Listing of all debts

Debt
Credit Card #2
Medical Bill
Gas Credit Card
Car Loan
Credit Card #1
Credit Card #3
Credit Union Loan
2nd Mortagage
1st Mortgage

Rate
15.0%
15.0%
12.0%
7.0%
12.0%
11.0%
6.0%
9.5%
6.0%

Total Debt

Principal
$1,000.00
$1,876.97
$1,969.78
$5,200.00
$6,000.00
$12,619.08
$19,225.00
$49,612.40
$119,412.57
$216,915.80

Monthly Income Needed???

Annual Income Needed???
How many years to get completely out of debt?

# of Pmts
36
36
24
28
48
60
84
142
147

$ / mth
$34.67
$65.07
$92.72
$200.00
$158.00
$274.37
$280.85
$582.82
$1,149.00

Real Debt
$1,248.12
$2,342.52
$2,225.28
$5,600.00
$7,584.00
$16,462.20
$23,591.40
$82,760.44
$168,903.00

$2,837.50

$310,716.96

$8,107.14
$97,285.71
Answer on Sheet Debt 9

1. Develop a budget
Monthly Expenses
450 food
155 lessons
?
30 laundry
20 dry cleaning
?
15 gifts
?
70 life insurance
200 medical insurance
120 car insurance
25 internet
95 cable tv
??
275 utilities
75 home phone
??
85 cell phone
170 gas
85 bowling
??
35 newspaper
??
30 misc
?
615 tithing
35 charities
??
2585 Total monthly expenses
2837.5 Total Debt
5422.5 Total expenses

4800 Husband's wage

350 Wife's wage
5150 Total Net Wages

545 total of questions marks

325 total of double questions mark

52.5 Left over after taking $325 and

5422.5
-5150
272.5 Net Loss

Budget: We Decided to go with the total of $325.00 that have the double question marks. These include c
charities. These are items and expenses we cut out of their budget. They have $52.50

2. Cut up credit cards.

From the scenario given the family has already cut up their credit cards.

3. Find an extra $50/ month.

From number one above we found them an extra $52.50.

4. Put together a "roll over plan"

In the proceeding sheets in this excel program (Debt 1 - Debt 9 plus the one named Finish). We show the "

total of questions marks

total of double questions marks

Left over after taking $325 and applying it to the net loss.

uestion marks. These include cable TV, home phone, bowling, newspaper and
eir budget. They have $52.50 left over to apply to their debts.

named Finish). We show the "Roll over plan" that we have for Mr. and Mrs. Hopeful.

Listing of all debts

Debt
Credit Card #2
Medical Bill
Gas Credit Card
Car Loan
Credit Card #1
Credit Card #3
Credit Union Loan
2nd Mortagage
1st Mortgage

Rate
15.0%
15.0%
12.0%
7.0%
12.0%
11.0%
6.0%
9.5%
6.0%

Total Debt
Monthly Income Needed???
Annual Income Needed???

Principal
$1,000.00
$1,876.97
$1,969.78
$5,200.00
$6,000.00
$12,619.08
$19,225.00
$49,612.40
$119,412.57
$216,915.80

# of Pmts
36
36
24
28
48
60
84
142
147

$ / mth
$34.67
$65.07
$92.72
$200.00
$158.00
$274.37
$280.85
$582.82
$1,149.00

Credit Card #2
Real Debt
$1,248.12
$2,342.52
$2,225.28
$5,600.00
$7,584.00
$16,462.20
$23,591.40
$82,760.44
$168,903.00

$2,837.50

$310,716.96

$8,107.14
$97,285.71

First Debt = $34.67 + $52.50 = $87.17, Debt Paid in 12+ mths

Credit Card #2
Month
1
2
3
4
5
6
7
8
9
10
11
12
13

Payment
$87.17
$87.17
$87.17
$87.17
$87.17
$87.17
$87.17
$87.17
$87.17
$87.17
$87.17
$87.17
$87.17

15.0%
Interest
$12.50
$11.57
$10.62
$9.66
$8.70
$7.71
$6.72
$5.72
$4.70
$3.67
$2.62
$1.57
$0.50

Principal
$74.67
$75.60
$76.55
$77.51
$78.47
$79.46
$80.45
$81.45
$82.47
$83.50
$84.55
$85.60
$86.67

$1,000.00
Remaining Balance
$925.33
$849.73
$773.18
$695.67
$617.20
$537.74
$457.30
$375.84
$293.37
$209.87
$125.32
$39.72
($46.96)

Listing of all debts

Debt
Credit Card #2
Medical Bill
Gas Credit Card
Car Loan
Credit Card #1
Credit Card #3
Credit Union Loan
2nd Mortagage
1st Mortgage

Rate
15.0%
15.0%
12.0%
7.0%
12.0%
11.0%
6.0%
9.5%
6.0%

Total Debt
Monthly Income Needed???
Annual Income Needed???

