Group Assignmnet 2

REPORT M-1C.....
PAGE-1 (AMOUNTS IN THOUSANDS)

<-------- -ACTUAL (CUMM ULATIVE
C O D E D E S C R I P T I O N M.E.BAL AVG.BAL E.A.R.
------- --------------------- -------- -------- -----
1000-00 CUSTOMER SOURCES
1001-00 LOCAL CURRENCY
1010-01 CURRENT ACCOUNTS 286,342.00 252,241.00 -
1015-01 VALUE PLUS CURRENT DEPOSITS 884.00 398.00 -
1020-01 ASKARI SPECIAL DEPOSITS 17,111.00 44,295.00 5.58
1040-01 ASKARI SPECIAL DEPOSIT (GOLD) - - -
1045-01 F I S D A - - -
1050-01 ASKARI FAIDA ACCOUNTS - - -
1051-01 PRE PAID DEPOSIT ACCOUNT - - -
1060-01 PLS SAVINGS ACCOUNTS 8,416.00 6,666.00 3.07
1065-01 VALUE PLUS SAVING DEPOSITS 9,134.00 10,219.00 2.65
1070-01 FEDERAL GOVT. DEPOSIT A/C - - -
1080-01 SHORT NOTICE DEPOSITS (7 TO 30 DAYS - - -
1100-01 TERM DEPOSITS (1 TO 3 MONTHS) - 526.00 0.09
1120-01 TERM DEPOSITS (4 TO 6 MONTHS) 300.00 300.00 5.54
1140-01 TERM DEPOSITS (7 TO 12 MONTHS) - - -
1160-01 TERM DEPOSITS (OVER 1 YEAR) - - -
1165-01 VALUE PLUS TIME DEPOSITS - - -
1180-01 A.B.C. 3 & 5 YEARS - - -
1185-01 ASKARI BANK INV. CETIFICATE - - -
1186-01 UTILITY BILLS DEPOSITS - PTCL - - -
1190-01 AGRI FINANCE - EVERGREEN - - -
1200-01 OTHER DEPOSITS (MARGINS ETC.) 154.00 152.00 -
1200-90 SUB-TOTAL 322,341.00 314,798.00 0.94
1201-00 FOREIGN CURRENCY
1220-01 CURRENT/CALL DEPOSITS (OLD) - - -
1220-02 CURRENT DEPOSITS (NEW) - - -
1240-01 SAVINGS ACCOUNT (OLD) - - -
1240-02 SAVINGS ACCOUNT (NEW) - - -
1260-01 TIME DEPOSIT (OLD) / PNDR - - -
1260-02 NOTICE DEPOSITS(7 TO 30 DAYS) - NEW - - -
1280-01 TIME DEPOSITS - (NEW) - - -
1320-01 OTHER DEPOSITS - - -
1340-01 FWD COVER FEE - - -
1340-90 SUB-TOTAL - - -
1340-95 TOTAL 322,341.00 314,798.00 0.94
1360-00 FINANCIAL MARKET SOURCES
1360-01 DUE TO OTHER BANKS - - -
1400-01 DEPOSIT FROM NBFI - - -
1420-01 REFINANCE BORR. FROM SBP - - -
1440-01 OTHER SBP BORROWINGS - - -
1460-01 OTHER F.M. SOURCES - - -
1460-90 SUB-TOTAL - - -
1480-00 INTERNAL SOURCES
1480-01 FUND MANAGEMENT ACCOUNT - - -
1480-02 CASH MANAGEMENT CLR/COLL - - -
1485-01 SURPLUS ON REV.OF SECURITIES - - -
1485-02 SURPLUS ON REV. OF SHARES - - -
1485-03 SURPLUS ON REV. OF TFCS - - -
1500-01 BILLS PAYABLE 2,048.00 690.00 -
1510-01 BILLS PAYABLE - RTC - - -
1520-01 PROVISIONS 619.00 290.00 -
1540-01 H.O. / BRANCH ACCOUNT LCY - - -
1550-01 DUE TO TREASURY FE-25 LEND - - -
1560-01 H.O. / BRANCH ACCOUNT FCY - - -
1570-01 INTER BR. M/U EXP. ON SBP BAL - - -
1575-01 DUE TO BRANCHES - - -
1576-01 DUE TO TREASURY (BORR) - - -
1577-01 DUE TO BRANCHES - MMA - - -
1580-01 SUNDRY CREDITORS 653.00 309.00 -
1600-01 OTHER LIABILITIES - - -
1620-01 INCOME ACCOUNTS 14,185.00 5,490.00 -
1630-01 SUB-ORDINATED-DEBT-TFC - - -
1640-01 CAPITAL & RESERVRS - - -
REPORT M-1C.....PAGE-1 (AMOUNTS IN THOUSANDS)

------- --------------------- -------- -------- -----
1640-90 SUB-TOTAL 17,505.00 6,778.00 92.89
1640-98 G R A N D T O T A L 339,846.00 321,576.00 2.88

------- --------------------- -------- -------- -----
4000-00 CUSTOMER USES
4000-01 RUNNING FINANCE 18,518.00 17,748.00 13.03
4000-02 SMART CASH - - -
4000-03 RUNNING FINANCE - AGRI - - -
4020-01 TR'S - - -
4040-01 PAD'S - - -
4050-01 ACCEPTANCES PURCHASED - - -
4060-01 FIM - - -
4080-01 TERM FINANCING - ORDINARY 158.00 178.00 15.15
4080-02 TERM FINANCE - AGRI - - -
4085-01 T.F. - PERSONAL FINANCE - 143.00 7.41
4086-01 TERM FIN MORTGAGE FINANCE - - -
4087-01 ASKARI BUSINESS FINANCE - - -
4100-01 LOCAL BILLS PURCH./DISC. - - -
4120-01 CASH FINANCE (PLEDGE) - - -
4130-01 MORABAHA FINANCE - - -
4140-01 T.F. ASKCAR - - -
4145-01 ASK 4 CAR - - -
4150-01 CORPORATE BANKING PORTFOLIO - - -
4160-01 T.F. HOUSING FIN GHQ - - -
4170-01 CREDIT CARD - - -
4175-01 MUDARBAH FIN ISLAMIC BANKING - - -
4180-01 T.F. - PUBLIC SECTOR - - -
4180-90 SUB-TOTAL 18,676.00 18,070.00 13.01
4190-00 NEW FCY LENDING FE-25
4190-01 FCY TERM FINANCE FE-25 - - -
4190-02 FCY CASH FINANCE FE-25 - - -
4190-03 FCY F.A.P.C FE-25 - - -
4190-04 F.A.F.B FE-25 - - -
4190-05 F.A.T.R FE-25 - - -
4190-06 F.I.M. FE-25 - - -
4190-90 SUB-TOTAL - - -
4200-00 EXPORT / NON-CC FINANCES
4200-01 F.A.P.C (ERF) - - -
4200-02 LONG TERM FIN. EXP ORIEN PROJ - - -
4201-01 F.A.P.C. (OS) - - -
4202-01 F.A.F.B. (ERF) - - -
4203-01 F.A.F.B. (OS) - - -
4204-01 F.A.P.C FCEF (FE-04) - - -
4210-01 FAFB - - -
4220-01 OVERDUE FAFB - - -
4260-01 FBP - - -
4300-05 FATR (OLD) - - -
4300-06 FIM (OLD) - - -
4320-01 OVERDUE FAPC'S - - -
4360-01 OTHER NON-CC.FINANCE - - -
4360-90 SUB-TOTAL - - -
4360-95 TOTAL 18,676.00 18,070.00 13.01
4380-00 FINANCIAL MARKET USES
4380-01 STATUTORY BALANCE WITH SBP - - -
4400-01 ADDITIONAL BALANCE WITH SBP - - -
4420-01 SP.DEP.SBP FOR REFINANCE - - -
4425-01 SPL COMMODITY OBS A/C WITH SBP - - -
4430-01 SCD. WITH SBP - - -
4435-01 2% SPECIAL DEPOSIT WITH SBP - - -
4436-01 US$ COLL/SETT A/C WITH SBP - - -
4440-01 BAL. WITH OTHER BANKS/NBFIS - - -
4500-01 OTHER F.M. USES - - -
4500-90 SUB-TOTAL - - -
4520-00 INVESTMENTS
4520-01 GOVT. SECURITIES - - -

------- --------------------- -------- -------- -----
4540-01 SHARES / DEBENTURES - - -
4545-01 STRATEGIC INVESTMENTS - - -
4550-01 TERM FINANCE CERTIFICATES - - -
4560-01 SUBSIDARIES / OTHERS - - -
4565-01 INVESTMENT C.O.T - - -
4566-01 INVESTMENT COMMERCIAL PAPERS - - -
4567-01 INVESTMENT A/C CFS - - -
4570-01 OBU BAHRAIN - - -
4571-01 ISLAMIC BANKING - - -
4580-90 SUB-TOTAL - - -
4600-00 INTERNAL USES
4600-01 CASH ON HAND LCY 9,425.00 13,737.00 -
4620-01 CASH ON HAND FCY - - -
4630-01 DEFICIT ON REV.SECURITIES - - -
4640-01 NPB / STAMPS ON HAND 12.00 22.00 -
4650-01 DUE FROM BRANCHES FE-25 LENDING - - -
4660-01 STAFF ADVANCES 5,008.00 4,428.00 4.96
4680-01 H.O. / BRANCH ACCOUNT LCY 291,069.00 274,239.00 11.00
4710-01 INTER BRANCH M/U ON SBP BAL - - -
4720-01 DUE FROM TREASURY - - -
4725-01 DUE FROM BRANCHES (LENDING) - - -
4730-01 DUE FROM TREASURY - MMA - - -
4740-01 FIXED ASSETS 5,879.00 6,022.00 -
4780-01 OTHER ASSETS 933.00 1,280.00 -
4800-01 EXPENDITURE ACCOUNTS 8,843.00 3,777.00 -
4800-90 SUB-TOTAL 321,169.00 303,505.00 10.01
4800-98 G R A N D T O T A L 339,845.00 321,575.00 10.18

