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Income Per Mth Jan 2014 Salary (Wave)Net Salary (Mike)Net Other (Net Take Home) TOTAL MONTHLY

INCOME % Guide* 1. Giving Tithe Other Contrib. World Vission NET SPENDABLE INCOME (Total Income Less Giving)

0.00 0.00 700.00

BUDGET 2104 4. Loan Payments FransCar Paymt Master Card Mikes 700.00 Sears Mastercard Sear other Wells Fargo Bank Loans Cerdit Union 30.00 Family Friends Other 5. Auto/Transportation Licences 10.00 Gas Oil/Lube 485.00 Repairs Parking Registration Other 6. Insurance Life Medical Dental Jay Car Ins Wave Motercyle Ins Trailer Ins Mikes Truck Insu Other

0-10%

0.10 30.00

% Guide* 2. Savings 3. Housing Mortgage Taxes Insurance Maintaince Electrical Derrells Storage House Phone Wave Cell Evan Cell Erics Cell Comcast Cable 5-10% 25-38% 415.00 14.00 25.00

25.00 5% 140.00 40.00

25.00 7. Household/Person Food Household items Cosmetics Barber Laundry/Cleaning Books Gifts Education Clothing Allowances Other 180.00 8. Professional Services Dental Medical/Presc Legal Union Dues Evans BracesPymt Other 144.00 9. Entertainment Dinning Out Lunches Movies/Events Vacation Trips Health Club Hobbies Other

5-22% 100.00 25.00

220.00 Income vs Expense: Less Total Expense Income Over (Under)

25.00 10.00 40.00 20.00

5-15% 24.00

24.00

5%

5-10% 20.00 20.00 20.00

80.00

31.00

95.00 35.00 14.00

20.00

700.00 1198.00 -498.00

Income Per Mth Jan 2014 Salary (Wave)Net Salary (Mike)Net Other (Net Take Home) TOTAL MONTHLY INCOME % Guide* 1. Giving Tithe Other Contrib. World Vission NET SPENDABLE INCOME (Total Income Less Giving)

0.00 0.00 700.00

BUDGET 2104 4. Loan Payments FransCar Paymt Master Card Mikes 700.00 Sears Mastercard Sear other Wells Fargo Bank Loans Cerdit Union 30.00 Family Friends Other 5. Auto/Transportation Licences 10.00 Gas Oil/Lube 485.00 Repairs Parking Registration Other 6. Insurance Life Medical Dental Jay Car Ins Wave Motercyle Ins Trailer Ins Mikes Truck Insu Other

0-10%

0.10 30.00

% Guide* 2. Savings 3. Housing Mortgage Taxes Insurance Maintaince Electrical Derrells Storage House Phone Wave Cell Evan Cell Erics Cell Comcast Cable
800.00

25.00 5% 140.00 40.00

5-10% 25-38% 415.00 14.00 25.00

25.00 7. Household/Person Food Household items Cosmetics Barber Laundry/Cleaning Books Gifts Education Clothing Allowances Other 180.00 8. Professional Services Dental Medical/Presc Legal Union Dues Evans BracesPymt Other 144.00 9. Entertainment Dinning Out Lunches Movies/Events Vacation Trips Health Club Hobbies Other

5-22% 100.00 25.00

220.00 Income vs Expense: Less Total Expense Income Over (Under) 700.00 1198.00 -498.00

25.00 10.00 40.00 20.00

5-15% 24.00

24.00

5%

5-10% 20.00 20.00 20.00

80.00

31.00

95.00 35.00 14.00

20.00

TOTAL MONTHLY INCOME 700.00 600.00 500.00 NET SPENDABLE INCOME 2. Savings 3. Housing 4. Loan Payments 5. Auto/Transportation 6. Insurance 7. Household/Person 8. Professional Services 9. Entertainment

400.00
300.00 200.00 100.00 0.00

Income Per Mth Jan 2014 Salary (Wave)Net Salary (Mike)Net Other (Net Take Home) TOTAL MONTHLY INCOME % Guide* 1. Giving Tithe Other Contrib. World Vission NET SPENDABLE INCOME (Total Income Less Giving)