Principal
$1,000.00
$1,876.97
$1,969.78
$5,200.00
$6,000.00
$12,619.08
$19,225.00
$49,612.40
$119,412.57
$216,915.80

# of Pmts
36
36
24
28
48
60
84
142
147

$ / mth
$34.67
$65.07
$92.72
$200.00
$158.00
$274.37
$280.85
$582.82
$1,149.00

Real Debt
$1,248.12
$2,342.52
$2,225.28
$5,600.00
$7,584.00
$16,462.20
$23,591.40
$82,760.44
$168,903.00

$2,837.50

$310,716.96

$8,107.14
$97,285.71

2nd Debt: After 12 mths payment goes to $87.17 + $65.07 = $152.24, Debt paid in 2
Medical Bill
Month
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22

Payment
$65.07
$65.07
$65.07
$65.07
$65.07
$65.07
$65.07
$65.07
$65.07
$65.07
$65.07
$65.07
$152.24
$152.24
$152.24
$152.24
$152.24
$152.24
$152.24
$152.24
$152.24
$152.24

15.0%
Interest
$23.46
$22.94
$22.42
$21.88
$21.34
$20.80
$20.24
$19.68
$19.11
$18.54
$17.96
$17.37
$16.77
$15.08
$13.37
$11.63
$9.87
$8.09
$6.29
$4.47
$2.62
$0.75

Principal
$41.61
$42.13
$42.65
$43.19
$43.73
$44.27
$44.83
$45.39
$45.96
$46.53
$47.11
$47.70
$135.47
$137.16
$138.87
$140.61
$142.37
$144.15
$145.95
$147.77
$149.62
$151.49

$1,876.97
Remaining Balance
$1,835.36
$1,793.23
$1,750.58
$1,707.39
$1,663.66
$1,619.39
$1,574.56
$1,529.17
$1,483.22
$1,436.69
$1,389.58
$1,341.88
$1,206.41
$1,069.25
$930.38
$789.77
$647.40
$503.25
$357.30
$209.53
$59.91
($91.58)

$152.24, Debt paid in 21+ mths

Listing of all debts

Debt
Credit Card #2
Medical Bill
Gas Credit Card
Car Loan
Credit Card #1
Credit Card #3
Credit Union Loan
2nd Mortagage
1st Mortgage

Rate
15.0%
15.0%
12.0%
7.0%
12.0%
11.0%
6.0%
9.5%
6.0%

Total Debt
Monthly Income Needed???
Annual Income Needed???

Principal
$1,000.00
$1,876.97
$1,969.78
$5,200.00
$6,000.00
$12,619.08
$19,225.00
$49,612.40
$119,412.57
$216,915.80

# of Pmts
36
36
24
28
48
60
84
142
147

$ / mth
$34.67
$65.07
$92.72
$200.00
$158.00
$274.37
$280.85
$582.82
$1,149.00

Real Debt
$1,248.12
$2,342.52
$2,225.28
$5,600.00
$7,584.00
$16,462.20
$23,591.40
$82,760.44
$168,903.00

$2,837.50

$310,716.96

$8,107.14
$97,285.71

3rd Debt: After 21 months payment goes to $152.24 + $92.72 = $244.96, Debt pa
Gas Credit Card
Month
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23

Payment
$92.72
$92.72
$92.72
$92.72
$92.72
$92.72
$92.72
$92.72
$92.72
$92.72
$92.72
$92.72
$92.72
$92.72
$92.72
$92.72
$92.72
$92.72
$92.72
$92.72
$92.72
$244.96
$244.96

12.0%
Interest
$19.70
$18.97
$18.23
$17.49
$16.73
$15.97
$15.21
$14.43
$13.65
$12.86
$12.06
$11.25
$10.44
$9.61
$8.78
$7.94
$7.10
$6.24
$5.37
$4.50
$3.62
$2.73
$0.31

