House, Nakuru).
It is with great sadness, we announce the passing away of Joseph Rutunu Macharia on 18th March 2013 In Mckinney (Texas-USA). He hails from Othaya, Nyeri. Loving husband of Anne Gathoni Rutunu (Texas), Loving father of Stella Nayla Rutunu (Saudi Arabia), late Martin Rutunu, Diana Rutunu (Germany), Angela Nkonu (Kenya) and Abu Rutunu (Texas). Son of the late William Macharia and late Haggar Nyatetu, Son-in law of the late Kabue Kariuki and Catherine Wangui. Brother of late Rahab Wangui, Jean Matu, David Wambugu, Christopher Gacheche, John Karegi, Hosea Muriuki, Leah Njoki, Anne Chege and Hellen Ngari. Brother in law of Charles Kariuki, Wanjiru Gitu, Gladwin Njoroge and Edward Njogu. Father-inlaw of Saud Karama,Tom Kimoi Mwibanda and Michael Kwame Nkonu. Loving Guka of Kairu and Eli Kimoi, A and Rutunu Nkonu, Saeed, Majid, Rowan and Hatim Karama amongst others. Uncle of many.
The cortege leaves War Memorial Hospital Mortuary on Friday 29th -03-2013 at 8.00 am, service and burial will take place at Nakuru North Cemetery thereafter. We loved you so much baba Kim but our dear Lord loved you more. Rest In Peace.
There will be a memorial service held tomorrow Friday, 29th March at 2.00 p.m. at Emmanuel Baptist Church, Kingara Rd off Gitanga Rd. The body will leave Nairobi from Umash Funeral Home at 7.30 a.m. on 30th Saturday for Gachami Village, Rukira Location, Othaya, Nyeri, where the burial will take place. Meetings are being held daily from 6.00 p.m. at Walkers Cafe, Re-insurance Plaza Nairobi. Well wishers can send their donations via Mpesa to 0700189595. The pain of our loss shows what you have given to us. You were beautiful and we have loved you more dearly than the spoken word can tell. Rest peacefully in some place green, some place nice, some place thats paradise.
There will be a fundraising to offset hospital bill on Saturday 30th March, 2013 at Nyayo Estate (Embakasi) court 113/64 at 5.00pm.
Maureen, Loved ones never die, they leave behind a legacy in our hearts that lives forever. AMEN!
It is with acceptance of Gods will that we announce the promotion to glory of Christine Wanjiku of Qatar Airways Nairobi, which occurred on 24th March 2013.
Promotion To Glory
We humbly accept and announce the death of Mzee Aram Otieno Ogonji Rangara which occurred on Tuesday 19th March 2013.
We announce the sudden death of Mzee Zebedy Ouna Obare Siaya county, Gem-Yala, Ulumbi Village. He was the husband of Joan and Jane Ouna. Brother of Nerry Ouma, Zadock Onyango, Enock Ouma, Lucia Atieno and the late Jacobo Ochola, the late Paul Otieno, the late Oripa, late Christabel Aluoch, late Dorsila Ondeje. He was the father of William, Walter, Patrick, Judith, Betsy, Eudia, Liz, Anne, Agrey, Tom, David, the late Roselyn Nyawade & John Maxwell Lumumba. Father in law of Lordivicus and Omollo-Ommollo, the Benson Owuor & Shadrack Obimo, Pamela, Eunice, Brenda, Elseba, Hellen, Kezia, Beth. Uncle of Edwin, Bella, Erick, DJ. Onyango, Ricks-Ja-yala, Jane, Patrick, Maurice Ken Odok, Willis and others. Grandfather of Joe, Evyln, Tina, Edwin, Maurice, Brenda, Oliver, Patty, Otis-jabunge, Felix, Fortune, Sten, Beryl, Rogy, Dick, July, Sharon, Shiela, Laurin, Shamim. We wish to express heartfelt gratitude to all relatives, friends whohave stood with us by way of prayers, text messege. The body will leaves Star Funeral Home, Kisumu on 29/03/13 for a funeral service to St John Anglican Church Ulumbi. Burial will be on 30/03/2013, Ulumbi Village, Gem-Yala. Dad may God rest your soul in peace, WuodObare. Till we meet again Amen Amen.
She was wife to Levis Onyango Yonga. Loving mother to Neema and Imani. Daughter of the Late Raphael and Mary Njogu. Daughter-in-law to Joseph and Judith Yonga. Sister of Joe Kaira (Meru), Rose Makena, Joyce Muthoni and Patrick Muhindi. Sisterin-law to Pauline Yonga, Kelvin Yonga and Timothy Yonga. Conrad Karume Christine Wanjiku and Florence Wanguku. Family and friends will meet today for prayers and funeral arrangements from 5:00pm. at the following venues: The All Saints Cathedral, Nairobi, at her Mothers Rural home PIAIKirinyaga South.
Son of the late Meshack Ogonji Rangara and the late mama Deborah Auma Ogonji of Nyabenge Village, Sakwa Kamauje. Husband of the late mama Monica Otieno and Caroline Otieno. Brother of Evans Owuor, the late Dan Achola, Phelgona Ndeda, Angelina Ngesa Agulu, the late Samuel Onyango, Dr. George Ogonji, Ruth Alaka, Sylvia Oluoch, Anna Odhiambo, Alice Kiteri. Father of Dr. Florence Diemo, Eng. Francis Rangara,Alice Ocholla, Eng. Charles Rangara, Dr. Nelly Rangara, Tabitha Omol and Pascal Omondi. Uncle of Patrick Ndeda, Peter Ogonji, Magret Atieno and Jackline Ogonji and many others. Grandfather of Fernando, Quinoya, Milton, Peggy, Princess, Peter, Isaiah, Sandra, Joan, Fred, Ian, Ivy, Lisa, Stephanie and Joel.
The cortege leaves Kibugi Funeral Home -Kutus on Saturday 30th March 2013 at 7.00am and thereafter a graveside service and burial will be held at 11:30am at Langata Cemetary. Christine, we loved you but God loved you more
The cortege will leave Matangwe Funeral home on Friday 29th March 2013, at 12.00 noon. Funeral service will be at All Saints ACK Nyabenge Church and on Saturday 30th March 2013 at his home in Nyabenge Village, Siaya County starting at 10.00am. In Gods hands you rest and in our hearts we cherish you forever. Rest in Eternal Peace.
Transition 67
In Loving Memory
She shall not grow old, as we that are left grow old; age shall not weary her, nor years condemn. At the going down of the sun and in the morning, we will remember her.
(Laurance Binyon)
It is with deep sorrow and humble acceptance of Gods will that we announce the death of Patrick Mbaka Iringo on 25th March 2013 at Family Medical Centre (Langata). Son of the late MMathaiya Nkondi and late Ciambai Nkondi. He was married Margaret, late Rachel and Jedline Ciarunci. Father of Stanley Gitonga, Irene Kanyua, James Kirimi, David Mugambi, Agnes Kageni, Benson Munene, Harison Kimathi, Alphan Muchangi and Loyford Mutegi. Brother of Francis Mutegi (Ngeleni), late Benjamin Njoka, late Amos Gitonga, Regina Ciambeere, Ciribesta Gatiiria, Riberata Kanyore, Beracia Ciamugere, Ciambura, Ciamati, Irene Mbaaru and Sabella Ciakirimo. Father in law of Scolastica Kanjiru, Paul Itirikia, Martha Kinya, Stella Karegi, Peter Mwangi, Veronica Karimi, Charity Kangai, Doreen Gacheri and Betty Murugi. Grandfather of Njeeri, Mawira, Pamela, Muriithi, Martin, Mutwiri, Karani, Mutugi and Mercy among others.
