Book 2

2015 Budget
Salary Debbie
2,930.00
4. LOAN PAYMENTS
Chris Car Payment
Salary Chris
2,073.00
400.00
Debbie Mastercard
Other (Net Take Home)
TOTAL MONTHLY INCOME

%Guide*
1. GIVING
10%
Tithe
Other Contrib.
Wolrd Vision
NET SPENDABLE INCOME
$5,403.00
Sears Mastercard
Other Mastercard
200.00
25.00
$5,178.00
(Total Income Less Giving)
$500.00
Gas
Oil/Lube
3. HOUSING
Mortage
25-38%
1,200.00
$3,028.16
Repairs
Parking
House Phone
28.79
Barber
Laundry/Cleaning
Books
Income +/-
($248.58)
Other
$400.00 8. PROFESSIONAL SERVI
Dental
400.00
5%
Life
Medical
Other
$663.48 9. Entertainment
57.48
Dental
Debbie Car Insurance
Debbie & Chris Cell

Matthew Cell
Madison Cell
74.73
53.17
65.79
Matthew Car Insurance

Chris Car Insurance
Madison Car Insurance
Xfinity
95.05
Other
5-15%
$120.00
Medical/Presc
Legal
Union Dues
Madison Braces Payment
Regisrtation
Other
6. INSURANCE
158.63
152.00
$5,426.58
Clothing
Allowances
5%
230.00
157.00
219.00
INCOME VS. EXPENSE

$5,178.00
Less Total Expenses
Credit Union
Family Friends
5-10%
Electrical
Derrells Storage
50.00
$400.00
Household items
Cosmetics
Gifts
Education
2. SAVINGS
Taxes
Insurance
Maintaince
$574.94 7. HOUSEHOLD/PERSONA 5-22%

Food
400.00
Wells Fargo
Bank Loans
Other
5. AUTO/TRANSPORT
Licences
%Guide*
0-10%
262.47
120.00
5-10%
Dinning Out
Lunches
100.00
40.00
Movies/Events
Vacation Trips
100.00
Health Club
Hobbies
Other
BUDGET
$3,500.00
$3,000.00
$2,500.00
$2,000.00
$1,500.00
$1,000.00
$500.00
$0.00
2. SAVINGS
3. HOUSING
4. LOAN PAYMENTS
5. AUTO/TRANSPORT
6. INSURANCE
7. HOUSEHOLD/PERSONAL
8. PROFESSIONAL SERVICES
9. Entertainment
$240.00
Jan 2015 Budget

4. LOAN PAYMENTS
Salary Debbie
2,930.00
Salary Chris
2,073.00

Chris Car Payment
Tithe
Other Contrib.
$418.36 7. HOUSEHOLD/PERSONAL
262.47
$5,403.00
Debbie Mastercard
Sears Mastercard
75.89
50.00
Other Mastercard
25.00

$5,178.00
%Guide*
Wells Fargo
Bank Loans
Gifts
Education
Credit Union
Clothing
Family Friends
Other
5. AUTO/TRANSPORT
30
5%
2. SAVINGS
5-10%
$500.00
Gas
Oil/Lube
3. HOUSING
25-38%
$1,725.12
Repairs
1,200.00
100
Regisrtation
Other
Maintaince
108.76
Life
Derrells Storage
House Phone
152.00
28.79
Medical
Dental
Madison Cell
65.79
Xfinity
95.05
Income +/43.00
75
Allowances
Other
5-15%
5%
57.48
Medical/Presc
Legal
120.00
5-10%
Dinning Out
100.00
Lunches
Movies/Events
40.00
100.00
230.00
Vacation Trips

Chris Car Insurance
157.00
219.00
Health Club
39.99
Hobbies
Other
Other
Jan 2015 BUDGET

$1,725.12
$500.00
$120.00
Other
6. INSURANCE
Electrical
74.73
Less Total Expenses
Union Dues
Parking
Taxes
Insurance
Debbie & Chris Cell