<----ACTUAL (CUMMU
C O D E D E S C R I P T I O N BUSINESS RATE %
------- --------------------- -------- ------
1100-00 IMPORTS
1100-05 LC's OPENED - -
1100-07 LC'S CONFIRMATION - -
1100-10 PAD's RETIRED - -
1100-15 ACCEPTANCES RETIRED - -
1100-90 SUB-TOTAL - -
1200-00 EXPORTS
1200-05 FBP's (DOC) - -
1200-15 FBC's DOC (FDBC) - -
1200-90 SUB-TOTAL - -
1320-00
1320-30 OTHERS - -
1320-35 GUARANTEES ISSUED - -
1320-90 SUB-TOTAL - -
1320-95 TOTAL GUARANTEES - -
1400-00 OTHER LOCAL BUSINESS
1400-01 LBD / IBP - -
1400-02 RTC ISSUED - -
1400-03 ABIC ISSUED - -
1400-06 PAY ORDERS ISSUED 13,837.00 0.01
1400-07 TT's/MT's ISSUED - -
1400-08 DD's ISSUES 77,589.00 0.04
1400-09 CASH MANAGEMENT - -
1400-10 LOCAL COLLECTIONS 22,482.00 0.08
1400-90 SUB-TOTAL 113,908.00 0.04
1450-00 OTHER FOREIGN BUSINESS
1450-01 T.CHEQUES ISSUED - -
1450-02 FGN.REMITT. INWARD - -
1450-03 FBP's CLEAN/TC's ISSUED - -
1450-04 FBC's CLEAN - -
1450-90 SUB-TOTAL - -
1451-01 PREMIUM ON FBP - -
1500-00 OTHER INCOME
1500-01 EXCHANGE TRADING - -
1500-02 EXCHANGE REVALUATION - -
1500-03 EXCHANGE INCOME - -
1500-04 RECOVERIES - COMUNCATIONS - -
1500-05 INC.FROM NON-BANKING ASETS - -
1500-06 OTHER MISC. INCOME - -
1500-07 CREDIT CARD - -
1500-90 SUB-TOTAL - -
1600-00 FORWARD SALE / PURCHASE
1600-01 FUTURE PURCHASE - -
1600-02 FUTURE SALE - -
1600-03 LC CONFIRMATION - -
1600-04 PURCHASE & RESALE AGREEMENT - -
1600-05 SALE & REPURCHASE AGREEMENT - -
1600-90 SUB-TOTAL - -

<----ACTUAL (CUMMU
------- --------------------- -------- ------
1800-00 SALE OF INVESTMENTS
1800-01 T. BILLS - -
1800-02 F. I. B. - -
1800-03 P.I.B - -
1800-04 N.I.T - -
1800-05 SHARES - -
1800-90 SUB-TOTAL - -
1800-98 G R A N D T O T A L 113,908.00 0.52

ACTUAL (CUMM ULATIVE
C O D E D E S C R I P T I O N AMOUNT
------- --------------------- --------
8010-00 SALARIES AND ALLOWANCES
8010-01 BASIC SALARIES 1,089.70
8010-02 SALARIES TO CASUAL WORKERS 185.50
8010-03 HOUSE ALLOWANCE 490.50
8010-05 CONVEYANCE ALLOWANCE 20.00
8010-06 ENTERTAINMENT -
8010-07 OVERTIME/LEAVE EXCASHMENT -
8010-08 BONUS 301.00
8010-09 LEAVE FARE ASSISTANCE 150.40
8010-10 PROVIDENT FUND 103.40
8010-11 OTHER ALLOWANCES 0.20
8010-12 SPECIAL ALLOWANCE -
8010-13 COST OF LIVING ALLOWANCES -
8010-14 UTILITY ALLOWANCES 109.20
8010-90 SUB-TOTAL 2,449.90
8020-00 OTHER STAFF COST
8020-01 FUEL REIMBURSEMENT TO STAFF -
8020-05 MEDICAL REIMBT.TO STAFF 129.40
8020-08 AWARDS / INCENTIVES - EMPLOYEES -
8020-09 PENSION / GRATUATY / BENOV.FUND 88.50
8020-10 OTHER STAFF COST 3.00
8020-90 SUB-TOTAL 220.90
8030-00 OCCUPANCY COST
8030-01 OFFICE / GODOWN RENT 250.00
8030-02 RESIDENCE RENT -
8030-03 OFFICE / RESIDENCE TAXES -
8030-04 ELECTRICITY (OFFICE) 87.00
8030-05 ELECTRICITY (RESIDENCE) -
8030-06 REPAIR & MAINTAINANCE -
8030-07 WATER & GAS BILLS 16.50
8030-90 SUB-TOTAL 353.50
8040-00 OTHER OPERATING EXPENSES
8040-01 INSURANCE 66.20
8040-02 LEGAL EXPENSES -
8040-03 TELEX CHARGES -
8040-04 FAX CHARGES 6.10
8040-05 TELEPHONES (OFFICE) 39.10
8040-06 TELEPHONES (RESIDENCE) -
8040-07 COURIER CHARGES 34.80
8040-08 POSTAGE CHARGES -
8040-09 CABLE/DATA COMMUNICATION CHARGES 163.20
8040-10 VEHICLE EXPENSES 337.90
8040-11 STATIONERY (CLOSED) -
8040-12 ENTERTAINMENT 28.90
8040-13 TRAVELLING FOREIGN -
8040-14 TRAVELLING INLAND -
8040-15 (CONVEYANCE) CARTAGE / FREIGHT 2.50
8040-16 NEWSPAPERS / PUBLICTNS / SUBSCRPTN 1.60
8040-17 ADVERTISMENT / PUBLICITY -
8040-18 DONATIONS -
8040-19 PROFESSIONAL FEE / TAXES -
8040-20 AUDITORS FEES -

------- --------------------- --------
8040-21 CONSULTANCY FEE -
8040-22 SECURITY SERVICES (CLOSED) -
8040-23 CLEANING & DECORATION -
8040-24 SWIFT CHARGES -
8040-25 CREDIT MANAGEMENT -
8040-26 PANELTY PAID TO SBP -
8040-27 STAFF TRAINING 42.40
8040-28 DIRECTORS FEE / ALLOWANCES -
8040-29 REUTER CHARGES / ACTIVITY FEE -
8040-30 REPAIR/MAINT. OTHERS (CLOSED) -
8040-31 LOSS SALE / WRITE OFF NB.ASSTS -
8040-32 ZAKAT PAID -
8040-33 OTHER EXPENSES 34.20
8040-34 PRINTED STATIONERY 13.20
8040-35 SECURITY STATIONERY 39.60
8040-36 COMPUTER STATIONERY 58.20
8040-37 STATIONERY OTHERS 25.70
8040-38 1-LINK EXPENSES -
8040-40 PROCSNG/RENEWAL/CARD CHRGS -
8040-41 PLASTIC CHARGES -
8040-43 SECURITY SERVICES (GUARD) 225.20
8040-44 SECURITY SERVICES - CASH (BRINKS) 142.00
8040-45 NEW CORPORATE IDENTITY -
8040-46 REPAIR/MAINT. FURNITURE/FIXTURE -
8040-47 REPAIR/MAINT. MACHINE/EQUIP. 21.70
8040-48 REPAIT/MAINT. COMPUTER EQUIP. 26.20
8040-49 REPAIR/IMPRV OFFICE BLDG -
8040-51 RIGHT SHARE ISSUE EXPENSES -
8040-52 BONUS SHARE ISSUE EXPENSES -
8040-90 SUB-TOTAL 1,308.70
8050-00 FIN.CHARGES LEASED ASSETS
8050-01 VEHICLES -
8050-02 COMPUTERS -
8050-03 OTHER EQUIPMENT - RENT -
8050-90 SUB-TOTAL -
8060-00 DEPR. / AMORT. EXPENSES
8060-01 REAL ESTATE -
8060-02 FURNITURE & FIXTURE 42.00
8060-03 VEHICLES 82.00
8060-04 COMPUTERS 95.50
8060-05 MACHINE & EQUIPMENT 136.50
8060-06 RENOVATION 225.50
8060-07 OTHER FIXED ASSETS -
8060-90 SUB-TOTAL 581.50
8070-00 COMMISSION & BROKERAGE
8070-01 COMMISSION & BROKERAGE 83.00
8070-90 SUB-TOTAL 83.00
8075-00 INCOME TAX
8075-01 CURRENT -
8075-02 DEFFERED -
8080-00 OTHER EXPENSES

------- --------------------- --------
8080-02 PROVISION FOR BAD / DOUBTFL DEBTS -
8080-03 PROVISION FOR INVESTMENT -
8080-05 OPERATING LOSSES -
8080-06 EXP A/C INCOME TAXES -
8080-90 SUB-TOTAL -
8080-98 G R A N D T O T A L 4,997.50

