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  • Loan Calculator

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    Sumit Gupta
    31 Ansichten4 Seiten
    The document shows the amortization schedule for a loan of Rs. 200,000 taken at 11% interest rate over 12 months. It lists the EMI amount as Rs. 17,676.25. Each month's installment is applied first to pay interest accrued on the outstanding principal and the remaining amount goes towards reducing the principal. By the end of 12 months, the entire loan is paid off with the last installment in December 2013.

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    excel

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    The document shows the amortization schedule for a loan of Rs. 200,000 taken at 11% interest rate over 12 months. It lists the EMI amount as Rs. 17,676.25. Each month's installment is applied first to pay interest accrued on the outstanding principal and the remaining amount goes towards reducing the principal. By the end of 12 months, the entire loan is paid off with the last installment in December 2013.

    Copyright:

    Attribution Non-Commercial (BY-NC)
    Als XLSX, PDF, TXT herunterladen oder online auf Scribd lesen
    Markieren Sie unangemessene Inhalte
    31 Ansichten4 Seiten

    Loan Calculator

    Hochgeladen von

    Sumit Gupta
    The document shows the amortization schedule for a loan of Rs. 200,000 taken at 11% interest rate over 12 months. It lists the EMI amount as Rs. 17,676.25. Each month's installment is applied first to pay interest accrued on the outstanding principal and the remaining amount goes towards reducing the principal. By the end of 12 months, the entire loan is paid off with the last installment in December 2013.

    Copyright:

    Attribution Non-Commercial (BY-NC)
    Als XLSX, PDF, TXT herunterladen oder online auf Scribd lesen
    Markieren Sie unangemessene Inhalte
    von 4

    Total Loan Amount

    Rate
    Duration (in months)
    EMI

    200000
    11%
    12
    17,676.25

    Month
    Jan-13
    Feb-13
    Mar-13
    Apr-13
    May-13
    Jun-13
    Jul-13
    Aug-13
    Sep-13
    Oct-13
    Nov-13
    Dec-13
    Jan-14

    1
    2
    3
    4
    5
    6
    7
    8
    9
    10
    11
    12
    13

    Loan Disbursed
    100000

    40000

    60000

    Outstanding Interest
    Principal
    100000
    916.67 16,759.59
    83,240.41
    702.59 16,973.66
    66,266.76
    510.77 17,165.48
    49,101.27
    342.15 17,334.10
    71,767.17
    446.53 17,229.72
    54,537.45
    298.26 17,377.99
    37,159.46
    174.98 17,501.27
    19,658.18
    77.49 17,598.76
    62,059.42
    196.59 17,479.66
    44,579.77
    106.40 17,569.85
    27,009.91
    43.18 17,633.07
    9,376.84
    7.54 17,668.72
    - 8,291.88 #NUM!
    #NUM!

    Total Loan Amount


    Rate
    Duration (in months)
    EMI

    200000
    11%
    12
    17,676.25

    Month
    Jan-13
    Feb-13
    Mar-13
    Apr-13
    May-13
    Jun-13
    Jul-13
    Aug-13
    Sep-13
    Oct-13
    Nov-13
    Dec-13
    Jan-14

    1
    2
    3
    4
    5
    6
    7
    8
    9
    10
    11
    12
    13

    Outstanding
    200000
    184,157.00
    168,168.78
    152,033.99
    135,751.30
    119,319.36
    102,736.79
    86,002.21
    69,114.23
    52,071.45
    34,872.44
    17,515.77
    0.00

    Interest
    1,833.33
    1,688.11
    1,541.55
    1,393.64
    1,244.39
    1,093.76
    941.75
    788.35
    633.55
    477.32
    319.66
    160.56
    #NUM!

    Principal
    15,843.00
    15,988.23
    16,134.78
    16,282.69
    16,431.94
    16,582.57
    16,734.58
    16,887.98
    17,042.78
    17,199.01
    17,356.67
    17,515.77
    #NUM!

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