It is now one year since you went to be with the Lord. Your love humour, Cheer and kindness are dearly missed by your wife Juliet , Father Joseph Githinji Kamau, Your Mother Monicah Wangui Githinji ,Your Brothers Peter Kamau G., Paul Njenga G. , Simon Kiya G, Patrick Chege G. , Samwel Waweru G. ,Your Sisters Margaret Wairimu G., Grace Njeri G. and Mbancy Wanjiru G. We get Consolation from knowing that you are in a better place (Wathice) we will forever cherish your selshness, love and Jokes. The virtues you instilled in us shall ensure forever. Fondly remembered with lots of love by our loving wifes (Wamonicah) Wangari (Wachege) Ciru (Waweru), Cecilia (Wakiya) Njeri and (Wajose) Njeri There will be a memorial Services to be held at Mbuyu Home Kahuho village Ndaragwa Division conducted by his father (Pastor Wamagy) today, Thursday, 28th -3-2013 starting at 11.00 am thereafter unveiling of the cross at the Grave Site. All are invited to re-live Ibrahim Mwangi. Timothy -In Gods hands you rest, in our hearts you remain forever, Amen We love you but Gods love you more, Amen
1st Anniversary
Friends and relatives are meeting daily at Safari hotel (Meru), Mara Restaurant City Hall (Nairobi) and at his home Makeuni (Gitareni) for funeral arrangements. Cortege leaves Kenyatta University Funeral Home on Tuesday 2nd April 2013 at 7.00 a.m. Funeral service will be held at P.C.E.A St. Pauls Church (Cheera) at 12.00 noon followed by burial at his home Makeuni Village, Gitareni Sublocation. In Gods hands you rest in peace and in our hearts you remain forever, Dad
Fondly remembered by your loving husband, Samuel Kaboro, your daughter Angela Njeri, relatives, friends and business associates.
The Board of Governors, Parents, Teachers and Students of Joel Omino Secondary School, Kisumu wishes to announce the sudden death of the Board Chairman The Rev. Emmanuel Ogutu Madote of A.C.K Diocese of Maseno South, Obuya Parish. Son of the late Mzee Samson Madote and Mama Risper Seda Madote and Mama Roselida Madote of Nyakach Agoro. He was the husband to Mama Grace Adhiambo Ogutu of Jubilee Market Kisumu. Father of the late Moses Ogutu, Caroline Omondi (Gluk Ksm), the late Jackline Ogutu, Edwin Ogutu (KQ, Msa), Dorothy Madote (KCB,Nrb), Faith Ogutu (Good Year, Nrb) Elijah Ogutu and Victor Emmanuel (KCA, Ksm). Brother of the late Joash Nyamita, Julius Pedo, Jane and Ann Aomo, Caren, Aska, John and Rosemary. Son in law to the late Bishop Alfayo Anditi and Mama Dorina Anditi of Kano Kobura. Brother in law of the late Ziporah Nyamita, Caroline Nyamita, Sella Pedo, Daniel Anditi, Solomon Anditi among others. Father in law of Ken Otumba (Tysons Co. Ksm), Michael Wambedha (K.G.H.S) Salvador Ogacho (UNES, Nrb). Grandfather of Deidre, Candice, Glenda, Shantal,Vanessa, Emmanuela, Jayden, Bradley, baby Jackie and baby Emmanuel. Uncle of Gerishon, Tom, Milka, Augustine, Millie among others.
Promotion To Glory
The cortege leaves Star Hospital Mortuary on Friday 29th March, 2013 at 11 am followed by a funeral service at St. Stephens cathedral at 12.00noon. Burial will be on Saturday 30th March, 2013 at his home in Nyakach Agoro next to Pawtenge primary school. You have fought a good ght, you have nished the race and you have kept the faith.
We know you are in Gods hands for a good peaceful rest. Amen There will be a memorial service and unveiling of the cross at the grave side on 31st March 2013 at Mbau-ini, Kijabe Location, Lari constituency, Kiambu County.
Appreciation
Promotion To Glory
68 |
SPORT
REGIONAL SCHOOL GAMES| Soaring Shimba Hills girls score 339 basketball points in two matches
STARS TO GET SH250M FOR CUP CAMPAIGN Government pledges to help team in its march towards Brazil 2014. P. 71
himba Hills Secondary and Mombasa Baptist clash this morning in the boys basketball nal for the sole ticket to the National Secondary school Games as Mombasa region games come to an end at Kwale High School and Kwale Seminary grounds today. The two teams met in the preliminary round of their Group A match on Tuesday which Baptist comfortably won 63-48 to top the pool. It remains to be seen who will carry the day in this potential cracker of a match. In the semi-nals, Shimba Hills Secondary came from behind to beat stubborn St Georges High School, from Kili County 65-63 while Mombasa Baptist had easy time walloping Mazeras High School 6744 in the other semi-nal. In basketball Girls, Shimba Hills, who are in great form, hammered Ribe Girls 201-5. They later defeated Murray Girls High School 138-11 in the semi-nals. In netball, Shimba Hills made it to the nals with a deserved 69-08 win over kajembe Secondary from Mombasa. They will meet Franz Joseph Secondary from Mombasa who beat Mwakiwiwi from Taita Taveta county 36-27. New constitution In Rugby, it will be Shimo La Tewa from Mombasa County against St Georges High from Kili County in a tough looking nal. St Georges defeated Mwavumbo 36-07 while Shimo La Tewa beat Mkongani Secondary 46-03 in the other semi-nals. The Mombasa region games bring together counties of Mombasa, Kwale, Taita Taveta, Kilifi and Lamu County. Tana River County could not raise teams for the term one games following violence that rocked the region late last year that led to the displacement of several families. Following the promulgation of the
Mercyline Chesang (left) of Shimba Hills of Kwale County wins the ball under pressure from Winfred Maina of Mpeketoni Secondary of Lamu County in the Mombasa Region Championship Term One ball games at Kwale High yesterday. Shimba Hills won 84-0.
new constitution that created counties as administrative units in place of provinces Kenya Secondary Schools Games have also made changes creating Regional championship to replace the Provincial showdowns staged before. Only Coast Province which has been re named Mombasa region, Nyanza Province is now called Lake and Highland region and Northern Eastern region which is now Garisa region will remain with the same boundaries as before while the rest of the former provinces carry changes in the regions. Sti competition is expected to be seen at the regional level where schools which could otherwise have met at the national nals will have to sort themselves out at the regional level.
Either have the inclusion of new districts while other have had districts curved out of them . Nairobi Province will now be called Metropolitan region and has been expanded to include Kajiado dstrict curved out of the former Rift Valley, Makueni district and Machakos Districts curved out of the former Eastern Province. The former Western Province has been named Nzoia Region with the inclusion of West Pokot and Trans Nzoia districts formerly part of Rift Valley Province, the former Central province will be known as Abadares region with the inclusion of Laikipia formerly in Rift Valley while the former Rift Valley will be known as Nakuru region.
GOLF
Open champion Ernie Els will leave his favoured belly putter at home this week when he bids to become the rst winner of the $750,000 Chiangmai Golf Classic against a host of other top players at the Asian Tour event.
