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CUADRO 25

TASAS DE INTERS ACTIVAS EN MONEDA NACIONAL Y EXTRANJERA (% EN TRMINOS EFECTIVOS ANUALES) 1/


AVERAGE INTEREST RATES - DOMESTIC AND FOREIGN CURRENCY (% ANNUAL EFFECTIVE RATES) 1/
MONEDA NACIONAL / DOMESTIC CURRENCY

PROMEDIO LTIMOS 30
DAS TILES AL
26 Enero 2015/
AVERAGE, LAST 30
BUSINESS DAYS ON
January 26 2015

CORPORATIVOS
CORPORATE

GRANDES EMPRESAS/ MEDIANAS EMPRESAS/


BIG COMPANIES
MEDIUM ENTERPRISES

PRSTAMOS / LOANS
Promedio
Average 3/

Ms de
360 das
More than
360 days

PRSTAMOS / LOANS
Promedio
Average 3/

Ms de
360 das
More than
360 days

PRSTAMOS / LOANS
Promedio
Average 3/

Ms de
360 das
More than
360 days

MONEDA EXTRANJERA / FOREIGN CURRENCY

CONSUMO/
CONSUMPTION
HIPOTECARIO/
MORTGAGE

PRSTAMOS / LOANS 2/
Promedio
Average 3/

Tarjetas de
Crdito/
Credit
Cards

Ms de
360 das
More than
360 days

8.09

42.82

46.85

23.51

8.93 ###

EMPRESAS BANCARIAS

5.35

6.00

6.63

7.89

9.19

CRDITO

5.20

5.91

7.17

7.83

9.44

9.80

31.31

36.40

16.91

INTERBANK

5.37

7.53

8.66

8.72

10.39

42.30

44.47

20.32

CITIBANK

6.41

6.17

6.20

40.05

43.19

SCOTIABANK

4.87

6.62

7.23

7.60

7.17

22.76

CONTINENTAL

4.95

5.95

5.81

7.01

10.69

9.64

11.79

14.39

30.00

FINANCIERO

6.46

7.68

9.25

10.53

INTERAMERICANO

6.86

7.65

8.31

9.51

COMERCIO

MIBANCO
GNB PER 5/

CORPORATIVOS
CORPORATE

GRANDES EMPRESAS/
BIG COMPANIES

MEDIANAS
EMPRESAS/
MEDIUM
ENTERPRISES

CONSUMO/
CONSUMER

PRSTAMOS / LOANS

PRSTAMOS / LOANS

PRSTAMOS / LOANS

PRSTAMOS / LOANS 2/

Promedio
Average 3/

Ms de
360 das
More than
360 days

Promedio
Average 3/

Ms de
360 das
More than
360 days

Promedio
Average 3/

Ms de
360 das
More than
360 days

HIPOTECARIO/
MORTGAGE

Promedio
Average 3/

Tarjetas de
Crdito/
Credit
Cards

Ms de
360 das
More than
360 days

2.43

3.08

5.05

6.15

8.16

6.58

27.55

31.61

11.25

7.64

8.67##

2.11

2.87

5.49

6.92

7.19

5.56

25.71

29.36

10.81

7.43

9.08##

1.94

4.76

5.12

7.60

7.46

37.05

42.62

13.12

7.76

15.61

-###

3.07

2.61

4.50

26.82

27.20

12.72

24.10

17.31

8.69##

1.17

1.73

4.15

3.68

8.46

9.08

23.03

29.06

9.99

7.79

41.78

54.67

14.76

8.87##

1.89

3.64

4.12

3.74

9.69

8.42

29.87

32.99

12.80

7.39

19.24

27.38

19.15

10.10##

