ACKNOWLEDGEMENT

I am grateful to our institution DAYANANDA SAGAR ACADEMY OF TECHNOLOGY & MANAGEMENT with its very high ideals and inspirations for providing me with the opportunity and infrastructure to carry out the project successfully. I wish to express my sincere thanks to Dr. B.R Lakshmikantha, Principal of the college, for providing me with all the necessary facilities. I place on record, my sincere gratitude to Dr. K. Tharaka Rami Reddy, Head of The Department of Department of Management Studies for his timely advice and encouragement. I thank Mr. Divyesh Kumar, Asst. Professor, Department of Management Studies, I am extremely grateful and indebted to him for his expert, sincere and valuable guidance and encouragement extended to me. I am also thankful to Mr. Harinarayan (K S C A&R D BANK) for guiding me through out the project development.

I take this opportunity to record our sincere thanks to all the faculty members of the Department of Management Studies for their help and encouragement. I also think my parents for their unceasing encouragement and support.

I also place on record, my sense of gratitude to one and all who, directly or indirectly, have lent their helping hand in this venture.