NBA
Spains victory over France in a World Cup Group I qualier held at Stade de France in Paris on Tuesday.
1-0
TENNIS
OLYMPICS
Brazils preparations for the World Cup and Olympic Games have run into further diculties after the authorities indenitely closed a Rio de Janeiro stadium because of roof problems.
Sport 69
GROUPS IN A GLANCE
2014 WORLD CUP QUALIFIERS | World champions oor France away to revive their dream
pain coach Vicente Del Bosque praised his team for their maturity after the world champions overcame nagging doubts in the wake of recent results to beat France 1-0 at the Stade de France. Pedro Rodriguez scored the only goal of the World Cup qualier just before the hour mark in the French capital as Spain leapfrogged Les Bleus back to the top of Group I. With three rounds of games remaining, Spain are now a point ahead of France again, just four days after conceding top spot when their 1-1 home draw with Finland was combined with France beating Georgia. Veteran coach Del Bosque was delighted with the performance, and also warned France that they may just have lost the chance to progress automatically to the nals. The important thing for us was to win the three points but the display of maturity by the players was also outstanding, he said. Dicult days The last few days have been quite difcult for us and the prospect of falling ve points behind France was very bad for the Spanish national team, so the players showed great maturity in every respect. We could have won by a greater margin but instead we had to suer and keep working until the very end, he added when asked if Spain should have won
1-0
Spains victory over France in a 2014 World Cup qualier against France in Paris on Tuesday night
France goalkeeper Hugo Lloris (left) desperately looks at the ball kicked by Spains forward Pedro (right) rolling in his net during the their 2014 World Cup qualier at the Stade de France in Paris on Tuesday. Spain won 1-0.
PHOTO I AFP
more comfortably after enjoying more than 75 percent of the possession. With only games against the groups lesser lights, Finland, Georgia and Belarus, remaining, Spain are in a ne position to go on and nish top of the table, and Del Bosque admitted that Tuesdays result could prove decisive come the end of the campaign. There are still three games to go in which we and France can both still slip up, he acknowledged. There is still time for anything to happen, but it is clear that France were in a very advantageous position at the start of the day. Del Bosque
was also pleased to see his team keep faith with their style despite the criticism which they have received in recent days since struggling against Finland. Against a much more attack-minded France team, this was a very dierent game. The hosts may have seen little of the ball, but they had chances, with Franck Ribery squandering their clearest opening when denied by Spain keeper Victor Valdes late in the rst half with the scores still level. Spain dominated possession but that is not a surprise, said the France coach. (AFP)
70 | Sport
TUSKER PREMIER LEAGUE | Red-hot Amuoka strikes a brace in thrilling clash at City Stadium
Joseph Njuguna and Anthony Teddy Akumu, but they could not hold the centre amicably. Gor found the going tough and could not match the well drilled soldiers who made rings around them in the early exchanges and chased after every ball. Logarusic sprung changes bringing in Kevin Ade Omondi for the injured Rama Salim whom had been the target of tough tackles from Ulinzis Eric Apul. After the break, Ulinzi who had locked out the mideld upped the antenna forcing the temperamental Kogalo tactician to bring in David Owino for Nasio and Yusuf Juma for Anguyo but his tactics failed to yield the desired results. Gors clear cut chance in the game presented itself in the rst half when Dan Sserunkuma found out Emuge with a neat chip from the edge of the box on the right wing only for Emuges header to go inches o the target. Redeemed themselves The Croat laid the blame squarely at his players for the loss. My players should know that they are beatable and the earlier they learn this he better, he said. In an earlier match played at the same venue 2009 champions Sofapaka had to rally from behind to salvage a point after settling for a 1-1 draw with Mathare United Mathare drew the rst blood at the hour mark when David Mwangi shook the net beating Sofapakas veteran shot stopper Duncan Ochieng. The Batoto Ba Mungu however got redemption from substitute Bob Mugalia who calmly slotted home in the 77th minute. Thee slum boys are yet to pick a win since the season began having fought to three draws and one loss.
Sofapakas Bob Mugalia celebrates after scoring against Mathare United during their Premier League clash with Mathare United at the City Stadium yesterday. They drew 1-1.
Sport 71
SHOW ME THE MONEY | PM Raila rewards players with cash tokens at a luncheon in Nairobi
Harambee Stars players during a luncheon hosted by Prime Minister Raila Odinga at Safari Park Hotel in Nairobi yesterday. Below: Stars players led by midelder Francis Kahata (second left) during the lunch.
I long for the day when I will watch the national soccer team square it out against Mexico or Argentina at the World Cup.
Prime Minister, Raila Odinga Sports MInister Ababu Namwamba with FKF chairman Sam Nyamweya among other guests sample the food at Safari Park Hotel.
MOHAMMED AMIN I NATION
DRAW
Pool A: Nyumbu (Kenya), Papa (Kenya), Victoria (Uganda), Kiboko (Kenya). Pool B: Ndovu (Kenya), Rwenzori (Uganda), Kengewe (Kenya), Mamba (Kenya).
TUSKER PREMIER LEAGUE Ulinzi Stars gun down Gor Mahia as Mathare United hold favoured Sofapaka at City Stadium. P.70
SPORT INSIDE
ROW | Legislators plan to amend the law to provide for separate commissions to tackle salaries
SCHOOL GAMES
851,000
532,000
Download free QR Readers from the web and scan this QR (Quick Response) code with your smart phone for pictures, videos and more stories.
Salaries commission chairperson Sarah Serem and her deputy Daniel Ogutu during a press conference in January.
the gazette notice of the Salaries and Remuneration Commission setting out the new pay. They argued that because it is subsidiary legislation , all they needed to do was just revoke it. The second step is to amend the Constitution to disband the SRC and give that mandate to other commissions. The third step will be to kick out Ms Serem and the commissioners, that is if the constitutional amendment fails.
FILE | NATION
Fear of backlash
Apart from Mr Jimmy Angwenyi, the MP-elect for Kitutu Chache North, none of the other MPs agreed to speak on record for fear of a backlash. Although the Jubilee Coalition leadership, through President-elect Uhuru Kenyatta and his deputy William Ruto, have said that they would push the wage bill down and pump more money into development projects, their troops appear to be pulling the rag from under their feet. The legislators said it seemed like Ms Serem set out to punish people
MONEY> INSIDE>
DN
FREE WITH YOUR DAILY NATION.
COVER STORY
25%
Percentage by which Nairobis property market grew in 2011, beating all global hotspots. If you want to buy a house, do it now. Time waits for no one. While the crime may have occurred many kilometres away, it oers lessons on the tricky business that is real estate. Some of the victims were eventually declared bankrupt by the banks for not settling any of their payments. Reports indicated that they had paid about 10 per cent deposit to the property agents and signed the agreement without the presence of lawyers (see Going It Alone, above). Even in Kenya today, buyers are being pushed to pay at least 10 per cent of the value of the property beforehand, sometimes without even seeing the property itself. It gets even more tricky when buying o-plan.