11.25

15.78

23.62

33.46

12.31

9.96

42.49

108.19

22.08

9.30##

4.89

6.67

10.28

8.96

21.80

102.32

13.12

10.50

10.71

16.86

30.00

13.40

9.30##

6.99

8.00

7.74

10.43

10.92

17.80

30.00

13.36

18.58

17.56

51.91

48.03

14.96##

16.42

16.40

35.77

10.50

10.71

6.71

8.37

8.90

9.73

29.73

38.09

17.33

8.66##

7.92

7.55

7.91

6.50

35.68

50.93

51.15

13.64

-###

9.91

RIPLEY

57.36

63.61

26.65

-###

8.03

9.19

8.04

-###

6.14

6.18

5.40

DEUTSCHE

-###

AZTECA

178.33

205.01

-###

CENCOSUD

84.43

84.43

-###

ICBC

4.06

EMPRESAS FINANCIERAS

12.85 ###

13.00

CREDISCOTIA

TFC

EDYFICAR

COMPARTAMOS

CONFIANZA

UNIVERSAL

UNO

EFECTIVA

AMERIKA

MITSUI AUTO FINANCE

PROEMPRESA
NUEVA VISION
PROMEDIO /
AVERAGE 4/

18.00

16.01

60.15

64.91

53.01

22.60

23.40

31.36

31.23

49.10

49.74

48.33

-###

26.00

26.00

14.30

13.51

37.41

37.28

12.85##

19.95

20.00

19.07

18.16

49.43

40.90

-###

48.89

48.02

-###

35.25

33.84

-###

67.82

68.19

-###

71.35

35.24

-###

85.41

101.51

-###

39.60

44.36

18.00

18.00

21.77

16.45

21.77

26.82

72.15
-

10.01

23.86

7.57

16.18

18.00

148.46

16.75

13.49

FALABELLA
SANTANDER

36.75

-###

-###

39.23

-###

44.17

-###

FTAMN
17.95

13.00

10.01

23.93

24.36

23.86

FTAMEX
7.11

La informacin de este cuadro se ha actualizado en la Nota Semanal N 4 (30 de enero de 2015).


La Informacin sobre tasas de inters para la pequea empresa y microempresa esta disponible en la versin electrnica de la Nota Semanal, en www.bcrp.gob.pe
1/ Promedio de las operaciones realizadas en los ltimos 30 das. Informacin procesada por la SBS con la informacin remitida diariamente por las empresas bancarias y financieras a traves del Reporte 6. Estas tasas tienen caracter referencial.
2/ Prstamo no revolvente de libre disponibilidad
3/ Se refiere a todas las operaciones por tipo de crdito
4/ La FTAMN y la FTAMEX son las tasas activas de mercado promedio ponderado de las operaciones de las empresas bancarias, de los ltimos 30 das tiles en moneda nacional y en moneda extranjera, respectivamente.
5/ Antes HSBC
Fuente: Superintendencia de Banca, Seguros y AFP
Elaboracin: Gerencia de Operaciones Monetarias y Estabilidad Financiera - Subgerencia de Operaciones de Poltica Monetaria

