Personal Accident Policy (Superior Plan) ---- BHARTI AXA GENERAL INSURANCE CO. LTD.

Sect
ion

Particulars of Benefit

Coverage

10 lacs

20 lacs

30 lacs

Accidental Death

Bodily injury caused by accidental, violent, external and

visible means resulting in death within 12 (twelve) calendar
months of occurrence of such injury

Rs 10,00,000

Rs 20,00,000

Rs 30,00,000

Permanent Total Disablement

Bodily injury caused by accidental, violent, external and

visible means resulting in permanent total disability within
12 (twelve) calendar months of occurrence of such injury

Rs 15,00,000

Rs 30,00,000

Rs 45,00,000

Permanent Partial Disablement

Bodily injury caused by accidental, violent, external and

visible means resulting in permanent partial disability within
12 (twelve) calendar months of occurrence of such injury

2% to 75% of the Sum

Insured under Accidental
Death Section

2% to 75% of the Sum

Insured under Accidental
Death Section

2% to 75% of the Sum

Insured under Accidental
Death Section

Accidental Medical Expenses

Medical expenses incurred following treatment of an

accidental injury as an in-patient or out-patient in a
Hospital/Nursing Home

Rs. 1,00,000

Rs. 2,00,000

Rs 60,00,000 for Accidental

death and Rs. 90,00,000 for
Permanent Total Disability

Rs 1,000 per day

899
1199
Decline

1999
3399
Decline

3499
5999
Decline

Double Indemnity for accidental death or

Permanent Total Disability while
Double indemnity for death or PTD due to accident whilst
travelling as a passenger in a public transport
travelling as a passenger in a public
conveyance
For every day of hospitalization due to accident after first 2
Hospital Daily Cash
days, for a maximum of 50 days.

PREMIUM (Rs.)
inclusive of 12.36% tax

Occupation Group 1
Occupation Group 2
Others

OCCUPATION GROUP 1

OCCUPATION GROUP 2

NEGATIVE LOCATIONS

Accountants

Bankers

Nurses

Doctors

Administrative Executives

Fashion Designers

Advocates

Artists

IT/ITES Professionals

Architects

Managers

Consulting Engineers

Students

Investment Bankers
Small business owners with office
work

Teachers

Advertising Professionals

Builders

Sportsmen

Cash Carrying Employees

Garage and Motor Mechanics

Veterinary Doctors

Machine Operators

Paid drivers of motor cars

Drivers of trucks or lorries

Light motor vehicles drivers

Drivers heavy vehicles

Manual labour

Professional Athletics

GUJARAT

JAMMU & KASHMIR

Woodworking Machinists
Contractors & Engineers with field
work

NORTH-EAST INDIAN STATES