------- --------------------- --------
1100-00 FUND BASED REVENUE
1100-01 MARKUP INCOME 13,589.90
1100-02 PROFIT PAID 3,846.20
1100-90 NET MARKUP INCOME 9,743.70
1200-00 NON-FUND BASED REVENUE
1200-01 IMPORTS -
1200-02 EXPORTS -
1200-03 GUARANTEES -
1200-04 OTHER LOCAL BUSINESS 46.90
1200-05 OTHER FGN.BUSINESS -
1200-06 OTHER INCOME 548.50
1200-07 EXCHANGE TRADING (TR) -
1200-08 SALE OF INVESTMENT (TR) -
1200-90 TOTAL NON-FUND BASED REV. 595.40
1201-00
1250-95 NET REV.BEF.OPER.EXP. 10,256.10
1310-01 SALARIES AND ALLOWANCES 2,449.90
1310-02 OTHER STAFF COSTS 220.90
1310-03 OCCUPANCY COSTS 353.50
1310-04 OTHER OPERATING EXPENSES 1,308.70
1310-05 FINANCIAL CHARGES LEASED ASSETS -
1310-06 DEPR. / AMORT. EXPENSES 581.50
1310-07 PROF.BEF.PROV. / TAX -
1310-90 TOTAL OPERATING EXPENSES 4,914.50
1400-00
1400-98 PROF.BEF.PROV./ TAX 5,341.60
1500-01 PROVISIONS -
1500-98 PRE TAX PROFIT -
1600-01 INCOME TAX -
PRODUCTIVITY 2.10
ACTUAL vs BUD GET UPTO MAY.
SOURCE S OF FUNDS
)---------> <-------- -BUDGET (CUMM ULATIVE )---------> <-------
INC./EXP. M.E.BAL AVG.BAL E.A.R. INC./EXP. M.E.BAL
-------- -------- -------- ----- -------- --------
- 231,884.00 185,194.00 - - (54,458.00)
- 1,139.00 3,425.00 - - 255.00
1,027.20 52,056.00 43,747.00 4.00 729.10 34,945.00
- - - - - -
- - - - - -
- - - - - -
- - - - - -
85.00 19,484.00 13,278.00 3.70 204.80 11,068.00
112.60 7,035.00 4,763.00 2.49 49.50 (2,099.00)
- - - - - -
- - - - - -
(0.20) 590.00 939.00 5.96 23.30 590.00
6.90 - - - - (300.00)
- - - - - -
- 6,500.00 5,570.00 9.01 209.00 6,500.00
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - (154.00)
1,231.50 318,688.00 256,916.00 1.14 1,215.70 (3,653.00)
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
1,231.50 318,688.00 256,916.00 1.14 1,215.70 (3,653.00)
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- 700.00 630.00 - - (1,348.00)
- - - - - -
- 250.00 225.00 - - (369.00)
1,630.60 - - - - -
- - - - - -
- - - - - -
984.10 - - - - -
- - - - - -
- - - - - -
- - - - - -
- 60.00 21.00 - - (593.00)
- - - - - -
- 9,409.00 4,992.00 - - (4,776.00)
- - - - - -
- - - - - -
SOURCE S OF FUNDS
-------- -------- -------- ----- -------- --------
2,614.70 10,419.00 5,868.00 - - (7,086.00)
3,846.20 329,107.00 262,784.00 1.11 1,215.70 (10,739.00)
USES OF FUNDS
-------- -------- -------- ----- -------- --------
960.60 18,322.00 13,887.00 13.00 752.20 (196.00)
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
11.20 389.00 347.00 12.03 17.40 231.00
- - - - - -
4.40 135.00 130.00 11.08 6.00 135.00
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
976.20 18,846.00 14,363.00 12.96 775.60 170.00
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
976.20 18,846.00 14,363.00 12.96 775.60 170.00
- 22,361.00 18,030.00 - - 22,361.00
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- 22,361.00 18,030.00 - - 22,361.00
- - - - - -
USES OF FUNDS
-------- -------- -------- ----- -------- --------
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- 12,500.00 11,250.00 - - 3,075.00
- - - - - -
- - - - - -
- - - - - (12.00)
- - - - - -
91.30 2,700.00 2,430.00 2.49 25.20 (2,308.00)
12,522.40 258,947.00 206,764.00 9.38 8,077.20 (32,122.00)
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- 5,785.00 5,435.00 - - (94.00)
- 1,500.00 1,350.00 - - 567.00
- 6,468.00 3,163.00 - - (2,375.00)
12,613.70 287,900.00 230,391.00 8.44 8,102.40 (33,269.00)
13,589.90 329,107.00 262,784.00 8.11 8,878.00 (10,738.00)
BUSINESS VOLUM ES / OTHER IN COME
LATIVE)---> <----BUDGET (CUMMU LATIVE)--->
INCOME BUSINESS RATE % INCOME
-------- -------- ------ --------
- - - -
- - - -
- - - -
- - - -
- - - -
- - - -
- - - -
- - - -
- - - -
- 416.00 0.96 4.00
- 416.00 0.96 4.00
- 416.00 0.96 4.00
- - - -
- - - -
- - - -
1.10 5,000.00 - -
- - - -
27.70 20,830.00 0.06 12.50
- - - -
18.10 10,000.00 0.10 10.00
46.90 35,830.00 0.06 22.50
- - - -
- - - -
- - - -
- - - -
- - - -
- - - -
- - - -
- - - -
- - - -
528.30 - - 500.00
- - - -
20.20 - - 10.00
- - - -
548.50 - - 510.00
- - - -
- - - -
- - - -
- - - -
- - - -
- - - -
BUSINESS VOLUM ES / OTHER IN COME (C ONTD.)
-------- -------- ------ --------
- - - -
- - - -
- - - -
- - - -
- - - -
- - - -
595.40 36,246.00 1.48 536.50
OPERATIN G EXPENSES
) BUDGET (CUMM ULATIVE )
AMOUNT
--------
1,207.50
215.00
543.50
-
-
76.50
322.00
155.50
100.00
-
-
-
120.00
2,740.00
-
120.00
-
100.00
-
220.00
250.00
-
13.50
115.00
-
0.60
5.00
384.10
24.50
-
-
7.00
34.50
-
27.50
-
104.00
229.00
-
31.50
-
-
6.50
2.00
-
-
-
-
OPERATING EX PENSES (CONTD .)
AMOUNT
--------
-
-
-
-
-
-
132.00
-
-
-
-
-
38.50
16.50
69.00
43.60
26.00
-
-
-
280.00
132.50
-
-
15.00
2.00
-
-
-
1,221.60
-
-
0.50
0.50
-
42.50
58.50
95.00
181.00
217.00
7.00
601.00
84.50
84.50
-
-
AMOUNT
--------
-
-
-
-
-
5,251.70
PROFIT AND LOSS SUMMARY
AMOUNT
--------
8,878.00
1,215.70
7,662.30
-
-
4.00
22.50
-
510.00
-
-
536.50
84.50
8,114.30
2,740.00
220.00
384.10
1,221.60
0.50
601.00
-
5,167.20
2,947.10
-
-
-
(1.60)
------- -------V A R I A N C E----- ----------- ------>
( % ) AVG.BAL ( % ) E.A.R. INC./EXP. ( % )
----- -------- -- --- ----- -------- -----
(19.02) 67,047- 26 (0.58) - - -
28.85 3,027 760 0.55 - - -
204.23 548- 1 (0.24) (1.58) (298.10) (29.02)
- 0 0 - - - -
- 0 0 - - - -
- 0 0 - - - -
- 0 0 - - - -
131.51 6,612 99 0.19 0.63 119.80 140.94
(22.98) 5,456- 53 (0.39) (0.16) (63.10) (56.04)
- 0 0 - - - -
- 0 0 - - - -
- 413 78 0.52 5.87 23.50 (750.00)
(100.00) 300-100 - (5.54) (6.90) (100.00)
- 0 0 - - - -
- 5,570 0 - 9.01 209.00 -
- 0 0 - - - -
- 0 0 - - - -
- 0 0 - - - -
- 0 0 - - - -
- 0 0 - - - -
(100.00) 152-100 - - - -
(1.13) 57,882- 18 (0.39) 0.20 (15.80) (1.28)
- 0 0 - - - -
- 0 0 - - - -
- 0 0 - - - -
- 0 0 - - - -
- 0 0 - - - -
- 0 0 - - - -
- 0 0 - - - -
- 0 0 - - - -
- 0 0 - - - -
- 0 0 - - - -
(1.13) 57,882- 18 (0.39) 0.20 (15.80) (1.28)
- 0 0 - - - -
- 0 0 - - - -
- 0 0 - - - -
- 0 0 - - - -
- 0 0 - - - -
- 0 0 - - - -
- 0 0 - - - -
- 0 0 - - - -
- 0 0 - - - -
- 0 0 - - - -
- 0 0 - - - -
(65.82) 60- 8 (0.70) - - -
- 0 0 - - - -
(59.61) 65- 22 (0.41) - - -
- 0 0 - - (1,630.60) (100.00)
- 0 0 - - - -
- 0 0 - - - -
- 0 0 - - (984.10) (100.00)
- 0 0 - - - -
- 0 0 - - - -
- 0 0 - - - -
(90.81) 288- 93 (0.20) - - -
- 0 0 - - - -
(33.67) 498- 9 (0.07) - - -
- 0 0 - - - -
- 0 0 - - - -
------- -------V A R I A N C E----- ----------- ------>
----- -------- -- --- ----- -------- -----
(40.48) 910- 13 (0.43) (92.89) (2,614.70) (100.00)
(3.16) 58,792- 18 (0.28) (1.77) (2,630.50) (68.39)
------- -------V A R I A N C E----- ----------- ------>
----- -------- -- --- ----- -------- -----
(1.06) 3,861- 21 (0.75) (0.03) (208.40) (21.69)
- 0 0 - - - -
- 0 0 - - - -
- 0 0 - - - -
- 0 0 - - - -
- 0 0 - - - -
- 0 0 - - - -
146.20 169 94 0.94 (3.12) 6.20 55.36
- 0 0 - - - -
- 13- 9 (0.09) 3.67 1.60 36.36
- 0 0 - - - -
- 0 0 - - - -
- 0 0 - - - -
- 0 0 - - - -
- 0 0 - - - -
- 0 0 - - - -
- 0 0 - - - -
- 0 0 - - - -
- 0 0 - - - -
- 0 0 - - - -
- 0 0 - - - -
- 0 0 - - - -
0.91 3,707- 20 (0.51) (0.05) (200.60) (20.55)
- 0 0 - - - -
- 0 0 - - - -
- 0 0 - - - -
- 0 0 - - - -
- 0 0 - - - -
- 0 0 - - - -
- 0 0 - - - -
- 0 0 - - - -
- 0 0 - - - -
- 0 0 - - - -
- 0 0 - - - -
- 0 0 - - - -
- 0 0 - - - -
- 0 0 - - - -
- 0 0 - - - -
- 0 0 - - - -
- 0 0 - - - -
- 0 0 - - - -
- 0 0 - - - -
- 0 0 - - - -
- 0 0 - - - -
- 0 0 - - - -
- 0 0 - - - -
0.91 3,707- 20 (0.51) (0.05) (200.60) (20.55)
- 18,030 0 - - - -
- 0 0 - - - -
- 0 0 - - - -
- 0 0 - - - -
- 0 0 - - - -
- 0 0 - - - -
- 0 0 - - - -
- 0 0 - - - -
- 0 0 - - - -
- 18,030 0 - - - -
- 0 0 - - - -
------- -------V A R I A N C E----- ----------- ------>
----- -------- -- --- ----- -------- -----
- 0 0 - - - -
- 0 0 - - - -
- 0 0 - - - -
- 0 0 - - - -
- 0 0 - - - -
- 0 0 - - - -
- 0 0 - - - -
- 0 0 - - - -
- 0 0 - - - -
- 0 0 - - - -
32.63 2,487- 18 (0.10) - - -
- 0 0 - - - -
- 0 0 - - - -
(100.00) 22-100 - - - -
- 0 0 - - - -
(46.09) 1,998- 45 (0.12) (2.47) (66.10) (72.40)
(11.04) 67,475- 24 (0.60) (1.62) (4,445.20) (35.50)
- 0 0 - - - -
- 0 0 - - - -
- 0 0 - - - -
- 0 0 - - - -
- 0 0 - - - -
(1.60) 587- 9 (0.75) - - -
60.77 70 5 0.47 - - -
(26.86) 614- 16 (0.26) - - -
(10.36) 73,114- 24 (0.09) (1.57) (4,511.30) (35.77)
(3.16) 58,791- 18 (0.28) (2.07) (4,711.90) (34.67)
<------------ #NAME? R I A N C E-------- ------>
BUSINESS ( % ) RATE % INCOME ( % )
-------- -- --- ------ ------ -----
0 0 - - - -
0 0 - - - -
0 0 - - - -
0 0 - - - -
0 0 - - - -
0 0 - - - -
0 0 - - - -
0 0 - - - -
0 0 - - - -
416 0 - 0.96 4.00 -
416 0 - 0.96 4.00 -
416 0 - 0.96 4.00 -
0 0 - - - -
0 0 - - - -
0 0 - - - -
8,837- 63 (0.86) (0.01) (1.10) (100.00)
0 0 - - - -
56,759- 73 (0.15) 0.02 (15.20) (54.87)
0 0 - - - -
12,482- 55 (0.52) 0.02 (8.10) (44.75)
78,078- 68 (0.54) 0.02 (24.40) (52.03)
0 0 - - - -
0 0 - - - -
0 0 - - - -
0 0 - - - -
0 0 - - - -
0 0 - - - -
0 0 - - - -
0 0 - - - -
0 0 - - - -
0 0 - - (28.30) (5.36)
0 0 - - - -
0 0 - - (10.20) (50.50)
0 0 - - - -
0 0 - - (38.50) (7.02)
0 0 - - - -
0 0 - - - -
0 0 - - - -
0 0 - - - -
0 0 - - - -
0 0 - - - -
<------------ #NAME? R I A N C E-------- ------>
-------- -- --- ------ ------ -----
0 0 - - - -
0 0 - - - -
0 0 - - - -
0 0 - - - -
0 0 - - - -
0 0 - - - -
77,662- 68 (0.18) 0.96 (58.90) (9.89)
V A R I A N C E
AMOUNT ( % )
-------- -----
117.80 10.81
29.50 15.90
53.00 10.81
(20.00) 100.00
- -
76.50 -
21.00 6.98
5.10 3.39
(3.40) 3.29
(0.20) 100.00
- -
- -
10.80 9.89
290.10 11.84
- -
(9.40) 7.26
- -
11.50 12.99
(3.00) 100.00
(0.90) 0.41
- -
- -
13.50 -
28.00 32.18
- -
0.60 -
(11.50) 69.70
30.60 8.66
(41.70) 62.99
- -
- -
0.90 14.75
(4.60) 11.76
- -
(7.30) 20.98
- -
(59.20) 36.27
(108.90) 32.23
- -
2.60 9.00
- -
- -
4.00 160.00
0.40 25.00
- -
- -
- -
- -
V A R I A N C E
AMOUNT ( % )
-------- -----
- -
- -
- -
- -
- -
- -
89.60 211.32
- -
- -
- -
- -
- -
4.30 12.57
3.30 25.00
29.40 74.24
(14.60) 25.09
0.30 1.17
- -
- -
- -
54.80 24.33
(9.50) 6.69
- -
- -
(6.70) 30.88
(24.20) 92.37
- -
- -
- -
(87.10) 6.66
- -
- -
0.50 -
0.50 -
- -
0.50 1.19
(23.50) 28.66
(0.50) 0.52
44.50 32.60
(8.50) 3.77
7.00 -
19.50 3.35
1.50 1.81
1.50 1.81
- -
- -
V A R I A N C E
AMOUNT ( % )
-------- -----
- -
- -
- -
- -
- -
254.20 5.09
V A R I A N C E
AMOUNT ( % )
-------- -----
(4,711.90) 34.67
(2,630.50) 68.39
(2,081.40) 21.36
- -
- -
4.00 -
(24.40) 52.03
- -
(38.50) 7.02
- -
- -
(58.90) 9.89
1.50 1.81
(2,141.80) 20.88
290.10 11.84
(0.90) 0.41
30.60 8.66
(87.10) 6.66
0.50 -
19.50 3.35
- -
252.70 5.14
(2,394.50) 44.83
- -
- -
- -
(3.70)