Matthew Cell
50.00
Dental
400.00
75
$575.00
$663.48
$418.36
$235.45
2. SAVINGS
3. HOUSING
4. LOAN PAYMENTS
9. Entertainment
INCOME VS. EXPENSE
67.45
$575.00 8. PROFESSIONAL SERVICE
Licences
Mortage
$235.45
Books
200.00
Wolrd Vision
Cosmetics
Barber
Laundry/Cleaning
10%
5-22%
Food
Household items
400.00
%Guide*
1. GIVING
0-10%
5. AUTO/TRANSPORT
$279.99
120.00
6. INSURANCE
$279.99
S. EXPENSE
$5,178.00
$4,017.40
$1,160.60
February 2015 Budget

Salary Debbie
2,930.00
4. LOAN PAYMENTS
Chris Car Payment
Salary Chris
2,073.00
400.00
Debbie Mastercard

%Guide*
1. GIVING
Tithe
Other Contrib.
Wolrd Vision
$5,403.00
200.00
25.00
Other
5. AUTO/TRANSPORT
Licences
5-10%
25-38%
1,200.00
$500.00
Gas
Oil/Lube
$3,028.16
Repairs
Parking
158.63
152.00
Barber
Laundry/Cleaning
Books
75.00
50.00
57.48
100.00
Movies/Events
Vacation Trips
157.00
219.00
189
Health Club
Hobbies

Chris Car Insurance
Xfinity
95.05
Other
5-10%
100.00
40.00
230.00
74.73
53.17
65.79
39.99
Other
Feb 2015 BUDGET

2. SAVINGS
3. HOUSING
4. LOAN PAYMENTS
5. AUTO/TRANSPORT
6. INSURANCE
9. Entertainment
$3,500.00
$3,028.16
$3,000.00
$2,500.00
$2,000.00
$1,500.00
$909.96
$1,000.00
$500.00
$0.00
$500.00
$517.46
$120.00
120.00
Dinning Out
Lunches
Dental
Debbie & Chris Cell

Matthew Cell
Madison Cell
5-15%
Medical/Presc
Legal
Other
$710.00
$400.00
120.00
INCOME VS. EXPENSE

Less Total Expenses
100.00
Union Dues
5%
$710.00
Income +/-
Other
Dental
400.00
Life
Medical
28.79
75.00
55.00
Clothing
Allowances
125
5%
5-22%
355.00
Household items
Cosmetics
Gifts
Education
Regisrtation
Other
6. INSURANCE
House Phone
50.00
Credit Union
Family Friends
$5,178.00
Taxes
Insurance
Maintaince
Electrical
Derrells Storage
79.99
Wells Fargo
Bank Loans
%Guide*
3. HOUSING
Mortage
Food
10%
2. SAVINGS
Sears Mastercard
Other Mastercard
0-10%
262.47
$279.99
$279.99
S. EXPENSE
$5,178.00
$5,965.57
($787.57)
March 2015 Budget

Salary Debbie
2,930.00
4. LOAN PAYMENTS
Chris Car Payment
Salary Chris
2,073.00
400.00
Debbie Mastercard

%Guide*
1. GIVING
Tithe
Other Contrib.
Wolrd Vision
$5,403.00
200.00
25.00
$5,178.00
5-10%
25-38%
1,200.00
Clothing
Allowances
Gas
Oil/Lube
$2,955.70
Repairs
Parking
185.63
152.00
48.29
Debbie & Chris Cell

Matthew Cell
Madison Cell
74.73
Xfinity
95.05
Life
Medical
5%
Other
Dental
400.00
Other
57.48
$3,000.00
$2,500.00
$2,000.00
$1,500.00
$1,000.00
$500.00
$0.00
75.45
32.88
Income +/-
56.32
100
5-15%
$120.00
100.00
40.00
178.11
Dental
230.00
Movies/Events
Vacation Trips

