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possible angle. We will pay your hospital cash and reimburse your
disabled? Who would take care of your spouse and children in the
hospital, the hospital room, the surgery, the recovery, the list goes
enough, you then have to pay for the ambulance to take you to the
high, they will only add to the pain. As if the accident wasnt
traditional medical practitioner, we will pay for it. With us, if your be taken care of. In addition, if you seek outpatient treatment at
The Concept Of Takaful Takaful is a mutual assistance scheme where participants agree to help one another financially if a defined event were to happen to a fellow participant. To operationalize the spirit of solidarity and brotherhood, a portion of the premium (contribution) paid by each participant is accumulated in a common pool called the General Takaful Fund (Fund) on the basis of tabarru (donation). A participant who encounters an event defined in the takaful contract such as death or disability is eligible to claim financial aid from the Fund. This Fund is managed by Etiqa Takaful Berhad (Etiqa) on behalf of the participants.
PremierPA Plus is designed based on our customers feedback. We of qualifed children to be covered. Your contribution will not increase 3 schemes to cover you and everyone you love. Free Coverage For Children Snatch Theft Injury Coverage with the following extra benefits: Takaful PA Plus delivers more value and convenience to you provide you with high Permanent Disablement Benefits including Disability Income and Recovery Benefits. Our Death Benefits offer double indemnity as well as additional Compassionate Cash to family members, and Repatriation Benefits. regardless of the number of qualified children added.
Schemes Monthly
32.00 39.80
338.00 420.30
PremierPA Plus delivers more value and convenience to you with the following extra benefits: Snatch Theft Injury Coverage We go even further in ensuring you do not suffer more than you have to by paying for injuries sustained from snatch theft. Free Coverage For Children Under the Myself & Family scheme, there is no limit to the number of qualified children to be covered. Your premium will not increase regardless of the number of qualified children added.
that your loved ones are just as much a part of you. Choose from
Our personal accident plan does not stop at just you, as we know
With Takaful PA Plus, you can get all these benefits plus many more
Schemes
Monthly
Contribution (RM)
Yearly
Myself
19.90
210.00
Myself
With PremierPA Plus, you can get all of these benefits plus many
Under the Myself & Family scheme, there is no limit to the number have to by paying for injuries sustained from snatch theft. 41.00 33.00 20.50 433.00 348.50 216.50
24- Hour Protection Worldwide Guaranteed Premium and Renewal Money Back Guarantee More Guaranteed Assurance For You On-The-Spot Policy Issuance More Accepted Occupations Coverage That Saves More Than Lives No Medical Examination Required Auto Credit Of Claims & Premium Refund Hassle-Free AutoDebit to the age of 70. are paid, your policy is in force and renewal is guaranteed up The premiums will never increase. As long as your premiums days from your policy inception date. No questions asked. We will give you a full refund if you are not satisfied within 30 No trips to the doctors office, no needles and no pain.
* For Premium Refund only if premium is paid via credit card.
assured you will be protected by PremierPA Plus. No matter where you are, and at whatever time of the day, rest contract and get immediate protection. No waiting, just sign it, walk out the door with your policy Your application will be easily accepted as we accept more in yearly premium mode. scheme. Up to additional 12% savings when you choose to pay scheme. About 20% special discount for the Myself & Spouse Up to 50% savings when you apply for the Myself & Family authorised by you. to your Maybank Account (Current /Savings /Credit Card*) as Your claims or refunds of premium are automatically credited of premium mode, either monthly or yearly, free of charge. Account (Current /Savings /Credit Card) according to your choice Premiums can be automatically debited from your Maybank occupations compared to other plans.
Coverage That Saves More Than Lives Up to 50% savings when you apply for the Myself & Family scheme. About 20% special discount for the Myself & Spouse scheme. Up to additional 12% savings when you choose to pay in yearly contribution mode. More Accepted Occupations Your application will be easily accepted as we accept more occupations compared to other plans. Hassle-Free AutoDebit Contributions can be automatically debited from your Maybank Account (Current/Savings/Credit Card) according to your choice of contribution mode, either monthly or yearly, free of charge. Auto Credit Of Claims & Contribution Refund Your claims or refunds of contribution are automatically credited to your Maybank Account (Current/Savings /Credit Card*) as authorised by you.