0.00 0.00 700.00

BUDGET 2104 4. Loan Payments FransCar Paymt Master Card Mikes 700.00 Sears Mastercard Sear other Wells Fargo Bank Loans Cerdit Union 30.00 Family Friends Other 5. Auto/Transportation Licences 10.00 Gas Oil/Lube 485.00 Repairs Parking Registration Other 6. Insurance Life Medical Dental Jay Car Ins Wave Motercyle Ins Trailer Ins Mikes Truck Insu Other

0-10%

0.10 30.00

% Guide* 2. Savings 3. Housing Mortgage Taxes Insurance Maintaince Electrical Derrells Storage House Phone Wave Cell Evan Cell Erics Cell Comcast Cable 5-10% 25-38% 415.00 14.00 25.00

25.00 5% 140.00 40.00

5%

31.00

95.00 35.00 14.00

700.00 600.00 500.00 400.00 300.00 200.00 100.00 0.00 1

TOTAL MONTHLY INCOME NET SPENDABLE INCOME 2. Savings 3. Housing 4. Loan Payments 5. Auto/Transportation 6. Insurance 7. Household/Person 8. Professional Services 9. Entertainment

25.00 7. Household/Person Food Household items Cosmetics Barber Laundry/Cleaning Books Gifts Education Clothing Allowances Other 180.00 8. Professional Services Dental Medical/Presc Legal Union Dues Evans BracesPymt Other 144.00 9. Entertainment Dinning Out Lunches Movies/Events Vacation Trips Health Club Hobbies Other

5-22% 100.00 25.00

220.00 Income vs Expense: Less Total Expense Income Over (Under) 700.00 1198.00 -498.00

25.00 10.00 40.00 20.00

5-15% 24.00

24.00

5-10% 20.00 20.00 20.00

80.00

20.00

Income Per Mth Jan 2014 Salary (Wave)Net Salary (Mike)Net Other (Net Take Home) TOTAL MONTHLY INCOME % Guide* 1. Giving Tithe Other Contrib. World Vission NET SPENDABLE INCOME (Total Income Less Giving)

0.00 0.00 700.00

BUDGET 2104 4. Loan Payments FransCar Paymt Master Card Mikes 700.00 Sears Mastercard Sear other Wells Fargo Bank Loans Cerdit Union 30.00 Family Friends Other 5. Auto/Transportation Licences 10.00 Gas Oil/Lube 485.00 Repairs Parking Registration Other 6. Insurance Life Medical Dental Jay Car Ins Wave Motercyle Ins Trailer Ins Mikes Truck Insu Other

0-10%

0.10 30.00

% Guide* 2. Savings 3. Housing Mortgage Taxes Insurance Maintaince Electrical Derrells Storage House Phone Wave Cell Evan Cell Erics Cell Comcast Cable 5-10% 25-38% 415.00 14.00 25.00

25.00 5% 140.00 40.00

148.00 5%

31.00

95.00 35.00 14.00

700.00 600.00 500.00 400.00 300.00 200.00 100.00 0.00 1 TOTAL MONTHLY INCOME 5. Auto/Transportation

0.00 1

TOTAL MONTHLY INCOME

25.00 7. Household/Person Food Household items Cosmetics Barber Laundry/Cleaning Books Gifts Education Clothing Allowances Other 328.00 8. Professional Services Dental Medical/Presc Legal Union Dues Evans BracesPymt Other 144.00 9. Entertainment Dinning Out Lunches Movies/Events Vacation Trips Health Club Hobbies Other

5-22% 100.00 25.00

220.00 Income vs Expense: Less Total Expense Income Over (Under) 700.00 1346.00 -646.00

25.00 10.00 40.00 20.00

5-15% 24.00

24.00

5-10% 20.00 20.00 20.00

80.00

20.00

Income Per Mth Jan 2014 Salary (Wave)Net Salary (Mike)Net Other (Net Take Home) TOTAL MONTHLY INCOME % Guide* 1. Giving Tithe Other Contrib. World Vission NET SPENDABLE INCOME (Total Income Less Giving)

