Comparative Analysis of

Investment Options

Prepared by:
Nayan Patel
08BS0001817
Investment
The money you earn is partly
spent and the rest saved for
meeting future expenses. Instead
of keeping the savings idle you
may like to use savings in order to
get return on it in the future. This
is called Investment.
Investment Options
Equity
Mutual Fund
Gold
Fixed Deposits (FD's)
Public Provident Fund (PPF)
National Savings Certificate (NSC)
Kisan Vikas Patra (KVP)
Post Office - Monthly Income
Scheme (MIS)
Post Office Time Deposit Account
 Objectives

o To find out best investment option for

different categories of investors for different
goals

o Study of liquidity, Risk and Return of each

investment options.

o To find out preference of the investors for

investment options.
Methodology
Data Collection:
ü Primary Data
ü Secondary Data

Data Analysis:
üGraph
üTable
Mahindra & Mahindra
Financial Services Ltd.
Mission
Company Profile
Products
- Investment Advisory Service
- Mutual Fund Distribution
Equity
Best instrument to beat the
inflation
BSE and NSE provide platform to
trade the shares.
Last five year return for Sensex is
101% and nifty return is 93.4%
Last five year average return
27.2% with S.D 19.95%
Strategy to invest in equity
market
Current quarterly earning per
share
Annual earning per share
New Things
Shares outstanding
Leaders
Institutional sponsorship
General Market
Mutual Fund
Regulated by AMFI a apex body
Many investor with common
financial objectives pool their
money
Concept of mutual fund
Advantages of mutual fund
Professional Management
Diversification
Convenient administration
Return potential
Low cost
Liquidity
Transparency
Flexibility
Choice of Scheme
Well regulated
Strategy to invest in
Mutual Fund
Identify investment needs
Choose the right mutual fund
Select the ideal mix of scheme
Invest regularly
Start Early
Gold
Historical
value
Negative co relation with equity
Best hedging instrument.
ETF advantages
Taxation
Fixed Deposits
A)Bank Fixed Deposits
Return 4-10%

B) Company Fixed Deposits

Generally gives 2-3% more return
than bank.
Public Provident Fund
Tax free interest at the rate of 8
per cent per annum compounded
annually.
Deposit up to Rs.70,000 per
annum qualifies for tax rebate
under Section 88 of the Income
Tax Act
Entire deposit in the Account
exempt from the Wealth Tax
Balance in the Account cannot be
NSC
KVP
Post Office Monthly Income
Scheme
Post Office Time Deposit
Account
Comparisons of Different Government
Scheme
LIQUIDIT
Y

RETUR
N

LIQUIDITY Vs RETURN
 RISK Vs
RETURN

R
ISK

RETUR
N
RESEARCH AND ANALYSIS &
FINDINGS
(1)AWARNESS ABOUNT THE INVESTMENT
OPTIONS
(2)PREFERRED AVENUES FOR
INVESTMENT
(3)GOAL OF THE
INVESTMENT
(4)BEST INVESTMENT OPTION FOR WEALTH
CREATION
( 5)BEST INVESTMENT OPTION FOR RETIREMENT PLANNING
(6)BEST INVESTMENT OPTION FOR TAX PLANNING
(7)CRITERIA TO COMPARE INVESTMENT OPTIONS
8)SOURCES OF INFORMATION
(
FOR INVESTOR
(9)MODE OF THE
INVESTMENT
10)INVESTMENT STRATEGY FOR TODAY VALATILE
MARKET
(11)BEST INVESTMENT OPTION TO BEAT INFLATION
(12)WEIGHTAGE OF FIXED RETURN INVESTMENT OPTIONS IN
INVESTOR PORTFOLIO
 SUGGESTION AND
RECOMMANDATION
 The most vital problem spotted is of ignorance.
Investors should be made aware of the benefits.
Nobody will invest until and unless he is fully
convinced. Investors should be made to realize that
ignorance is no longer bliss and what they are losing by
not investing. 
 Mutual funds offer a lot of benefit which no other single
option could offer. But most of the people are not even
aware of what actually a mutual fund is? They only see
it as just another investment option. So the advisors
should try to change their mindsets. The advisors
should target for more and more young investors.
Young investors as well as persons at the height of their
career would like to go for advisors due to lack of
expertise and time. 
 Before making any investment Financial Advisors
should first enquire about the risk tolerance of
the investors/customers, their need and time
(how long they want to invest). By considering
these three things they can take the customers
into consideration.
 Systematic Investment Plan (SIP) is easy for
monthly salaried person as it provides the facility
of do the investment in EMI. Though most of the
prospects and potential investors are not aware
about the SIP. There is a large scope for the
companies to tap the salaried persons. 
 There is huge potential for fixed deposit in the
today volatile market. Company should
concentrate on the high safety with high return.
‘Brand’ name is the key factor.
Thank
You