Business Volume

Total
Assets
Deposits
& other
accounts
Advances
Investmen
ts
Marku/Ret
urn
earned
Profit
before
Taxation
Taxation
Current
Year
Prior Year
Profit
after
Taxation

2009
191,967

2008
172,373

2007
-

2006
-

2005
-

8,536,67
4

7,089,67
9

10,479,0
58

10,551,4
68

8,201,09
0

9,998,82 21,081,8 1,051,37

8
00
2
1,466,04 6,577,01 3,807,51
5
7
9
25,7780 17,77806 36,687,8
61
1
83

4,100,07
9
4,106,52
6
36,985,9
85

3,000,00
0
6,077,35
4
36,964,4
51

13,018,4 18,500,,6 21,308,0

87
70
35

21,876,5
66

23,154,9
45

4,611,35
9
4,096,07
2

7,341,25
7
6,492,96
6

7,703,30
5
7,659,64
8

Sources of Funds.

5,701,44
3
6,358,27
2

6,442,35
6
6,042,,4
73

2009

2008

2007

2006

2005

Liabilities

5,471,69
7

11,031,4
50

17,868,7
61

19,828,
228

23,057,7
31

Bills payable

298,780,
780

342,108,
243

410,485, 445,285
517 ,75

511,741,
878

Deposits and
other
accounts

8,536,67
4

7,089,67
9

10,479,0
58

10,551,
468

8,201,09
0

Sub-ordinates
loan

27,377,5
02

23,943,4
76

39,406,8
31

22,663,
840

44,662,0
88

Leadings to
financial
institutions

23,665,5
49

32,465,9
76

39,683,8
83

39,631,
219

38,774,8
71

Investment net

1,466,04
5

6,577,01
7

3,807,51
9

4,106,5
26

6,077,35
4

Borrowings

f) Generation of funds.
Mark up/
return/Intere
st earned

2009
200836,687,8
200736,985,9
2006 36,964,4
2005
25,7780
17,7780
61
61
83
85
51

Mark up/
return/Intere
st expenses

17,756,2
32

25,778,0 31,786,5
61
95

40,043,8 51,616,0
24
07

Non markup/ Interest

income

13,830,4
09

20,069,9 20,856,0
65
11

24,463,9 28,452,2
63
23

Non markup/ Interest

expenses

19,584,0
78

25,061,3 27,304,2
81
38

30,255,4 34,095,1
03
08

Income from
daeling

480,344

811,801

632,300

614,557

459,647

foreign
currencies
Dividend
income

2,448,95
0

2,311,23 2,634,61
5
0

2,866,72 3,331,85
9
6

g) Non markup interest Expence.

2009

2008

2007

2006

2005

Non markup/ Interest

expenses

19,584,0
78

25,061,3 27,304,2
81
38

30,255,4 34,095,1
03
08

Other
provision

6,459,49
0

6,482,59 5,426,11
2
6

7,546,87 10,107,1
6
89

sOther
charges

-72,740

11,411

-3743

10,120

142,824

Total nonmarkup
/interest
expenses

178,841

66,708

573,830

830,839

690,150

Profit before
Taxtation
taxtationCurrent year

13,018,4
87

18,500,6 21,308,0
70
35

21,876,5 23,154,9
66
45

prior year

4,611,35
9

5,701,44 6,442,35
3
6

7,341,25 7,703,30
7
5

(Rs In Million)
YEAR 2005
Cash & Balance

YEAR 2006

YEAR 2007

YEAR 2008

YEAR 2009

12320

18035

24745

30408

25751

16175

5777

19050

18419

15793

with other Banks

Lending to Fin.

Institutions.

Investments

57657

45269

47156

84151

84587

Advances

69949

119866

151705

178524

223640

2552

4721

6445

7549

11134

Fixed Assets