Beruflich Dokumente
Kultur Dokumente
z L ljVp fh-ql
p-oSeL fhl g-m Sau pu 29.18 nawn bL hs 29.51 nawn quRz Na hR-ll ameu hplLl
he-uN 20.04 nawn b-L e-j 18.99 nawn q-u-Rz L plLl he-uN 6.50 nawn b-L h-s 7.85 naw-n
Ea q-u-Rz aC jV he-uN 2011-12 AbhR-ll 26.54 nawn b-L pje h f-u 26.84 a fy-R-Rz
Na 2011-12 AbhR-l hoL Ns jmga Rm 10.62 nawnz Hpju jmax ASaL hS-l Sme am J
McfZl EQjm, Aevfcenm Ma Aal GZl fhq jmgaa ijL l-M-Rz a-h haj-e jmgal Qf
L-j H-p-Rz f-uV-V-fuV ia jmgal ql
2013 j-p 7.93 naw-n cys-u-R k Hfm 2012-H Rm
9.93 nawn z Qma AbhR-l Hfm fk Ns jmga (hoL Ns) cys-u-R 7.85 nawn, Na AbhR-ll HLC pj-u H
ql Rm 10.99 nawnz Hpj-u Mc-jmga anm l-u-R J Mc-hqia jmga 13.77 nawn b-L qp f-u
9.0 naw-n cys-u-Rz
lS BqlZl pwnda mrj Qma 2012-13 AbhR-l edlZ Ll qu 1,39,670 LV VL (SXf'l 13.46
nawn)z kl j-d HehAl Ll lS 1,12,259 LV VL (SXf'l 10.82 nawn)z HehAl hqia Ll lS
4,565 LV VL (SXf'l 0.44 nawn) Hhw Ll hqia lS 22,846 LV VL (SXf'l 2.2 nawn)z mrjl
hfl-a fbj eu j-p (jQ 2013 fk) Aqla q-u-R HehAl Ll lS 72,308 LV VL, HehAl-hqia Ll
lS 75,208 LV VL Hhw Ll hqia lS 16,400 LV VLz phLi-h fbj eu j-p jV lS Aqla q-u-R
91,608 LV VL, k Na AbhR-ll HLC pj-ul jV lS AqlZ (81,511
) A-fr 12.4 nawn hnz
Qma AbhR-ll jQ jp fk HehAl Ll lS Aql-Zl fh q-u-R 14.28 nawn, fhha AbhR-ll HLC pj-u
fh q-uRm 18.13 nawnz MaiL fh quR (
2013 fk) - Ajce : 2.8 nawn,
fu-u
jm pw-kSe Ll: 12.02 nawn; Ajce fk-u pflL : -0.76 nawn, eu fk-u jm pw-kSe Ll: 19.76
nawn, eu fk-u pflL : 2.67 nawn Hhw BuLl: 30.85 nawnz Ajcel fh qp fJuu Ajce
M-a lS AqlZ qp f-u-Rz HRs, Ll fnp-e faeL pwl, L-ll AJa h J Ll fc-e Sep-Qea
hl mr fQlZ Lkjpq Ll hhfeu AVjne, hLf hld efl hh fhae , iV ACe 2012 fZue
Cacl g-m eu fk-u Ll-lS AqlZ h-no L-l AuLl M-a lS Aql-Z E-M-kN fh q-u-Rz SmC-jQ,
2013 fk HehAl-hqia Ll-lS Aql-Zl fh 13.98 nawn Hhw Ll-hqia lS Aql-Zl fh q-u-R 4.52
nawn k fhha hR-l 54.48 nawn Rm z jma VmLj M-al V-S jhCm mC-pp ehue g hhc Ab Sj qJu
Ll-hqia M-a lS Aql-Zl H fh ASa quz Qma AbhRl Ll-hqia lSl fh Na AbhR-ll fhl
ameu Lj q-u-Rz
plLl hu
