Course Outline

Subject: Stressed asset mgmt Faculty: V.Sivakumar Course: PGDM

Semester: IV

Course Objectives: to be conversant with the various methods followed by financial institutions for managing stressed assets Content: Scope of topic to be covered Teaching method proposed Lecture and PPT Case studies No of sessions 1 4 1 2 2 1 2 1 1 2 3 20 sessions

1 2 3 4 5 6 7 8 9 10 11 12 13 14

NPA Overviews- definition Impact NPA broad guidelines of RBI - Provisions IRAC norms NPA Basel norms NPA management/ Recovery Policy Identification Measurement resolution Monitoring and follow up Valuation of stressed assets Prudential norms for FIs Exposure norms Case study Presentations Total

Evaluation Pattern:

S.No 1 2 3 Total

Evaluation mode Presentation Mid Term Test end term test

Percentage of marks 20 20 60 100

Details of Assignments:

S. no Title of assignment 1 2 3 4 Not applicable

Break-up of marks

Reference Books: Master circular of RBI on prudential guidelines on advances and Investments Master circular on exposure norms of RBI Sarfaesi act Basel committee norms Valuation of stressed assets by Damodaran

Signature of Director

Signature of Faculty

1. 2. 3. 4.

Reasons and effect of NPA on banks Prudential guidelines Advances and In vestments of banks and FIs Management of NPA Measures initiated by RBI and government for tackling NPA Compromise, Write off / loan waiver ARC CIBIL List of wilful defaulters Exposure norms CDR Special mention accounts Corporate government wrt NPA transparency of NPA accounts Legal process Lok adalat, DRT, 5. Valuation of stressed assets