Chris Car Insurance
157.00
219.00
168.23
Health Club
Hobbies
Other
120.00
5-10%
Other
2. SAVINGS
3. HOUSING
4. LOAN PAYMENTS
5. AUTO/TRANSPORT
6. INSURANCE
9. Entertainment
39.99
INCOME VS. EXPENSE

Less Total Expenses
14
75
Dinning Out
Lunches
Mar 2015 BUDGET

$3,500.00
$849.65
Medical/Presc
Legal
Union Dues
5%
5-22%
248.00
Barber
Laundry/Cleaning
Books
Credit Union
Family Friends
Regisrtation
Other
6. INSURANCE
House Phone
50.00
Gifts
Education
$500.00
Taxes
Insurance
Maintaince
Electrical
Derrells Storage
Household items
Cosmetics
79.99
Wells Fargo
Bank Loans
Other
5. AUTO/TRANSPORT
Licences
%Guide*
3. HOUSING
Mortage
Food
10%
2. SAVINGS
Sears Mastercard
Other Mastercard
0-10%
262.47
$358.10
S. EXPENSE
$5,178.00
$6,170.09
($992.09)
April 2015 Budget

Salary Debbie
2,930.00
4. LOAN PAYMENTS
Chris Car Payment
Salary Chris
2,073.00
400.00
Debbie Mastercard

%Guide*
1. GIVING
Tithe
Other Contrib.
Wolrd Vision
$5,403.00
200.00
25.00
Other
5. AUTO/TRANSPORT
Licences
5-10%
25-38%
1,200.00
$500.00
Gas
Oil/Lube
50.00
1,805.40 Repairs
Parking
189.55
98.32
28.79
20
5%
5%
Debbie & Chris Cell

Matthew Cell
Madison Cell
74.73
53.17
65.79

Chris Car Insurance
Xfinity
95.05
Other
Income +/75
200
Clothing
Allowances
189
50
Union Dues
Other
663.48 9. Entertainment
230.00
157.00
219.00
Dinning Out
Lunches
Movies/Events
Vacation Trips
Health Club
Hobbies
Other
Apr 2015 BUDGET

$2,000.00
$1,800.00
$1,600.00
$1,400.00
$1,200.00
$1,000.00
$800.00
$600.00
$400.00
$200.00
$0.00
2. SAVINGS
3. HOUSING
4. LOAN PAYMENTS
5. AUTO/TRANSPORT
6. INSURANCE
9. Entertainment
INCOME VS. EXPENSE

Less Total Expenses
5-15%
120.00
Medical/Presc
Legal
57.48
Dental
$1,064.78
124
26.78
Gifts
Education
Other
648.99 8. PROFESSIONAL SERVICE
Dental
248.99
Life
Medical
5-22%
400.00
Barber
Laundry/Cleaning
Books
400.00
Regisrtation
Other
6. INSURANCE
House Phone
Household items
Cosmetics
79.99
Credit Union
Family Friends
$5,178.00
Taxes
Insurance
Maintaince
Electrical
Derrells Storage
412.46 7. HOUSEHOLD/PERSONAL
Food
Wells Fargo
Bank Loans
%Guide*
3. HOUSING
Mortage
10%
2. SAVINGS
Sears Mastercard
Other Mastercard
0-10%
262.47
120.00
5-10%
100.00
36.99
80.00
39.99
256.98
S. EXPENSE
$5,178.00
$4,972.09
$205.91
May 2015 Budget

Salary Debbie
2,930.00
4. LOAN PAYMENTS
Chris Car Payment
Salary Chris
2,073.00
400.00
Debbie Mastercard

%Guide*
1. GIVING
Tithe
Other Contrib.
Wolrd Vision
$5,403.00
200.00
Wells Fargo
Bank Loans
25.00
Other
5. AUTO/TRANSPORT
Licences
5-10%
25-38%
1,200.00
$500.00
Gas
Oil/Lube
$1,622.99
Repairs
Parking
Taxes
Insurance
Maintaince
Electrical
Derrells Storage
House Phone
Household items
Cosmetics
79.99
50.00
28.79
90
87.66
Other
Dental
Income +/-
55
5-15%
Medical/Presc
Legal
Union Dues
5%
Life
Medical
Other
57.48
100.00
40.00
100.00
Dental
230.00
Movies/Events
Vacation Trips
157.00
219.00
128.32
Health Club
Hobbies
Debbie & Chris Cell

