Credit Card

APR

Chase Sapphire Preferred

Bank of America CashRewards VISA signature card

Discover Card

Rewards 40,000 air miles $95 Annual Fee, after the first Late payment fee $3000 spent 2 of $15, $25, or points per dollar $35,Cash Advance spent on dining Fee 5%, Balance and travel, 1 point 15.99% Transfer fee 9% for everything else Up to $35 late fee Up to $25 returned payment fee 3% foreign transaction fee $10 or 5% ATM 1% all purchases cash advance fee 2% groceries $10 or 5% 3% gas purchase 1% for over $1500 15.99%-22.99% transaction fee purchases 5% cash back in categories that 3% Transfer Fee, change throughout Late Fee and the year, up to the Return Payment quarterly 0% for first 14 Fee up to $35, No maximum. 1% months, 10.99% annual Fee, 5% cash back on all -22.99% after Cash Advance Fee other purchases. Get 5 ThankYou Points per dollar for purchases at gas stations and drugstores for 12 months, and one ThankYou Point after that. Get 1 ThankYou Point for every dollar you spend everywhere else.

Fees

No late fees, penalty fees, or annual fees ever. Minimum interest charge $0.50 0% APR for 18 Fee for foreign months. After that, purchases 3% the variable APR Cash advance fee will be 12.99% 5.0% o 21.99% based on Balance transfer your fee 3.0% of Citi Simplicity Card creditworthiness. trnasfer