ANNEX A

PHP ______________

PROMISSORY NOTE

I, ________, of legal age, Filipino, married to ___________, and a

resident of ________________, Philippines for valuable consideration received,
promise to pay ___________________ the amount of ______________________
(PHP______________.00) PHILIPPINE CURRENCY, payable in ________
years or ________ months term with ________ monthly interest based on the
principal amount

or

_____________ (PHP_________.00)

CURRENCY per month.

PHILIPPINE

Davao City, Philippines, ________________, 2015.

_____________________
Maker

Signed in the Presence of: _________________&__________________

SUBSCRIBED AND SWORN to before me this _____________ in

Davao City, Philippines, affiant exhibiting to me his ___________________.

Doc. No. _____;

Page No._____;

Book No._____;
Series of 2015.