------- --------------------- -------- -------- -----
1000-00 CUSTOMER SOURCES
1001-00 LOCAL CURRENCY
1010-01 CURRENT ACCOUNTS 102,560.00 93,777.00 -
1015-01 VALUE PLUS CURRENT DEPOSITS - - -
1020-01 ASKARI SPECIAL DEPOSITS 14,647.00 14,861.00 3.52
1040-01 ASKARI SPECIAL DEPOSIT (GOLD) - - -
1045-01 F I S D A - - -
1050-01 ASKARI FAIDA ACCOUNTS - - -
1051-01 PRE PAID DEPOSIT ACCOUNT - - -
1060-01 PLS SAVINGS ACCOUNTS 3,527.00 4,340.00 3.70
1065-01 VALUE PLUS SAVING DEPOSITS 1.00 1.00 -
1070-01 FEDERAL GOVT. DEPOSIT A/C - - -
1080-01 SHORT NOTICE DEPOSITS (7 TO 30 DAYS - - -
1100-01 TERM DEPOSITS (1 TO 3 MONTHS) 3,800.00 3,025.00 9.34
1120-01 TERM DEPOSITS (4 TO 6 MONTHS) 7,500.00 8,099.00 7.68
1140-01 TERM DEPOSITS (7 TO 12 MONTHS) - - -
1160-01 TERM DEPOSITS (OVER 1 YEAR) 7,200.00 7,200.00 8.69
1165-01 VALUE PLUS TIME DEPOSITS - - -
1180-01 A.B.C. 3 & 5 YEARS - - -
1185-01 ASKARI BANK INV. CETIFICATE - - -
1186-01 UTILITY BILLS DEPOSITS - PTCL - - -
1190-01 AGRI FINANCE - EVERGREEN 5.00 - -
1200-01 OTHER DEPOSITS (MARGINS ETC.) 399.00 432.00 -
1200-90 SUB-TOTAL 139,639.00 131,735.00 1.68
1201-00 FOREIGN CURRENCY
1220-01 CURRENT/CALL DEPOSITS (OLD) - - -
1220-02 CURRENT DEPOSITS (NEW) 15,679.00 7,627.00 -
1240-01 SAVINGS ACCOUNT (OLD) - - -
1240-02 SAVINGS ACCOUNT (NEW) - - -
1260-01 TIME DEPOSIT (OLD) / PNDR - - -
1260-02 NOTICE DEPOSITS(7 TO 30 DAYS) - NEW - - -
1280-01 TIME DEPOSITS - (NEW) - - -
1320-01 OTHER DEPOSITS - - -
1340-01 FWD COVER FEE - - -
1340-90 SUB-TOTAL 15,679.00 7,627.00 -
1340-95 TOTAL 155,318.00 139,363.00 1.59
1360-00 FINANCIAL MARKET SOURCES
1360-01 DUE TO OTHER BANKS - - -
1400-01 DEPOSIT FROM NBFI - - -
1420-01 REFINANCE BORR. FROM SBP - - -
1440-01 OTHER SBP BORROWINGS - - -
1460-01 OTHER F.M. SOURCES - - -
1460-90 SUB-TOTAL - - -
1480-00 INTERNAL SOURCES
1480-01 FUND MANAGEMENT ACCOUNT - - -
1480-02 CASH MANAGEMENT CLR/COLL - - -
1485-01 SURPLUS ON REV.OF SECURITIES - - -
1485-02 SURPLUS ON REV. OF SHARES - - -
1485-03 SURPLUS ON REV. OF TFCS - - -
1500-01 BILLS PAYABLE 29,937.00 22,236.00 -
1510-01 BILLS PAYABLE - RTC - - -
1520-01 PROVISIONS 1,530.00 1,126.00 -
1540-01 H.O. / BRANCH ACCOUNT LCY - - -
1550-01 DUE TO TREASURY FE-25 LEND - - -
1570-01 INTER BR. M/U EXP. ON SBP BAL - - -
1575-01 DUE TO BRANCHES - - -
1576-01 DUE TO TREASURY (BORR) - - -
1577-01 DUE TO BRANCHES - MMA - - -
1580-01 SUNDRY CREDITORS 4,142.00 4,024.00 -
1600-01 OTHER LIABILITIES - - -
1620-01 INCOME ACCOUNTS 8,065.00 3,125.00 -
1630-01 SUB-ORDINATED-DEBT-TFC - - -
1640-01 CAPITAL & RESERVRS - - -

------- --------------------- -------- -------- -----
1640-90 SUB-TOTAL 43,674.00 30,512.00 12.47
1640-98 G R A N D T O T A L 198,992.00 169,874.00 3.54

------- --------------------- -------- -------- -----
4000-00 CUSTOMER USES
4000-01 RUNNING FINANCE 5,068.00 4,979.00 10.19
4000-02 SMART CASH 112.00 176.00 9.85
4000-03 RUNNING FINANCE - AGRI - - -
4020-01 TR'S - - -
4040-01 PAD'S - 48.00 -
4050-01 ACCEPTANCES PURCHASED 7,750.00 8,985.00 5.36
4060-01 FIM - - -
4080-01 TERM FINANCING - ORDINARY - - -
4080-02 TERM FINANCE - AGRI - - -
4085-01 T.F. - PERSONAL FINANCE 1,553.00 1,583.00 22.71
4086-01 TERM FIN MORTGAGE FINANCE 2,469.00 2,473.00 13.82
4087-01 ASKARI BUSINESS FINANCE 5,451.00 5,986.00 15.89
4100-01 LOCAL BILLS PURCH./DISC. - - -
4120-01 CASH FINANCE (PLEDGE) - - -
4130-01 MORABAHA FINANCE - - -
4140-01 T.F. ASKCAR - - -
4145-01 ASK 4 CAR - - -
4160-01 T.F. HOUSING FIN GHQ - - -
4170-01 CREDIT CARD - - -
4175-01 MUDARBAH FIN ISLAMIC BANKING - - -
4180-01 T.F. - PUBLIC SECTOR - - -
4180-90 SUB-TOTAL 22,403.00 24,230.00 10.97
4190-00 NEW FCY LENDING FE-25
4190-01 FCY TERM FINANCE FE-25 - - -
4190-02 FCY CASH FINANCE FE-25 - - -
4190-03 FCY F.A.P.C FE-25 - - -
4190-04 F.A.F.B FE-25 - - -
4190-05 F.A.T.R FE-25 - - -
4190-06 F.I.M. FE-25 - - -
4190-90 SUB-TOTAL - - -
4200-00 EXPORT / NON-CC FINANCES
4200-01 F.A.P.C (ERF) - - -
4200-02 LONG TERM FIN. EXP ORIEN PROJ - - -
4201-01 F.A.P.C. (OS) - - -
4202-01 F.A.F.B. (ERF) - - -
4203-01 F.A.F.B. (OS) - - -
4204-01 F.A.P.C FCEF (FE-04) - - -
4210-01 FAFB - - -
4220-01 OVERDUE FAFB - - -
4260-01 FBP - - -
4300-05 FATR (OLD) - - -
4300-06 FIM (OLD) - - -
4320-01 OVERDUE FAPC'S - - -
4360-01 OTHER NON-CC.FINANCE - - -
4360-90 SUB-TOTAL - - -
4360-95 TOTAL 22,403.00 24,230.00 10.97
4380-00 FINANCIAL MARKET USES
4380-01 STATUTORY BALANCE WITH SBP - - -
4400-01 ADDITIONAL BALANCE WITH SBP - - -
4420-01 SP.DEP.SBP FOR REFINANCE - - -
4425-01 SPL COMMODITY OBS A/C WITH SBP - - -
4430-01 SCD. WITH SBP - - -
4435-01 2% SPECIAL DEPOSIT WITH SBP - - -
4436-01 US$ COLL/SETT A/C WITH SBP - - -
4440-01 BAL. WITH OTHER BANKS/NBFIS - - -
4500-01 OTHER F.M. USES - - -
4500-90 SUB-TOTAL - - -
4520-00 INVESTMENTS
4520-01 GOVT. SECURITIES - - -

