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Assumed Net IRR

15%

Monthly Investment

10,417

Annual Investment

125,000
ABUNDANCE PLUS

YEAR

AGE

INVESTMENT

ANNUAL GAIN

32

50,000

33

75,000

7,500

34

87,500

19,875

35

125,000

35,981

36

125,000

60,128

37

125,000

87,898

38

125,000

119,832

39

125,000

156,557

40

125,000

198,791

41

125,000

247,359

10

42

125,000

303,213

11

43

125,000

367,445

12

44

125,000

441,312

13

45

125,000

526,259

14

46

125,000

623,948

15

47

125,000

736,290

16

48

125,000

865,483

17

49

125,000

1,014,056

18

50

125,000

1,184,914

19

51

125,000

1,381,402

20

52

125,000

1,607,362

21

53

125,000

1,867,216

22

54

125,000

2,166,048

MONEY TREE

BALANCE
50,000
132,500
239,875
400,856
585,985
798,882
1,043,715
1,325,272
1,649,063
2,021,422
2,449,635
2,942,081
3,508,393
4,159,652
4,908,600
5,769,890
6,760,373
7,899,429
9,209,343
10,715,745
12,448,107
14,440,323
16,731,371

INVESTMENT
121,250

ANNUAL GAIN
-

121,250

18,188

121,250

39,103

121,250

63,156

121,250

90,817

121,250

122,627

121,250

159,209

121,250

201,277

121,250

249,657

121,250

305,293

121,250

369,274

121,250

442,852

121,250

527,468

121,250

624,775

121,250

736,679

121,250

865,369

121,250

1,013,362

121,250

1,183,553

121,250

1,379,274

121,250

1,604,352

121,250

1,863,193

121,250

2,160,859

121,250

2,503,175

BALANCE
121,250
260,688
421,041
605,447
817,514
1,061,391
1,341,849
1,664,377
2,035,283
2,461,826
2,952,350
3,516,452
4,165,170
4,911,195
5,769,125
6,755,744
7,890,355
9,195,158
10,695,682
12,421,284
14,405,727
16,687,836
19,312,262

23

55

125,000

2,509,706

24

56

125,000

2,904,911

25

57

125,000

3,359,398

26

58

125,000

3,882,058

27

59

125,000

4,483,117

28

60

125,000

5,174,334

29

61

125,000

5,969,234

30

62

125,000

6,883,369

31

63

125,000

7,934,625

32

64

125,000

9,143,569

33

65

125,000

10,533,854

34

66

125,000

12,132,682

35

67

125,000

13,971,334

36

68

125,000

16,085,784

37

69

125,000

18,517,402

38

70

125,000

21,313,762

39

71

125,000

24,529,577

40

72

125,000

28,227,763

41

73

125,000

32,480,678

42

74

125,000

37,371,529

43

75

125,000

42,996,009

44

76

125,000

49,464,160

45

77

125,000

56,902,534

46

78

125,000

65,456,664

47

79

125,000

75,293,913

48

80

125,000

86,606,750

49

81

125,000

99,616,513

50

82

125,000
6,212,500

114,577,740

19,366,077
22,395,988
25,880,386
29,887,444
34,495,561
39,794,895
45,889,129
52,897,499
60,957,124
70,225,692
80,884,546
93,142,228
107,238,562
123,449,346
142,091,748
163,530,510
188,185,087
216,537,850
249,143,528
286,640,057
329,761,065
379,350,225
436,377,759
501,959,423
577,378,336
664,110,086
763,851,599
878,554,339

121,250

2,896,839

121,250

3,349,553

121,250

3,870,173

121,250

4,468,886

121,250

5,157,407

121,250

5,949,205

121,250

6,859,774

121,250

7,906,927

121,250

9,111,154

121,250

10,496,015

121,250

12,088,604

121,250

13,920,082

121,250

16,026,282

121,250

18,448,412

121,250

21,233,861

121,250

24,437,128

121,250

28,120,885

121,250

32,357,205

121,250

37,228,973

121,250

42,831,507

121,250

49,274,420

121,250

56,683,771

121,250

65,204,524

121,250

75,003,390

121,250

86,272,086

121,250

99,231,086

121,250

114,133,937

121,250
6,183,750

131,272,215

22,330,351
25,801,153
29,792,576
34,382,713
39,661,370
45,731,825
52,712,849
60,741,026
69,973,430
80,590,695
92,800,549
106,841,881
122,989,414
141,559,076
162,914,187
187,472,565
215,714,700
248,193,155
285,543,378
328,496,135
377,891,805
434,696,826
500,022,600
575,147,240
661,540,576
760,892,912
875,148,099
1,006,541,563

