Loan repayment details

LOAN AMOUNT
INTEREST RATE
REPAYMENT PERIOD

MONTHLY PAYMENT
7,666

Depreciation schedule
(427,740)
12.5%
84 MONTHS

YEARLY PAYMENT
91,988

COST OF EQUIPMENTS
RATE OF DEPRECIATION
Year
0
1
2
3
4
5
6
7

Dep
113,986
91,189
72,951
58,361
46,689
37,351
29,881

569,930
20%
WDV
569,930
455,944
364,755
291,804
233,443
186,755
149,404
119,523

Projected Cash flow statement

REVENUE
Variable Operating Expenses
Fixed Operating Expenses
Depreciation (equipment)
Loan repaymnet
Oper. income before taxes (EBIT)
Taxes on operating income*
Net Operating Profit After Taxes (NOPAT)
Add back depreciation
Operating cash flow

Yr 1
300,000
60,000
100,000
113,986
92,000
(65,986)
(65,986)
113,986
48000.00

* Tax is not payable for the first three years as per the projected income

Yr 2
500,000
100,000
110,000
91,189
92,000
106,811
106,811
91,189
198000.00

Yr 3
700,000
140,000
121,000
72,951
92,000
274,049
274,049
72,951
347000.00

Yr 4
900,000
180,000
133,100
58,361
92,000
436,539
13,654
422,885
58,361
481246.08

Yr 5
1,100,000
220,000
146,410
46,689
92,000
594,901
38,980
555,921
46,689
602609.73

Yr 6
1,300,000
260,000
161,051
37,351
92,000
749,598
69,920
679,678
37,351
717029.39

Yr 7
1,500,000
300,000
177,156
29,881
92,000
900,963
100,193
800,771
29,881
830651.27

COST OF EQUIPMENTS
RATE OF DEPRECIATION
Year
0
1
2
3
4
5
6
7

Dep
113,986
91,189
72,951
58,361
46,689
37,351
29,881

569,930
20%
WDV
569,930
455,944
364,755
291,804
233,443
186,755
149,404
119,523

REVENUE
Variable Operating Expenses
Fixed Operating Expenses
Depreciation (equipment)
Loan repaymnet
Oper. income before taxes (EBIT)
Taxes on operating income*
Net Operating Profit After Taxes (NOPAT)
Add back depreciation
Operating cash flow

Yr 1
300,000
60,000
100,000
113,986
92,000
(65,986)

Yr 2
500,000
100,000
110,000
91,189
92,000
106,811

Yr 3
700,000
140,000
121,000
72,951
92,000
274,049

Yr 4
900,000
180,000
133,100
58,361
92,000
436,539

Yr 5
1,100,000
220,000
146,410
46,689
92,000
594,901

(65,986)
106,811
274,049
436,539
594,901
113,986
91,189
72,951
58,361
46,689
48000.00 198000.00 347000.00 494900.00 641590.00

Yr 6
1,300,000
260,000
161,051
37,351
92,000
749,598

Yr 7
1,500,000
300,000
177,156
29,881
92,000
900,963

749,598
37,351
786949.00

900,963
29,881
930843.90