0.00 0.00 700.00

BUDGET 2104 4. Loan Payments FransCar Paymt Master Card Mikes 700.00 Sears Mastercard Sear other Wells Fargo Bank Loans Cerdit Union 30.00 Family Friends Other 5. Auto/Transportation Licences 10.00 Gas Oil/Lube 485.00 Repairs Parking Registration Other 6. Insurance Life Medical Dental Jay Car Ins Wave Motercyle Ins Trailer Ins Mikes Truck Insu Other

0-10%

0.10 30.00

% Guide* 2. Savings 3. Housing Mortgage Taxes Insurance Maintaince Electrical Derrells Storage House Phone Wave Cell Evan Cell Erics Cell Comcast Cable 5-10% 25-38% 415.00 14.00 25.00

25.00 5% 140.00 40.00

125.00 5%

31.00

95.00 35.00 14.00

700.00 600.00 500.00 400.00 300.00 200.00 100.00 0.00 1

TOTAL MONTHLY INCOME NET SPENDABLE INCOME 2. Savings 3. Housing 4. Loan Payments 5. Auto/Transportation 6. Insurance 7. Household/Person 8. Professional Services 9. Entertainment

25.00 7. Household/Person Food Household items Cosmetics Barber Laundry/Cleaning Books Gifts Education Clothing Allowances Other 305.00 8. Professional Services Dental Medical/Presc Legal Union Dues Evans BracesPymt Other 144.00 9. Entertainment Dinning Out Lunches Movies/Events Vacation Trips Health Club Hobbies Other

5-22% 100.00 25.00

220.00 Income vs Expense: Less Total Expense Income Over (Under) 700.00 1323.00 -623.00

25.00 10.00 40.00 20.00

5-15% 24.00

24.00

5-10% 20.00 20.00 20.00

80.00

20.00

Income Per Mth Jan 2014 Salary (Wave)Net Salary (Mike)Net Other (Net Take Home) TOTAL MONTHLY INCOME % Guide* 1. Giving Tithe Other Contrib. World Vission NET SPENDABLE INCOME (Total Income Less Giving)

850.00 0.00 700.00

BUDGET 2104 4. Loan Payments FransCar Paymt Master Card Mikes 1550.00 Sears Mastercard Sear other Wells Fargo Bank Loans Cerdit Union 30.00 Family Friends Other 5. Auto/Transportation Licences 10.00 Gas Oil/Lube 485.00 Repairs Parking Registration Other 6. Insurance Life Medical Dental Jay Car Ins Wave Motercyle Ins Trailer Ins Mikes Truck Insu Other

0-10%

0.10 30.00

% Guide* 2. Savings 3. Housing Mortgage Taxes Insurance Maintaince Electrical Derrells Storage House Phone Wave Cell Evan Cell Erics Cell Comcast Cable 5-10% 25-38% 415.00 14.00 25.00

25.00 5% 140.00 40.00

100.00 5%

31.00

95.00 35.00 14.00

1600.00 1400.00 1200.00 1000.00 800.00 9. Entertainment

6. Insurance

800.00 600.00 400.00 200.00 0.00 1 3. Housing

6. Insurance

TOTAL MONTHLY INCOME

25.00 7. Household/Person Food Household items Cosmetics Barber Laundry/Cleaning Books Gifts Education Clothing Allowances Other 280.00 8. Professional Services Dental Medical/Presc Legal Union Dues Evans BracesPymt Other 144.00 9. Entertainment Dinning Out Lunches Movies/Events Vacation Trips Health Club Hobbies Other

5-22% 100.00 25.00

220.00 Income vs Expense: Less Total Expense Income Over (Under) 1550.00 1298.00 252.00

25.00 10.00 40.00 20.00

5-15% 24.00

24.00

5-10% 20.00 20.00 20.00

80.00

20.00

TOTAL MONTHLY INCOME NET SPENDABLE INCOME 2. Savings 3. Housing 4. Loan Payments 5. Auto/Transportation 6. Insurance 7. Household/Person

9. Entertainment

6. Insurance 7. Household/Person 8. Professional Services 9. Entertainment

Income Per Mth Jan 2014 Salary (Wave)Net Salary (Mike)Net Other (Net Take Home) TOTAL MONTHLY INCOME % Guide* 1. Giving Tithe Other Contrib. World Vission NET SPENDABLE INCOME (Total Income Less Giving)