6,375,000

6,375,000

MONEY MULTIPLIER
INVESTMENT
112,500

ANNUAL GAIN
-

112,500

16,875

112,500

36,281

125,000

58,598

125,000

86,138

125,000

117,809

125,000

154,230

125,000

196,115

125,000

244,282

125,000

299,674

116,250

363,375

116,250

435,319

116,250

518,055

116,250

613,200

116,250

722,618

116,250

848,448

116,250

993,153

116,250

1,159,563

116,250

1,350,935

116,250

1,571,013

116,250

1,824,103

116,250

2,115,156

116,250

2,449,866

BALANCE
112,500
241,875
390,656
574,255
785,393
1,028,202
1,307,432
1,628,547
1,997,829
2,422,503
2,902,129
3,453,698
4,088,003
4,817,453
5,656,321
6,621,019
7,730,422
9,006,236
10,473,421
12,160,684
14,101,037
16,332,442
18,898,559

116,250

2,834,784

116,250

3,277,439

116,250

3,786,492

116,250

4,371,904

116,250

5,045,127

116,250

5,819,333

116,250

6,709,671

116,250

7,733,559

116,250

8,911,030

116,250

10,265,122

116,250

11,822,328

116,250

13,613,114

116,250

15,672,519

116,250

18,040,834

116,250

20,764,397

116,250

23,896,494

116,250

27,498,405

116,250

31,640,604

116,250

36,404,132

116,250

41,882,189

116,250

48,181,955

116,250

55,426,686

116,250

63,758,126

116,250

73,339,283

116,250

84,357,612

116,250

97,028,692

116,250

111,600,433

116,250
5,978,750

128,357,936

21,849,592
25,243,281
29,146,024
33,634,177
38,795,554
44,731,137
51,557,057
59,406,866
68,434,146
78,815,517
90,754,095
104,483,459
120,272,228
138,429,313
159,309,959
183,322,703
210,937,359
242,694,213
279,214,594
321,213,034
369,511,239
425,054,175
488,928,551
562,384,083
646,857,946
744,002,888
855,719,571
984,193,756

6,375,000

Assumed Net IRR

15%

Monthly Investment

10,417

Annual Investment

125,000
ABUNDANCE PLUS

YEAR

AGE

INVESTMENT

ANNUAL GAIN

32

50,000

33

75,000

7,500

34

87,500

19,875

35

125,000

35,981

36

125,000

60,128

37

125,000

87,898

38

125,000

119,832

39

125,000

156,557

40

125,000

198,791

41

125,000

247,359

10

42

303,213

11

43

348,695

12

44

401,000

13

45

461,150

14

46

530,322

15

47

609,870

16

48

701,351

17

49

806,553

18

50

927,536

19

51

1,066,667

20

52

1,226,667

21

53

1,410,667

22

54

1,622,267

MONEY TREE

BALANCE
50,000
132,500
239,875
400,856
585,985
798,882
1,043,715
1,325,272
1,649,063
2,021,422
2,324,635
2,673,331
3,074,330
3,535,480
4,065,802
4,675,672
5,377,023
6,183,577
7,111,113
8,177,780
9,404,447
10,815,114
12,437,381

INVESTMENT
121,250

ANNUAL GAIN
18,188
20,916
24,053
27,661
31,810
36,582
42,069
48,379
55,636
63,981
73,579
84,615
97,308
111,904
128,689
147,993
170,192
195,720
225,079
258,840
297,666
342,316

MONEY MU

BALANCE
121,250
139,438
160,353
184,406
212,067
243,877
280,459
322,527
370,907
426,543
490,524
564,102
648,718
746,025
857,929
986,619
1,134,612
1,304,803
1,500,524
1,725,602
1,984,443
2,282,109
2,624,425

