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INCOME % Guide* 1. Giving Tithe Other Contrib. World Vission NET SPENDABLE INCOME (Total Income Less Giving)
BUDGET 2104 4. Loan Payments FransCar Paymt Master Card Mikes 700.00 Sears Mastercard Sear other Wells Fargo Bank Loans Cerdit Union 30.00 Family Friends Other 5. Auto/Transportation Licences 10.00 Gas Oil/Lube 485.00 Repairs Parking Registration Other 6. Insurance Life Medical Dental Jay Car Ins Wave Motercyle Ins Trailer Ins Mikes Truck Insu Other
0-10%
0.10 30.00
% Guide* 2. Savings 3. Housing Mortgage Taxes Insurance Maintaince Electrical Derrells Storage House Phone Wave Cell Evan Cell Erics Cell Comcast Cable 5-10% 25-38% 415.00 14.00 25.00
25.00 7. Household/Person Food Household items Cosmetics Barber Laundry/Cleaning Books Gifts Education Clothing Allowances Other 180.00 8. Professional Services Dental Medical/Presc Legal Union Dues Evans BracesPymt Other 144.00 9. Entertainment Dinning Out Lunches Movies/Events Vacation Trips Health Club Hobbies Other
5-15% 24.00
24.00
5%
80.00
31.00
20.00
Income Per Mth Jan 2014 Salary (Wave)Net Salary (Mike)Net Other (Net Take Home) TOTAL MONTHLY INCOME % Guide* 1. Giving Tithe Other Contrib. World Vission NET SPENDABLE INCOME (Total Income Less Giving)
BUDGET 2104 4. Loan Payments FransCar Paymt Master Card Mikes 700.00 Sears Mastercard Sear other Wells Fargo Bank Loans Cerdit Union 30.00 Family Friends Other 5. Auto/Transportation Licences 10.00 Gas Oil/Lube 485.00 Repairs Parking Registration Other 6. Insurance Life Medical Dental Jay Car Ins Wave Motercyle Ins Trailer Ins Mikes Truck Insu Other
0-10%
0.10 30.00
% Guide* 2. Savings 3. Housing Mortgage Taxes Insurance Maintaince Electrical Derrells Storage House Phone Wave Cell Evan Cell Erics Cell Comcast Cable
800.00
25.00 7. Household/Person Food Household items Cosmetics Barber Laundry/Cleaning Books Gifts Education Clothing Allowances Other 180.00 8. Professional Services Dental Medical/Presc Legal Union Dues Evans BracesPymt Other 144.00 9. Entertainment Dinning Out Lunches Movies/Events Vacation Trips Health Club Hobbies Other
220.00 Income vs Expense: Less Total Expense Income Over (Under) 700.00 1198.00 -498.00
5-15% 24.00
24.00
5%
80.00
31.00
20.00
TOTAL MONTHLY INCOME 700.00 600.00 500.00 NET SPENDABLE INCOME 2. Savings 3. Housing 4. Loan Payments 5. Auto/Transportation 6. Insurance 7. Household/Person 8. Professional Services 9. Entertainment
400.00
300.00 200.00 100.00 0.00
Income Per Mth Jan 2014 Salary (Wave)Net Salary (Mike)Net Other (Net Take Home) TOTAL MONTHLY INCOME % Guide* 1. Giving Tithe Other Contrib. World Vission NET SPENDABLE INCOME (Total Income Less Giving)
BUDGET 2104 4. Loan Payments FransCar Paymt Master Card Mikes 700.00 Sears Mastercard Sear other Wells Fargo Bank Loans Cerdit Union 30.00 Family Friends Other 5. Auto/Transportation Licences 10.00 Gas Oil/Lube 485.00 Repairs Parking Registration Other 6. Insurance Life Medical Dental Jay Car Ins Wave Motercyle Ins Trailer Ins Mikes Truck Insu Other
0-10%
0.10 30.00
% Guide* 2. Savings 3. Housing Mortgage Taxes Insurance Maintaince Electrical Derrells Storage House Phone Wave Cell Evan Cell Erics Cell Comcast Cable 5-10% 25-38% 415.00 14.00 25.00