Matthew Cell
Madison Cell
74.73
65.79

Chris Car Insurance
Xfinity
95.05
Other
5-10%
Dinning Out
Lunches
Other
May 2015 BUDGET

$2,000.00
$1,500.00
$1,000.00
$500.00
$0.00
2. SAVINGS
3. HOUSING
4. LOAN PAYMENTS
5. AUTO/TRANSPORT
6. INSURANCE
9. Entertainment
INCOME VS. EXPENSE

Less Total Expenses
30
65
10
Clothing
Allowances
5%
$662.22
Gifts
Education
1000
235.00
Regisrtation
Other
6. INSURANCE
158.63
5-22%
324.56
Barber
Laundry/Cleaning
Books
Credit Union
Family Friends
$5,178.00
%Guide*
3. HOUSING
Mortage
$1,392.46 7. HOUSEHOLD/PERSONAL
Food
10%
2. SAVINGS
Sears Mastercard
Other Mastercard
0-10%
262.47
$240.00
S. EXPENSE
$5,178.00
$4,944.47
$233.53
Jun 2015 Budget

Salary Debbie
2,930.00
4. LOAN PAYMENTS
Chris Car Payment
0-10%
$
262.47
Salary Chris
2,073.00
400.00
Debbie Mastercard
79.99

%Guide*
1. GIVING
Tithe
Other Contrib.
Wolrd Vision
$5,403.00
200.00
50.00
Barber
Laundry/Cleaning
Books
Wells Fargo
Bank Loans
25.00
5-10%
25-38%
1,200.00
$500.00
36.00
Other
5. AUTO/TRANSPORT
Licences
5%
483.00
Gas
Oil/Lube
400.00
80.00
Medical/Presc
Legal
125.00
Union Dues
1,615.53 Repairs
Parking
Taxes
Insurance
Maintaince
Regisrtation
Other
6. INSURANCE
Clothing
Allowances
Other
$1,088.00 8. PROFESSIONAL SERVICE
Dental
5%
Electrical
Derrells Storage
98.00
Life
Medical
House Phone
28.79
Dental
Other
57.48
Debbie & Chris Cell

Matthew Cell
Madison Cell
74.73
53.17
65.79

Chris Car Insurance
Xfinity
95.05
Other
$1,600.00
$1,400.00
$1,200.00
$1,000.00
$800.00
$600.00
$400.00
$200.00
$0.00
579.63
75.00
Income +/-
225.00
5-15%
5-10%
100.00
50.00
230.00
Movies/Events
Vacation Trips
75.00
989.00
157.00
219.00
168.23
Health Club
Hobbies
Other
2. SAVINGS
3. HOUSING
4. LOAN PAYMENTS
5. AUTO/TRANSPORT
6. INSURANCE
9. Entertainment
INCOME VS. EXPENSE

Less Total Expenses
55.00
Dinning Out
Lunches
Jun 2015 BUDGET
$1,800.00
5-22%
$
224.63
Gifts
Education
Credit Union
Family Friends
$5,178.00
%Guide*
3. HOUSING
Mortage
Household items
Cosmetics
10%
2. SAVINGS
Sears Mastercard
Other Mastercard
Food
39.99
1,253.99
VS. EXPENSE
$5,178.00
$5,797.32
($619.32)
July 2015 Budget

4. LOAN PAYMENTS
Salary Debbie
2,930.00
Salary Chris
2,073.00

Chris Car Payment
262.47
Debbie Mastercard
Sears Mastercard
$5,403.00
79.99
50.00
Other Mastercard
10%
Tithe
Other Contrib.
200.00
Wolrd Vision
25.00

