Rate of Interest on Single Domestic Term Deposits (TD) and NRE Term

Deposits of upto Rs.10 cr (w.e.f. 04.07.2015)

Domestic TD
Less than Rs.1 cr.

NRE
TD

NR
E

TD
PNB
Rs.
Tax
Les
1 cr.
Save
s
Rs.1 cr. To than
r FD
To
Rs 10 cr #
Rs.
Rs.
1 cr
10
cr.
Domestic
TD

For
Senio
r
ROI
ROI
ROI
Citize ROI
(%
ROI
Sl. Perio (%
(%
n
p.a.)
A.Y.*
(% A.Y.* (%
No
d
p.a.
p.a.)
p.a.)
p.a.)
)
ROI
(%
p.a.)

1
2
3
4
5

7 to 14
days
15
to 29ay
s
30 to 45
days
46 to 90
Days
91 to
179
days
180
days to
270
Days
271
days
to less
than 1
year

8
1 Year

4.50

4.50

5.00

5.50

5.50

NA

NA

NA

4.50

4.50

5.00

5.50

5.50

NA

NA

NA

5.00

5.00

5.50

5.50

5.50

NA

NA

NA

6.50

6.50

7.00

6.50

6.50

NA

NA

NA

6.75

6.75

7.25

6.75

6.75

NA

NA

NA

7.50

7.57

8.00

7.25

7.32

NA

NA

NA

7.50

7.64

8.00

7.50

7.64

NA

NA

NA

8.10

8.35

8.60
8.10

7.75

NA

Only
7.75
9

above 1
year &
upto 2
year

10

above 2
year &
8.00
upto 5
years

8.58

11

above 5
years &
8.00
upto 10
years

9.72

8.50

8.50

7.98

7.50

8.01

8.00

7.50

7.50

9.00

8.00

7.50

8.00
(for
more
than 5
years
to 10
years)

The revised interest rates for Retail Domestic Term Deposits Below Rupees One
Crore effective from the 08.06.2015 would be as under:
(All figures in % per annum)
Tenors

Existing
for Public

Revised
For Public
w.e.f.
08.06.201
5

Existing for
Senior
Citizens

Revised for
Senior Citizens
w.e.f. 08.06.2015

7 days to 45 days

6.00

5.50

6.25

5.75

46 days to 179 days

7.00

6.75

7.25

7.00

180 days to 210 days

7.25

7.25

7.50

7.50

211 days to less than

1 year

7.50

7.50

7.75

7.75

1 year to 455 days

8.00

8.00

8.25

8.25

456 days to less than

2 years

8.25

8.25

8.50

8.50

2 years to less than 5

years

8.25

8.25

8.50

8.50

5 years and up to 10
years

8.00

8.00

8.25

8.25