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Making Ends Meet 2015

BY: BRIANNA HARDY

GPA (Grade Point Average)

Career options include

Registered Nurse

Photographer

Musician

Actor

Job Career for Reality Store

Job Title: Registered Nurse

Salary: $43,500

Job Duties: Taking care of sick patients.

Education: A Diploma or GED and Nursing School.

Demand: High

MIT Profile Pie Chart Results


Chart Title
Interpersonal; 19%

Vrebal/Linguistic; 14%

Naturalist; 10%

Logical/Mathmatical; 14%

Bodily/Kinesthic; 10%
Musical/Rhythmic; 33%

My highest result was Music/Rhythmic. I


got 33% in this category. This means I
remember things best in a rhythmic
pattern.

MIT Profile Line Graph Results

Chart Title
8
7
6
5
4
3
2
1
0

Free Choice

Forced Choice

For both my Free and forced choice


Musical/ Rhythmic was my highest score.
Inter personal was my second highest for
my free choice but my second highest for
my forced choice was Logical mathematic.
Mine is parallel.

Budget
Description-An
estimate of
income and
expenditure for
a set period of
time. A plan
listing your
income along
with all the
expenses or
cost you have.

My Definition: A budget
is how to plan your
spending money to pay
your monthly bills and
needs.

When I am older
and Have a job I
will have to have
set a budget to
make sure I have
paid all m living
expenses and
needs.

Gross Income
Gross Income- The
total amount of
money you make,
including all income
taxes, SS, and
benefits

Net Income

The total
amount of
money you
make after
the SS taxes,
and other
What you
actually
bring home.

Disposable Income
Disposable
income- income
remaining after
deducting
mandatory rent,
bills and charges,
available to be
spent or saved as
one wishes.

Taxes

Money taken out of your check for services that support govt. programs
(fire ,police, streets, teachers, welfare, Food Stamps,)

Social Security

Retirement Money

Medicare

Medical benefit for when you retire you still pay for it, just less than
usual

IRA

A financial product sold by financial institutions that is designed to


accept and grow funds from an individual and then upon maturing ,pay
out a stream of payments to the individual at a later point in time.
Annuities are primarily used as a means of securing a steady cash flow
for an individual during their retirements years.

Finding Net Money

CALCULATE YOUR TAKE HOME PAY


Enter in your job title and gross pay per year
JOB TITLE:
GROSS PAY PER YEAR:
GROSS PAY PER MONTH:

Registered Nurse
43,500.00
3,625.00 B4 divided by 12

Federal Tax (15%)

543.75 B5 times 0.15

FDIC/Med: (9%)

326.25 B5 times 0.09

State (3%)

108.75 B5 times 0.03

City (2%)
Total (29%)
Net Monthly Income:

72.50 B5 times 0.02


1,051.25 B5 times 0.29
$2,573.75 B5 minus B10

Budget planning Table


Recommended %

Approx. amount you


plan to spend

HOUSING

35%

900.81

TANSPORTATION

10%

257.38

Electric

5%

128.69

Gas Heat

5%

128.69

WATER

2%

51.48

Insurance

8%

205.90

Medical and Health

10%

257.38

TV/Internet/phone

2%

51.48

Groceries

3%

77.21

Savings

10%

257.38

Mortgage

Money lent in advance for a large purchase ,with the understanding


that you will pay back the principal with interest.

Internet definition: the charging of real (or personal) property by a


debtor to a creditor as security for a debt (especially one incurred by
the purchase of the property), on the condition that it shall be returned
on payment of the debt within a certain period.

House Bills

Fixed Expense

My Humble Home

Total Cost : 149,000

Monthly Payment: 799.86

Two story, 3 Bedrooms, 2 full Bathrooms, 1 partial

3134 S Cuffers Dr, Bloomington IN 47403

All electric utilities, water, and city sewage

Mortgage check

Wells Fargo Bank

March 20,
2015

149,000

One-Hundred forty-nine thousand

House Mortgage

Brianna
Hardy

Vocabulary: Car

Loan: A loan I is a certain amount of money that is given to a person to


pay off a large bill, you must pay this money back plus interest in a
certain time period.

My Car is a used 2008 black Hummer H3

It cost 13,258

I pay 305.20 a month for 4 years with 5 % intrest

Lifestyle

I plan to work in the medical field one day. I have must have an
education for this. I have to Have an associates degree in Nursing. I
want to work in this field because I like helping other people.

This job will pay me enough so that I an live and pay all my expenses.