Waiting for the price to come down: Have you identied a property that you think suits your needs? Has someone told you it is a bit overpriced? Do you believe it is? They may be right. But unless the property is ridiculously priced, go ahead and buy it. The right time to buy a house is now , advise real estate specialRoger Mogusu GRAPHIC DESIGNERS: Nzisa Mulli, Andrew Anini, Dennis Makori, Alice Othieno, Michael Mosota, Ken Kusimba, Hassan Ibrahim, Benjamin Situma Joy Abisagi, Virginia Borura, Felix Miringu REPORTERS: Joy Wanja COVER GRAPHIC Dennis Makori
ists. And, unless there is a major bubble burst on the horizon, the price of that house you want to buy will have appreciated by a couple of thousands of shillings in the next few months. To understand how heady things look, all you need to do is study the Knight Frank 2011 Prime International Residential Index, which monitors price changes across the worlds best property markets (Nairobi is one of them), and which reports that Kenyas high-end market is ahead of all other
countries in the world in terms of growth and expected prot margins. Now, if you are interested in a low-end property, you might argue that this report does not cover your area of focus, but history has proven that a rise in high-end property prices results in a corresponding rise across all other levels as investors buy down. The Knight Frank report indicates that the value of Nairobis prime real estate grew by 25 per cent in 2011, and along the Kenyan coast by 20 per cent. That is higher than
GROUP EDITORIAL DIRECTOR: Joseph Odindo MANAGING EDITOR: Mutuma Mathiu ASSOCIATE EDITOR: Wambua Sammy FEATURES EDITOR: Bernard Mwinzi REVISE EDITOR: Mary Wasike PHOTOGRAPHIC EDITOR: Joan Pereruan GROUP DESIGN EDITOR : Kathleen Bogan CHIEF GRAPHIC DESIGNER:
is published every week by Nation Media Group Limited. It is distributed free with every Daily Nation. Unsolicited manuscripts, artwork, transparencies are submitted at the senders risk. While every care will be taken on receipt of such material, the Nation Media Group Limited cannot accept responsibility for accidental loss or damage. Nation Media Group Limited, 2009. All rights reserved.
DN
other major cities in the world, including Miami, which had a growth of 19.1 per cent; and London (12.1 per cent). Whatever you do, buy now! Thinking with your heart rather than head: The sink may be a killer, the bedrooms fabulous, but you are not just buying a sink or a bedroom. Look at the bigger picture. Evaluate every aspect of the house, bit by bit. Where is the house located? What is the pricing of other houses in the vicinity? Are there enough social amenities around? How about security? In a nutshell, think beyond what you see to what you do not see. A house, especially if bought for residency rather than business purposes, should present the prospect of a home immediately. It should not be just an imposing edice of brick and mortar, but a homely address that oers peace, tranquillity, value for money and, above all, that warm, cosy feeling that every home owner cherishes. Forgetting the hidden costs: The booming property market is creating a lot of interest, especially among the young middle class, in homeownership. However, many are shocked to learn midstream down the buying process that there are a myriad costs hidden beneath the welcoming faade of their dream homes. There are inspection and appraisal fees to pay, stamp duty to go the government, insurance costs if going the mortgage way, higher utility bills if you move to the wrong neighbourhood, valuation fees, legal fees the works. So, while many may be able to pay the 10 per cent of the sale value up-front, the hidden costs, which run into hundreds of thousands of shillings for a modest home, become a deterrent in the long run. Before you commit yourself through a sale agreement, make sure you have done the math right. Lawyers demand a 10 per cent cut on the deposit should you wish to withdraw from the deal, not to mention any other losses you may encounter in the process. Biting off more than you can chew: A wise man once said that the down side of being outrageous is that you have to go around explaining yourself to people. If you are too cocky, somebody
might just pull out a gun, cock it, and blow your face o. In the property business, you cannot be too cautious for nothing . Do not bite o more than you can chew to please your friends. Operate within your means, so if you cannot aord the house in Utawala, move further down to Ruai. You are setting yourself up for a lot of heartache and sleepless nights and auctioneer visits if you mortgage a house you can hardly aord. Employers insist that at least a third of your salary must remain intact after all statutory and loan deductions have been made, but sneaky, over-ambitious folks have a way of circumventing such restrictions. Also, think about any future inhibitions that may come your way, and whether, in the event that you lose your source of income, you will be able to sustain the loan repayments for at least a year as you seek other revenue streams. Falling for anything: While there is always a lot on oer in the market, you will soon discover that few of these units meet your tastes and preferences. The general rule is that you have to scout the market for at least a month before you settle on a particular house. Many have reported that their preferences had changed so much from the time they started searching for a house to the time they settled on one. You probably want to buy a at in Mlolongo, but you may discover that, ve kilometres away, an old but well-maintained bungalow sitting on half-an acre is going for almost the same price. While scouting the area, look for the tell-tale signs of a troubled neighbourhood; grati on the walls, abandoned jalopies on the streets, broken gates, crumbling homes the like. That tells you the kind of neighbours you will have. Also, once you identify a particular house of interest, visit it during dierent times of the day. It may be all peaceful and quiet during the day, but wait until the 14 teenagers next-door come home from college and turn up the decibels. Taking too long to commit: It has become standard for vendors to draft oer letters to prospective buyers, and also commonplace for those prospective buyers to take forever to commit legally and by paying a deposit to the deal.
If you have the money and are sure the deal is clean, commit at the appropriate time, usually within two weeks of receiving the oer letter and by paying the requisite deposit witnessed by a lawyer. After that, ask the vendor to take the property o the market to avoid gazumping, where the seller agrees to a higher oer despite a sale agreement being already in place. Many have discovered rather too late that, until papers and contracts and agreements and deeds have been exchanged, the deal is not yet sealed. Forgetting to inspect the house: If you are not careful, you may end up buying a tired house stripped bare of all ttings. Check whether the plumbing works, the ceiling needs replacement, the walls cry for a new coat of paint, or the roof is as leaky as a smugglers boat. Are the taps working? How about the door knobs and the doors themselves? The truth of the matter is that in the process of signing million-shilling sale agreements for houses that look superb in photos, many forget to carry out specic, thorough inspections of the houses they are buying. Eventually, they discover too late that they will have to spend another fortune to make the house habitable. Where possible, insist on a written list from the vendor of all the ttings that may require repair or outright replacement before signing the sale agreement. Then seek advice on how much it would cost you to carry out the repairs and who would meet the cost. Quoting too high: They are selling the house for Sh7 million, but you know they can go lower than that. So, how low can you wring them? Oering Sh4 million may attract jeers, while Sh6.9 will attract cheers. If you do not know how much to oer, consider seeking advice from professionals in the eld. Also, check how much similar properties in the area are fetching and use that as a guide. A time-tested way of going about it is to use the valuation report, which forms the basis of all mortgage calculations. You may, however, nd that the house is valued much lower or higher, in which case you will have to scout the neighbourhood, knock on doors, and peruse documents to know what is right and what is an absolute rip-o.
In the process of signing millionshilling sale agreements for houses that look superb in photos, many forget to carry out specic, thorough inspections of the houses they are buying. Eventually, they discover too late that they will have to spend another fortune to make the house habitable.
FILE | NATION
While scouting the area, look for the telltale signs of a troubled neighbourhood; grati on the walls, abandoned jalopies on the streets, broken gates, crumbling homes the like. That tells you the kind of neighbours you will have. Also, once you identify a particular house of interest, visit it during dierent times of the day. It may be all peaceful and quiet during the day, but wait until the 14 teenagers next door come home.