* For Premium Refund only if premium is paid via credit card.
On-The-Spot Policy Issuance No waiting, just sign it, walk out the door with your policy contract and get immediate protection. No Medical Examination Required No trips to the doctors office, no needles and no pain.
More Guaranteed Assurance For You Money Back Guarantee We will give you a full refund if you are not satisfied within 30 days from your policy inception date. No questions asked. Guaranteed Contribution and Renewal Your contributions will never increase. As long as your contributions are paid, your policy is in force and renewal is guaranteed up to the age of 70. 24-Hour Protection Worldwide No matter where you are, and at whatever time of the day, rest assured you will be protected by Takaful PA Plus.
Charitable Fund At the end of each financial year, 20% of any profit arising in the General Takaful Fund attributable to this scheme will be donated to various charitable organisations for the purpose of Amal Jariah.
Description
40,000 100,000
10,000
200,000 iv) Any other toe iii) Any other finger or one big toe 3,000 7,500
iii) Any other finger or one big toe iv) Any other toe
a) Accidental Death Benefits i) Individual Occurring whilst taking public transport OR occurring outside Malaysia, Singapore and Brunei as a result of an accident ii) Individual Occurring locally as a result of an accident (Within Malaysia, Singapore and Brunei) b) Compassionate Cash 100,000
c) Repatriation Benefit Lump sum cash benefit to bring back mortal remains to home country (Malaysia, Singapore or Brunei) in the event of accidental death 3,000
Description
Lump sum cash benefit to the family in the event of accidental death
2,000
a) Total paralysis, complete insanity or injuries Being permanently bedridden as a result of an accident
150,000
50,000
c) Recovery Benefit To help pay for nursing care and purchase of life support equipment
Death Benefits
10,000
15,000
150,000
i) One thumb
22,500
a) Permanent Total Loss of sight of both eyes or use of both hands or both feet or combination of these
150,000
150,000
22,500
40,000
75,000
30,000
d) Permanent Total Loss of sight of one eye or use of one hand or leg
30,000
d) Permanent Total Loss of sight of one eye or use of one hand or leg
75,000
22,500
150,000
150,000
i) One thumb
22,500
a) Permanent Total Loss of sight of both eyes or use of both hands or both feet or combination of these
150,000
15,000
Death Benefits
c) Recovery Benefit To help pay for nursing care and purchase of life support equipment
i) Individual Occurring whilst taking public transport OR occurring outside Malaysia, Singapore and Brunei as a result of an accident
50,000
150,000
ii) Individual Occurring locally as a result of an accident (Within Malaysia, Singapore and Brunei)
a) Total paralysis, complete insanity or injuries Being permanently bedridden as a result of an accident
b) Compassionate Cash
c) Repatriation Benefit Lump sum cash benefit to the family in the event of accidental death 2,000
3,000
Lump sum cash benefit to bring back mortal remains to home country (Malaysia, Singapore or Brunei) in the event of accidental death
Underwritten by Mayban General Assurance Berhad (4157-A), a subsidiary of Malayan Banking Berhad (3813-K)
Description
Other Benefits
Description
of age who are not gainfully employed of an accident To reimburse the cost of ambulance services as a result hospitalised at a registered clinic/hospital as a result of To reimburse the actual cost of medical treatment when registered clinic/ hospital as a result of an accident Lump sum cash for your emergency treatment at a (With police report) Lump sum cash for injury caused by snatch thief to 100 days If hospitalised as a result of accidental injury, up cost of medical report) an accident (up to the maximum limit shown including
Other Benefits
a) Ambulance Fee (per accident) To reimburse the cost of ambulance services as a result of an accident up to 200
This plan is underwritten by Etiqa Takaful Berhad (266243D), (Formerly known as Mayban Takaful Berhad). You should satisfy yourself that this scheme will best serve your needs and that the contribution payable under the certificate is an amount you can afford. This brochure is not part of the takaful certificate. The precise benefits, terms and conditions and other details are available in the takaful certificate. You will be given a copy of the takaful certificate as proof of participation.