INVESTMENT
112,500
112,500
112,500
125,000
125,000
125,000
125,000
125,000
125,000
125,000

23

55

1,865,607

24

56

2,145,448

25

57

2,467,266

26

58

2,837,355

27

59

3,262,959

28

60

3,752,402

29

61

4,315,263

30

62

4,962,552

31

63

5,706,935

32

64

6,562,975

33

65

7,547,422

34

66

8,679,535

35

67

9,981,465

36

68

11,478,685

37

69

13,200,488

38

70

15,180,561

39

71

17,457,645

40

72

20,076,292

41

73

23,087,735

42

74

26,550,896

43

75

30,533,530

44

76

35,113,559

45

77

40,380,593

46

78

46,437,682

47

79

53,403,335

48

80

61,413,835

49

81

70,625,910

50

82

81,219,797

14,302,988
16,448,437
18,915,702
21,753,058
25,016,016
28,768,419
33,083,682
38,046,234
43,753,169
50,316,144
57,863,566
66,543,101
76,524,566
88,003,251
101,203,738
116,384,299
133,841,944
153,918,235
177,005,971
203,556,866
234,090,396
269,203,955
309,584,549
356,022,231
409,425,566
470,839,401
541,465,311
622,685,107

393,664
452,713
520,620
598,713
688,520
791,799
910,568
1,047,154
1,204,227
1,384,861
1,592,590
1,831,478
2,106,200
2,422,130
2,785,449
3,203,267
3,683,757
4,236,320
4,871,768
5,602,533
6,442,914
7,409,351
8,520,753
9,798,866
11,268,696
12,959,000
14,902,850
17,138,278

3,018,089
3,470,803
3,991,423
4,590,136
5,278,657
6,070,455
6,981,024
8,028,177
9,232,404
10,617,265
12,209,854
14,041,332
16,147,532
18,569,662
21,355,111
24,558,378
28,242,135
32,478,455
37,350,223
42,952,757
49,395,670
56,805,021
65,325,774
75,124,640
86,393,336
99,352,336
114,255,187
131,393,465

MONEY MULTIPLIER
ANNUAL GAIN
16,875
36,281
58,598
86,138
117,809
154,230
196,115
244,282
299,674
363,375
417,882
480,564
552,649
635,546
730,878
840,510
966,586
1,111,574
1,278,310
1,470,057
1,690,565
1,944,150

BALANCE
112,500
241,875
390,656
574,255
785,393
1,028,202
1,307,432
1,628,547
1,997,829
2,422,503
2,785,879
3,203,761
3,684,325
4,236,973
4,872,519
5,603,397
6,443,907
7,410,493
8,522,067
9,800,377
11,270,433
12,960,998
14,905,148

2,235,772
2,571,138
2,956,809
3,400,330
3,910,380
4,496,937
5,171,477
5,947,199
6,839,278
7,865,170
9,044,946
10,401,688
11,961,941
13,756,232
15,819,667
18,192,617
20,921,509
24,059,735
27,668,696
31,819,000
36,591,850
42,080,627
48,392,722
55,651,630
63,999,374
73,599,280
84,639,173
97,335,048

17,140,921
19,712,059
22,668,867
26,069,197
29,979,577
34,476,514
39,647,991
45,595,189
52,434,468
60,299,638
69,344,584
79,746,271
91,708,212
105,464,444
121,284,110
139,476,727
160,398,236
184,457,971
212,126,666
243,945,666
280,537,516
322,618,144
371,010,865
426,662,495
490,661,870
564,261,150
648,900,323
746,235,371

Assumed Net IRR

15%

Monthly Investment

10,417

Annual Investment

125,000
ABUNDANCE PLUS

YEAR

AGE

INVESTMENT

ANNUAL GAIN

32

50,000

33

75,000

7,500

34

87,500

19,875

35

125,000

35,981

36

125,000

60,128

37

125,000

87,898

38

125,000

119,832

39

125,000

156,557

40

125,000

198,791

41

125,000

247,359

10

42

303,213

11

43

348,695

12

44

401,000

13

45

461,150

14

46

530,322

15

47

609,870

16

48

701,351

17

49

806,553

18

50

927,536

19

51

1,066,667

20

52

1,226,667

21

53

1,410,667

MONEY TREE

BALANCE
50,000
132,500
239,875
400,856
585,985
798,882
1,043,715
1,325,272
1,649,063
2,021,422
2,324,635
2,673,331
3,074,330
3,535,480
4,065,802
4,675,672
5,377,023
6,183,577
7,111,113
8,177,780
9,404,447
10,815,114