10
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TRENDS
a neutral backdrop against which I could then introduce colour. I chose modern-style furniture which we imported from Turkey, introducing smaller pieces with straight, elegant lines, to t the smaller spaces now created. Bright fabrics for the curtains, and some patterned fabrics for cushions and pillows gave each apartment an injection of colour. We threw down some area rugs and finished off the elegant makeover with some nice lighting. The result is a stunning, 21st century complex, perfectly suited for its clientele. Most of the company executives
The comforts of home, the eciency of a hotel, and the serene luxury of these dignied old buildings near the Arboretum seem to result in a dynamite combination.
and business travellers who stay here keep coming back. The comforts of home, the efficiency of a hotel, and the serene luxury of these dignied old buildings near the Arboretum seem to result in a dynamite combination. Wherever your residence is, you can now apply some of these top designer tips to transform your place without losing the charms of home. Shamla advises, Keep it simple and scout around; there is now plenty available locally.
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DECORATING
When deciding on the perfect spot to place a vase, go for an empty corner that needs a little styling.
Use the background of your home when choosing vases. If the wall paint shade is dark, then a white coloured ceramic vase with a light shimmering design would be ideal. Similarly, a contrasting coloured vase should be chosen if the wall paint is of a lighter shade. If a room has a lot of empty space, a big ceramic vase can be placed at the centre of the room or on a round table. For a smaller space, a small designed ceramic vase would look chic and stylish. The design on the vase may also match with the type of fabric on which it is placed. Ceramic flowerpots are eyecatching. There are wide varieties available in interior dcor stores, ower and plant nurseries, as well as pottery shops. These ceramics can also be an excellent theme for the garden. The large pots in sunny or shaded hues look attractive when placed at corners or at the entry of the garden. If one wishes to place ceramic pots in the garden, then the quality of the pots would certainly matter because these pots need to be highly durable and weather-resistant. Ancient Japanese ceramic vases are elegant and exquisite decorative pieces and highly popular. They came into being after the fabulous contributions of the legendary Japanese traditional
artists. Ancient Japanese pottery, commonly known as Sueki , is still common for interior decorations. The use of Sueki in early times (just as in traditional Africa) was to preserve commodities or as gifts during festivals and ceremonies. Bizen, the oldest Japanese wares that are hard, reddish brown in colour, and without glaze. Tamba, also known as Tanba , light in weight and more rened compared to Bizen, was also used, or replicas of these designs are available locally. Glazed ceramic vases and large urns are also an excellent way to add colour and interest to your gardens landscape. They add a punch of colour to what would have otherwise been dull corner. Big vases create an instant focal point. Collect them as you would works of art and display them proudly as you experiment with colour, size, shape, and materials. Large vessels can be practical too and can be used to hold umbrellas when placed next to your main door. One of the attractions of big vases is that they can be lled with more large decorative items. Tall reeds, dried owers, peacock feathers, willow branches, and uy prairie leaves. You are also free to do away with the oral details and let the vases shine on their own.
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TRENDS
BY IMMACULATE WAIRIMU
immawairimu@yahoo.com he rose is also known as, the queen of owers and rose water provides one of the most valuable elements of fine perfume. Their fragrance was valued by ancient Romans and used to scent rooms and as perfume after bathing. Cleopatra supposedly lled a room over a foot deep with rose petals while wooing Mark Anthony. The two main roses used in this era were the damask and gallica types. Prior to the Victorian era of the late 1800s, fragrance in owers was used for medicinal purposes or to hide odours. This period saw the use of owers in gardens for their pleasing fragrance. Today, creating a rose flower garden is a lesson in patience that is ultimately rewarding. All roses are beautiful, but to create a fragrant garden, determine the type to use, as contrary to popular belief, not all roses have a distinct fragrance. Some roses lack any kind of fragrance, and the ones that are fragrant oer a wide variety of scents. Most of them start out with something of a rosy scent, but you might be surprised at the additional aromas that exist in the rose world. You also have to determine where you want them to grow, as some are compact and will t into a narrow bed, while others are giant climbers and may grow into other plants and choke them. Rose perfumes, which were popular among the Romans and the Greeks, were extracted from the plants at night as the fragrance is strongest before sunrise. The two main species of roses used for perfume are the Rosa centifolia, found mostly in the South of France, and the Rosa damascene (damask
rose) located primarily in Arab countries. The damask rose is most widely grown for perfumery. The other seven main rose scents are nasturtium, orris (similar to violets), violets, apple, clove, and lemon. There are 26 other diverse but less common scents in roses that include honeysuckle, moss, hyacinth, honey, wine, marigold, peppers, parsley, and fruits such as raspberry. Generally, roses with the best scents have darker colours and thicker, and more abundant petals. Red and pink roses often smell like what is commonly known as the rose scent. White and yellows often smell of violets, nasturtium, and lemon, while orange roses often smell of fruits, violets, nasturtium, and clove. Many clove scent roses smell sweet and provide a refreshing feel that is somewhat spicy. Spices like clove and cinnamon oer an instantly homey scent and feel. Clove evaporates 36 times more slowly than citrus, so once you pick up a citrus scent it can disappear with the clove scent appearing later. A wonderful spicy scent and apricot yellow blooms is the Honey Perfume rose. Growing about three to four feet high and two to three feet wide, Honey Perfume makes a great specimen or low hedge. It also exhibits good rust and mildew resistance. Fragrant Cloud has a wonderful spicy aroma. It grows up to ve feet tall, is right at home as a hedge or in the back of a border or bed. Other spicy bloomers include Scent from Above, America, Sweet Intoxication, Westerland, Strike it Rich, and Lilian Austin. The Julia Child rose has golden four-inch blooms and quaint liqourice scent. It is also remarkably heat-tolerant and diseaseresistant, a plus in any garden.
Rose perfumes which were popular with the Romans and the Greeks, were extracted from the plants at night as the fragrance is strongest before sunrise
More licorice-scented roses include Summer Nights, Tahitian Sunset, Monkey Business, and Butter Cream. Double Delight is a hybrid tea rose with a long season of bloom and a sweet, spicy scent. It has
rich, creamy white to pale pink centre with deep, ruby edging. It is bushy and grows to about four to ve feet with a two to three foot spread. Double Delight shows good disease resistance, although less so in wet weather. If your style is inuenced by antique elements, go for the Melody Parfumee, a gorgeous dark lavender rose growing up to ve feet tall and four feet wide. It has ruy owers in clusters. More classic rose scent would be from Gertrude Jekyll, The Countryman, Falsta, Harlow Carr, and William Shakespeare. Memorial Day is arguably the front-runner for fragrance and another of the popular hybrid teas. Experts say one bloom perfumes almost an entire room. It is 5 inch
with clear pink blossoms and a lavender glow about them. The fragrance may be described as similar to the old-fashioned damask roses. Cutting stems are nice and long and the bushes are an especially good choice for hot climates. Fruity rose scents range from apple to citrus. They seem very fresh and clean and mix well with other scented flowers. Midas Touch, a strong yellow hybrid tea rose with 3- to 4-inch blooms is a smaller rose, growing only 3 feet tall and wide, so it is perfect for the front or middle parts of your owerbeds. Other fruity roses include Pink Promise, Olympiad, Enchanted Evening, and Wild Blue Yonder. Elle has a spicy, citrusy scent, is also a hybrid tea rose and displays above average disease resistance, especially to black spot and mildew. The blossoms are a soft, shell pink set o by glossy, dark green foliage. Moon Dance is a stunner by virtue of its colour and has a raspberry scent. White blooms with creamy centres appear, reaching heights up to 5 feet and widths up to 4 feet. More raspberry-scented roses include Alnwick and Madame Isaac Pereire. Light and sweet may sometimes be what you want as a scent. Classic, light and sweet, nothing overpowering or exotic. Geoff Hamilton is a great option with its baby-pink petals and classic rose form. It is disease-resistant and grows to 6 feet tall, so be sure to give it room in the back of your border. If you would rather have lightly scented roses, these are Hot Cocoa, Hot Tamale, Agatha Christie, and Angela Rippon.