Qma AbhR-ll pw-nda hSV jV hu fme Ll q-u-R 1,89,326 LV VL (SXf'l 18.2 nawn), kl j-d
Aeue hu 1,10,705 LV VL (SXf'l 10.0 nawn) Hhw hoL Eue LjpQ hu 57,575 LV VL (SXf'l
5.6 nawn)z hoL Eue LjpQ-a hlLa hcnL pqual hu poSeL e qJuu jm HXf hu 60,137
LV VL q-a pwnda HXfa fme LRV qp Ll q-u-Rz hcv J Sme M-a ia L hu kLLlZ Lll
g-m Aeue h-S-Vl pw-nda hlJ jm h-SV (1,11,675 LV VL) q-a qp f-u-Rz hfp Hl AeL-m Sme
ia L h fJuu phL ia L hl LRV h-s-R z a-h phLih pwnda hSV fme jm h-SV q-a 1.2
nawn qp f-u-Rz pjuL qph Aeuu AbhR-ll jQ fk -jV hu q-u-R 97,001 LV VL, kl j-d Aeue
hu 68,355 LV VL Hhw hoL Eue LjpQ hu 19,975 LV VLz
h-SV ilpj J Abue
2012-13 AbhRl jm hSV OVa fme Ll quR 46,024 LV VL, k SXf'l 4.4 nawnz pw-nda h-S-V
OVa qp f-u cys-u-R 43,937 LV VL (SXf'l 4.2 nawn)z OVa Abu-e h-cnL Evp q-a 11,903 LV
VL (SXf'l 1.1 nawn) Hhw AilZ Evp b-L 31,711 LV VL (SXf'l 3.1 nawn) pwel mrj
edlZ Ll q-u-Rz
AbL Ma
Inclusive growth
(Narrow Money-M1)
Money-M2
Broad
intermediation spread
digit
lower single
2008-09
b-L hn Abea hl-u Apl p-b p-b hwm-c-nl le Ma Na 2010-11
AbhR-l pct Ah-e fy-R
le fh q-u-R fhha AbhR-ll ameu 41.47 nawnz a-h hwm-c-nl fde
le hSl-kb CEl Aml phij GZ pjpl gm p AbL pwL-Vl fih hwm-c-nl le hZ-Sl Jfl
f-s-Rz
f-Zl hjMLlZ J eae hSl A-eo-Zl Se Ca:f-h Ooa f-Zce f-L-S EMa New Market
Exploration Assistance-Hl AJau Eccl hda pqua fce Ahqa luRz Cajd eae hSl qph
Sfe, -Llu, crZ AgL J al- hwm-c-nl f-Zl lel hSl p q-u-Rz
2011-12 AbhR-ll fbj eu j-p (SmC-jQ, 2012) Ajce hu 11.22 nawn h f-u 26944.5 jmue jLe
Xm-l
Lj lafZ fZl Ajce elvpqa Lll gm pfaL
pj-u Ajce fh qp f-u-Rz
flal
h-SV LW-jl AJau LjLa (performance indicator)
jZmu/hi-N h-SV AehiN/nM
q-u-Rz
Medium Term Strategy and Business Plan
/hiN/cl/pwpj-q jd-juc
C-aj-d pLm
hoL Eue LjpQl kbkb hhue Hhw hhue fla A-l alea Lll m-r Na AbhR-ll eu H
hR-lJ fa HL-eL piu c'V L-l jZmu/hi-Nl HXf'l hhue ANNa fk-mQe Ll q-Rz HRs,
hqv 10V jZmu/hiNl hSV hhue Lkj fkmQel En NWa V gpl Lkj
lS AqlZ
lS M-a
A-V-jn-el AJau
ASYCUDA Ju pgVJul Hl Luj
fude luRz Cajd YL LVj qEpL A-V-jp-el Ae q-u-Rz 1 SmC, 2013 q-a QV LVj