------- --------------------- -------- -------- -----
4540-01 SHARES / DEBENTURES - - -
4545-01 STRATEGIC INVESTMENTS - - -
4550-01 TERM FINANCE CERTIFICATES - - -
4560-01 SUBSIDARIES / OTHERS - - -
4565-01 INVESTMENT C.O.T - - -
4566-01 INVESTMENT COMMERCIAL PAPERS - - -
4567-01 INVESTMENT A/C CFS - - -
4570-01 OBU BAHRAIN - - -
4571-01 ISLAMIC BANKING - - -
4580-90 SUB-TOTAL - - -
4600-00 INTERNAL USES
4600-01 CASH ON HAND LCY 6,937.00 6,936.00 -
4620-01 CASH ON HAND FCY 335.00 1,055.00 -
4630-01 DEFICIT ON REV.SECURITIES - - -
4640-01 NPB / STAMPS ON HAND 211.00 227.00 -
4650-01 DUE FROM BRANCHES FE-25 LENDING - - -
4660-01 STAFF ADVANCES 4,450.00 3,553.00 2.58
4680-01 H.O. / BRANCH ACCOUNT LCY 130,296.00 111,639.00 12.04
4710-01 INTER BRANCH M/U ON SBP BAL - - -
4720-01 DUE FROM TREASURY 15,585.00 7,645.00 -
4725-01 DUE FROM BRANCHES (LENDING) - - -
4730-01 DUE FROM TREASURY - MMA - - -
4740-01 FIXED ASSETS 7,829.00 8,296.00 -
4780-01 OTHER ASSETS 2,597.00 2,882.00 -
4800-01 EXPENDITURE ACCOUNTS 8,351.00 3,460.00 -
4800-90 SUB-TOTAL 176,591.00 145,692.00 9.29
4800-98 G R A N D T O T A L 198,994.00 169,923.00 9.53

<----ACTUAL (CUMMU
------- --------------------- -------- ------
1100-00 IMPORTS
1100-05 LC's OPENED 9,648.00 0.34
1100-07 LC'S CONFIRMATION - -
1100-10 PAD's RETIRED 10,291.00 0.18
1100-15 ACCEPTANCES RETIRED - -
1100-90 SUB-TOTAL 19,939.00 0.27
1200-00 EXPORTS
1200-05 FBP's (DOC) - -
1200-15 FBC's DOC (FDBC) 69,582.00 0.07
1200-90 SUB-TOTAL 69,582.00 0.19
1320-00
1320-30 OTHERS - -
1320-35 GUARANTEES ISSUED - -
1320-90 SUB-TOTAL - -
1320-95 TOTAL GUARANTEES - -
1400-00 OTHER LOCAL BUSINESS
1400-01 LBD / IBP - -
1400-02 RTC ISSUED - -
1400-03 ABIC ISSUED - -
1400-06 PAY ORDERS ISSUED 111,515.00 -
1400-07 TT's/MT's ISSUED - -
1400-08 DD's ISSUES 11,446.00 0.04
1400-09 CASH MANAGEMENT - -
1400-10 LOCAL COLLECTIONS 328,745.00 0.01
1400-90 SUB-TOTAL 451,706.00 0.01
1450-00 OTHER FOREIGN BUSINESS
1450-01 T.CHEQUES ISSUED - -
1450-02 FGN.REMITT. INWARD - -
1450-03 FBP's CLEAN/TC's ISSUED - -
1450-04 FBC's CLEAN - -
1450-90 SUB-TOTAL - -
1451-01 PREMIUM ON FBP - -
1500-00 OTHER INCOME
1500-01 EXCHANGE TRADING - -
1500-02 EXCHANGE REVALUATION - -
1500-03 EXCHANGE INCOME - -
1500-04 RECOVERIES - COMUNCATIONS - -
1500-05 INC.FROM NON-BANKING ASETS - -
1500-06 OTHER MISC. INCOME - -
1500-07 CREDIT CARD - -
1500-90 SUB-TOTAL - -
1600-00 FORWARD SALE / PURCHASE
1600-01 FUTURE PURCHASE - -
1600-02 FUTURE SALE - -
1600-03 LC CONFIRMATION - -
1600-04 PURCHASE & RESALE AGREEMENT - -
1600-05 SALE & REPURCHASE AGREEMENT - -
1600-90 SUB-TOTAL - -

<----ACTUAL (CUMMU
------- --------------------- -------- ------
1800-00 SALE OF INVESTMENTS
1800-01 T. BILLS - -
1800-02 F. I. B. - -
1800-03 P.I.B - -
1800-04 N.I.T - -
1800-05 SHARES - -
1800-90 SUB-TOTAL - -
1800-98 G R A N D T O T A L 541,227.00 0.23

------- --------------------- --------
8010-00 SALARIES AND ALLOWANCES
8010-01 BASIC SALARIES 1,289.00
8010-02 SALARIES TO CASUAL WORKERS -
8010-03 HOUSE ALLOWANCE 580.10
8010-05 CONVEYANCE ALLOWANCE 29.80
8010-06 ENTERTAINMENT -
8010-07 OVERTIME/LEAVE EXCASHMENT 9.60
8010-08 BONUS 311.00
8010-09 LEAVE FARE ASSISTANCE 155.40
8010-10 PROVIDENT FUND 99.40
8010-11 OTHER ALLOWANCES 1.00
8010-12 SPECIAL ALLOWANCE -
8010-13 COST OF LIVING ALLOWANCES -
8010-14 UTILITY ALLOWANCES 128.80
8010-90 SUB-TOTAL 2,604.10
8020-00 OTHER STAFF COST
8020-01 FUEL REIMBURSEMENT TO STAFF -
8020-05 MEDICAL REIMBT.TO STAFF 140.10
8020-08 AWARDS / INCENTIVES - EMPLOYEES -
8020-09 PENSION / GRATUATY / BENOV.FUND 99.40
8020-10 OTHER STAFF COST 3.90
8020-90 SUB-TOTAL 243.40
8030-00 OCCUPANCY COST
8030-01 OFFICE / GODOWN RENT 450.00
8030-02 RESIDENCE RENT -
8030-03 OFFICE / RESIDENCE TAXES 5.60
8030-04 ELECTRICITY (OFFICE) 191.30
8030-05 ELECTRICITY (RESIDENCE) -
8030-06 REPAIR & MAINTAINANCE 238.40
8030-07 WATER & GAS BILLS 10.60
8030-90 SUB-TOTAL 895.90
8040-01 INSURANCE 72.80
8040-02 LEGAL EXPENSES -
8040-03 TELEX CHARGES -
8040-04 FAX CHARGES 6.70
8040-05 TELEPHONES (OFFICE) 72.70
8040-06 TELEPHONES (RESIDENCE) -
8040-07 COURIER CHARGES 39.00
8040-08 POSTAGE CHARGES -
8040-09 CABLE/DATA COMMUNICATION CHARGES 191.80
8040-10 VEHICLE EXPENSES 369.90
8040-11 STATIONERY (CLOSED) -
8040-12 ENTERTAINMENT 27.40
8040-13 TRAVELLING FOREIGN -
8040-14 TRAVELLING INLAND -
8040-15 (CONVEYANCE) CARTAGE / FREIGHT 2.10
8040-16 NEWSPAPERS / PUBLICTNS / SUBSCRPTN 2.40
8040-17 ADVERTISMENT / PUBLICITY -
8040-18 DONATIONS -
8040-19 PROFESSIONAL FEE / TAXES -
8040-20 AUDITORS FEES -

------- --------------------- --------
8040-21 CONSULTANCY FEE -
8040-22 SECURITY SERVICES (CLOSED) -
8040-23 CLEANING & DECORATION -
8040-24 SWIFT CHARGES 4.60
8040-25 CREDIT MANAGEMENT -
8040-26 PANELTY PAID TO SBP -
8040-27 STAFF TRAINING -
8040-28 DIRECTORS FEE / ALLOWANCES -
8040-29 REUTER CHARGES / ACTIVITY FEE -
8040-30 REPAIR/MAINT. OTHERS (CLOSED) -
8040-31 LOSS SALE / WRITE OFF NB.ASSTS -
8040-32 ZAKAT PAID -
8040-33 OTHER EXPENSES 25.80
8040-34 PRINTED STATIONERY 21.10
8040-35 SECURITY STATIONERY 23.20
8040-36 COMPUTER STATIONERY 57.40
8040-37 STATIONERY OTHERS 26.70
8040-38 1-LINK EXPENSES -
8040-40 PROCSNG/RENEWAL/CARD CHRGS -
8040-41 PLASTIC CHARGES -
8040-43 SECURITY SERVICES (GUARD) 196.50
8040-44 SECURITY SERVICES - CASH (BRINKS) 29.30
8040-45 NEW CORPORATE IDENTITY -
8040-46 REPAIR/MAINT. FURNITURE/FIXTURE -
8040-47 REPAIR/MAINT. MACHINE/EQUIP. 69.60
8040-48 REPAIT/MAINT. COMPUTER EQUIP. -
8040-49 REPAIR/IMPRV OFFICE BLDG -
8040-51 RIGHT SHARE ISSUE EXPENSES -
8040-52 BONUS SHARE ISSUE EXPENSES -
8040-90 SUB-TOTAL 1,239.00
8050-00 FIN.CHARGES LEASED ASSETS
8050-01 VEHICLES -
8050-02 COMPUTERS -
8050-03 OTHER EQUIPMENT - RENT -
8050-90 SUB-TOTAL -
8060-00 DEPR. / AMORT. EXPENSES
8060-01 REAL ESTATE -
8060-02 FURNITURE & FIXTURE 67.00
8060-03 VEHICLES 72.80
8060-04 COMPUTERS 74.00
8060-05 MACHINE & EQUIPMENT 175.40
8060-06 RENOVATION 320.00
8060-07 OTHER FIXED ASSETS -
8060-90 SUB-TOTAL 709.20
8070-00 COMMISSION & BROKERAGE
8070-90 SUB-TOTAL 52.90
8075-00 INCOME TAX
8075-01 CURRENT -
8075-02 DEFFERED -
8080-00 OTHER EXPENSES

------- --------------------- --------
8080-02 PROVISION FOR BAD / DOUBTFL DEBTS -
8080-03 PROVISION FOR INVESTMENT -
8080-05 OPERATING LOSSES -
8080-06 EXP A/C INCOME TAXES -
8080-90 SUB-TOTAL -
8080-98 G R A N D T O T A L 5,744.50