CUADRO 25

TASAS DE INTERS ACTIVAS EN MONEDA NACIONAL Y EXTRANJERA (% EN TRMINOS EFECTIVOS ANUALES) 1/


AVERAGE INTEREST RATES - DOMESTIC AND FOREIGN CURRENCY (% ANNUAL EFFECTIVE RATES) 1/

TASAS DE INTERS ACTIVAS EN MONEDA NACIONAL Y EXTRANJERA (% EN TRMINOS EFECTIVOS ANUALES) 1/


AVERAGE INTEREST RATES - DOMESTIC AND FOREIGN CURRENCY (% ANNUAL EFFECTIVE RATES) 1/

PORTAL BCRP contina

MONEDA NACIONAL / DOMESTIC CURRENCY


PROMEDIO LTIMOS 30
DAS TILES AL
26 Enero 2015/
AVERAGE, LAST 30
BUSINESS DAYS ON
January 26 2015

MONEDA EXTRANJERA / FOREIGN CURRENCY

CORPORATIVOS
CORPORATE

GRANDES EMPRESAS/
BIG COMPANIES

MEDIANAS EMPRESAS/
MEDIUM ENTERPRISES

PEQUEAS EMPRESAS/
SMALL ENTERPRISES

MICROEMPRESAS/
MICROBUSINESSES

CONSUMO/
CONSUMPTION

PRSTAMOS / LOANS

PRSTAMOS / LOANS

PRSTAMOS / LOANS

PRSTAMOS / LOANS

PRSTAMOS / LOANS

PRSTAMOS / LOANS 2/

Promedio
Average 3/

91 a 180
das
91 -180 days

Ms de
360 das
More than
360 days

Promedio
Average 3/

91 a 180 das
91 -180 days

Ms de
360 das
More than
360 days

Promedio
Average 3/

91 a 180 das
91 -180 days

Ms de
360 das
More than
360 days

Promedio
Average 3/

91 a 180 das
91 -180 days

Ms de
360 das
More than
360 days

PORTAL BCRP

Promedio
Average 3/

91 a 180 das
91 -180 days

Ms de
360 das
More than
360 days

Promedio
Average 3/

Tarjetas de
Crdito/
Credit
Cards

91 a 180 das
91 -180 days

Ms de
360 das
More than
360 days

HIPOTECARIO/
MORTGAGE

CORPORATIVOS
CORPORATE

GRANDES EMPRESAS/
BIG COMPANIES

MEDIANAS EMPRESAS/
MEDIUM ENTERPRISES

PEQUEAS EMPRESAS/
SMALL ENTERPRISES

MICROEMPRESAS/
MICROBUSINESSES

CONSUMO/
CONSUMPTION

PRSTAMOS / LOANS

PRSTAMOS / LOANS

PRSTAMOS / LOANS

PRSTAMOS / LOANS

PRSTAMOS / LOANS

PRSTAMOS / LOANS 2/

Promedio
Average 3/

91 a 180
das
91 -180 days

Ms de
360 das
More than
360 days

Promedio
Average 3/

91 a 180
das
91 -180 days

Ms de
360 das
More than
360 days

Promedio
Average 3/

91 a 180
das
91 -180 days

Ms de
360 das
More than
360 days

Promedio
Average 3/

91 a 180
das
91 -180 days

5.35

5.10

6.00

6.63

6.19

7.89

9.19

10.88

8.09

20.33

20.92

21.15

32.81

29.82

28.55

42.82

46.85

105.12

23.51

8.93

2.43

2.30

3.08

5.05

4.06

6.15

8.16

8.81

6.58

12.49

18.15

CRDITO

5.20

4.69

5.91

7.17

6.61

7.83

9.44

11.00

9.80

17.09

23.05

11.89

29.48

28.55

14.67

31.31

36.40

20.13

16.91

8.67

2.11

2.67

2.87

5.49

4.32

6.92

7.19

8.20

5.56

9.12

9.90

8.01

18.78

INTERBANK

5.37

5.13

7.53

7.40

8.66

8.72

9.50

10.39

18.47

14.66

19.44

21.24

30.00

21.55

42.30

44.47

19.33

20.32

9.08

1.94

4.76

3.38

5.12

7.60

6.86

7.46

12.22

12.80

13.54

CITIBANK

6.41

7.18

6.17

6.08

6.20

5.80

40.05

43.19

15.61

3.07

3.91

2.61

1.94

4.50

3.52

SCOTIABANK

4.87

4.89

6.62

6.40

7.23

7.60

9.13

7.17

24.22

17.17

26.00

33.49

34.89

27.71

22.76

24.10

20.34

17.31

8.69

1.17

0.70

1.73

4.15

4.22

3.68

8.46

8.31

9.08

13.63

12.57

17.07

18.55

12.93

CONTINENTAL

4.95

5.19

5.95

5.81

5.68

7.01

10.69

11.49

9.64

16.03

16.67

11.35

26.45

22.62

12.59

41.78

54.67

16.70

14.76

8.87

1.89

1.69

3.64

4.12

3.66

3.74

9.69

9.34

8.42

13.08

14.06

10.64

19.29

28.00

COMERCIO

15.39

Ms de
360 das
More than
360 days

Promedio
Average 3/

Tarjetas de
91 a 180
Crdito/
das
Credit
91 -180 days
Cards

14.98

27.55

31.61

13.01

11.25

7.64

8.77

25.71

29.36

11.55

10.81

7.43

37.05

42.62

13.74

13.12

7.76

26.82

27.20

12.84

23.03

29.06

12.44

29.87

32.99

###

11.79

14.39

13.75

30.00

27.97

35.00

30.59

37.06

46.15

37.09

19.24

27.38

15.83

19.15

10.10

11.25

11.45

15.78

14.89

14.60

26.00

29.99

23.62

33.46

6.46

8.50

7.68

7.49

9.25

10.53

10.99

9.96