INVESTMENT
121,250

ANNUAL GAIN
-

121,250

18,188

121,250

39,103

121,250

63,156

121,250

90,817

121,250

122,627

121,250

159,209
201,277
231,469
266,189
306,118
352,035
404,841
465,567
535,402
615,712
708,069
814,279
936,421
1,076,884
1,238,417
1,424,180

BALANCE
121,250
260,688
421,041
605,447
817,514
1,061,391
1,341,849
1,543,127
1,774,596
2,040,785
2,346,903
2,698,938
3,103,779
3,569,346
4,104,748
4,720,460
5,428,529
6,242,809
7,179,230
8,256,114
9,494,532
10,918,711

22

54

1,622,267

23

55

1,865,607

24

56

2,145,448

25

57

2,467,266

26

58

2,837,355

27

59

3,262,959

28

60

3,752,402

29

61

4,315,263

30

62

4,962,552

31

63

5,706,935

32

64

6,562,975

33

65

7,547,422

34

66

8,679,535

35

67

9,981,465

36

68

11,478,685

37

69

13,200,488

38

70

15,180,561

39

71

17,457,645

40

72

20,076,292

41

73

23,087,735

42

74

26,550,896

43

75

30,533,530

44

76

35,113,559

45

77

40,380,593

46

78

46,437,682

47

79

53,403,335

48

80

61,413,835

49

81

70,625,910

12,437,381
14,302,988
16,448,437
18,915,702
21,753,058
25,016,016
28,768,419
33,083,682
38,046,234
43,753,169
50,316,144
57,863,566
66,543,101
76,524,566
88,003,251
101,203,738
116,384,299
133,841,944
153,918,235
177,005,971
203,556,866
234,090,396
269,203,955
309,584,549
356,022,231
409,425,566
470,839,401
541,465,311

1,637,807
1,883,478
2,165,999
2,490,899
2,864,534
3,294,214
3,788,346
4,356,598
5,010,088
5,761,601
6,625,842
7,619,718
8,762,675
10,077,077
11,588,638
13,326,934
15,325,974
17,624,870
20,268,601
23,308,891
26,805,224
30,826,008
35,449,909
40,767,396
46,882,505
53,914,881
62,002,113
71,302,430

12,556,518
14,439,996
16,605,995
19,096,894
21,961,428
25,255,643
29,043,989
33,400,587
38,410,676
44,172,277
50,798,118
58,417,836
67,180,512
77,257,588
88,846,227
102,173,161
117,499,135
135,124,005
155,392,606
178,701,497
205,506,721
236,332,729
271,782,639
312,550,035
359,432,540
413,347,421
475,349,534
546,651,964

50

82

81,219,797

622,685,107

81,997,795

628,649,758

MONEY MULTIPLIER
INVESTMENT
112,500

ANNUAL GAIN
-

112,500

16,875

112,500

36,281

125,000

58,598

125,000

86,138

125,000

117,809

125,000

154,230

125,000

196,115

125,000

244,282

125,000

299,674
363,375
417,882
480,564
552,649
635,546
730,878
840,510
966,586
1,111,574
1,278,310
1,470,057
1,690,565

BALANCE
112,500
241,875
390,656
574,255
785,393
1,028,202
1,307,432
1,628,547
1,997,829
2,422,503
2,785,879
3,203,761
3,684,325
4,236,973
4,872,519
5,603,397
6,443,907
7,410,493
8,522,067
9,800,377
11,270,433
12,960,998

1,944,150
2,235,772
2,571,138
2,956,809
3,400,330
3,910,380
4,496,937
5,171,477
5,947,199
6,839,278
7,865,170
9,044,946
10,401,688
11,961,941
13,756,232
15,819,667
18,192,617
20,921,509
24,059,735
27,668,696
31,819,000
36,591,850
42,080,627
48,392,722
55,651,630
63,999,374
73,599,280
84,639,173