------- --------------------- --------
1100-00 FUND BASED REVENUE
1100-01 MARKUP INCOME 6,726.60
1100-02 PROFIT PAID 2,499.70
1100-90 NET MARKUP INCOME 4,226.90
1200-00 NON-FUND BASED REVENUE
1200-01 IMPORTS 54.40
1200-02 EXPORTS 129.30
1200-03 GUARANTEES 20.00
1200-04 OTHER LOCAL BUSINESS 42.00
1200-05 OTHER FGN.BUSINESS 8.60
1200-06 OTHER INCOME 977.20
1200-07 EXCHANGE TRADING (TR) -
1200-08 SALE OF INVESTMENT (TR) -
1200-90 TOTAL NON-FUND BASED REV. 1,231.50
1201-00
1250-95 NET REV.BEF.OPER.EXP. 5,405.50
1310-01 SALARIES AND ALLOWANCES 2,604.10
1310-02 OTHER STAFF COSTS 243.40
1310-03 OCCUPANCY COSTS 895.90
1310-04 OTHER OPERATING EXPENSES 1,239.00
1310-05 FINANCIAL CHARGES LEASED ASSETS -
1310-06 DEPR. / AMORT. EXPENSES 709.20
1310-07 PROF.BEF.PROV. / TAX -
1310-90 TOTAL OPERATING EXPENSES 5,691.60
1400-00
1400-98 PROF.BEF.PROV./ TAX (286.10)
1500-01 PROVISIONS -
1500-98 PRE TAX PROFIT -
1600-01 INCOME TAX -
PRODUCTIVITY 0.90
SOURCE S OF FUNDS
)---------> <-------- -BUDGET (CUMM ULATIVE )---------> <------- -------
INC./EXP. M.E.BAL AVG.BAL E.A.R. INC./EXP. M.E.BAL ( % )
-------- -------- -------- ----- -------- -------- -----
- 109,200.00 106,780.00 - - 6,640.00 6.47
- - - - - - -
217.10 24,000.00 22,200.00 2.50 231.30 9,353.00 63.86
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
66.70 9,000.00 7,200.00 3.67 110.20 5,473.00 155.17
- - - - - (1.00) (100.00)
- - - - - - -
- - - - - - -
117.30 1,000.00 1,000.00 3.58 14.90 (2,800.00) (73.68)
258.30 - - - - (7,500.00) (100.00)
- 1,000.00 1,000.00 3.58 14.90 1,000.00 -
259.90 6,000.00 6,000.00 5.40 135.00 (1,200.00) (16.67)
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - (5.00) (100.00)
- 600.00 530.00 - - 201.00 50.38
919.30 150,800.00 144,710.00 0.84 506.30 11,161.00 7.99
- - - - - - -
- - - - - (15,679.00) (100.00)
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - (15,679.00) (100.00)
919.30 150,800.00 144,710.00 0.84 506.30 (4,518.00) (2.91)
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- 28,000.00 27,400.00 - - (1,937.00) (6.47)
- - - - - - -
- 1,000.00 1,000.00 - - (530.00) (34.64)
1,114.60 - - - - - -
- - - - - - -
- - - - - - -
465.80 - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- 2,000.00 2,000.00 - - (2,142.00) (51.71)
- - - - - - -
- 6,674.00 3,555.00 - - (1,391.00) (17.25)
- - - - - - -
- - - - - - -
SOURCE S OF FUNDS
-------- -------- -------- ----- -------- -------- -----
1,580.40 37,674.00 33,955.00 - - (6,000.00) (13.74)
2,499.70 188,474.00 178,665.00 0.68 506.30 (10,518.00) (5.29)
USES OF FUNDS
-------- -------- -------- ----- -------- -------- -----
210.80 13,800.00 9,920.00 10.51 434.50 8,732.00 172.30
7.20 3,250.00 2,625.00 9.50 103.90 3,138.00 801.79
- - - - - - -
- - - - - - -
- - - - - - -
200.00 7,750.00 7,075.00 11.87 349.90 - -
- - - - - - -
- - - - - - -
- - - - - - -
149.30 10,750.00 8,875.00 13.93 515.30 9,197.00 592.21
141.90 11,500.00 10,250.00 12.88 550.00 9,031.00 365.78
394.90 12,750.00 10,875.00 11.67 529.00 7,299.00 133.90
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
1,104.10 59,800.00 49,620.00 12.01 2,482.60 37,397.00 166.93
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
1,104.10 59,800.00 49,620.00 12.01 2,482.60 37,397.00 166.93
- 12,656.00 12,188.00 - - 12,656.00 -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- 12,656.00 12,188.00 - - 12,656.00 -
- - - - - - -
USES OF FUNDS
-------- -------- -------- ----- -------- -------- -----
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- 7,500.00 7,450.00 - - 563.00 8.12
- 1,000.00 1,000.00 - - 665.00 198.51
- - - - - - -
- 100.00 100.00 - - (111.00) (52.61)
- - - - - - -
38.00 5,000.00 4,800.00 2.50 49.90 550.00 12.36
5,584.50 86,249.00 90,941.00 9.34 3,539.20 (44,047.00) (33.81)
- - - - - - -
- - - - - - -
- - - - - (15,585.00) (100.00)
- - - - - - -
- - - - - - -
- 9,431.00 9,148.00 - - 1,602.00 20.46
- 200.00 180.00 - - (2,397.00) (92.30)
- 6,538.00 3,239.00 - - (1,813.00) (21.71)
5,622.50 116,018.00 116,858.00 7.37 3,589.10 (60,573.00) (34.30)
6,726.60 188,474.00 178,665.00 8.16 6,071.70 (10,520.00) (5.29)
BUSINESS VOLUM ES / OTHER IN COME
-------- -------- ------ --------
32.70 35,415.00 0.38 134.50
- - - -
18.60 6,250.00 0.16 10.00
3.10 - - -
54.40 41,665.00 0.35 144.50
79.30 - - -
50.00 21,250.00 0.13 27.50
129.30 21,250.00 0.13 27.50
- - - -
20.00 1,250.00 0.40 5.00
20.00 1,250.00 0.40 5.00
20.00 1,250.00 0.40 5.00
- - - -
- - - -
- - - -
2.10 50,000.00 0.01 5.00
- - - -
4.90 177,080.00 0.07 124.00
- - - -
35.00 283,335.00 0.02 56.50
42.00 510,415.00 0.04 185.50
- - - -
8.60 - - -
- - - -
- - - -
8.60 - - -
- - - -
270.30 - - 15.00
274.10 - - -
- - - 25.00
392.40 - - 175.00
- - - -
40.40 - - 30.00
- - - -
977.20 - - 245.00
- - - -
- - - -
- - - -
- - - -
- - - -
- - - -
BUSINESS VOLUM ES / OTHER IN COME (C ONTD.)
-------- -------- ------ --------
- - - -
- - - -
- - - -
- - - -
- - - -
- - - -
1,231.50 574,580.00 0.11 607.50
OPERATIN G EXPENSES
AMOUNT
--------
1,425.00
150.00
640.00
-
-
85.00
390.00
185.00
115.00
-
-
-
140.00
3,130.00
-
-
140.00
115.00
-
255.00
450.00
-
15.00
190.00
-
45.00
15.50
715.50
40.00
-
-
6.00
60.00
-
45.00
-
115.00
260.00
-
40.00
-
3.00
6.00
3.80
-
-
-
-
AMOUNT
--------
-
-
-
5.00
-
-
9.00
-
-
-
-
-
28.00
18.50
29.00
33.50
27.20
-
-
-
227.50
48.50
-
-
47.50
-
-
-
-
1,052.50
-
-
-
-
-
60.00
155.00
70.00
220.00
320.00
13.50
838.50
40.00
40.00
-
-
AMOUNT
--------
-
-
-
-
-
6,031.50
PROFIT AND LOSS SUMMARY
AMOUNT
--------
6,071.70
506.30
5,565.40
144.50
27.50
5.00
185.50
-
245.00
-
-
607.50
40.00
6,132.90
3,130.00
255.00
715.50
1,052.50
-
838.50
-
5,991.50
141.40
-
-
-
(1.00)
-------V A R I A N C E----- ----------- ------>
AVG.BAL ( % ) E.A.R. INC./EXP. ( % )
-------- -- --- ----- -------- -----
13,003 13 0.87 - - -
0 0 - - - -
7,339 49 0.38 (1.02) 14.20 6.54
0 0 - - - -
0 0 - - - -
0 0 - - - -
0 0 - - - -
2,860 65 0.90 (0.03) 43.50 65.22
1-100 - - - -
0 0 - - - -
0 0 - - - -
2,025- 66 (0.94) (5.76) (102.40) (87.30)
8,099-100 - (7.68) (258.30) (100.00)
1,000 0 - 3.58 14.90 -
1,200- 16 (0.67) (3.29) (124.90) (48.06)
0 0 - - - -
0 0 - - - -
0 0 - - - -
0 0 - - - -
0 0 - - - -
98 22 0.69 - - -
12,975 9 0.85 (0.84) (413.00) (44.93)
0 0 - - - -
7,627-100 - - - -
0 0 - - - -
0 0 - - - -
0 0 - - - -
0 0 - - - -
0 0 - - - -
0 0 - - - -
0 0 - - - -
7,627-100 - - - -
5,347 3 0.84 (0.75) (413.00) (44.93)
0 0 - - - -
0 0 - - - -
0 0 - - - -
0 0 - - - -
0 0 - - - -
0 0 - - - -
0 0 - - - -
0 0 - - - -
0 0 - - - -
0 0 - - - -
0 0 - - - -
5,164 23 0.22 - - -
0 0 - - - -
126- 11 (0.19) - - -
0 0 - - (1,114.60) (100.00)
0 0 - - - -
0 0 - - - -
0 0 - - (465.80) (100.00)
