SPECIAL POWER OF ATTORNEY (Loan w/ mortgage HDMF) KNOWN ALL MEN BY THESE PRESENTS: I, ______________________________, Filipino, of legal age,

, single/married, presently working in Taiwan with address at ______________________________________ and with residence at (Philippine address), do hereby name, constitute and appoint (name of Attorney inFact) with postal address at __________________________________________, Philippines to be my true and lawful Attorney-in-Fact for me and in my name, place and stead, to do any or all of the following acts, to wit: 1. To file, sign and execute housing loan application and mortgage contract in connection with my loan application from the HOME DEVELOPMENT MUTUAL FUND for a loan in any amount that may be approved by the said institution, offering as security for the payment of said loan the property covered by ( descriptiion of property) under such terms and conditions as my said ATTORNEYIN-FACT may deem proper and convenient; 2. To sign, execute, and deliver promissory note(s) in favor of the HOME DEVELOPMENT MUTUAL FUND, as well as other documents that may be required by the said institution in connection with the said loan; 3. To receive the proceeds of the promissory note(s) which my said ATTORNEY-IN-FACT may execute in connection with the mortgage contract relative thereto; 4. To encash, endorse or negotiate the check(s) that may be issued by the HOME DEVELOPMENT MUTUAL FUND in connection with said loan; HEREBY GIVING AND GRANTING unto my said ATTORNEY-IN-FACT full power and authority to do and perform all and every act and deed whatsoever requisite and necessary to be done in and about the premises, as fully as to all intents and purposes as I may or could lawfully do if personally present with all the power of substitution and revocation and HEREBY RATIFYING AND CONFIRMING all that my ATTORNEY-IN-FACT or his/her substitute can lawfully do or cause to be done by virtue thereof.

Page 2 SPA of ___________ in favor of ________________

IN WITNESS WHEREOF, I have hereunto affixed my hand this ______ day of _____________, at Taipei, Taiwan. (signature over printed name) Principal

(signature over printed name)

(If principal is married)

Attorneyin-Fact
(signature over printed name)

Husband/Wife Signed in the Presence of: _______________________ ___________________