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Financing

Fund-based
Asset financing-i
Tawarruq/ Murabahah
Mudharabah
Musyarakah
Ijarah

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Bai Al-Inah
Bai Bithaman Ajil
Ijarah Mawsufah Fi Dhimmah
Ijarah Muntahia Bi Tamlik
Istisna'
Murabahah via Tawarruq
Musharakah Mutanaqisah
Tawarruq

My First Home Scheme

This scheme is to cater the purchase of residential property value RM50,000 up to


RM70,000.
Financing tenure up to 35 years or age 65, whichever is earlier.
Margin of Financing Up to 100% against SPA/OMV, whichever is lower + 5% for
MRTT and LTHT.

Eligibility criteria:

Malaysia citizen
Young adults, age not exceeding 35 years old
First time buyer for home occupied
Single customer income not exceeding RM2,500 per month
Customer must be gainfully employed

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