$5,178.00
%Guide*
5-10%
3. HOUSING
25-38%
Mortage
Family Friends
Other
48
5%
Taxes
Insurance
Maintaince
467.00
Union Dues
Other
6. INSURANCE
Derrells Storage
House Phone
340.88
28.79
Medical
Dental
Madison Cell
65.79
Xfinity
95.05
5%
57.48
5-10%
Dinning Out
50.00
Lunches
Movies/Events
230.00
Vacation Trips

Chris Car Insurance
157.00
219.00
Health Club
168.99
Hobbies

Other
68.00
100.00
39.99
Other
$2,500.00
$2,000.00
2. SAVINGS
6. INSURANCE
2,017.04
3. HOUSING
4. LOAN PAYMENTS
5. AUTO/TRANSPORT
9. Entertainment
$1,500.00
$1,000.00
$500.00
832.47
$500.00
128.00
128.00
Life
5-15%
Medical/Presc
Legal
Regisrtation
Other
158.63
74.73
53.17
22.00
Parking
Electrical
Debbie & Chris Cell

Matthew Cell
Books
Income +/-
Dental
Gas
Oil/Lube
$440.46
$467.00
$0.00
JuL 2015 BUDGET
$409.00
INCOME VS. EXPENS

Less Total Expenses
Allowances
Other
2,017.04 Repairs
1,200.00
65.00
Clothing
5. AUTO/TRANSPORT
$500.00
Laundry/Cleaning
Credit Union
409.00
75.00
12.00
Gifts
Education
235.00
Cosmetics
Barber
Wells Fargo
Bank Loans
Licences
2. SAVINGS
5-22%
Food
Household items
400.00
%Guide*
1. GIVING
0-10%
257.99
257.99
INCOME VS. EXPENSE
otal Expenses
e +/-
$5,178.00
$4,551.96
$626.04
Aug 2015 Budget

Salary Debbie
2,930.00
4. LOAN PAYMENTS
Chris Car Payment
0-10%
$
262.47
Salary Chris
2,073.00
400.00
Debbie Mastercard
79.99

%Guide*
1. GIVING
Tithe
Other Contrib.
Wolrd Vision
$5,403.00
200.00
25.00
$5,178.00
5-10%
$500.00
25-38%
1,200.00
Gas
Oil/Lube
400.00
246.32
152.00
House Phone
Income +/-
5%
Life
Medical
Other
57.48
Dental
Debbie & Chris Cell

Matthew Cell
Madison Cell
74.73
65.79

Chris Car Insurance
Xfinity
55.33
Other
5-15%
120.00
Medical/Presc
Legal
Union Dues
Regisrtation
Other
6. INSURANCE
Electrical
Derrells Storage
14.00
75.00
Other
Dental
1,794.17 Repairs
Parking
Taxes
Insurance
Maintaince
Barber
Laundry/Cleaning
Books
Clothing
Allowances
33
230.00
219.00
INCOME VS. EXPENSE

Less Total Expenses
Credit Union
Family Friends
$
619.00
75.00
Gifts
Education
5%
5-22%
$
455.00
Household items
Cosmetics
Wells Fargo
Bank Loans
Other
5. AUTO/TRANSPORT
Licences
%Guide*
3. HOUSING
Mortage
50.00
10%
2. SAVINGS
Sears Mastercard
Other Mastercard
Food
120.00
5-10%
Dinning Out
Lunches
100.00
40.00
Movies/Events
Vacation Trips
100.00
Health Club
Hobbies
Other
Aug 2015 BUDGET

$2,000.00
$1,800.00
$1,600.00
$1,400.00
$1,200.00
$1,000.00
$800.00
$600.00
$400.00
$200.00
$0.00
2. SAVINGS
3. HOUSING
4. LOAN PAYMENTS
5. AUTO/TRANSPORT
6. INSURANCE
9. Entertainment
240.00
S. EXPENSE
$5,178.00
$4,105.11
$1,072.89
Sep 2015 Budget