5%
31.00
TOTAL MONTHLY INCOME NET SPENDABLE INCOME 2. Savings 3. Housing 4. Loan Payments 5. Auto/Transportation 6. Insurance 7. Household/Person 8. Professional Services 9. Entertainment
25.00 7. Household/Person Food Household items Cosmetics Barber Laundry/Cleaning Books Gifts Education Clothing Allowances Other 180.00 8. Professional Services Dental Medical/Presc Legal Union Dues Evans BracesPymt Other 144.00 9. Entertainment Dinning Out Lunches Movies/Events Vacation Trips Health Club Hobbies Other
220.00 Income vs Expense: Less Total Expense Income Over (Under) 700.00 1198.00 -498.00
5-15% 24.00
24.00
80.00
20.00
Income Per Mth Jan 2014 Salary (Wave)Net Salary (Mike)Net Other (Net Take Home) TOTAL MONTHLY INCOME % Guide* 1. Giving Tithe Other Contrib. World Vission NET SPENDABLE INCOME (Total Income Less Giving)
BUDGET 2104 4. Loan Payments FransCar Paymt Master Card Mikes 700.00 Sears Mastercard Sear other Wells Fargo Bank Loans Cerdit Union 30.00 Family Friends Other 5. Auto/Transportation Licences 10.00 Gas Oil/Lube 485.00 Repairs Parking Registration Other 6. Insurance Life Medical Dental Jay Car Ins Wave Motercyle Ins Trailer Ins Mikes Truck Insu Other
0-10%
0.10 30.00
% Guide* 2. Savings 3. Housing Mortgage Taxes Insurance Maintaince Electrical Derrells Storage House Phone Wave Cell Evan Cell Erics Cell Comcast Cable 5-10% 25-38% 415.00 14.00 25.00
148.00 5%
31.00
700.00 600.00 500.00 400.00 300.00 200.00 100.00 0.00 1 TOTAL MONTHLY INCOME 5. Auto/Transportation
0.00 1
25.00 7. Household/Person Food Household items Cosmetics Barber Laundry/Cleaning Books Gifts Education Clothing Allowances Other 328.00 8. Professional Services Dental Medical/Presc Legal Union Dues Evans BracesPymt Other 144.00 9. Entertainment Dinning Out Lunches Movies/Events Vacation Trips Health Club Hobbies Other
220.00 Income vs Expense: Less Total Expense Income Over (Under) 700.00 1346.00 -646.00
5-15% 24.00
24.00
80.00
20.00
Income Per Mth Jan 2014 Salary (Wave)Net Salary (Mike)Net Other (Net Take Home) TOTAL MONTHLY INCOME % Guide* 1. Giving Tithe Other Contrib. World Vission NET SPENDABLE INCOME (Total Income Less Giving)
BUDGET 2104 4. Loan Payments FransCar Paymt Master Card Mikes 700.00 Sears Mastercard Sear other Wells Fargo Bank Loans Cerdit Union 30.00 Family Friends Other 5. Auto/Transportation Licences 10.00 Gas Oil/Lube 485.00 Repairs Parking Registration Other 6. Insurance Life Medical Dental Jay Car Ins Wave Motercyle Ins Trailer Ins Mikes Truck Insu Other
0-10%
0.10 30.00
% Guide* 2. Savings 3. Housing Mortgage Taxes Insurance Maintaince Electrical Derrells Storage House Phone Wave Cell Evan Cell Erics Cell Comcast Cable 5-10% 25-38% 415.00 14.00 25.00
125.00 5%
31.00
TOTAL MONTHLY INCOME NET SPENDABLE INCOME 2. Savings 3. Housing 4. Loan Payments 5. Auto/Transportation 6. Insurance 7. Household/Person 8. Professional Services 9. Entertainment
25.00 7. Household/Person Food Household items Cosmetics Barber Laundry/Cleaning Books Gifts Education Clothing Allowances Other 305.00 8. Professional Services Dental Medical/Presc Legal Union Dues Evans BracesPymt Other 144.00 9. Entertainment Dinning Out Lunches Movies/Events Vacation Trips Health Club Hobbies Other