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TRENDS
bamboo chairs, and a fruit bowl are also great options. One of the best ways to liven up your home is to ll it with owers. Fresh owers will only provide fragrance and beauty as well as create a festive atmosphere. You can arrange them in a vase and display them around your
house. Another cute idea would be to cut Easter owers short and put them in egg cups. Fresh cut yellow and pink owers would be perfect for Easter. Tulips, hyacinth, and daodils are especially appropriate. Roses, lilies, and other fragrant owers will also ignite the Easter mood.
Instead of just painting your Easter eggs in a solid colour, consider something more artistic. You can make multicoloured eggs by dipping dierent sides in dierent colours.
The cooked food business is one of the most popular in the slum. Many people do not cook in their houses. This has created massive business opportunities for people, especially women who cook and sell food to residents, said Kingori. The traders have stationed their businesses along all paths used by residents to ensure that they reach a larger number of potential customers. Most poor urban families in Kenya, particularly those living in Nairobis slums, consume food prepared on the street to save costs. A 2011 research by African Population and
Health Research (APHRC) indicated that food insecurity makes members of most households in slums turn to street food, which is cheaper. Prices per plate range sfrom Sh10 for githeri and chips to Sh30 for beef. Most residents nd the food pocket-friendly because one can buy any portion they want depending on the amount of money one has. People prefer to buy githeri or chips of lets say Sh20 and eat with their children. This helps them to save money because if they choose to cook, they will have to buy fuel, food, and cooking oil, which increases expenses, noted
Kingori adding that hygiene is a major problem. Beatrice Gitau, who sells food in the slum, says she sells everything by the end of the day. I cook two huge sufurias (cooking pots) of githeri each day. I sell from about 10am to 8.30pm. People buy the food in plenty. It is good business, she says. Other traders running various businesses in the slum shared similar experiences. Shopkeeper Antony Museu says as long as one understands the customers, one will not go astray. I know people in the area are low income earners. Thus, I sell all my stock in small quantities, starting from paran to sugar to milk and bread. This makes the goods accessible to many people, said Museu, who sells sugar and paran worth Sh10. One may think that some businesses may not thrive in the slum due to poverty, but mention any trade and you will nd it there. We spot a laundry shop, a gym, and a fresh fruit juice bar. These are businesses one may not expect to nd in the slum, but they are there and have been localised to serve resident needs, he said. It costs up to Sh80 to wash a heap of clothes at the laundry. The operator does not have a stateof-the-art washing machine,she uses her hands instead. The fact that water is a problem and most people go in search of work every day gives the laundry operator business, said Kingori. The situation is not any dierent in the neighbouring Korogocho and across the city in Kibera and other slum. I make at least three beds in a week and I sell all of them. Right now I have an order to make four beds and am still working on others. All of them will go, said carpenter Aphonse Ogutu, who runs a workshop in Viwandani slum. Each bed goes for Sh2,500. (Xhinua)
DN
Author: David G. Maillu
CHILDRENS CORNER
QUIZ
1. What is an atlas? 2. What the name of a baby bat? 3. What is
BEADS OF TEARS
CONTINUES TOMORROW
1. A book containing maps and other statistics relating to geographic regions. 2. Pup 3. The fear of going to school 4. The United Nations Secretary General 5. False. They dont have any 6. False. It was invented in India 7. The rose 8. 1945 9. The big apple 10.Jamaica
My face is beginning to look beautiful again, she replied. How can that be possible? Mother, why do you ask me that? Is there something you know about my condition? No, of course not. Arent you happy that I look better now? Salaa, stop those questions. What have you been doing to restore your beauty? Nothing!Are you using some kind of herb? No, Salaa replied. She knew too well that if she told the family her secret, they would demand to see the magic mirror then destroy it. When Milia and Ananaki saw Salaas face, they began to worry. On the other hand, Tindi was so happy for Salaa. It was widely known that when the sap of the euphorbia tree came in touch with
the skin, it left permanent marks. Now, how come the blemishes on Salaas face were fading? The girls were really shocked.Shall we sit back and watch her regain her beauty? asked Ananaki.Maybe we didnt pour enough sap on her, Milia replied, We poured plenty of it! said Ananaki. Milia warned, If we let her beauty return, we will remain the ugliest girls in the village. No one will want to look at us. In fact, it didnt take long before Salaas face was all clean again. She was beautiful. Milia and Ananaki could not stand this. They went to their mother and said, Mother, we must find a way of stopping this.How shall we stop it?
COLOUR ME
By KIRIMI ACHIENG
ANSWERS
money
FREE WITH YOUR DAILY NATION. March 28, 2013
Social entrepreneurs
A new breed of investors pursuing prot while addressing social and environmental challenges
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HAVE YOUR SAY
cash point
SOURCING FINANCES
Hi, I am a Kenyan aged 26 and employed. However, I have won a tender to supply 700 bags of maize per week to a milling company. A bag of maize is fetching a gross prot of Sh700, but raising the seed capital is the greatest challenge. My bank cannot help either because I need security to get a loan or the process is long. I wish I could get some venture capitalist for the deal. Kindly advise. Kubai
LET ME congratulate you for a job well done. Securing a tender is not an easy thing given the sti competition involved. There are various options that you can consider to secure the funds required to start the business and one of them is LPO nancing. This is a document sent to a supplier or vendor, authorising shipment of a product to the customer at a specied price and terms. The creation of a purchase order sets a legally binding contract which cannot be changed without the consent of both parties. LPO nancing is designed for growing businesses with little access to working capital and/or cash. One of the advantages of LPO is that you do not need any form of security, especially if it is from
into debt. It is also advantageous because, unlike bank nancing which relies on the credit worthiness of a business, as long as the supplier has good credit. Another institution that oers this service is Equity Bank. It nances the LPO at an agreed fee and commission but only applicable to customers who normally trade with reputable rms with good credit rating.
Miriam Mugure
recognised institutions such as The Youth Enterprise Development Fund (YEDF). Another institution is IndoAfrica Finance, through their indo-biashara product, which is a exible business loan that targets entrepreneurs and small/medium investors. It is designed to help you grow your startup into a larger and more sustainable entity. This allows businesses that cannot aord to full an order on their own to do so without going
___________________________ To contribute to this weeks topic: send your reactions to :- nancial makeover@ke.nationmedia.com
FINANCIAL MAKEOVER >> HAVING A SAVINGS PLAN ENABLES YOU TO PRESERVE YOUR CAPITAL
OPINION
Moses Korir, Research analyst Zimele Research.
IT TAKES a lot of courage to start and run a business. Setbacks are common for many startups and your experience is not unique. However, you should not be discouraged by these setbacks. What determines whether you succeed in business or not is a good understanding of the market you intend to get into. This requires extensive research and consultation, particularly from persons who have succeeded in that line of business. The fact that you are now in formal employment means that you will have limited time to concentrate on both your business and your job. You might consider engaging a competent person to run the school business. This is likely to add a strain on your nances. Therefore, the need to evaluate the prospects of the business vis-a-vis its strengths and weaknesses and its chances of success is important lest it turns into an exercise in futility. Your decision to invest in a unit trust is welcome since this would give
Check nancial pages of leading dailies for the yielding potential of unit trust funds.