Principal
$73.02
$73.75
$74.49
$75.23
$75.99
$76.75
$77.51
$78.29
$79.07
$79.86
$80.66
$81.47
$82.28
$83.11
$83.94
$84.78
$85.62
$86.48
$87.35
$88.22
$89.10
$242.23
$244.65

$1,969.78
Remaining Balance
$1,896.76
$1,823.01
$1,748.52
$1,673.28
$1,597.29
$1,520.55
$1,443.03
$1,364.74
$1,285.67
$1,205.81
$1,125.14
$1,043.68
$961.39
$878.29
$794.35
$709.57
$623.95
$537.47
$450.12
$361.90
$272.80
$30.57
($214.08)

2 = $244.96, Debt paid in 22+ mths

Listing of all debts

Debt
Credit Card #2
Medical Bill
Gas Credit Card
Car Loan
Credit Card #1
Credit Card #3
Credit Union Loan
2nd Mortagage
1st Mortgage

Rate
15.0%
15.0%
12.0%
7.0%
12.0%
11.0%
6.0%
9.5%
6.0%

Total Debt
Monthly Income Needed???
Annual Income Needed???

Principal
$1,000.00
$1,876.97
$1,969.78
$5,200.00
$6,000.00
$12,619.08
$19,225.00
$49,612.40
$119,412.57
$216,915.80

# of Pmts
36
36
24
28
48
60
84
142
147

$ / mth
$34.67
$65.07
$92.72
$200.00
$158.00
$274.37
$280.85
$582.82
$1,149.00

Real Debt
$1,248.12
$2,342.52
$2,225.28
$5,600.00
$7,584.00
$16,462.20
$23,591.40
$82,760.44
$168,903.00

$2,837.50

$310,716.96

$8,107.14
$97,285.71

4th Debt: After 22+ mths payment goes to $244.96 + $200.00 = $444.96, Debt paid in 2
Car Loan
Month
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25

Payment
$200.00
$200.00
$200.00
$200.00
$200.00
$200.00
$200.00
$200.00
$200.00
$200.00
$200.00
$200.00
$200.00
$200.00
$200.00
$200.00
$200.00
$200.00
$200.00
$200.00
$200.00
$200.00
$444.96
$444.96
$444.96

7.0%
Interest
$30.33
$29.34
$28.35
$27.35
$26.34
$25.33
$24.31
$23.28
$22.25
$21.22
$20.17
$19.12
$18.07
$17.01
$15.94
$14.87
$13.79
$12.70
$11.61
$10.51
$9.40
$8.29
$7.17
$4.62
$2.05

Principal
$169.67
$170.66
$171.65
$172.65
$173.66
$174.67
$175.69
$176.72
$177.75
$178.78
$179.83
$180.88
$181.93
$182.99
$184.06
$185.13
$186.21
$187.30
$188.39
$189.49
$190.60
$191.71
$437.79
$440.34
$442.91

$5,200.00
Remaining Balance
$5,030.33
$4,859.68
$4,688.03
$4,515.37
$4,341.71
$4,167.04
$3,991.35
$3,814.63
$3,636.88
$3,458.10
$3,278.27
$3,097.39
$2,915.46
$2,732.47
$2,548.41
$2,363.27
$2,177.06
$1,989.76
$1,801.36
$1,611.87
$1,421.27
$1,229.56
$791.78
$351.44
($91.47)

0 = $444.96, Debt paid in 24+ mths

Listing of all debts

Debt
Credit Card #2
Medical Bill
Gas Credit Card
Car Loan
Credit Card #1
Credit Card #3
Credit Union Loan
2nd Mortagage
1st Mortgage

Rate
15.0%
15.0%
12.0%
7.0%
12.0%
11.0%
6.0%
9.5%
6.0%

Total Debt
Monthly Income Needed???
Annual Income Needed???