850.00 0.00 700.00

BUDGET 2104 4. Loan Payments FransCar Paymt Master Card Mikes 1550.00 Sears Mastercard Sear other Wells Fargo Bank Loans Cerdit Union 30.00 Family Friends Other 5. Auto/Transportation Licences 10.00 Gas Oil/Lube 485.00 Repairs Parking Registration Other 6. Insurance Life Medical Dental Jay Car Ins Wave Motercyle Ins Trailer Ins Mikes Truck Insu Other

0-10%

0.10 30.00

% Guide* 2. Savings 3. Housing Mortgage Taxes Insurance Maintaince Electrical Derrells Storage House Phone Wave Cell Evan Cell Erics Cell Comcast Cable
2500.00

25.00 5% 140.00 40.00

5-10% 25-38% 415.00 14.00 25.00

5%

31.00

95.00 35.00 14.00

9. Entertainment 2000.00 8. Professional Services 7. Household/Person 1500.00 6. Insurance 5. Auto/Transportation 1000.00 4. Loan Payments 3. Housing 500.00 2. Savings NET SPENDABLE INCOME 0.00 1 TOTAL MONTHLY INCOME

25.00 7. Household/Person Food Household items Cosmetics Barber Laundry/Cleaning Books Gifts Education Clothing Allowances Other 180.00 8. Professional Services Dental Medical/Presc Legal Union Dues Evans BracesPymt Other 144.00 9. Entertainment Dinning Out Lunches Movies/Events Vacation Trips Health Club Hobbies Other

5-22% 100.00 25.00

220.00 Income vs Expense: Less Total Expense Income Over (Under) 1550.00 1198.00 352.00

25.00 10.00 40.00 20.00

5-15% 24.00

24.00

5-10% 20.00 20.00 20.00

80.00

20.00

Income Per Mth Jan 2014 Salary (Wave)Net Salary (Mike)Net Other (Net Take Home) TOTAL MONTHLY INCOME % Guide* 1. Giving Tithe Other Contrib. World Vission NET SPENDABLE INCOME (Total Income Less Giving)

850.00 0.00 700.00

BUDGET 2104 4. Loan Payments FransCar Paymt Master Card Mikes 1550.00 Sears Mastercard Sear other Wells Fargo Bank Loans Cerdit Union 30.00 Family Friends Other 5. Auto/Transportation Licences 10.00 Gas Oil/Lube 485.00 Repairs Parking Registration Other 6. Insurance Life Medical Dental Jay Car Ins Wave Motercyle Ins Trailer Ins Mikes Truck Insu Other

0-10%

0.10 30.00

% Guide* 2. Savings 3. Housing Mortgage Taxes Insurance Maintaince Electrical Derrells Storage House Phone Wave Cell Evan Cell Erics Cell Comcast Cable 5-10% 25-38% 415.00 14.00 25.00

25.00 5% 140.00 40.00

5%

31.00

95.00 35.00 14.00

25.00 7. Household/Person Food Household items Cosmetics Barber Laundry/Cleaning Books Gifts Education Clothing Allowances Other 180.00 8. Professional Services Dental Medical/Presc Legal Union Dues Evans BracesPymt Other 144.00 9. Entertainment Dinning Out Lunches Movies/Events Vacation Trips Health Club Hobbies Other

5-22% 100.00 25.00

220.00 Income vs Expense: Less Total Expense Income Over (Under) 1550.00 1198.00 352.00

25.00 10.00 40.00 20.00


1800.00

1600.00

5-15% 24.00

24.00
1400.00

1200.00

5-10% 20.00 20.00 20.00

80.00 1000.00

800.00

20.00

600.00

400.00

200.00

0.00 1

TOTAL MONTHLY INCOME NET SPENDABLE INCOME 2. Savings

3. Housing

4. Loan Payments

5. Auto/Transportati on 6. Insurance

7. Household/Perso n 8. Professional Services 9. Entertainment

Income Per Mth Jan 2014 Salary (Wave)Net Salary (Mike)Net Other (Net Take Home) TOTAL MONTHLY INCOME % Guide* 1. Giving Tithe Other Contrib. World Vission NET SPENDABLE INCOME (Total Income Less Giving)