FILE | NATION
you an opportunity to put your money into Treasury bonds and bills, listed shares, commercial paper, and corporate bonds. The benet is that it will not require your direct participation and eort, thereby sparing you time to focus on other things. This is because most of the tasks and choices are done by professionals in the realm of investment. However, it is good to understand the dierent forms of unit trusts which are tailored to meet varying investment objectives. The choice of which
unit trust fund to invest in largely depends on your objectives, which can be broadly classied under either income or growth. Having a savings plan enables you to preserve your capital while earning income by way of interest. With respect to growth, unit trust funds are also structured to enable you invest in appreciating assets such as shares of rms listed at the Nairobi Securities Exchange. Note that the funds are invested in multiple assets, therefore giving you an opportunity to diversify with a relatively smaller
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is published every week by the Nation Media Group Limited. It is distributed free with every Thursdays Daily Nation. Nation Media Group Limited, 2011. All rights reserved. Unsolicited manuscripts, artwork, transparencies are submitted at the senders risk. While every care will be taken on receipt of such material, the Nation Media Group Limited cannot accept responsibility for accidental loss or damage. Email money@ke.nationmedia.com
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Cover
As a social entrepreneur, I decided to set up a business that addresses social problems, meet local community needs, and to try to bring about change Social entrepreneur Ms Jacqueline Kiage
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pletiwa@gmail.com
nspired by the desire to ght poverty among the youth while rehabilitating the environment in northeastern Brazil, Ms Lillian Silva founded Acreditar, a youth-run micronance. Here, young entrepreneurs apply for loans by presenting business plans that focus on low environmental impact agriculture rather than sugar cane monoculture, which dominates the region. The organisation has supported over 600 small businesses in seven cities. In Thailand, Poonsap Suanmuang works with women in rural communities to create economic opportunities and prevent forest destruction. Through the Appropriate Technology Association, Poonsap trains weavers to recognise and group plants and trees that produce natural dyes. The women use these forest resources in an ecologically sustainable way to create naturally dyed, cloth-woven products. They then market the products and build relationships with customers. This approach also protects human health as chemical dyes can cause burns when handled poorly by workers besides leading to environmental pollution when dumped into rivers and lakes. More than 500 people in more than 20 villages work with Poonsap, providing women with additional income rather than relying only on remittances from their relatives in urban areas.
Mr Kefa Ronald, a social entrepreneur at Surelink oces. He has his sights set on the construction industry through his rm Centsible Homes Ltd, a company that makes interlocking bricks.
PHOTOS | COURTESY
Environmental degradation
The two businesswomen above are social entrepreneurs. These social entrepreneurs empower communities and individuals to address environmental degradation and strengthen their local economies, says a report from Ashoka Innovators, an organisation that promotes social entrepreneurship internationally. Just as business entrepreneurs create and transform huge industries, social entrepreneurs act as the change agents for society, seizing opportunities others miss in order to improve systems, invent and disseminate new approaches, and advance sustainable solutions that create social value. Unlike traditional investors, social entrepreneurs primarily seek to generate social value rather than prots. And unlike most non-prot organisations, their work is targeted not only towards immediate, small-scale effects, but rather sweeping long-term change. Social entrepreneurs identify resources where people only see problems. They view the villagers as the solution, not the passive beneciary.
They begin with the assumption of competence and unleash resources in the communities theyre serving, writes David Bornstein, author of How to Change the World: Social Entrepreneurs and the Power Of New Ideas. In Kenya, this idea is also developing as an increasing number of business people realise the importance of social entrepreneurship. A growing number of Kenyans are using their talents to start social enterprises whose focus is the environment, health and social care, enterprise development, and education. According to Mr David Cheboryot, a social enterprise trainer at Tangaza University College in Nairobi, social entrepreneurship is a growing sector
in Kenya which is producing both economic and social benets like creating jobs, providing training, and protecting the environment. If you are interested in setting up a social enterprise, your chances of success will depend on how resourceful you are. You must be committed to identifying new services or products that benet communities or society. You will need to nd innovative ways to deal with often complex social problems. You will need drive and determination, says the lecturer. Ms Jacqueline Kiage is one of this new group of investors. A programme manager and social enterprise devel-
Innovative ways
oper at Innovation Eye Centre Ltd, Ms Kiage says that acquiring basic skills in your line of business and doing research on the social needs of the people around you is a big step towards ensuring the nancial sustainability of the investment. As a social entrepreneur, I decided to set up a business that addresses social problems, meet local community needs, and to try to bring about change. However, I still use similar skills and principles that entrepreneurs in the mainstream business world use. To me, this is a good approach to business, she says. By creating something that is commercially successful, she said social entrepreneurs give something back
TRAINING
entrepreneurs skills and create sustainable enterprises through the establishment of a Master of Business Administration (MBA) course in global business and sustainability.
The MBA programme is a training camp for active and aspiring social entrepreneurs. It aids the entrepreneur to move from a concept to a complete and convincing business plan. We have trained about 38 social entrepreneurs and more are enrolling, says Mr David
Business plan
Cheboryot, a social enterprise trainer at Tangaza University College in Nairobi. However, not everyone can join the programme. He says that to qualify, one must have business experience or a strong business attitude, have an impacting idea of a new business or abe currently involved in the running of a small business. In addition, one must have a Bachelors degree from an accredited institution and must be a Kenyan citizen or resident in Kenya, procient in English, and experienced in the use of communication technology tools.
But just like any other kind of business, setting up a social entrepreneurship initiative is also a challenge. One has to consider nding resources, dealing with perhaps unfamiliar administrative tasks, and surviving until the business starts making income.
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WEALTH
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We have to produce them in large volumes because the target markets have, say, between 200 and 2,500 supermaarkets.
Muriuki Njeru
jmasinde@ke.nationmedia.com
BY JOSHUA MASINDE
uriuki Njeru has always been fascinated with handicrafts, especially those made out of Kisii soapstone. Mr Njeru, who studied electrical engineering in Germany on a government scholarship, says that products made from soapstone are popular, especially in Europe. His fascination with soapstone would later open doors for him to deal in export of African art products to Europe and US. I found soapstone products very interesting. I was fascinated by the beauty of the stone and the fact that many people would buy such products. After his rst degree, he pursued an advanced degree in computer science, then worked for information technology companies until 2005. In 2006, he and a friend established an IT rm to undertake research and development of healthcare products. Two years later, he moved back to Germany to help his wife run a gift items and handicrafts marketing company they had established years back. He said he knew many artisans back in Kenya who made the products but had no access to markets and depended on
brokers. Our part was to come in and find a way of professionalising the handicrafts business; its production, quality control, exporting, marketing. We have done it now on a serious basis since 2003, when we formed our marketing company here in Germany, Mr Njeru told Money. He said clients in the US would place orders for the handicrafts but there was no direct communication with the artisans or exposure by the people making it to such markets. So, we came in to facilitate the marketing of the products and work with the artisans in Kenya to design products that are relevant to the target markets. He said that before he began marketing artefacts full-time, he used to buy and stock them at home and many people who visited liked his collection. They would want to buy them or get contacts to enable them to buy their own. He saw a huge opportunity here and began commissioning artisans back in Kenya to make artefacts. In Tabaka, Kisii, famed for its soapstone deposits, he works with between 500 and 800 artisans. He also looks to mobilise about 500 sisal weavers in Kibwezi and Wamunyu to meet the rising demand for fabrics. When we came up with our own line of products, people began to place big orders, Mr Njeru said, adding that he supplies major supermarkets in the US, Europe, and Australia. We have to produce them in large volumes because the target markets have, say, between 200
and 2,500 super malls or supermarkets and, therefore, they are looking to buy a minimum of a 40-foot container full of the products, he said. He works with shipping lines with global networks to supply his merchandise to markets in Europe, America, Australia, and South America. He supplies two containers each month. He said he is satised with the way the business is doing and is targeting to generate a turnover of about Sh85 million ($1 million) this year. Mr Njeru says he used to receive many orders from southern Europe but that the market collapsed because of the eurozone crisis which eroded consumers purchasing power. However, other markets like
Eastern Europe and South America are showing great potential. Mr Njeru noted that the handicrafts and gift items are big business, but require innovation in product design and marketing. When you do gift items and market them as gift products, you will nd a huge market. But it lacks innovative suppliers, he said.