Salary Debbie
Salary Chris
2,930.00
0-10%
262.47
Food
2,073.00
Debbie Mastercard
$5,403.00
Sears Mastercard
Other Mastercard
Other Contrib.
25.00
$5,178.00
50.00
Barber
Laundry/Cleaning
Wells Fargo
Gifts
Bank Loans
Education
Credit Union
Family Friends
Clothing
Allowances
Other
%Guide*
5%
Licences
Dental
2. SAVINGS
5-10%
$500.00
Gas
Oil/Lube
3. HOUSING
25-38%
$1,733.11
Repairs
Union Dues
Parking
Mortage
1,200.00
Taxes
Insurance
Regisrtation
Other
Maintaince
6. INSURANCE
Electrical
158.63
Life
Derrells Storage
152.00
Medical
400.00
36.99
Dental
230.00
Debbie & Chris Cell
74.73
157.00
Matthew Cell
53.17
Chris Car Insurance
219.00
Madison Cell
Xfinity
65.79

Other
Dinning Out
Lunches
Movies/Events
Vacation Trips
$1,400.00
$1,200.00
$1,000.00
$800.00
$600.00
$400.00
$200.00
$0.00
$389.00
389.00
5-10%
100.00
40.00
100.00
Health Club
39.99
Hobbies
Other
25.00
Sep 2015 BUDGET
$1,600.00
5-15%
Medical/Presc
Legal
57.48
28.79
$1,800.00
222.63
Other
5%
House Phone
$2,000.00
Income +/-
Other
5. AUTO/TRANSPORT
INCOME VS. EXPENSE

Less Total Expenses
Books
200.00
Wolrd Vision
$622.63
Cosmetics
10%
Tithe
5-22%
400.00
Household items
400.00

%Guide*
1. GIVING
4. LOAN PAYMENTS
Chris Car Payment
2. SAVINGS
3. HOUSING
4. LOAN PAYMENTS
5. AUTO/TRANSPORT
6. INSURANCE
9. Entertainment
$304.99
S. EXPENSE
$5,178.00
$4,725.14
$452.86
Oct 2015 Budget

Salary Debbie
2,930.00
4. LOAN PAYMENTS
Chris Car Payment
Salary Chris
2,073.00
400.00
Debbie Mastercard

%Guide*
1. GIVING
Tithe
Other Contrib.
Wolrd Vision
$5,403.00
25.00
Credit Union
Family Friends
$5,178.00
Other
5. AUTO/TRANSPORT
Licences
5-10%
$500.00
25-38%
1,200.00
Gas
Oil/Lube
Barber
Laundry/Cleaning
Books
1,622.99 Repairs
Parking
158.63
28.79
5%
5%
Other
Dental
Debbie & Chris Cell

Matthew Cell
Madison Cell
74.73
65.79

Chris Car Insurance
Xfinity
95.05
Other
Other
230.00
$1,600.00
$1,400.00
$1,200.00
$1,000.00
$800.00
$600.00
$400.00
$200.00
$0.00
Income +/75.00
200.00
5-15%
5-10%
Dinning Out
Lunches
100.00
67.00
Movies/Events
Vacation Trips
100.00
157.00
Health Club
Hobbies
Other
2. SAVINGS
3. HOUSING
4. LOAN PAYMENTS
5. AUTO/TRANSPORT
6. INSURANCE
9. Entertainment
INCOME VS. EXPENSE

Less Total Expenses
Union Dues
Oct 2015 BUDGET
$1,800.00
233.00
Medical/Presc
Legal
57.48
Dental
964.00
Clothing
Allowances
80.00
100.00
Life
Medical
5-22%
$
456.00
Gifts
Education
355.00
Regisrtation
Other
6. INSURANCE
House Phone
Household items
Cosmetics
79.99
Wells Fargo
Bank Loans
Taxes
Insurance
Maintaince
Electrical
Derrells Storage
Food
Sears Mastercard
Other Mastercard
200.00
%Guide*
3. HOUSING
Mortage
10%
2. SAVINGS
0-10%
262.47
39.99
306.99
S. EXPENSE
$5,178.00
$4,215.92
$962.08
Nov 2015 Budget