850.00 0.00 700.00

BUDGET 2104 4. Loan Payments FransCar Paymt Master Card Mikes 1550.00 Sears Mastercard Sear other Wells Fargo Bank Loans Cerdit Union 30.00 Family Friends Other 5. Auto/Transportation Licences 10.00 Gas Oil/Lube 485.00 Repairs Parking Registration Other 6. Insurance Life Medical Dental Jay Car Ins Wave Motercyle Ins Trailer Ins Mikes Truck Insu Other

0-10%

0.10 30.00

% Guide* 2. Savings 3. Housing Mortgage Taxes Insurance Maintaince Electrical Derrells Storage House Phone Wave Cell Evan Cell Erics Cell Comcast Cable 5-10% 25-38% 415.00 14.00 25.00

25.00 5% 140.00 40.00

5%

31.00

95.00 35.00 14.00

25.00 7. Household/Person Food Household items Cosmetics Barber Laundry/Cleaning Books Gifts Education Clothing Allowances Other 180.00 8. Professional Services Dental Medical/Presc Legal Union Dues Evans BracesPymt Other 144.00 9. Entertainment Dinning Out Lunches Movies/Events Vacation Trips Health Club Hobbies Other

5-22% 100.00 25.00

220.00 Income vs Expense: Less Total Expense Income Over (Under) 1550.00 1198.00 352.00

25.00 10.00 40.00 20.00

5-15% 24.00

24.00

5-10% 20.00 20.00 20.00

80.00

20.00

3000.00 9. Entertainment

2500.00

8. Professional Services 7. Household/Person

2000.00 6. Insurance

1500.00

5. Auto/Transportatio n 4. Loan Payments

1000.00

3. Housing

2. Savings 500.00 NET SPENDABLE INCOME 0.00 1

Income Per Mth Jan 2014 Salary (Wave)Net Salary (Mike)Net Other (Net Take Home) TOTAL MONTHLY INCOME % Guide* 1. Giving Tithe Other Contrib. World Vission NET SPENDABLE INCOME (Total Income Less Giving)

850.00 0.00 700.00

BUDGET 2104 4. Loan Payments FransCar Paymt Master Card Mikes 1550.00 Sears Mastercard Sear other Wells Fargo Bank Loans Cerdit Union 30.00 Family Friends Other 5. Auto/Transportation Licences 10.00 Gas Oil/Lube 485.00 Repairs Parking Registration Other 6. Insurance Life Medical Dental Jay Car Ins Wave Motercyle Ins Trailer Ins Mikes Truck Insu Other

0-10%

0.10 30.00

% Guide* 2. Savings 3. Housing Mortgage Taxes Insurance Maintaince Electrical Derrells Storage House Phone Wave Cell Evan Cell Erics Cell Comcast Cable 5-10% 25-38% 415.00 14.00 25.00

25.00 5% 140.00 40.00

5%

31.00

95.00 35.00 14.00

25.00 7. Household/Person Food Household items Cosmetics Barber Laundry/Cleaning Books Gifts Education Clothing Allowances Other 180.00 8. Professional Services Dental Medical/Presc Legal Union Dues Evans BracesPymt Other 144.00 9. Entertainment Dinning Out Lunches Movies/Events Vacation Trips Health Club Hobbies Other

5-22% 100.00 25.00

220.00 Income vs Expense: Less Total Expense Income Over (Under) 1550.00 1198.00 352.00

25.00 10.00 40.00 20.00


100%

5-15% 24.00

24.00

90% 80% 70% 60%

5-10% 20.00 20.00 20.00

80.00

50% 40% 30% 20%

20.00

10% 0% 1

9. Entertainment

8. Professional Services 7. Household/Person 6. Insurance

5. Auto/Transportatio n 4. Loan Payments

3. Housing

2. Savings

NET SPENDABLE INCOME TOTAL MONTHLY INCOME

Income Per Mth Jan 2014 Salary (Wave)Net Salary (Mike)Net Other (Net Take Home) TOTAL MONTHLY INCOME % Guide* 1. Giving Tithe Other Contrib. World Vission NET SPENDABLE INCOME (Total Income Less Giving)