ADVICE TO ENTREPRENEURS
Although China and other Asian countries are posing sti competition and reaping big from this industry by supplying unique handicrafts to the global market, Mr Njeru urges budding entrepreneurs to be innovative. If you are not different, nobody will notice your product, he says.
A: IT is my considered opinion that you should get in touch with the insurance company directly rather than through their doctor. Putting your case plus the consultants re-
port to them will open dialogue that will lead to an amicable solution. Now, concerning the information in your query, I am curious as what the Sh500,000 which was paid to you could represent. If, as you say, the insurer contended that you were hospitalised on account of a pre-existing condition, then no claim would be payable under the medical insurance policy. So is the amount paid an ex-gratia payment or just a part of insurable loss? Or could it be representing a payout under a critical illness insurance extension to the main medical policy? This looks to me like it is the latter, in which case your experience illustrates an important lesson on why critical illness cover should be important for all of us to consider.
Even without the usual tell-tale warnings, a critical illness can attack anyone. Such diseases as stroke, cancer, heart disease, or multiple sclerosis are among critical illnesses that, once diagnosed, can precipitate sudden hospitalisation and long convalescent periods. Critical illness insurance cover provides a lump sum payment upon the diagnosis of any such illness. Although dread disease policies are available on a stand-alone basis, they are normally purchased in conjunction with life cover, personal accident, or medical insurance policies. One has to be clear about the insurers list of dread diseases covered under their policy as this may dier from company to company. A recent trend is the widening of the list of specied dread diseases to
include many medical conditions that could precipitate incapacity. With increased prevalence of degenerative diseases in our society, one requires little persuasion to purchase critical illness cover. Higher standards of living have resulted in alarming incidents of livelihood-related ailments, making healthcare concerns a vital consideration of any wise person. Age plays a critical role in this regard as risk of ill health increases with ones age. The lump sum benet from critical illness cover would come in handy to help meet a variety of contingencies. I emphasise that it is crucial to understand your insurers oering of this cover as it comes in various forms and conditions. For example, when critical illness cover is sold as a rider on a life
policy, there are policies that provide a reduced sum payable on death if there has been an earlier critical illness claim. This is why it is important to understand the conditions under which a critical illness claim becomes payable and its implications on the rest of your life insurance or other main cover. As for your medical insurance policy (the subject matter of the query), let me trust that by engaging the insurer directly, you will be able to resolve the issue. ISAAC NGARU
For questions or any aspect of insurance, write to isaac@ngaruassociat es.com
capital letters
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It took Kenya Power sometime to nd a transmitter of the same capacity of the one that used to serve you.
FILE | NATION
inconvenience caused by the disruption. We hope that the matter has now been settled. However, Capital Letters welcomes your concern as and when you deem necessary in future. I work with the OOP (Police) and therefore I am a member of the National Hospital Insurance Fund (NHIF). I made a refund claim of a hospital bill through the NHIF, Kisumu branch, and attached all necessary original documents as required. I was then instructed to check after a month. I left my contacts so that the oc-
THE FAULTY TRANSMITTER WAS REPLACED ON MARCH 3 THIS YEAR Yvonne Kawira
ers could alert me when the refund was ready. After well over a month without a reply, I visited the oces to make a follow-up and found that nothing had transpired. Hoping that something would be done soon, I kept on checking. Efforts to reach the ocers through a number I was given failed as my calls went unanswered. To date, I have not heard from them on the progress of my claim. Even if it was, dishonoured, I expected to be informed. Additionally, I need them to return my documents and original hospital receipts.
JOB OPENINGS
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enterprise
DURABILITY WIND TURBINES CAN RUN FOR OVER 20 YEARS IF MAINTAINED WELL
eokewo@ke.nationmedia.com
BY EVERLINE OKEWO
ing o-grid to enjoy the benets of power, he notes. He says that the main power grid serves just 18 per cent of Kenyas population, which means that an estimated 30 million people have to contend with environmentaldamaging fuels like kerosene, rewood, charcoal, diesel, and dry cell batteries. Mr Slaughter says renewable energy is an excellent option for people living o-grid since it is a comprehensive power solution that does not require an expensive, noisy, and polluting generator. With a turnover of Sh15 million from Sh1 million seed capital, the company has made great strides in commercialising small Kenyanmade wind turbines. The station has 15 employees. Mr Slaughter says the company has made 35 installations of renewable power stations in rural Kenya. Conversely, the wind turbines are designed based on the specific needs, budget, and site characteristics of the customer. He says the companys mission is to harness East Africas renewable energy using robust and aordable products to bring clean energy to homes, schools, hospitals, and businesses. According to engineer Alastair Smith, an expert working for the energy rm, water pumping in particular is of crucial importance for the Kenyan economy, especially in agriculture. Water pumping with solar and in some cases wind, can be extremely ecient and cost-eective. Once installed, the system requires no refuelling, which saves immensely on operating costs and logistical
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Naserian Primary School pupils in Kajiado County view the installation of a wind turbine.
EVERLINE OKEWO | NATION
SOME BENEFICIARIES Most of the installations have been done in the Kajiado and Narok areas, for instance Naserian Primary School in the Kapiti plains, which serves 289 pupils, and the Maasai Mara Cultural Centre in Merrueshi near Emali town, Makueni County. The wind turbine gives the centre energy for lighting and refrigeration. The Rift Valley Childrens Village is another beneciary.
challenges related to fuel transportation, he said. He says the systems are most useful in rural areas, where water is needed for domestic use and farming, but are not connected to the national grid. Increased deployment of such systems, he adds, would go a long way in achieving Kenyas development goals by increasing agricultural output, decreasing carbon emissions, and increasing renewable energy penetration. A key advantage of the wind turbines is that they can operate for more than 20 years if well maintained. The water pumps are reliable and designed to operate with
little or no maintenance and can run directly from the companys turbine without the need for battery backup. The wind turbines, he says, are more aordable than imports. Installation costs between Sh10,000 and Sh20,000, depending on size, type, and use. We deploy renewable energy technology to take advantage of resources such as solar and wind, which the region possesses in abundance, and in doing so we enable homeowners, communities, governments, and business to utilise clean and free sources of energy, says Mr Smith.
Current turnover in millions of shillings that WindGen Power East Africa has from its Sh1 million seed capital