Dapatkan perlindungan.
Konsep Takaful Takaful merupakan skim bantuan bersama di mana peserta bersetuju untuk menghulurkan pertolongan secara kewangan sekiranya berlaku sesuatu peristiwa malang menimpa peserta yang lain. Pengendaliannya dijalankan melalui semangat perpaduan dan persaudaraan, di mana sebahagian daripada premium (sumbangan) yang dibayar oleh setiap peserta dikumpulkan di dalam Dana Takaful Am (Dana) berdasarkan kepada konsep tabarru (sumbangan). Peserta yang ditimpa sebarang peristiwa malang seperti yang disenaraikan di dalam perjanjian takaful seperti kematian atau hilang upaya adalah layak untuk menuntut bantuan kewangan daripada Dana tersebut. Dana ini diuruskan oleh Etiqa Takaful Berhad (Etiqa) bagi pihak peserta.
Anda bekerja seharian dan menerima pendapatan tetap. Memadai menampung kehidupan anda sekeluarga. Anda mungkin dapat menyimpan sedikit wang setiap bulan. Segalanya baik, asalkan tiada sesuatu yang buruk menimpa anda.
Kemalangan boleh berlaku di mana sahaja. Di jalan raya, tempat kerja malah di rumah sendiri. Kemalangan boleh berlaku kepada sesiapa jua, anda tidak terkecuali! Akibatnya mungkin membawa kepada kecederaan serius atau kematian. Pastinya, masalah seperti kos rawatan perubatan dan bil hospital akan membebankan anda dan keluarga. Memiliki skim kemalangan peribadi komprehensif yang melindungi anda dalam semua aspek mampu mengubah nasib anda. Ia pada asasnya membantu anda menangani masalah kewangan ketika anda amat memerlukannya. Memperkenalkan pelan Takaful PA Plus.
yang tinggi. Ini akan menambahkan lagi keperitan. Jika anda ditimpa
Jangan tunggu,
dan pelbagai lagi kos yang perlu ditanggung. Bagaimana pula jika
soal kewangan. yang disahkan, kami juga akan membiayainya. Dengan Maybank PremierPA Plus, jika anda ditimpa kemalangan, anda tak perlu risau
Jangan tunggu,
Dapatkan perlindungan.
Diri Sendiri
Skim
Di bawah skim Keluarga, tiada had jumlah bagi anak yang layak dibebani jika berlakunya kecederaan akibat kes ragut. Kami mengambil langkah untuk memastikan anda tidak terus
Bulanan
biarpun bilangan anak yang layak bertambah. untuk menerima perlindungan. Premium anda tidak bertambah 19.90 32.00 39.80
Premium (RM) Tahunan
Takaful PA Plus direka berasaskan maklum balas yang diberikan oleh para pelanggan. Kami menyediakan anda dengan Manfaat Hilang Upaya Kekal yang tinggi termasuk Manfaat Pendapatan Hilang Upaya dan Manfaat Pemulihan. Manfaat Kematian kami menawarkan perlindungan berganda serta Manfaat Ihsan Tunai untuk waris, dan Manfaat Penghantaran Balik Jenazah. Dengan Takaful PA Plus anda berpeluang menikmati segala manfaat ini serta pelbagai manfaat lain dengan bayaran premium bulanan serendah RM20.50!
338.00 210.00
420.30
Skim
Diri Sendiri Diri Sendiri & Pasangan Diri Sendiri & Keluarga
anda memilih untuk membayar premium secara tahunan. Lebih Banyak Sektor Pekerjaan Diterima Permohonan anda akan lebih mudah diterima kerana lebih banyak sektor pekerjaan diterima berbanding pelan-pelan lain. AutoDebit Yang Mudah Bayaran premium boleh dibuat secara AutoDebit daripada Akaun Maybank anda (Semasa/ Simpanan/ Kad Kredit) mengikut kaedah pilihan anda, sama ada bulanan atau tahunan. Auto Kredit Tuntutan Dan Bayaran Balik Premium Tuntutan atau bayaran balik premium anda akan dikreditkan secara automatik ke dalam Akaun Maybank (Semasa/Simpanan/ Kad Kredit*) yang anda benarkan.