220.00 Income vs Expense: Less Total Expense Income Over (Under) 700.00 1323.00 -623.00
5-15% 24.00
24.00
80.00
20.00
Income Per Mth Jan 2014 Salary (Wave)Net Salary (Mike)Net Other (Net Take Home) TOTAL MONTHLY INCOME % Guide* 1. Giving Tithe Other Contrib. World Vission NET SPENDABLE INCOME (Total Income Less Giving)
BUDGET 2104 4. Loan Payments FransCar Paymt Master Card Mikes 1550.00 Sears Mastercard Sear other Wells Fargo Bank Loans Cerdit Union 30.00 Family Friends Other 5. Auto/Transportation Licences 10.00 Gas Oil/Lube 485.00 Repairs Parking Registration Other 6. Insurance Life Medical Dental Jay Car Ins Wave Motercyle Ins Trailer Ins Mikes Truck Insu Other
0-10%
0.10 30.00
% Guide* 2. Savings 3. Housing Mortgage Taxes Insurance Maintaince Electrical Derrells Storage House Phone Wave Cell Evan Cell Erics Cell Comcast Cable 5-10% 25-38% 415.00 14.00 25.00
100.00 5%
31.00
6. Insurance
6. Insurance
25.00 7. Household/Person Food Household items Cosmetics Barber Laundry/Cleaning Books Gifts Education Clothing Allowances Other 280.00 8. Professional Services Dental Medical/Presc Legal Union Dues Evans BracesPymt Other 144.00 9. Entertainment Dinning Out Lunches Movies/Events Vacation Trips Health Club Hobbies Other
220.00 Income vs Expense: Less Total Expense Income Over (Under) 1550.00 1298.00 252.00
5-15% 24.00
24.00
80.00
20.00
TOTAL MONTHLY INCOME NET SPENDABLE INCOME 2. Savings 3. Housing 4. Loan Payments 5. Auto/Transportation 6. Insurance 7. Household/Person
9. Entertainment
Income Per Mth Jan 2014 Salary (Wave)Net Salary (Mike)Net Other (Net Take Home) TOTAL MONTHLY INCOME % Guide* 1. Giving Tithe Other Contrib. World Vission NET SPENDABLE INCOME (Total Income Less Giving)
BUDGET 2104 4. Loan Payments FransCar Paymt Master Card Mikes 1550.00 Sears Mastercard Sear other Wells Fargo Bank Loans Cerdit Union 30.00 Family Friends Other 5. Auto/Transportation Licences 10.00 Gas Oil/Lube 485.00 Repairs Parking Registration Other 6. Insurance Life Medical Dental Jay Car Ins Wave Motercyle Ins Trailer Ins Mikes Truck Insu Other
0-10%
0.10 30.00
% Guide* 2. Savings 3. Housing Mortgage Taxes Insurance Maintaince Electrical Derrells Storage House Phone Wave Cell Evan Cell Erics Cell Comcast Cable
2500.00
5%
31.00
9. Entertainment 2000.00 8. Professional Services 7. Household/Person 1500.00 6. Insurance 5. Auto/Transportation 1000.00 4. Loan Payments 3. Housing 500.00 2. Savings NET SPENDABLE INCOME 0.00 1 TOTAL MONTHLY INCOME
25.00 7. Household/Person Food Household items Cosmetics Barber Laundry/Cleaning Books Gifts Education Clothing Allowances Other 180.00 8. Professional Services Dental Medical/Presc Legal Union Dues Evans BracesPymt Other 144.00 9. Entertainment Dinning Out Lunches Movies/Events Vacation Trips Health Club Hobbies Other
220.00 Income vs Expense: Less Total Expense Income Over (Under) 1550.00 1198.00 352.00
5-15% 24.00
24.00
80.00
20.00
Income Per Mth Jan 2014 Salary (Wave)Net Salary (Mike)Net Other (Net Take Home) TOTAL MONTHLY INCOME % Guide* 1. Giving Tithe Other Contrib. World Vission NET SPENDABLE INCOME (Total Income Less Giving)
