GS 3545 STU LIVINPAY PLUS

SPECIAL PROMOTION WITHOUT MEDICAL CHECK UP FOR RM 44 OR RM 66 MONTHLY PREMIUM

SPECIAL FEATURES

Coverage until age 75 Same premium for all ages until 75 Cash (Accumulated Fund) withdrawal after 1 year (Accumulated Fund must be more than RM 200) Cash (AF) withdrawal can be done at any time for any amount ( RM10 fee for each withdrawal) Can continue insurance even after full withdrawal of cash (AF) Cash (AF) can be used to pay for future premium (Premium Holiday)

COVERAGE SCOPE

Natural Death Accidental Death Total Permanent Disability for Illnesses and Accident 36 Critical Illnesses Hospitalization and Daily Benefit Retirement Benefit Cash Withdrawal Benefit Premium Holiday Benefit Funeral Benefit

TABLE OF COVERAGE
BENEFIT MAXIMUN AGE OF PROTECTION

Death all causes Funeral Expenses Investment Return (maturity age) 36 Critical Illness Death due to accident (additional benefit) Government Hospital Cash Allowance Private Hospital Cash Allowance Medical Reimbursement (Private Hospital Only) Total Permanent Disablement (all causes) Total Permanent Disablement due to accident (additional benefit)

75 75 75 70 70 70 70 70 65 65

LIVIN PAY PLUS COVERAGE & HOSPITALIZATION BENEFIT

SCOPE OF COVERAGE MONTHLY PREMIUM

RM 44
36 CRITICAL ILLNESS NATURAL DEATH

RM 66 60,000 60,000

40,000 40,000

ACCIDENTAL DEATH
TPD DUE TO ILLNESS TPD DUE TO ACCIDENT GOVERNMENT HOSPITAL I. CASH PER DAY PRIVATE HOSPITAL I. CASH PER DAY II. REIMBURSEMENT FUNERAL EXPENSES

80,000
40,000 80,000 120

120,000
60,000 120,000 180

80 900
2,000

120 1,600
2,000

LIVIN PAY PLUS COVERAGE & HOSPITALIZATION BENEFIT

SCOPE OF COVERAGE MONTHLY PREMIUM

RM 132
36 CRITICAL ILLNESS NATURAL DEATH ACCIDENTAL DEATH TPD DUE TO ILLNESS

RM 212 200,000 200,000 400,000 200,000

RM 262 250,000 250,000 500,000 250,000

120,000 120,000 240,000 120,000

TPD DUE TO ACCIDENT

GOVERNMENT HOSPITAL I. CASH PER DAY

240,000
300

400,000
300

500,000
300

PRIVATE HOSPITAL I. CASH PER DAY II. REIMBURSEMENT

FUNERAL EXPENSES

240 3,600 2,000

240 3,600 2,000

240 3,600 2,000

ENTRY AGE
MEMBER : AGE 19-55 SPOUSE : AGE 19-55 CHILD : AGE 1MTH - 23

PROJECTION OF RETIREMENT BENEFIT AT AGE 75 @ RM 60 MONTHLY PREMIUM

Example Accumulate Fund ( Contoh Nilai Pulangan )

Tempoh Polisi

Jumlah Caruman

8% (RM) 1-20 Tahun 5.5% (RM) 21-30 Tahun 3 % (RM)

5 10 15 20 25 30

3,600 7,200 7,200 10,800 18,000 21,600

1,860 4,398 7,848 8,263 12,545 17,065

1,092 2,284 3,585 5,004 6,553 8,243

PAST PERFORMANCE OF LION BALANCED FUND

YEARS 2001 2002 2003 2004 2005 2006 2007 2008 PERFORMANCE 6.87 7.48 26.22 9.65 0.24 23.7 34.39 - 19.89

NOTE

If you have participated in Livin Pay or Dana Restu scheme, you are also eligible to join this scheme. You can claim from all 3 schemes (Livin Pay, Dana Restu and Livin Pay Plus) in full for all benefits provided in the 3 schemes

GS 3545 STU LIVINPAY PLUS DO NOT MISS OUT JOIN DURING THE PROMOTION PERIOD !

GS 3545 STU LIVINPAY PLUS

THANK YOU