qEp fCmV
ASYCUDA Ju
;
ASYCUDA Ju
Ll q-u-R ;
Method
Standardized Approach
Basic Indicator Approach
Hybrid
Subordinated Debt
Standardized Measurement
Subordinated Debt
Subordinated Debt
Consolidated/Solo
q-u-R
pw-nde,
Securities and Exchange Ordinance,1969 pw-nde,
HQp
Securities
and Exchange Commission (Private Placement of Debt Securities) Rules, 2012
Hhw hL-hw fal Bl pwlfhL pLElVS J HQ Ljne (fhmL Cp) lmp, 2006 pwnde
10
hwm-cn
raN r
pLElVS A HQ
he-uNLl-cl b lr-b f-Zce f-LS OoZ
qp-h
Ae
(Unrealized Loss)
(provision)
VL j-LV jhdo ql heuNl r jmhe Ahce lM kRz Na Ql hR-l BCfJ Hhw lCV
nu-ll jd-j hi fae fyShSl b-L pfc BqlZ Ll-Rz AdL Sme J hc Ma Hhw h-no
L-l Lfs J fnL nfJ H hSl b-L jmde SNs L-l-Rz
(Medium-Term Macroeconomic
Framework-MTMF, 2014-18)
MTMF
MTMF
2017-18 AbhR-l
25.8 nawn b-L h f-u 34.0 naw-n cys-h h-m An Ll k-R, kl j-d hplLl he-uN 25.6 naw-n
Hhw plLl heuN 8.5 nawn cysa flz AilZ pu 2012-13 AbhR-ll SXf'l fu 20.9 nawn b-L
2017-18 AbhR-l 24.2 naw-n Hhw H pj-u Sau pu SXf'l 27.6 nawn b-L 33.3 naw-n Ea q-h j-j
f-rfZ Ll q-u-Rz HC f-rfZ ph q-h h-m j-e qu e Hhw HSe hi mrjl fehepl m-r review
C-aj-d l Ll q-u-Rz
jdjuc H mrj Aeku SXf ASe ph qh jma: plL-ll EuejmL LjL SlclLlZ h-no L-l
hcv J -kN-kNpq Aee AhLW-j M-a ppjea Eue, Lo M-a fh AS-el m-r Lo GZl pfplZ J
pqSLlZ, -ljVp Hl EQ fh, h EcNl jNa fpl Hhw AilZ Qqcl hfLa z fnfn plL-ll
LkLl jeal f-uN, p hu hhfe J hijM pwl LjL hhue Ahqa lM Hhw hoL Eue LjpQl
p-oSeL hhue,
11
Na ae hRl Lo M-a fhl dlhqLa hSu Rmz Qma hRl Lo M-a fh Anelf e q-mJ Lo M-a VLpC
fh AS-el m-r hfL plLl pqua kje fk ia L fce, p-Ql Se elhR hcv plhlq, Lo G-Zl fhq h, faLm AhqJu J
mhZa pqo hS Ehe Hhw LoiL nfl hLn pqua fce fia Ahqa l-u-Rz Lo Ma H Lkjpjq
iho-aJ Ahqa bL-h k Lo M-a VLpC fh hSu lM-a ijL lM-h h-m An Ll kuz
2012-13 AbhR-ll Se HjVHjHg H lS AqlZ fme Ll quR SXf'l 13.4 nawn k fahRl N-s
SXf'l 0.6 q-l h -f-u 2017-18 AbhR-l SXf'l 16.4 naw-n Ea q-h j-j f-rfZ Ll q-u-Rz lS Au
hl Se lS M-a
Lkjpjq ANj AbhR-lJ Ahqa bL-hz HRs
2012 hhue Ll,
A-V-jn-el Aau
hLf