Salary Debbie
2,930.00
4. LOAN PAYMENTS
Chris Car Payment
Salary Chris
2,073.00
400.00
Debbie Mastercard

%Guide*
1. GIVING
Tithe
Other Contrib.
Wolrd Vision
$5,403.00
200.00
25.00
$5,178.00
5-10%
$500.00
25-38%
1,200.00
Barber
Laundry/Cleaning
Books
Credit Union
Family Friends
Clothing
Allowances
Gas
Oil/Lube
158.63
300.00
28.79
5%
Other
Dental
400.00
5%
Life
Medical
Other
157.00
219.00
168.43
Health Club
Hobbies
Xfinity
95.05
Other
Income +/75.00
277.98
100.00
5-15%
5-10%
145.00
Movies/Events
Vacation Trips

Chris Car Insurance
Less Total Expenses
236.00
40.00
230.00
Other
Nov 2015 BUDGET

$2,500.00
$2,000.00
$1,500.00
$1,000.00
$500.00
$0.00
2. SAVINGS
3. HOUSING
4. LOAN PAYMENTS
5. AUTO/TRANSPORT
6. INSURANCE
9. Entertainment
INCOME VS. EXPENSE
56.00
Dinning Out
Lunches
Dental
74.73
53.17
65.79
908.98
Union Dues
57.48
Debbie & Chris Cell

Matthew Cell
Madison Cell
5-22%
$
400.00
Medical/Presc
Legal
437.00
Regisrtation
Other
6. INSURANCE
House Phone
50.00
Gifts
Education
1,976.16 Repairs
Parking
Taxes
Insurance
Maintaince
Electrical
Derrells Storage
Household items
Cosmetics
Wells Fargo
Bank Loans
Other
5. AUTO/TRANSPORT
Licences
%Guide*
3. HOUSING
Mortage
Food
10%
2. SAVINGS
Sears Mastercard
Other Mastercard
0-10%
$
262.47
25.00
446.00
S. EXPENSE
$5,178.00
$5,312.52
-$134.52
Dec 2015 Budget

Salary Debbie
2,930.00
4. LOAN PAYMENTS
Chris Car Payment
Salary Chris
2,073.00
400.00
Debbie Mastercard

%Guide*
1. GIVING
Tithe
Other Contrib.
Wolrd Vision
$5,403.00
200.00
25.00
$5,178.00
5-10%
25-38%
1,200.00
$500.00
50.00
158.63
152.00
28.79
Household items
Cosmetics
75.00
99.99
Barber
Laundry/Cleaning
Books
75.00
Credit Union
Family Friends
Clothing
Allowances
255.00
Gas
Oil/Lube
5%
Other
Dental
400.00
5%
Life
Medical
57.48
Dental
Chris Car Insurance
Xfinity
95.05
Other
$1,400.00
$1,200.00
$1,000.00
$800.00
$600.00
$400.00
$200.00
$0.00
300.00
5-10%
540.00
230.00
157.00
219.00
Dinning Out
Lunches
100.00
40.00
Movies/Events
Vacation Trips
400.00
Health Club
Hobbies
Other
Dec 2015 BUDGET
$1,600.00
5-15%
300.00
Medical/Presc
Legal
Other
2. SAVINGS
3. HOUSING
4. LOAN PAYMENTS
5. AUTO/TRANSPORT
6. INSURANCE
9. Entertainment
INCOME VS. EXPENSE

Less Total Expenses
Union Dues
74.73
53.17
65.79
$1,800.00
1,504.99
Income +/-
600.00
Debbie & Chris Cell