0 0 - - - -
0 0 - - - -
0 0 - - - -
2,024- 50 (0.30) - - -
0 0 - - - -
430 13 0.76 - - -
0 0 - - - -
0 0 - - - -
-------V A R I A N C E----- ----------- ------>
-------- -- --- ----- -------- -----
3,443 11 0.28 (12.47) (1,580.40) (100.00)
8,791 5 0.18 (2.86) (1,993.40) (79.75)
-------V A R I A N C E----- ----------- ------>
-------- -- --- ----- -------- -----
4,941 99 0.24 0.32 223.70 106.12
2,449 391 0.48 (0.35) 96.70 343.06
0 0 - - - -
0 0 - - - -
48-100 - - - -
1,910- 21 (0.26) 6.51 149.90 74.95
0 0 - - - -
0 0 - - - -
0 0 - - - -
7,292 460 0.64 (8.78) 366.00 245.14
7,777 314 0.48 (0.94) 408.10 287.60
4,889 81 0.67 (4.22) 134.10 33.96
0 0 - - - -
0 0 - - - -
0 0 - - - -
0 0 - - - -
0 0 - - - -
0 0 - - - -
0 0 - - - -
0 0 - - - -
0 0 - - - -
0 0 - - - -
25,390 104 0.79 1.04 1,378.50 124.85
0 0 - - - -
0 0 - - - -
0 0 - - - -
0 0 - - - -
0 0 - - - -
0 0 - - - -
0 0 - - - -
0 0 - - - -
0 0 - - - -
0 0 - - - -
0 0 - - - -
0 0 - - - -
0 0 - - - -
0 0 - - - -
0 0 - - - -
0 0 - - - -
0 0 - - - -
0 0 - - - -
0 0 - - - -
0 0 - - - -
0 0 - - - -
0 0 - - - -
0 0 - - - -
25,390 104 0.79 1.04 1,378.50 124.85
12,188 0 - - - -
0 0 - - - -
0 0 - - - -
0 0 - - - -
0 0 - - - -
0 0 - - - -
0 0 - - - -
0 0 - - - -
0 0 - - - -
12,188 0 - - - -
0 0 - - - -
-------V A R I A N C E----- ----------- ------>
-------- -- --- ----- -------- -----
0 0 - - - -
0 0 - - - -
0 0 - - - -
0 0 - - - -
0 0 - - - -
0 0 - - - -
0 0 - - - -
0 0 - - - -
0 0 - - - -
0 0 - - - -
514 7 0.41 - - -
55- 5 (0.21) - - -
0 0 - - - -
127- 55 (0.95) - - -
0 0 - - - -
1,247 35 0.10 (0.08) 11.90 31.32
20,698- 18 (0.54) (2.70) (2,045.30) (36.62)
0 0 - - - -
0 0 - - - -
7,645-100 - - - -
0 0 - - - -
0 0 - - - -
852 10 0.27 - - -
2,702- 93 (0.75) - - -
221- 6 (0.39) - - -
28,834- 19 (0.79) (1.92) (2,033.40) (36.17)
8,742 5 0.14 (1.37) (654.90) (9.74)
<------------ #NAME? R I A N C E-------- ------>
-------- -- --- ------ ------ -----
25,767 267 0.07 0.04 101.80 311.31
0 0 - - - -
4,041- 39 (0.27) (0.02) (8.60) (46.24)
0 0 - - (3.10) (100.00)
21,726 108 0.96 0.08 90.10 165.63
0 0 - - (79.30) (100.00)
48,332- 69 (0.46) 0.06 (22.50) (45.00)
48,332- 69 (0.46) (0.06) (101.80) (78.73)
0 0 - - - -
1,250 0 - 0.40 (15.00) (75.00)
1,250 0 - 0.40 (15.00) (75.00)
1,250 0 - 0.40 (15.00) (75.00)
0 0 - - - -
0 0 - - - -
0 0 - - - -
61,515- 55 (0.16) 0.01 2.90 138.10
0 0 - - - -
165,634 447 0.09 0.03 119.10 430.61
0 0 - - - -
45,410- 13 (0.81) 0.01 21.50 61.43
58,709 13 - 0.03 143.50 341.67
0 0 - - - -
0 0 - - (8.60) (100.00)
0 0 - - - -
0 0 - - - -
0 0 - - (8.60) (100.00)
0 0 - - - -
0 0 - - (255.30) (94.45)
0 0 - - (274.10) (100.00)
0 0 - - 25.00 -
0 0 - - (217.40) (55.40)
0 0 - - - -
0 0 - - (10.40) (25.74)
0 0 - - - -
0 0 - - (732.20) (74.93)
0 0 - - - -
0 0 - - - -
0 0 - - - -
0 0 - - - -
0 0 - - - -
0 0 - - - -
<------------ #NAME? R I A N C E-------- ------>
-------- -- --- ------ ------ -----
0 0 - - - -
0 0 - - - -
0 0 - - - -
0 0 - - - -
0 0 - - - -
0 0 - - - -
33,353 6 0.16 (0.12) (624.00) (50.67)
V A R I A N C E
AMOUNT ( % )
-------- -----
136.00 10.55
150.00 -
59.90 10.33
(29.80) 100.00
- -
75.40 785.42
79.00 25.40
29.60 19.05
15.60 15.69
(1.00) 100.00
- -
- -
11.20 8.70
525.90 20.20
- -
(140.10) 100.00
140.00 -
15.60 15.69
(3.90) 100.00
11.60 4.77
- -
- -
9.40 167.86
(1.30) 0.68
- -
(193.40) 81.12
4.90 46.23
(180.40) 20.14
(32.80) 45.05
- -
- -
(0.70) 10.45
(12.70) 17.47
- -
6.00 15.38
- -
(76.80) 40.04
(109.90) 29.71
- -
12.60 45.99
- -
3.00 -
3.90 185.71
1.40 58.33
- -
- -
- -
- -
V A R I A N C E
AMOUNT ( % )
-------- -----
- -
- -
- -
0.40 8.70
- -
- -
9.00 -
- -
- -
- -
- -
- -
2.20 8.53
(2.60) 12.32
5.80 25.00
(23.90) 41.64
0.50 1.87
- -
- -
- -
31.00 15.78
19.20 65.53
- -
- -
(22.10) 31.75
- -
- -
- -
- -
(186.50) 15.05
- -
- -
- -
- -
- -
(7.00) 10.45
82.20 112.91
(4.00) 5.41
44.60 25.43
- -
13.50 -
129.30 18.23
(12.90) 24.39
(12.90) 24.39
- -
- -
V A R I A N C E
AMOUNT ( % )
-------- -----
- -
- -
- -
- -
- -
287.00 5.00
V A R I A N C E
AMOUNT ( % )
-------- -----
(654.90) 9.74
(1,993.40) 79.75
1,338.50 31.67
90.10 165.63
(101.80) 78.73
(15.00) 75.00
143.50 341.67
(8.60) 100.00
(732.20) 74.93
- -
- -
(624.00) 50.67
(12.90) 24.39
727.40 13.46
525.90 20.20
11.60 4.77
(180.40) 20.14
(186.50) 15.05
- -
129.30 18.23
- -
299.90 5.27
427.50 149.42
- -
- -
- -
(2.00)
D E S C R I P T I O N M.E.BAL AVG.BAL
CURRENT ACCOUNTS 286,342.00 252,241.00
VALUE PLUS CURRENT DEPOSITS 884.00 398.00
ASKARI SPECIAL DEPOSITS 17,111.00 44,295.00
PLS SAVINGS ACCOUNTS 8,416.00 6,666.00
VALUE PLUS SAVING DEPOSITS 9,134.00 10,219.00
TERM DEPOSITS (1 TO 3 MONTHS) - 526.00
TERM DEPOSITS (4 TO 6 MONTHS) 300.00 300.00
OTHER DEPOSITS (MARGINS ETC.) 154.00 152.00
TOTAL 322,341.00 314,798.00
D E S C R I P T I O N M.E.BAL AVG.BAL
CURRENT ACCOUNTS 102,560.00 93,777.00
ASKARI SPECIAL DEPOSITS 14,647.00 14,861.00
PLS SAVINGS ACCOUNTS 3,527.00 4,340.00
VALUE PLUS SAVING DEPOSITS 1.00 1.00
TERM DEPOSITS (1 TO 3 MONTHS) 3,800.00 3,025.00
TERM DEPOSITS (4 TO 6 MONTHS) 7,500.00 8,099.00
TERM DEPOSITS (OVER 1 YEAR) 7,200.00 7,200.00
AGRI FINANCE - EVERGREEN 5.00 -
OTHER DEPOSITS (MARGINS ETC.) 399.00 432.00
TOTAL 139,639.00 131,735.00
Branch A
Branch B
PERCENTAGE SHARE E.A.R. INC./EXP.
80.13 - -
0.13 - -
14.07 5.58 1,027.20
2.12 3.07 85.00
3.25 2.65 112.60
0.17 0.09 (0.20)
0.10 5.54 6.90
0.05 - -
100.00 0.94 1,231.50
PERCENTAGE SHARE E.A.R. INC./EXP.
71.19 - -
11.28 3.52 217.10
3.29 3.70 66.70
0.00 - -
2.30 9.34 117.30
6.15 7.68 258.30
5.47 8.69 259.90
- -
0.33 - -
100.00 1.68 919.30
Branch A
Branch B
D E S C R I P T I O N M.E.BAL AVG.BAL PERCENTAGE SHARE E.A.R.
RUNNING FINANCE 18,518.00 17,748.00 5.52% 13.03
TERM FINANCING - ORDINARY 158.00 178.00 5.54% 15.15
T.F. - PERSONAL FINANCE - 143.00 4.45% 7.41
CASH ON HAND LCY 9,425.00 13,737.00 4.27% -
NPB / STAMPS ON HAND 12.00 22.00 0.01% -
STAFF ADVANCES 5,008.00 4,428.00 1.38% 4.96
H.O. / BRANCH ACCOUNT LCY 291,069.00 274,239.00 85.28% 11.00
FIXED ASSETS 5,879.00 6,022.00 1.87% -
OTHER ASSETS 933.00 1,280.00 0.40% -
EXPENDITURE ACCOUNTS 8,843.00 3,777.00 1.17% -
TOTAL 339,845.00 321,575.00 10.18
D E S C R I P T I O N M.E.BAL AVG.BAL PERCENTAGE SHARE E.A.R.
RUNNING FINANCE 5,068.00 4,979.00 2.93 10.19
SMART CASH 112.00 176.00 0.10 9.85
PAD'S - 48.00 0.03 -
ACCEPTANCES PURCHASED 7,750.00 8,985.00 5.29 5.36
T.F. - PERSONAL FINANCE 1,553.00 1,583.00 0.93 22.71
TERM FIN MORTGAGE FINANCE 2,469.00 2,473.00 1.46 13.82
ASKARI BUSINESS FINANCE 5,451.00 5,986.00 3.52 15.89
CASH ON HAND LCY 6,937.00 6,936.00 4.08 -
NPB / STAMPS ON HAND 211.00 227.00 0.13 -
STAFF ADVANCES 4,450.00 3,553.00 2.09 2.58