14,905,148
17,140,921
19,712,059
22,668,867
26,069,197
29,979,577
34,476,514
39,647,991
45,595,189
52,434,468
60,299,638
69,344,584
79,746,271
91,708,212
105,464,444
121,284,110
139,476,727
160,398,236
184,457,971
212,126,666
243,945,666
280,537,516
322,618,144
371,010,865
426,662,495
490,661,870
564,261,150
648,900,323

97,335,048

746,235,371

Assumed Net IRR

15%

Monthly Investment

10,417

Annual Investment

125,000
ABUNDANCE PLUS

YEAR

AGE

INVESTMENT

ANNUAL GAIN

32

50,000

33

75,000

7,500

34

87,500

19,875

35

125,000

35,981

36

125,000

60,128

37

125,000

87,898

38

125,000

119,832

39

125,000

156,557

40

125,000

198,791

41

125,000

247,359

10

42

303,213

11

43

348,695

12

44

401,000

13

45

461,150

14

46

530,322

15

47

609,870

16

48

701,351

17

49

806,553

18

50

927,536

19

51

1,066,667

20

52

1,226,667

21

53

1,410,667

22

54

1,622,267

23

55

1,865,607

24

56

2,145,448

25

57

2,467,266

26

58

2,837,355

27

59

3,262,959

28

60

3,752,402

29

61

4,315,263

30

62

4,962,552

31

63

5,706,935

BALANCE
50,000
132,500
239,875
400,856
585,985
798,882
1,043,715
1,325,272
1,649,063
2,021,422
2,324,635
2,673,331
3,074,330
3,535,480
4,065,802
4,675,672
5,377,023
6,183,577
7,111,113
8,177,780
9,404,447
10,815,114
12,437,381
14,302,988
16,448,437
18,915,702
21,753,058
25,016,016
28,768,419
33,083,682
38,046,234
43,753,169

32

64

6,562,975

33

65

7,547,422

34

66

8,679,535

35

67

9,981,465

36

68

11,478,685

37

69

13,200,488

38

70

15,180,561

39

71

17,457,645

40

72

20,076,292

41

73

23,087,735

42

74

26,550,896

43

75

30,533,530

44

76

35,113,559

45

77

40,380,593

46

78

46,437,682

47

79

53,403,335

48

80

61,413,835

49

81

70,625,910

50

82

81,219,797

50,316,144
57,863,566
66,543,101
76,524,566
88,003,251
101,203,738
116,384,299
133,841,944
153,918,235
177,005,971
203,556,866
234,090,396
269,203,955
309,584,549
356,022,231
409,425,566
470,839,401
541,465,311
622,685,107

MONEY TREE
INVESTMENT
121,250

ANNUAL GAIN
18,188
20,916
24,053
27,661

121,250

31,810

121,250

54,769

121,250

81,172

121,250

111,535

121,250

146,453

121,250

186,608

121,250

232,787

121,250

285,893

121,250

346,964

121,250

417,196

121,250

497,963

121,250

590,845

121,250

697,660

121,250

820,496

121,250

961,758

121,250

1,124,209

121,250

1,311,028

121,250

1,525,870

121,250

1,772,938

121,250

2,057,066

121,250

2,383,813

121,250

2,759,573

121,250

3,191,696

121,250

3,688,638

121,250

4,260,121

121,250

4,917,327

121,250

5,673,113

MONEY MULTIPL

BALANCE
121,250
139,438
160,353
184,406
212,067
365,127
541,146
743,568
976,353
1,244,056
1,551,915
1,905,952
2,313,095
2,781,309
3,319,755
3,938,968
4,651,064
5,469,973
6,411,719
7,494,727
8,740,186
10,172,464
11,819,584
13,713,771
15,892,087
18,397,150
21,277,973
24,590,918
28,400,806
32,782,177
37,820,754
43,615,117

INVESTMENT
112,500
112,500
112,500
125,000
125,000
125,000
125,000
125,000
125,000
125,000

121,250

6,542,268

121,250

7,541,795
8,691,252
9,994,940
11,494,181
13,218,308
15,201,054
17,481,212
20,103,394
23,118,903
26,586,738
30,574,749
35,160,961
40,435,106
46,500,371
53,475,427
61,496,741
70,721,252
81,329,440