hld efl fhae, Llca-cl Ru Ll fc-e Evpqa Lll f-Q Ahqa bL-hz H pLm pwl hhu-el
jd-j lS Ma LMa mrj ASe ph qh hm fan Ll quRz
Qma AbhR-l plLl h-ul pwnda mrj (SXf'l 18.1 nawn) b-L 2013-14 AbhR-l SXf'l 18.8
nawn Hhw jeu a 2017-18 AbhR-l SXf'l 20.6 nawn Ea Lll mrj edlZ Ll quRz aj-d
hoL Eue LjpQ hu SXf'l 4.8 nawn b-L 2017-18 AbhR-l SXf'l 7.0 naw-n eul flLfe l-u-Rz
phLi-h ANj AbhR-ll h-SV OVa SXf'l 4.7 nawn Hhw jdjuc OVa jeu A-l qp f-u 4.2
nawnl jd bLh hm fme Ll q-u-Rz jeu OVa Abu-e hwL hh b-L GZ NqZ qp f-R Hhw
iho-aJ a q-pl flLfe l-u-Rz Hm-r pqS na GZ NqZl Jfl AdL lalf Ll qRz fnfn fCf
mC-e bL fana h-cnL pqua R-sl m-r LkLl fc-rf NqZl houV plL-ll h-hQeu l-u-Rz plpl
h-cn he-uN ALo-Zl f-QJ Slcl Ll q-Rz hwLhqia Evp b-L Abue h J hwLw M-al Jfl
plL-ll eilnma Lj-el Se haje Diaspora hpj-ql fQlZ A-l Slcl Lll Q Qm-Rz GZ hhfe
flhr-Zl rja hl m-r Debt Management Strategy (DMS) fZue fude l-u-R k X-pl 2013 Hl
j-d pf q-h j-j An Ll kuz jd-juc pjL AbeaL LW-j-a ljVp J le fh-ql h-L h-hQe
Ll quRz HLC p cnl ial hi Eue AhLWj ejZl Se jmde kfa J nfSa LyQjm Ajce
h Ll f-uSeual hou h-hQe Ll q-u-Rz
jmga fh AS-el f-b Aeaj HLV Qm z HjVHjHg-H ANj AbhR-l jmgal ql haj-el 7.5
nawn q-a qp f-u 6.5 naw-n Hhw 2017-18 eNc a fu 5.5 naw-n Lj-u Ael fhip Ll q-u-Rz
jmga euZ mr AilZ Mc Evfce h, plhlq hh ehO lM Hhw Mc elfl Se plL-ll Nqa
Lkjpjq Ahqa lM Cac jmga eu-Z ijL lM-Rz E-M, 7.6 nawn b-L 9 nawn SXf fh Hhw
7.5 nawn b-L 5.5 nawn jmga mrj Hhw jl Au Nal flhae hhQeu lM jdjuc hfL jl
plhlq 17.4 nawn b-L 16 naw-nl j-d bL-h h-m HjVHjHg-H f-rfZ Ll q-u-Rz HRs hplLl M-a GZ
fhq 16 naw-nl j-d l-M fana fh ASe ph q-h h-m HjVHjHg-Hl Aeje l-u-Rz
Qma 2012-13 AbhR-l ljVp fh-ql fh 16.0 nawn fme Ll quR, k flha hRlpj-q HLC q-l h
f-h h-m An Ll q-Rz jdfQpq ph eae njhSl Aep-el m-r LuLl LVeaL avfla, Sen le J
12
ljVp Au pfLa ho-u pwn LjVl jd-j hi E-cN J Lkjpjq euja fkmQe J fk-hrZ h-cnL
Ljpwe J ljVp fh-ql dl hSu lM-h h-m fan Ll q-u-Rz aRs, qwLwpq A-l Lafu c-n jqm njL
Hl Qqc hl fr-a lel Nadl nnm qhz Qma qphl ilpjl E jeu qp f-h J 2016-17