* Untuk Bayaran Balik Premium jika premium dibayar menerusi kad kredit.
Penerimaan Polisi Serta-merta Tidak perlu menunggu, hanya tandatangan dan anda akan diberi polisi kontrak dengan perlindungan serta-merta. Tiada Pemeriksaan Kesihatan Diperlukan Tidak perlu bertemu doktor, tiada suntikan dan tanpa sebarang masalah. Tiada Pemeriksaan Kesihatan Diperlukan Tidak perlu bertemu doktor, tiada suntikan dan tanpa sebarang masalah.
Lebih Jaminan Perlindungan Untuk Anda Jaminan Pemulangan Wang Kami akan membuat pulangan penuh jika anda tidak berpuas hati dalam tempoh 30 hari daripada tarikh permulaan perlindungan polisi anda. Tanpa soalan. Premium Dan Pembaharuan Dijamin Premium tidak akan dinaikkan. Dan selagi premium anda dibayar, polisi anda adalah berkuat kuasa dan pembaharuan dijamin sehingga anda berusia 70 tahun. Perlindungan 24 Jam Seluruh Dunia Tidak kira di mana anda berada, setiap masa, setiap ketika anda sentiasa akan mendapat perlindungan daripada PremierPA Plus.
Dana Amal
keuntungan yang diperolehi oleh Dana Takaful Am yang berpunca AutoDebit Yang Mudah Tidak kira di mana anda berada, setiap masa, setiap ketika anda dijamin sehingga anda berusia 70 tahun. dibayar, polisi anda adalah berkuat kuasa dan pembaharuan Sumbangan tidak akan dinaikkan. Selagi sumbangan anda polisi anda. Tanpa soalan. dalam tempoh 30 hari daripada tarikh permulaan perlindungan Kami akan membuat pulangan penuh jika anda tidak berpuas hati
* Untuk Bayaran Balik Sumbangan jika sumbangan dibayar menerusi kad kredit.
daripada skim ini akan disumbangkan kepada pelbagai pertubuhan Sumbangan boleh dibuat secara AutoDebit daripada Akaun Maybank polisi kontrak dengan perlindungan serta-merta. Tidak perlu menunggu, hanya tandatangan dan anda akan diberi Kad Kredit*) yang anda benarkan. secara automatik ke dalam Akaun Maybank (Semasa/Simpanan/ Tuntutan atau bayaran balik sumbangan anda akan dikreditkan sektor pekerjaan diterima berbanding pelan-pelan lain. Permohonan anda akan lebih mudah diterima kerana lebih banyak sentiasa akan mendapat perlindungan daripada Takaful PA Plus. anda (Semasa/Simpanan/Kad Kredit) mengikut kaedah pilihan anda, sama ada bulanan atau tahunan.