BUDGET 2104 4. Loan Payments FransCar Paymt Master Card Mikes 1550.00 Sears Mastercard Sear other Wells Fargo Bank Loans Cerdit Union 30.00 Family Friends Other 5. Auto/Transportation Licences 10.00 Gas Oil/Lube 485.00 Repairs Parking Registration Other 6. Insurance Life Medical Dental Jay Car Ins Wave Motercyle Ins Trailer Ins Mikes Truck Insu Other
0-10%
0.10 30.00
% Guide* 2. Savings 3. Housing Mortgage Taxes Insurance Maintaince Electrical Derrells Storage House Phone Wave Cell Evan Cell Erics Cell Comcast Cable 5-10% 25-38% 415.00 14.00 25.00
5%
31.00
25.00 7. Household/Person Food Household items Cosmetics Barber Laundry/Cleaning Books Gifts Education Clothing Allowances Other 180.00 8. Professional Services Dental Medical/Presc Legal Union Dues Evans BracesPymt Other 144.00 9. Entertainment Dinning Out Lunches Movies/Events Vacation Trips Health Club Hobbies Other
220.00 Income vs Expense: Less Total Expense Income Over (Under) 1550.00 1198.00 352.00
1600.00
5-15% 24.00
24.00
1400.00
1200.00
80.00 1000.00
800.00
20.00
600.00
400.00
200.00
0.00 1
3. Housing
4. Loan Payments
5. Auto/Transportati on 6. Insurance
Income Per Mth Jan 2014 Salary (Wave)Net Salary (Mike)Net Other (Net Take Home) TOTAL MONTHLY INCOME % Guide* 1. Giving Tithe Other Contrib. World Vission NET SPENDABLE INCOME (Total Income Less Giving)
BUDGET 2104 4. Loan Payments FransCar Paymt Master Card Mikes 1550.00 Sears Mastercard Sear other Wells Fargo Bank Loans Cerdit Union 30.00 Family Friends Other 5. Auto/Transportation Licences 10.00 Gas Oil/Lube 485.00 Repairs Parking Registration Other 6. Insurance Life Medical Dental Jay Car Ins Wave Motercyle Ins Trailer Ins Mikes Truck Insu Other
0-10%
0.10 30.00
% Guide* 2. Savings 3. Housing Mortgage Taxes Insurance Maintaince Electrical Derrells Storage House Phone Wave Cell Evan Cell Erics Cell Comcast Cable 5-10% 25-38% 415.00 14.00 25.00
5%
31.00
25.00 7. Household/Person Food Household items Cosmetics Barber Laundry/Cleaning Books Gifts Education Clothing Allowances Other 180.00 8. Professional Services Dental Medical/Presc Legal Union Dues Evans BracesPymt Other 144.00 9. Entertainment Dinning Out Lunches Movies/Events Vacation Trips Health Club Hobbies Other
220.00 Income vs Expense: Less Total Expense Income Over (Under) 1550.00 1198.00 352.00
5-15% 24.00
24.00
80.00
20.00
3000.00 9. Entertainment
2500.00
2000.00 6. Insurance
1500.00
1000.00
3. Housing
Income Per Mth Jan 2014 Salary (Wave)Net Salary (Mike)Net Other (Net Take Home) TOTAL MONTHLY INCOME % Guide* 1. Giving Tithe Other Contrib. World Vission NET SPENDABLE INCOME (Total Income Less Giving)
BUDGET 2104 4. Loan Payments FransCar Paymt Master Card Mikes 1550.00 Sears Mastercard Sear other Wells Fargo Bank Loans Cerdit Union 30.00 Family Friends Other 5. Auto/Transportation Licences 10.00 Gas Oil/Lube 485.00 Repairs Parking Registration Other 6. Insurance Life Medical Dental Jay Car Ins Wave Motercyle Ins Trailer Ins Mikes Truck Insu Other
0-10%
0.10 30.00