50,278,634
57,941,679
66,632,931
76,627,871
88,122,052
101,340,359
116,541,413
134,022,625
154,126,019
177,244,922
203,831,660
234,406,409
269,567,371
310,002,477
356,502,848
409,978,275
471,475,017
542,196,269
623,525,709

MONEY MULTIPLIER
ANNUAL GAIN
16,875
36,281
58,598
86,138
117,809
154,230
196,115
244,282
299,674
363,375
417,882
480,564
552,649
635,546
730,878
840,510
966,586
1,111,574
1,278,310
1,470,057
1,690,565
1,944,150
2,235,772
2,571,138
2,956,809
3,400,330
3,910,380
4,496,937
5,171,477
5,947,199
6,839,278

BALANCE
112,500
241,875
390,656
574,255
785,393
1,028,202
1,307,432
1,628,547
1,997,829
2,422,503
2,785,879
3,203,761
3,684,325
4,236,973
4,872,519
5,603,397
6,443,907
7,410,493
8,522,067
9,800,377
11,270,433
12,960,998
14,905,148
17,140,921
19,712,059
22,668,867
26,069,197
29,979,577
34,476,514
39,647,991
45,595,189
52,434,468

7,865,170
9,044,946
10,401,688
11,961,941
13,756,232
15,819,667
18,192,617
20,921,509
24,059,735
27,668,696
31,819,000
36,591,850
42,080,627
48,392,722
55,651,630
63,999,374
73,599,280
84,639,173
97,335,048

60,299,638
69,344,584
79,746,271
91,708,212
105,464,444
121,284,110
139,476,727
160,398,236
184,457,971
212,126,666
243,945,666
280,537,516
322,618,144
371,010,865
426,662,495
490,661,870
564,261,150
648,900,323
746,235,371

Assumed Net IRR


Monthly Investment
Annual Investment

YEAR
0
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21

16%
1,667
20,000

SINGLE
20,000
23,200
26,912
31,218
36,213
42,007
48,728
56,524
65,568
76,059
88,229
102,345
118,721
137,716
159,750
185,310
214,960
249,354
289,250
335,530
389,215
451,490

CONTINUOUS
8,000
21,280
38,685
64,874
95,254
130,495
171,374
218,794
273,801
337,609
411,627
497,487
597,085
712,618
846,637
1,002,099
1,182,435
1,391,625
1,634,285
1,915,771
2,242,294
2,601,061

ANNUAL
INVESTMENT
20,000
20,000
20,000
20,000
20,000
20,000
20,000
20,000
20,000
20,000
20,000
20,000
20,000
20,000
20,000
20,000
20,000
20,000
20,000
20,000
20,000

Single vs Continuous (Ex. P20,00


3,000,000

Balance

2,500,000

2,000,000

1,500,000

1,000,000

500,000

1,500,000

1,000,000

500,000

10

Continuous (Ex. P20,000 per year)

10

11

12

13

14

15

16

17

18

19

20

21

19

20

21

22

Assumed Net IRR


Monthly Investment
Annual Investment

YEAR
0
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21

16%
8,333
100,000

SINGLE
100,000
116,000
134,560
156,090
181,064
210,034
243,640
282,622
327,841
380,296
441,144
511,726
593,603
688,579
798,752
926,552
1,074,800
1,246,768
1,446,251
1,677,652
1,946,076
2,257,448

CONTINUOUS
40,000
106,400
193,424
324,372
476,271
652,475
856,871
1,093,970
1,369,005
1,688,046
2,058,133
2,487,435
2,985,424
3,563,092
4,233,187
5,010,497
5,912,176
6,958,125
8,171,425
9,578,853
11,211,469
13,005,304

ANNUAL
INVESTMENT
100,000
100,000
100,000
100,000
100,000
100,000
100,000
100,000
100,000
100,000
100,000
100,000
100,000
100,000
100,000
100,000
100,000
100,000
100,000
100,000
100,000

Single vs. Continuous Investment


12,000,000

10,000,000

Single vs. Continuous Investment


12,000,000

Balance

10,000,000

8,000,000

6,000,000

4,000,000

2,000,000

10

11

12

13

14

15

16

17

15

16

17

18

19

20

21

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