Model Test Paper 2013

B.Com.-I
EAFM-II(A) Banking and Finance

Very short answer type questions.
1. What is a Bank?
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2. What is the basis of credit?
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3. Write two reasons for setting up of RRBs.
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4. Define mutual fund.
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5. When ICICI Ltd. was merged with ICICI Bank.
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6. Who is the present Governor of RBI.
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7. What is NABARD.
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8. What is any wherebanking?
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9. What is a credit card?
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10. What is innovation banking?
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11. What is set off?
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12. What is Garnishee order?
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13. What is holder in due course?
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14. What is AccommodationBill?
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15. What is Endorsement?
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16. Who is called paying banker.
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17. What is material alterative?
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18. What is noting and protesting.
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19. Name four constituents of public finance.
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20. What is deficit financing?
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21. What are consolidated funds?
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Short answer type questions.
1. Give any four agency/commercial functions of bank.
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2. Explain unit banking.
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3. When was L.I.C. set up?
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4. What is the concept of maximum social advantage?
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5. What is Bank and Customer relation?
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6. Give four reasons of dishonor of cheque.
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7. What is the role of federal financer?
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8. Write a short note on Cannon of Taxation.
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9. What is Endorsement? Explain four type of it?
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10. What is proportional and progressive tax?
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11. What are four effects of deficit financing?
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Descriptive questions.
1. What is Bank? Define and explain functions of Bank.
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Loans are the children of deposits and deposits are the children of loans.
Discuss this statement with examples.
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2. Critically examine the policy of credit control of R.B.I.
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Define endorsement, explain various types of endorsement.
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3. Define crossing of a cheque. Explain its types and effects.
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What are the recent trends in Banking?
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4. Critically analyze the Thirteenth finance commission.
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Define tax discussion and the various common of taxation.
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Explain the principle of maximum social advantage. Discuss the difficulties in the
implementation of the principle.
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Or
What is deficit finance? Critically examine the problems of deficit financing as an
important source of development finance with special reference to India.
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