c) Manfaat Penghantaran Jenazah Manfaat tunai sekali gus untuk membawa balik jenazah kembali ke negara asal (Malaysia, Singapura atau Brunei) jika berlaku kematian akibat kemalangan a) Manfaat Kematian Akibat Kemalangan i) Individu Berlaku ketika menggunakan pengangkutan awam ATAU berlaku di luar Malaysia, Singapura dan Brunei akibat kemalangan
Manfaat Kematian
g) Hilang Keseluruhan Kekal penggunaan atau kehilangan oleh pemotongan:i) Satu ibu jari ii) Satu jari telunjuk iii) Sebarang jari lain atau satu ibu jari kaki iv) Sebarang jari kaki lain
f) Hilang Keseluruhan Kekal penggunaan bahu, siku, lutut, buku lali atau pergelangan tangan
d) Hilang Keseluruhan Kekal daya penglihatan sebelah mata atau menggunakan sebelah tangan atau kaki
a) Hilang Keseluruhan Kekal daya penglihatan kedua-dua belah mata atau menggunakan tangan atau kaki atau gabungan kesemua ini
c) Manfaat Pemulihan Untuk membayar kos penjagaan dan membeli peralatan bantuan hayat
b) Hilang Upaya Mencari Pendapatan Untuk menyediakan perbelanjaan sara hidup sepanjang tempoh kritikal
a) Lumpuh keseluruhan, kecacatan mental atau kecederaan sepenuhnya Terlantar kekal akibat kemalangan
b) Ihsan Tunai Manfaat tunai sekali gus kepada waris jika berlaku kematian akibat kemalangan Manfaat ii) Individu Berlaku setempat akibat kemalangan (Di Malaysia, Singapura dan Brunei)
100,000
150,000
150,000
150,000
200,000
150,000
50,000
22,500
30,000
75,000
10,000
40,000
3,000 2,000
10,000 200,000
Manfaat Kematian
a) Manfaat Kematian Akibat Kemalangan i) Individu Berlaku ketika menggunakan pengangkutan awam ATAU berlaku di luar Malaysia, Singapura dan Brunei akibat kemalangan ii) Individu Berlaku setempat akibat kemalangan (Di Malaysia, Singapura dan Brunei) b) Ihsan Tunai Manfaat tunai sekali gus kepada waris jika berlaku kematian akibat kemalangan c) Manfaat Penghantaran Jenazah Manfaat tunai sekali gus untuk membawa balik jenazah kembali ke negara asal (Malaysia, Singapura atau Brunei) jika berlaku kematian akibat kemalangan 100,000
50,000
2,000
3,000
Manfaat
a) Pembayaran Balik Perbelanjaan Perubatan Untuk membayar balik kos rawatan perubatan sebenar akibat kemalangan apabila dimasukkan ke hospital di klinik/ hospital berdaftar (sehingga had maksimum yang ditunjukkan termasuk kos laporan perubatan) b) Manfaat Tunai Ketika Di Hospital (setiap kemalangan) Jika dimasukkan ke hospital kerana cedera akibat kemalangan, sehingga 100 hari 100 sehari Sehingga 1,000
Manfaat Lain
a) Bayaran Ambulans (setiap kemalangan) Untuk membayar balik kos perkhidmatan ambulans semasa kemalangan Sehingga Sehingga 1,000 200
a) Anak yang belum berkahwin melebihi 1 bulan tetapi di bawah 25 tahun yang belum bekerja b) Anak yang belum berkahwin berumur 18 hingga 25 tahun yang belum bekerja dan masih menuntut sepenuh masa di institut pengajian tinggi
25% bagi semua 150 manfaat di atas (Setiap Seorang 100 Anak)
Pelan ini ditaja jamin oleh Etiqa Takaful Berhad (266243-D) (Dahulu dikenali sebagai Mayban Takaful Berhad). Pastikan anda berpuas hati dengan skim ini untuk memenuhi keperluan anda dan bayaran sumbangan yang akan dibuat adalah di dalam kemampuan anda. Risalah ini bukanlah sebahagian daripada Sijil Takaful. Butir-butir khusus manfaat, syarat-syarat dan peraturan serta butir-butir yang lain ada terdapat di dalam Sijil Takaful. Sebagai bukti penyertaan, anda akan diberikan salinan Sijil Takaful.
Ditaja jamin oleh Mayban General Assurance Berhad (4157-A), ahli kumpulan Malayan Banking Berhad (3813-K)
Manfaat Lain
Manfaat
yang belum bekerja dan masih menuntut sepenuh masa di sehingga 100 hari (berserta laporan polis) Bayaran tunai sekali gus bagi kecederaan akibat kes ragut 25 tahun yang belum bekerja kemalangan Untuk membayar balik kos perkhidmatan ambulans semasa berdaftar (sehingga had maksimum yang ditunjukkan dalam kemalangan apabila dimasukkan ke hospital di klinik/hospital Untuk membayar balik kos rawatan perubatan sebenar akibat kemalangan di klinik/hospital yang berdaftar Bayaran tunai sekali gus untuk rawatan kecemasan akibat
25% bagi
Sehingga
(4157-A)
(3813-K)