Beruflich Dokumente
Kultur Dokumente
Presented by:
Sk. Nazibul Islam
Faculty Member, BIBM
Problem Loans
Non-Performing loan
Bad Investment
Financing in non-viable projects
Saturated sectors
Low rate of return
Over invoicing
Too high debt-equity ratio
Faulty documentation
Defective security
Inadequate information & improper investigation
Wrong selection of borrowers etc.
Chapter- V
: Dispute Resolution by
alternative method
Chapter- VI : Execution
Chapter-VII : Appeal and Revision
Chapter-VIII : Miscellaneous
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() Investment Corporation of Bangladesh Ordinance, 1976
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Chapter I, Preliminary
and the bidder shall pay the total price within 30,
60 and 90 days respectively for the amount
specified of acceptance of the price and, in case of
failure, the court shall forfeit his security money.
Provided that, the court may cancel the tender, if
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Judicial procedure:
The code of Civil Procedure-1908, if not
inconsistent with this act, will also be applicable to
money loan cases. The financial institutions will
file the plaint giving particulars of the case along
with documentary evidence and an affidavit
against the defendant principal debtor and third
party mortgagor or third party guarantor, if
any./the affidavit will be treated as substantive
evidence.
Serving summons:
The summons of the court upon the defendant is
required to be returned served within 15 days. If
not, summons is required to be polished in the
newspapers within next 15 days for which a
sample of advertisement copy will be submitted to
the court by the plaintiff before hand (Sec-7).
Adjournment of Hearing:
Subject to the time limit of settlement of the case
given in the Act, hearing will not be, on
application by either party adjourned more than
once provided that the court, if satisfied, may
adjourn proceedings for more than once (Sec-14).
Judgment:
Judgment will be awarded within 10 days on
completion of hearing or written 10 days from the
date of hearing verbal argument. The judgment
debtor will be directed to pay the decretal amount
within 60 days, if more time is not considered
(Sec-16).
Finality of judgment:
No question will be entertained by any
Court on the judgment, order or decree of
the loan court (Sec-20).
Auction sale:
Sale will have to be effected through open auction
of 15 days notice Intending bidder will deposit
required percentage of the value in draft or pay
order to the court The entire money will have to be
paid within the specified time of acceptance of
bid, failing which the deposited money will be
forfeited (Sec-33).
Civil Imprisonment:
On written application by the decree holder, the
court may order civil detention of the judgment
debtor for six months with a view to compelling
him to pay the decreetal amount (Sec-34).
Settlement during execution case:
The concerned parties may mutually settle the
execution case with intimation to the court (sec38).
Thank You.
1.
2.
3.
4.
5.
Considering the urgency, the Insolvency Act1997(Act No. 10 of 1997) approved by the
parliament was assented to by the president on
March 11, 1997 and was made effective from
August 01, the same year by repealing the earlier
two laws in this regard.
The Insolvency Act-1997 comprises all total 119
sections is divided into 11 chapters dealing with
different issues of the subject.
Some definitions(Section-2)
Act of bankruptcy:
1.
2.
3.
4.
1.
2.
3.
4.
Appointment of Receiver
Insolvent to be punished
Thank You