% Guide* 2. Savings 3. Housing Mortgage Taxes Insurance Maintaince Electrical Derrells Storage House Phone Wave Cell Evan Cell Erics Cell Comcast Cable 5-10% 25-38% 415.00 14.00 25.00
5%
31.00
25.00 7. Household/Person Food Household items Cosmetics Barber Laundry/Cleaning Books Gifts Education Clothing Allowances Other 180.00 8. Professional Services Dental Medical/Presc Legal Union Dues Evans BracesPymt Other 144.00 9. Entertainment Dinning Out Lunches Movies/Events Vacation Trips Health Club Hobbies Other
220.00 Income vs Expense: Less Total Expense Income Over (Under) 1550.00 1198.00 352.00
5-15% 24.00
24.00
80.00
20.00
10% 0% 1
9. Entertainment
3. Housing
2. Savings
Income Per Mth Jan 2014 Salary (Wave)Net Salary (Mike)Net Other (Net Take Home) TOTAL MONTHLY INCOME % Guide* 1. Giving Tithe Other Contrib. World Vission NET SPENDABLE INCOME (Total Income Less Giving)
BUDGET 2104 4. Loan Payments FransCar Paymt Master Card Mikes 1550.00 Sears Mastercard Sear other Wells Fargo Bank Loans Cerdit Union 30.00 Family Friends Other 5. Auto/Transportation Licences 10.00 Gas Oil/Lube 485.00 Repairs Parking Registration Other 6. Insurance Life Medical Dental Jay Car Ins Wave Motercyle Ins Trailer Ins Mikes Truck Insu Other
0-10%
0.10 30.00
% Guide* 2. Savings 3. Housing Mortgage Taxes Insurance Maintaince Electrical Derrells Storage House Phone Wave Cell Evan Cell Erics Cell Comcast Cable 5-10% 25-38% 415.00 14.00 25.00
5%
31.00
9. Entertainment 8. Professional Services 7. Household/Person 6. Insurance 1 5. Auto/Transportation 4. Loan Payments 3. Housing 2. Savings NET SPENDABLE INCOME TOTAL MONTHLY INCOME 0.00 500.00 1000.00 1500.00 2000.00
25.00 7. Household/Person Food Household items Cosmetics Barber Laundry/Cleaning Books Gifts Education Clothing Allowances Other 180.00 8. Professional Services Dental Medical/Presc Legal Union Dues Evans BracesPymt Other 144.00 9. Entertainment Dinning Out Lunches Movies/Events Vacation Trips Health Club Hobbies Other
220.00 Income vs Expense: Less Total Expense Income Over (Under) 1550.00 1198.00 352.00
5-15% 24.00
24.00
80.00
20.00
Income Per Mth Jan 2014 Salary (Wave)Net Salary (Mike)Net Other (Net Take Home) TOTAL MONTHLY INCOME % Guide* 1. Giving Tithe Other Contrib. World Vission NET SPENDABLE INCOME (Total Income Less Giving)
BUDGET 2104 4. Loan Payments FransCar Paymt Master Card Mikes 1550.00 Sears Mastercard Sear other Wells Fargo Bank Loans Cerdit Union 30.00 Family Friends Other 5. Auto/Transportation Licences 10.00 Gas Oil/Lube 485.00 Repairs Parking Registration Other 6. Insurance Life Medical Dental Jay Car Ins Wave Motercyle Ins Trailer Ins Mikes Truck Insu Other
0-10%
0.10 30.00
% Guide* 2. Savings 3. Housing Mortgage Taxes Insurance Maintaince Electrical Derrells Storage House Phone Wave Cell Evan Cell Erics Cell Comcast Cable 5-10% 25-38% 415.00 14.00 25.00
5%
31.00
9. Entertainment 8. Professional Services 7. Household/Person 6. Insurance 5. Auto/Transportation 1 4. Loan Payments 3. Housing 2. Savings NET SPENDABLE INCOME TOTAL MONTHLY INCOME 0.00 500.00 1000.00 1500.00 2000.00
0.00
500.00
1000.00
1500.00
2000.00