Matthew Cell
Madison Cell
$2,000.00
5-22%
$
400.00
Gifts
Education
Regisrtation
Other
6. INSURANCE
House Phone
79.99
1,828.16 Repairs
Parking
Taxes
Insurance
Maintaince
Electrical
Derrells Storage
Food
Wells Fargo
Bank Loans
Other
5. AUTO/TRANSPORT
Licences
%Guide*
3. HOUSING
Mortage
10%
2. SAVINGS
Sears Mastercard
Other Mastercard
0-10%
262.47
S. EXPENSE
$5,178.00
$5,629.09
-$451.09
2015 Budget
Salary Debbie
2,930.00
4. LOAN PAYMENTS
Chris Car Payment
Salary Chris
2,073.00
400.00
Debbie Mastercard

%Guide*
1. GIVING
Tithe
Other Contrib.
$5,403.00
Sears Mastercard
Other Mastercard
10%
200.00
Wolrd Vision
0-10%
25.00
$5,178.00
2. SAVINGS
5-10%
$500.00
3. HOUSING
Mortage
25-38%
Barber
Laundry/Cleaning
Books
Income +/-
Credit Union
Family Friends
Clothing
Allowances
Other
8. PROFESSIONAL SERVICE
Dental
Gas
Oil/Lube
Medical/Presc
Legal
Repairs
Parking
Union Dues
Taxes
Insurance
Maintaince
Regisrtation
Other
6. INSURANCE
Electrical
Derrells Storage
Life
Medical
Dinning Out
Lunches
House Phone
Dental
Movies/Events
Vacation Trips
Debbie & Chris Cell

Matthew Cell
Madison Cell

Chris Car Insurance
Health Club
Hobbies
Xfinity
Other
Other
5%
INCOME VS. EXPENSE

Less Total Expenses
Gifts
Education
5%
5-22%
Household items
Cosmetics
Wells Fargo
Bank Loans
Other
5. AUTO/TRANSPORT
Licences
%Guide*
Food
Other
9. Entertainment
Total
$500.00
2. SAVINGS
3. HOUSING
4. LOAN PAYMENTS
5. AUTO/TRANSPORT
6. INSURANCE
9. Entertainment
5-15%
5-10%
VS. EXPENSE
$5,178.00
$5,178.00

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2015 Budget

Other (Net Take Home)

TOTAL MONTHLY INCOME

(Total Income Less Giving)

Debbie & Chris Cell

Matthew Car Insurance

INCOME VS. EXPENSE

$574.94 7. HOUSEHOLD/PERSONA 5-22%

Jan 2015 Budget

Other (Net Take Home)

Chris Car Payment

NET SPENDABLE INCOME

Debbie Car Insurance

Matthew Car Insurance

Madison Car Insurance

Jan 2015 BUDGET

Less Total Expenses

Debbie & Chris Cell

INCOME VS. EXPENSE

$575.00 8. PROFESSIONAL SERVICE

February 2015 Budget

Other (Net Take Home)

Matthew Car Insurance

Feb 2015 BUDGET

Debbie & Chris Cell

INCOME VS. EXPENSE

(Total Income Less Giving)

March 2015 Budget

Other (Net Take Home)

Debbie & Chris Cell

Matthew Car Insurance

INCOME VS. EXPENSE

Mar 2015 BUDGET

(Total Income Less Giving)

April 2015 Budget

Other (Net Take Home)

Debbie & Chris Cell

Matthew Car Insurance

Apr 2015 BUDGET

INCOME VS. EXPENSE

(Total Income Less Giving)

May 2015 Budget

Other (Net Take Home)

Debbie & Chris Cell

Matthew Car Insurance

May 2015 BUDGET

INCOME VS. EXPENSE

(Total Income Less Giving)

Jun 2015 Budget

Other (Net Take Home)

Debbie & Chris Cell

Matthew Car Insurance

INCOME VS. EXPENSE

Jun 2015 BUDGET

(Total Income Less Giving)

July 2015 Budget

Other (Net Take Home)

Chris Car Payment

NET SPENDABLE INCOME

467.00 8. PROFESSIONAL SERVICE

Debbie Car Insurance

Matthew Car Insurance