850.00 0.00 700.00

BUDGET 2104 4. Loan Payments FransCar Paymt Master Card Mikes 1550.00 Sears Mastercard Sear other Wells Fargo Bank Loans Cerdit Union 30.00 Family Friends Other 5. Auto/Transportation Licences 10.00 Gas Oil/Lube 485.00 Repairs Parking Registration Other 6. Insurance Life Medical Dental Jay Car Ins Wave Motercyle Ins Trailer Ins Mikes Truck Insu Other

0-10%

0.10 30.00

% Guide* 2. Savings 3. Housing Mortgage Taxes Insurance Maintaince Electrical Derrells Storage House Phone Wave Cell Evan Cell Erics Cell Comcast Cable 5-10% 25-38% 415.00 14.00 25.00

25.00 5% 140.00 40.00

5%

31.00

95.00 35.00 14.00

9. Entertainment 8. Professional Services 7. Household/Person 6. Insurance 1 5. Auto/Transportation 4. Loan Payments 3. Housing 2. Savings NET SPENDABLE INCOME TOTAL MONTHLY INCOME 0.00 500.00 1000.00 1500.00 2000.00

25.00 7. Household/Person Food Household items Cosmetics Barber Laundry/Cleaning Books Gifts Education Clothing Allowances Other 180.00 8. Professional Services Dental Medical/Presc Legal Union Dues Evans BracesPymt Other 144.00 9. Entertainment Dinning Out Lunches Movies/Events Vacation Trips Health Club Hobbies Other

5-22% 100.00 25.00

220.00 Income vs Expense: Less Total Expense Income Over (Under) 1550.00 1198.00 352.00

25.00 10.00 40.00 20.00

5-15% 24.00

24.00

5-10% 20.00 20.00 20.00

80.00

20.00

Income Per Mth Jan 2014 Salary (Wave)Net Salary (Mike)Net Other (Net Take Home) TOTAL MONTHLY INCOME % Guide* 1. Giving Tithe Other Contrib. World Vission NET SPENDABLE INCOME (Total Income Less Giving)

850.00 0.00 700.00

BUDGET 2104 4. Loan Payments FransCar Paymt Master Card Mikes 1550.00 Sears Mastercard Sear other Wells Fargo Bank Loans Cerdit Union 30.00 Family Friends Other 5. Auto/Transportation Licences 10.00 Gas Oil/Lube 485.00 Repairs Parking Registration Other 6. Insurance Life Medical Dental Jay Car Ins Wave Motercyle Ins Trailer Ins Mikes Truck Insu Other

0-10%

0.10 30.00

% Guide* 2. Savings 3. Housing Mortgage Taxes Insurance Maintaince Electrical Derrells Storage House Phone Wave Cell Evan Cell Erics Cell Comcast Cable 5-10% 25-38% 415.00 14.00 25.00

25.00 5% 140.00 40.00

5%

31.00

95.00 35.00 14.00

9. Entertainment 8. Professional Services 7. Household/Person 6. Insurance 5. Auto/Transportation 1 4. Loan Payments 3. Housing 2. Savings NET SPENDABLE INCOME TOTAL MONTHLY INCOME 0.00 500.00 1000.00 1500.00 2000.00

0.00

500.00

1000.00

1500.00

2000.00

25.00 7. Household/Person Food Household items Cosmetics Barber Laundry/Cleaning Books Gifts Education Clothing Allowances Other 180.00 8. Professional Services Dental Medical/Presc Legal Union Dues Evans BracesPymt Other 144.00 9. Entertainment Dinning Out Lunches Movies/Events Vacation Trips Health Club Hobbies Other