25.00 7. Household/Person Food Household items Cosmetics Barber Laundry/Cleaning Books Gifts Education Clothing Allowances Other 180.00 8. Professional Services Dental Medical/Presc Legal Union Dues Evans BracesPymt Other 144.00 9. Entertainment Dinning Out Lunches Movies/Events Vacation Trips Health Club Hobbies Other
220.00 Income vs Expense: Less Total Expense Income Over (Under) 1550.00 1198.00 352.00
5-15% 24.00
24.00
80.00
20.00
Income Per Mth Jan 2014 Salary (Wave)Net Salary (Mike)Net Other (Net Take Home) TOTAL MONTHLY INCOME % Guide* 1. Giving Tithe Other Contrib. World Vission NET SPENDABLE INCOME (Total Income Less Giving)
BUDGET 2104 4. Loan Payments FransCar Paymt Master Card Mikes 1550.00 Sears Mastercard Sear other Wells Fargo Bank Loans Cerdit Union 30.00 Family Friends Other 5. Auto/Transportation Licences 10.00 Gas Oil/Lube 485.00 Repairs Parking Registration Other 6. Insurance Life Medical Dental Jay Car Ins Wave Motercyle Ins Trailer Ins Mikes Truck Insu Other
0-10%
0.10 30.00
% Guide* 2. Savings 3. Housing Mortgage Taxes Insurance Maintaince Electrical Derrells Storage House Phone Wave Cell Evan Cell Erics Cell Comcast Cable 5-10% 25-38% 415.00 14.00 25.00
5%
31.00
9. Entertainment 8. Professional Services 7. Household/Person 6. Insurance 1 5. Auto/Transportation 4. Loan Payments 3. Housing 2. Savings NET SPENDABLE INCOME TOTAL MONTHLY INCOME 0.00 500.00 1000.00 1500.00 2000.00
25.00 7. Household/Person Food Household items Cosmetics Barber Laundry/Cleaning Books Gifts Education Clothing Allowances Other 180.00 8. Professional Services Dental Medical/Presc Legal Union Dues Evans BracesPymt Other 144.00 9. Entertainment Dinning Out Lunches Movies/Events Vacation Trips Health Club Hobbies Other
220.00 Income vs Expense: Less Total Expense Income Over (Under) 1550.00 1198.00 352.00
5-15% 24.00
24.00
80.00
20.00
Income Per Mth Jan 2014 Salary (Wave)Net Salary (Mike)Net Other (Net Take Home) TOTAL MONTHLY INCOME % Guide* 1. Giving Tithe Other Contrib. World Vission NET SPENDABLE INCOME (Total Income Less Giving)
BUDGET 2104 4. Loan Payments FransCar Paymt Master Card Mikes 15200.00 Sears Mastercard Sear other Wells Fargo Bank Loans Cerdit Union 360.00 Family Friends Other 5. Auto/Transportation Licences 120.00 Gas Oil/Lube 5820.00 Repairs Parking Registration Other 6. Insurance Life Medical Dental Jay Car Ins Wave Motercyle Ins Trailer Ins Mikes Truck Insu Other
0-10%
0.10 30.00
% Guide* 2. Savings 3. Housing Mortgage Taxes Insurance Maintaince Electrical Derrells Storage House Phone Wave Cell Evan Cell Erics Cell Comcast Cable 5-10% 25-38% 415.00 14.00 25.00
5%
31.00
9. Entertainment 8. Professional Services 7. Household/Person 6. Insurance 1 5. Auto/Transportation 4. Loan Payments 3. Housing 2. Savings NET SPENDABLE INCOME 0.00 5000.00 10000.00 15000.00 20000.00 TOTAL MONTHLY INCOME
300.00 7. Household/Person Food Household items Cosmetics Barber Laundry/Cleaning Books Gifts Education Clothing Allowances Other 2533.00 8. Professional Services Dental Medical/Presc Legal Union Dues Evans BracesPymt Other 1728.00 9. Entertainment Dinning Out Lunches Movies/Events Vacation Trips Health Club Hobbies Other
2640.00 Income vs Expense: Less Total Expense Income Over (Under) 15200.00 14749.00 451.00
5-15% 24.00
288.00
960.00
20.00