A loan A man enters a bank and asks for a loan of $2,000 for a trip to Europe.

The loan officer asks for collateral, so the man points to his Rolls Royce parked outside. The bank takes the keys to the car and parks it in its underground parking lot. The man returns from his vacation and repays the $2,000, plus a minimal amount of interest less than $20!. The loan officer says, "#ir, $hile you $ere a$ay $e found that you%re a millionaire. &hy did you need to borro$ such a small sum of money'( The man replies, ") didn%t. &here else in *e$ +ork ,ity can ) park my Rolls Royce for t$o $eeks for less than $20'( Al$ays be sincere, even if you don-t mean it. A clear conscience is usually the sign of a bad memory. )f you can-t convince them, confuse them.

Translate. .. ,hef 2. Trainers /. 0andlocked 1. in the pipeline 2. speaker 3. divl4a5 6. 4a4e na oko 7. krofna 8. pred4elo .0. sutli4a9

Common mistakes .. The lift is out of $ork. 2. :o$ many fingers have you got' 20. /. ) recommend you to take a long vacation. 1. :e hit me strongly. 2. )t-s nine t$enty o-clock.

Origin of words ,arnival ; 0iteral meaning< =>lesh, fare$ell.= ,harlatan ; from the #panish =charlar,= to chat. :eresy ; ?reek for =,hoice.=