H.O. / BRANCH ACCOUNT LCY 130,296.00 111,639.00 65.70 12.04
DUE FROM TREASURY 15,585.00 7,645.00 4.50 -
FIXED ASSETS 7,829.00 8,296.00 4.88 -
OTHER ASSETS 2,597.00 2,882.00 1.70 -
EXPENDITURE ACCOUNTS 8,351.00 3,460.00 2.04 -
TOTAL 198,994.00 169,923.00 9.53
Branch A
Branch B
INC./EXP.
960.60
11.20
4.40
-
-
91.30
12,522.40
-
-
-
13,589.90
INC./EXP.
210.80
7.20
-
200.00
149.30
141.90
394.90
-
-
38.00
5,584.50
-
-
-
-
6,726.60
Branch A
Branch B
D E S C R I P T I O N BUSINESS PERCENTAGE SHARE RATE % INCOME PERCENTAGE SHARE
PAY ORDERS ISSUED 13,837.00 12.15 0.01 1.10 0.18
DD's ISSUES 77,589.00 68.12 0.04 27.70 4.65
LOCAL COLLECTIONS 22,482.00 19.74 0.08 18.10 3.04
RECOVERIES - COMUNCATIONS - - 528.30 88.73
OTHER MISC. INCOME - - 20.20 3.39
TOTAL 113,908.00 0.52 595.40
D E S C R I P T I O N BUSINESS PERCENTAGE SHARE RATE % INCOME PERCENTAGE SHARE
LC's OPENED 9,648.00 1.783 0.34 32.70 2.655
PAD's RETIRED 10,291.00 1.901 0.18 18.60 1.510
ACCEPTANCES RETIRED - - 3.10 0.252
FBP's (DOC) - - 79.30 6.439
FBC's DOC (FDBC) 69,582.00 12.856 0.07 50.00 4.060
GUARANTEES ISSUED - - 20.00 1.624
PAY ORDERS ISSUED 111,515.00 20.604 - 2.10 0.171
DD's ISSUES 11,446.00 2.115 0.04 4.90 0.398
LOCAL COLLECTIONS 328,745.00 60.741 0.01 35.00 2.842
EXCHANGE TRADING - - 270.30 21.949
EXCHANGE REVALUATION - - 274.10 22.257
RECOVERIES - COMUNCATIONS - - 392.40 31.864
OTHER MISC. INCOME - - 40.40 3.281
TOTAL 541,227.00 0.23 1,231.50
Branch A
Branch B
D E S C R I P T I O N AMOUNT PERCENTAGE SHARE
BASIC SALARIES 1,089.70 21.805
SALARIES TO CASUAL WORKERS 185.50 3.712
HOUSE ALLOWANCE 490.50 9.815
CONVEYANCE ALLOWANCE 20.00 0.400
BONUS 301.00 6.023
LEAVE FARE ASSISTANCE 150.40 3.010
PROVIDENT FUND 103.40 2.069
OTHER ALLOWANCES 0.20 0.004
UTILITY ALLOWANCES 109.20 2.185
MEDICAL REIMBT.TO STAFF 129.40 2.589
PENSION / GRATUATY / BENOV.FUND 88.50 1.771
OTHER STAFF COST 3.00 0.060
OFFICE / GODOWN RENT 250.00 5.003
ELECTRICITY (OFFICE) 87.00 1.741
WATER & GAS BILLS 16.50 0.330
INSURANCE 66.20 1.325
FAX CHARGES 6.10 0.122
TELEPHONES (OFFICE) 39.10 0.782
COURIER CHARGES 34.80 0.696
CABLE/DATA COMMUNICATION CHARGES 163.20 3.266
VEHICLE EXPENSES 337.90 6.761
ENTERTAINMENT 28.90 0.578
(CONVEYANCE) CARTAGE / FREIGHT 2.50 0.050
NEWSPAPERS / PUBLICTNS / SUBSCRPTN 1.60 0.032
STAFF TRAINING 42.40 0.848
OTHER EXPENSES 34.20 0.684
PRINTED STATIONERY 13.20 0.264
SECURITY STATIONERY 39.60 0.792
COMPUTER STATIONERY 58.20 1.165
STATIONERY OTHERS 25.70 0.514
SECURITY SERVICES (GUARD) 225.20 4.506
SECURITY SERVICES - CASH (BRINKS) 142.00 2.841
REPAIR/MAINT. MACHINE/EQUIP. 21.70 0.434
REPAIT/MAINT. COMPUTER EQUIP. 26.20 0.524
FURNITURE & FIXTURE 42.00 0.840
VEHICLES 82.00 1.641
COMPUTERS 95.50 1.911
MACHINE & EQUIPMENT 136.50 2.731
RENOVATION 225.50 4.512
COMMISSION & BROKERAGE 83.00 1.661
Branch A
SALARIES AND ALLOWANCES 2,449.90 49.023
OCCUPANCY COST 353.50 7.074
OTHER OPERATING EXPENSES 1,308.70 26.187
DEPR. / AMORT. EXPENSES 581.50 11.636
G R A N D T O T A L 4,997.50
D E S C R I P T I O N AMOUNT PERCENTAGE SHARE
BASIC SALARIES 1,289.00 22.439
HOUSE ALLOWANCE 580.10 10.098
CONVEYANCE ALLOWANCE 29.80 0.519
OVERTIME/LEAVE EXCASHMENT 9.60 0.167
BONUS 311.00 5.414
LEAVE FARE ASSISTANCE 155.40 2.705
PROVIDENT FUND 99.40 1.730
OTHER ALLOWANCES 1.00 0.017
UTILITY ALLOWANCES 128.80 2.242
MEDICAL REIMBT.TO STAFF 140.10 2.439
PENSION / GRATUATY / BENOV.FUND 99.40 1.730
OFFICE / GODOWN RENT 450.00 7.834
OFFICE / RESIDENCE TAXES 5.60 0.097
ELECTRICITY (OFFICE) 191.30 3.330
REPAIR & MAINTAINANCE 238.40 4.150
WATER & GAS BILLS 10.60 0.185
INSURANCE 72.80 1.267
FAX CHARGES 6.70 0.117
TELEPHONES (OFFICE) 72.70 1.266
COURIER CHARGES 39.00 0.679
CABLE/DATA COMMUNICATION CHARGES 191.80 3.339
VEHICLE EXPENSES 369.90 6.439
ENTERTAINMENT 27.40 0.477
(CONVEYANCE) CARTAGE / FREIGHT 2.10 0.037
NEWSPAPERS / PUBLICTNS / SUBSCRPTN 2.40 0.042
SWIFT CHARGES 4.60 0.080
OTHER EXPENSES 25.80 0.449
PRINTED STATIONERY 21.10 0.367
SECURITY STATIONERY 23.20 0.404
COMPUTER STATIONERY 57.40 0.999
STATIONERY OTHERS 26.70 0.465
SECURITY SERVICES (GUARD) 196.50 3.421
SECURITY SERVICES - CASH (BRINKS) 29.30 0.510
REPAIR/MAINT. MACHINE/EQUIP. 69.60 1.212
FURNITURE & FIXTURE 67.00 1.166
VEHICLES 72.80 1.267
COMPUTERS 74.00 1.288
MACHINE & EQUIPMENT 175.40 3.053
RENOVATION 320.00 5.571
COMMISSION & BROKERAGE 52.90 0.92%
Branch B
SALARIES AND ALLOWANCES 2,604.10 45.332
OCCUPANCY COST 895.90 15.596
OTHER OPERATING EXPENSES 1,239.00 21.568
DEPR. / AMORT. EXPENSES 709.20 12.346
G R A N D T O T A L 5,744.50
D E S C R I P T I O N M.E.BAL PERCENTAGE AVG.BAL E.A.R. PERCENTAGE INC./EXP. PERCENTAGE
DEPOSITE PRODUCTS (3,653.00) (1.13) 57,882- 18 (0.39) 0.20 (15.80) (1.28)
USES OF FUNDS (10,738.00) (3.16) 58,791- 18 (0.28) (2.07) (4,711.90) (34.67)
BUSINESS VOLUME 77,662- 68 (0.18) 0.96 (58.90) (9.89)
OPERATING EXPENCE 254.20 5.09
PROF.BEF.PROV./ TAX (2,394.50) 44.83
PRODUCTIVITY (3.70)
D E S C R I P T I O N M.E.BAL PERCENTAGE AVG.BAL E.A.R. PERCENTAGE INC./EXP. PERCENTAGE
DEPOSITE PRODUCTS 11,161.00 7.99 12,975 9 0.85 (0.84) (413.00) (44.93)
USES OF FUNDS (10,520.00) (5.29) 8,742 5 0.14 (1.37) (654.90) (9.74)
BUSINESS VOLUME 33,353 6 0.16 (0.12) (624.00) (50.67)
OPERATING EXPENCE 287.00 5.00
PROF.BEF.PROV./ TAX 427.50 149.42
PRODUCTIVITY (2.00)
Branch A - Variance
Branch B - Variance
D E S C R I P T I O N SUB-TOTALS AMOUNT D E S C R I P T I O N AMOUNT
MARKUP INCOME 13,589.90 MARKUP INCOME 6,726.60
PROFIT PAID 3,846.20 PROFIT PAID 2,499.70
NET MARKUP INCOME 9,743.70 NET MARKUP INCOME 4,226.90
IMPORTS - IMPORTS 54.40
EXPORTS - EXPORTS 129.30
GUARANTEES - GUARANTEES 20.00
OTHER LOCAL BUSINESS 46.90 OTHER LOCAL BUSINESS 42.00
OTHER FGN.BUSINESS - OTHER FGN.BUSINESS 8.60
OTHER INCOME 548.50 OTHER INCOME 977.20
EXCHANGE TRADING (TR) - EXCHANGE TRADING (TR) -
SALE OF INVESTMENT (TR) - SALE OF INVESTMENT (TR) -
TOTAL NON-FUND BASED REV. 595.40 TOTAL NON-FUND BASED REV. 1,231.50
COMMISSION & BROKERAGE 83.00 COMMISSION & BROKERAGE 52.90
NET REV.BEF.OPER.EXP. 10,256.10 NET REV.BEF.OPER.EXP. 5,405.50
SALARIES AND ALLOWANCES 2,449.90 SALARIES AND ALLOWANCES 2,604.10
OTHER STAFF COSTS 220.90 OTHER STAFF COSTS 243.40
OCCUPANCY COSTS 353.50 OCCUPANCY COSTS 895.90
OTHER OPERATING EXPENSES 1,308.70 OTHER OPERATING EXPENSES 1,239.00
FINANCIAL CHARGES LEASED ASSETS - FINANCIAL CHARGES LEASED ASSETS -
DEPR. / AMORT. EXPENSES 581.50 DEPR. / AMORT. EXPENSES 709.20
PROF.BEF.PROV. / TAX - PROF.BEF.PROV. / TAX -
TOTAL OPERATING EXPENSES 4,914.50 TOTAL OPERATING EXPENSES 5,691.60
PROF.BEF.PROV./ TAX 5,341.60 PROF.BEF.PROV./ TAX (286.10)
PRODUCTIVITY 2.10 PRODUCTIVITY 0.90
Branch A Branch B

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