AbhRl J 2017-18 AbhRl eNc GZaL Ahu bL-h h-m HjVHjHg-H f-rfZ Ll q-u-Rz pfa jl heju
ql J h-cnL jl lS-il Jfl -k Qf p q-uRm LkLl lS J jeal g-m elpe Ll ph q-u-Rz haj-e
jl heju ql anm q-k-R Hhw lSi flaJ anm Ahu l-u-Rz phL AbeaL hhl paL fc-rf,
LkLl jeal f-uN, p hu hhfe J hi kNfkN pwl Lkj hhuel jdj AbeaL anma
hSu lM J pjL AbeaL pQLpjql LMa mrj ASe ph q-hz plZ 1.1-H jd-juc pjL AbeaL
LW-jl Lafu pQ-Ll fhip cM-e q-m:
plZ 1.1x jd-juc pjL AbeaL LW-jx 2014-2018
Ma
2009-10
2010-11
2011-12
fLa
pjuL
fma
fLa Ma
Qma j-m SXf fh (%)
12.9
l j-m SXf fh (%)
6.1
jmga (%)
7.3
jV he-uN (% SXf)
24.4
-hplLl
19.4
plLl
5.0
AilZ pu
20.1
Sau pu
30.0
lS Ma (SXf'l naLl qp-h)
jV lS
10.9
Ll lS
9.0
HehAl Ll lS
8.6
HehAl hqia Ll lS
0.4
Ll hqia
1.9
jV hu
14.6
Aeue h-SV
11.0
hoL Eue Ljp Q
3.7
phL h-SV ilpj
-3.7
Abue
AilZ Abue
2.3
hwL hh q-a
-0.3
hwL hqia Evp q-a
2.6
h-cnL Abue (eV)
1.3
j Ma (AbhRl n-o naLl flhae)
eV AilZ pfc
AilZ GZ
hplLl M-a GZ
hfL j plhlq
h-cnL Ma
le (naLl flhae)
Ajce (naLl flhae)
-ljVp (hmue jLe Xml)
2012-13
2013-14
2014-15
2015-16
2016-17
2017-18
14.5
9.1
5.5
33.6
f-rfZ
13.4
6.7
8.8
24.7
19.5
5.3
19.6
28.4
15.9
7.0
9.5
25.9
20.6
5.4
20.2
26.3
14.1
7.2
7.5
26.6
20.4
6.2
19.9
26.8
14.0
7.6
6.5
28.1
21.3
6.8
20.6
28.2
14.2
8.0
6.0
29.6
22.4
7.2
21.1
29.6
14.1
8.4
5.8
31.4
23.8
7.6
22.2
31.5
14.0
8.7
5.7
32.1
24.4
8.4
23.3
33.0
11.8
10.1
9.7
0.4
1.7
16.2
12.0
4.2
-4.4
12.6
10.6
10.1
0.4
2.0
17.7
13.2
4.5
-5.1
13.4
11.2
10.8
0.4
2.2
18.5
13.2
5.2
-5.0
14.0
11.8
11.4
0.4
2.2
18.8
13.3
5.5
-4.7
14.6
12.4
12.0
0.4
2.2
19.3
13.4
5.9
-4.6
15.2
13.0
12.6
0.4
2.2
19.7
13.4
6.3
-4.5
15.8
13.6
13.2
0.4
2.2
-4.3
-4.2
3.8
3.2
0.6
0.6
3.8
3.2
0.6
1.3
3.3
2.4
0.9
1.8
2.9
2.0
0.9
1.8
2.8
1.9
0.9
1.8
2.7
1.8
0.9
1.8
2.5
1.6
0.9
1.8
2.5
1.6
0.9
1.8
13
Ma
Qma qp-h ilpj
(% SXf)
h-cnL jl lSi
(hmue jLe Xml)
lSi (j-pl Ajce qp-h)
2009-10
2010-11
2011-12
fLa
pjuL
fma
2012-13
2013-14
2014-15
2015-16
2016-17
2017-18
0.4
f-rfZ
3.7
0.9
0.4
0.2
0.0
0.0
0.1
0.2
10.7
5.1
10.9
3.6
9.7
2.9
10.7
2.7
11.8
2.6
13.0
2.5
14.6
2.5
17.0
2.5
14