Beruflich Dokumente
Kultur Dokumente
Limited (STFC)
Presented by:
Arun Sharma
Bhuvnesh Kashyap
Jasdeep Singh Basra
Megha Tewari
Neha Aggrawal
Prateek Biswas
Shambhavi Shukla
Sonakshi Kalra
OVERVIEW
• Shriram Transport Finance Company Limited (STFC), are one
of the largest asset financing NBFCs in India with a niche
presence in financing pre-owned trucks and Small Truck
Owners (STOs).
MAIN PRODUCTS:
Commercial Vehicle Finance
Passenger Commercial Vehicle Finance
Multi Utility Vehicle Finance
Three wheeler Finance
Tractor Finance
Construction Equipment Finance
OTHER PRODUCTS:
Tire Loan
Engine Replacement Loan
Working Capital Loan
Co-Branded Credit Card
Freight bill discounting
Achievements
Stepping up efforts to penetrate deeper into the semi urban and
rural India, country's largest car maker Maruti Suzuki India
on Monday inked a pact with Shriram City Union Finance with an
initial allocation of Rs 1,000 crore.
Shriram Transport buys 40% stake in Ashok Leyland arm
At the current market price of Rs 288, STFC trades at 10 times its historic
earnings and 2.5 times its FY-09 book value.
Almost three-fourth of the total assets under management (loan book and
securitized assets put together) is contributed by pre-owned trucks and
the rest 25 per cent by new trucks. The book for STFC has grown at 53 per
cent CAGR in the period 2005-2008.
The company delivered robust earnings growth (57 per cent for FY-09)
despite the slowdown in new truck demand thanks to its significant
presence in pre-owned truck financing.
Risks:
Disbursements have dropped by at least 25% in the last two quarters and
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