22.14

19.27

22.40

36.18

34.30

35.10

42.49

108.19

16.77

22.08

9.30

4.89

7.25

6.67

6.86

10.28

10.56

8.96

12.52

9.36

21.54

19.17

21.80

102.32

6.86

6.75

30.14

16.86

30.00

10.43

11.16

14.61

30.00

29.08

51.91

GNB PER 5/
FALABELLA

7.65

8.31

7.93

9.51

10.50

10.97

10.71

12.21

12.33

11.59

23.02

###

18.58

28.68

17.56

22.69

26.33

22.40

35.46

6.71

8.37

6.78

8.90

9.73

9.66

10.50

10.94

9.30

17.20

6.71

39.86

9.28

13.40

9.30

6.99

8.00

7.74

6.85

10.92

12.26

9.88

12.78

17.00

17.80

55.04

48.03

14.96

16.42

16.40

17.64

17.14

17.12

16.98

35.77

7.92

5.13

7.55

7.91

8.41

6.50

9.34

7.00

10.50

29.73

38.09

13.47

17.33

8.66

10.71

HIPOTECARIO/
MORTGAGE

INTERAMERICANO

Ms de
360 das
More than
360 days

FINANCIERO

MIBANCO

12.68

Promedio
Average 3/

EMPRESAS BANCARIAS

12.08

91 a 180
das
91 -180 days

Ms de
360 das
More than
360 days

35.68

36.75

12.72

21.50

9.99

7.79

11.18

12.80

7.39

12.31

13.58

13.12

9.00

13.36

35.77
-

16.75

13.49
7.57

###

50.93

51.15

33.50

13.64

###

9.91

###

57.36

63.61

41.18

26.65

###

###

SANTANDER

8.03

9.19

8.04

6.45

6.14

6.18

5.40

3.66

###

DEUTSCHE

###

###

###

AZTECA

###

178.33

205.01

###

###

CENCOSUD

###

84.43

84.43

###

###

###

###

RIPLEY

ICBC

EMPRESAS FINANCIERAS

CREDISCOTIA

###

TFC

###

EDYFICAR

###

COMPARTAMOS

###

CONFIANZA

###

UNIVERSAL

###

UNO

###

EFECTIVA

###

AMERIKA

###

MITSUI AUTO FINANCE

###

PROEMPRESA

###

32.94

NUEVA VISIN

###

30.41

PROMEDIO /
AVERAGE 4/

###
###

18.00
18.00

18.00
18.00

255.59
-

148.46
-

4.06

4.06

13.00

22.60

23.40

24.96

26.41

25.60

24.53

22.27

25.56

26.00

25.44

26.29

26.39

28.86

40.56

28.47

46.28

106.67

37.25

60.15

64.91

55.77

53.01

31.36

34.66

31.23

33.56

36.66

33.52

44.04

47.79

43.67

49.10

49.74

65.00

48.33

14.30

16.06

13.51

26.34

40.43

32.22

40.33

44.59

39.60

37.41

42.67

37.28

19.07

18.16

18.16

25.83

30.97

24.77

39.70

53.17

33.43

49.43

57.91

40.90

32.45

92.27

30.48

67.95

128.38

39.63

48.89

53.78

48.02

###

25.46

29.66

24.33

37.71

61.82

33.23

35.25

47.43

33.84

32.93

37.11

31.15

48.28

46.29

49.75

67.82

65.36

68.19

###

###

38.67

35.24

###

###

53.63

101.51

###

###

###

###

21.77

16.45

21.77

26.82

31.85

62.78
-

61.27
-

66.22
32.37

71.35
85.41

72.15
-

12.85

###

26.00

26.00

19.95

20.00

###

19.45

18.09
22.50

###

###

###

39.23

###

44.17

13.00

32.39

33.70

32.71

37.87

42.19

37.22

39.60

45.05

40.55

30.18

42.26

41.30

42.04

44.36

51.13

13.00

FTAMN

FTAMEX

17.95

7.11

La informacin de este cuadro se ha actualizado en la Nota Semanal N 4 (30 de enero de 2015).


1/ Promedio de las operaciones realizadas en los ltimos 30 das. Informacin procesada por la SBS con la informacin remitida diariamente por las empresas bancarias y financieras a traves del Reporte 6. Estas tasas tienen caracter referencial.
2/ Prstamo no revolvente de libre disponibilidad
3/ Se refiere a todas las operaciones por tipo de crdito
4/ La FTAMN y la FTAMEX son las tasas activas de mercado promedio ponderado de las operaciones de las empresas bancarias, de los ltimos 30 das tiles en moneda nacional y en moneda extranjera, respectivamente.
5/ Antes HSBC
Fuente: Superintendencia de Banca, Seguros y AFP
Elaboracin: Gerencia de Operaciones Monetarias y Estabilidad Financiera - Subgerencia de Operaciones de Poltica Monetaria

26.82

31.83

10.01

23.93

18.38

24.36

28.36

29.84

23.86

16.01

10.01

17.45

12.85

13.00

16.18

###

23.98

23.78

###

17.44

17.44

###

28.79

28.35

28.35
-

23.86

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