Section 92

Defects in a notice of loss or

preliminary notice of loss

Section 92
Rule: All defects in a notice of loss or
in a preliminary notice of loss that
the insurer omits or fails to raise
from the notice of loss are a deemed
waived.

Section 92
How defects are raised:
Specific and not a general statement
of defect
Effect of failure to specify:
Raises no duty on the part of the
insured to supply defects

Section 93
Waiver of Delay

Section 93
Instances effecting waiver of delay:
1. Act of the insured
2. Failure to take objection promptly
and specifically upon that ground

Section 94
Certificate or testimony of a third
person

Section 94
When applicable:
Policy requires by way of preliminary
proof of loss the certificate or
testimony of a third person

Section 94
Effect of refusal of failure to procure:
Insured must furnish reasonable
evidence to the insurer that refusal
was not induced by any just grounds
of disbelief in the truth of the facts