ISLAMIC DEVELOPMENT BANK

ORDINARY CAPITAL RESOURCES

NOTES TO THE FINANCIAL STATEMENTS
For the year ended 29 Dhul Hijjah 1433H (14 November 2012)
(All amounts in thousands of Islamic Dinars unless otherwise stated)

32. RISK MANAGEMENT (continued)

(i) Concentration of credit risk
The table below reflects the ten largest country exposures for financed operations (excluding equity and
profit sharing) as of the end of years 1433H and 1432H:

Country
Morocco
Iran
Pakistan
Indonesia
Tunisia
Azerbaijan
Saudi Arabia
Bahrain
Sudan
Syria
Total Top 10

1433H
% (of total
Amount
exposure)
738,011
559,800
450,708
356,687
341,460
337,986
313,203
301,656
251,157
244,615
3,895,283

Country
Morocco
Iran
Pakistan
Saudi Arabia
Indonesia
Tunisia
Azerbaijan
Bahrain
Syria
Sudan
Total Top 10

9.9%
7.5%
6.1%
4.8%
4.6%
4.5%
4.2%
4.1%
3.4%
3.3%
52.4%

1432H
% (of total
Amount
exposure)
745,670
546,230
355,189
352,550
318,431
316,356
305,498
287,246
228,241
226,062
3,681,473

10.9%
8.0%
5.2%
5.1%
4.7%
4.6%
4.5%
4.2%
3.3%
3.3%
53.8%

(ii) Credit quality of financed operations

The table below provides analysis of the credit quality of country exposures related to financed
operations (excluding equity and profit sharing) as of the end of years 1433H and 1432H:

Credit Risk Category

Category A
Category B
Category C
Category D
Category E
Category F
Category G
Other Non Rated
Total

1433H
Amount
466,948
2,706,685
1,523,547
784,004
1,456,185
432,824
69,956
45
7,440,194

44

%
6.3%
36.4%
20.5%
10.5%
19.6%
5.8%
0.9%
0.0%
100%

1432H
Amount
529,700
2,533,283
1,321,642
754,995
1,252,780
386,498
68,485
81
6,847,464

%
7.7%
37.0%
19.3%
11.0%
18.3%
5.7%
1.0%
0.0%
100%