5-22% 100.00 25.00

220.00 Income vs Expense: Less Total Expense Income Over (Under) 1550.00 1198.00 352.00

25.00 10.00 40.00 20.00

5-15% 24.00

24.00

5-10% 20.00 20.00 20.00

80.00

20.00

Income Per Mth Jan 2014 Salary (Wave)Net Salary (Mike)Net Other (Net Take Home) TOTAL MONTHLY INCOME % Guide* 1. Giving Tithe Other Contrib. World Vission NET SPENDABLE INCOME (Total Income Less Giving)

850.00 0.00 700.00

BUDGET 2104 4. Loan Payments FransCar Paymt Master Card Mikes 1550.00 Sears Mastercard Sear other Wells Fargo Bank Loans Cerdit Union 30.00 Family Friends Other 5. Auto/Transportation Licences 10.00 Gas Oil/Lube 485.00 Repairs Parking Registration Other 6. Insurance Life Medical Dental Jay Car Ins Wave Motercyle Ins Trailer Ins Mikes Truck Insu Other

0-10%

0.10 30.00

% Guide* 2. Savings 3. Housing Mortgage Taxes Insurance Maintaince Electrical Derrells Storage House Phone Wave Cell Evan Cell Erics Cell Comcast Cable 5-10% 25-38% 415.00 14.00 25.00

25.00 5% 140.00 40.00

5%

31.00

95.00 35.00 14.00

9. Entertainment 8. Professional Services 7. Household/Person 6. Insurance 1 5. Auto/Transportation 4. Loan Payments 3. Housing 2. Savings NET SPENDABLE INCOME TOTAL MONTHLY INCOME 0.00 500.00 1000.00 1500.00 2000.00

25.00 7. Household/Person Food Household items Cosmetics Barber Laundry/Cleaning Books Gifts Education Clothing Allowances Other 180.00 8. Professional Services Dental Medical/Presc Legal Union Dues Evans BracesPymt Other 144.00 9. Entertainment Dinning Out Lunches Movies/Events Vacation Trips Health Club Hobbies Other

5-22% 100.00 25.00

220.00 Income vs Expense: Less Total Expense Income Over (Under) 1550.00 1198.00 352.00

25.00 10.00 40.00 20.00

5-15% 24.00

24.00

5-10% 20.00 20.00 20.00

80.00

20.00

Income Per Mth Jan 2014 Salary (Wave)Net Salary (Mike)Net Other (Net Take Home) TOTAL MONTHLY INCOME % Guide* 1. Giving Tithe Other Contrib. World Vission NET SPENDABLE INCOME (Total Income Less Giving)

850.00 0.00 700.00

BUDGET 2104 4. Loan Payments FransCar Paymt Master Card Mikes 15200.00 Sears Mastercard Sear other Wells Fargo Bank Loans Cerdit Union 360.00 Family Friends Other 5. Auto/Transportation Licences 120.00 Gas Oil/Lube 5820.00 Repairs Parking Registration Other 6. Insurance Life Medical Dental Jay Car Ins Wave Motercyle Ins Trailer Ins Mikes Truck Insu Other

0-10%

0.10 30.00

% Guide* 2. Savings 3. Housing Mortgage Taxes Insurance Maintaince Electrical Derrells Storage House Phone Wave Cell Evan Cell Erics Cell Comcast Cable 5-10% 25-38% 415.00 14.00 25.00

25.00 5% 140.00 40.00

5%

31.00

95.00 35.00 14.00

9. Entertainment 8. Professional Services 7. Household/Person 6. Insurance 1 5. Auto/Transportation 4. Loan Payments 3. Housing 2. Savings NET SPENDABLE INCOME 0.00 5000.00 10000.00 15000.00 20000.00 TOTAL MONTHLY INCOME

300.00 7. Household/Person Food Household items Cosmetics Barber Laundry/Cleaning Books Gifts Education Clothing Allowances Other 2533.00 8. Professional Services Dental Medical/Presc Legal Union Dues Evans BracesPymt Other 1728.00 9. Entertainment Dinning Out Lunches Movies/Events Vacation Trips Health Club Hobbies Other

5-22% 100.00 25.00

2640.00 Income vs Expense: Less Total Expense Income Over (Under) 15200.00 14749.00 451.00

25.00 10.00 40.00 20.00

5-15% 24.00

288.00

5-10% 20.00 20.00 20.00

960.00

20.00

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