Principal
$1,000.00
$1,876.97
$1,969.78
$5,200.00
$6,000.00
$12,619.08
$19,225.00
$49,612.40
$119,412.57
$216,915.80

# of Pmts
36
36
24
28
48
60
84
142
147

$ / mth
$34.67
$65.07
$92.72
$200.00
$158.00
$274.37
$280.85
$582.82
$1,149.00

Real Debt
$1,248.12
$2,342.52
$2,225.28
$5,600.00
$7,584.00
$16,462.20
$23,591.40
$82,760.44
$168,903.00

$2,837.50

$310,716.96

$8,107.14
$97,285.71

5th Debt: After 25 mths payment goes to $444.96 + $158.00= $602.96. Loan paid
Credit Card #1
Month
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31

Payment
$158.00
$158.00
$158.00
$158.00
$158.00
$158.00
$158.00
$158.00
$158.00
$158.00
$158.00
$158.00
$158.00
$158.00
$158.00
$158.00
$158.00
$158.00
$158.00
$158.00
$158.00
$158.00
$158.00
$158.00
$158.00
$602.96
$602.96
$602.96
$602.96
$602.96
$602.96

12.0%
Interest
$60.00
$59.02
$58.03
$57.03
$56.02
$55.00
$53.97
$52.93
$51.88
$50.82
$49.75
$48.66
$47.57
$46.47
$45.35
$44.23
$43.09
$41.94
$40.78
$39.61
$38.42
$37.23
$36.02
$34.80
$33.57
$32.32
$26.62
$20.85
$15.03
$9.15
$3.21

Principal
$98.00
$98.98
$99.97
$100.97
$101.98
$103.00
$104.03
$105.07
$106.12
$107.18
$108.25
$109.34
$110.43
$111.53
$112.65
$113.77
$114.91
$116.06
$117.22
$118.39
$119.58
$120.77
$121.98
$123.20
$124.43
$570.64
$576.34
$582.11
$587.93
$593.81
$599.75

$6,000.00
Remaining Balance
$5,902.00
$5,803.02
$5,703.05
$5,602.08
$5,500.10
$5,397.10
$5,293.07
$5,188.00
$5,081.88
$4,974.70
$4,866.45
$4,757.11
$4,646.69
$4,535.15
$4,422.50
$4,308.73
$4,193.82
$4,077.75
$3,960.53
$3,842.14
$3,722.56
$3,601.78
$3,479.80
$3,356.60
$3,232.17
$2,661.53
$2,085.18
$1,503.08
$915.15
$321.34
($278.41)

= $602.96. Loan paid in 30+ mths.

Listing of all debts

Debt
Credit Card #2
Medical Bill
Gas Credit Card
Car Loan
Credit Card #1
Credit Card #3
Credit Union Loan
2nd Mortagage
1st Mortgage

Rate
15.0%
15.0%
12.0%
7.0%
12.0%
11.0%
6.0%
9.5%
6.0%

Total Debt
Monthly Income Needed???
Annual Income Needed???

Principal
$1,000.00
$1,876.97
$1,969.78
$5,200.00
$6,000.00
$12,619.08
$19,225.00
$49,612.40
$119,412.57
$216,915.80

# of Pmts
36
36
24
28
48
60
84
142
147

$ / mth
$34.67
$65.07
$92.72
$200.00
$158.00
$274.37
$280.85
$582.82
$1,149.00

Real Debt
$1,248.12
$2,342.52
$2,225.28
$5,600.00
$7,584.00
$16,462.20
$23,591.40
$82,760.44
$168,903.00

$2,837.50

$310,716.96

$8,107.14
$97,285.71

6th Debt: After 30+ mths payment goes to $602.96 + $274.37 = $877.33. Debt pai
Credit Card #3
Month
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39

Payment
$274.37
$274.37
$274.37
$274.37
$274.37
$274.37
$274.37
$274.37
$274.37
$274.37
$274.37
$274.37
$274.37
$274.37
$274.37
$274.37
$274.37
$274.37
$274.37
$274.37
$274.37
$274.37
$274.37
$274.37
$274.37
$274.37
$274.37
$274.37
$274.37
$274.37
$835.33
$835.33
$835.33
$835.33
$835.33
$835.33
$835.33
$835.33
$835.33

11.0%
Interest
$115.67
$114.22
$112.75
$111.27
$109.78
$108.27
$106.74
$105.21
$103.66
$102.09
$100.51
$98.92
$97.31
$95.69
$94.05
$92.40
$90.73
$89.05
$87.35
$85.63
$83.90
$82.16
$80.39
$78.62
$76.82
$75.01
$73.18
$71.34
$69.48
$67.60
$65.70
$58.65
$51.53
$44.35
$37.09
$29.78
$22.39
$14.94
$7.42

Principal
$158.70
$160.15
$161.62
$163.10
$164.59
$166.10
$167.63
$169.16
$170.71
$172.28
$173.86
$175.45
$177.06
$178.68
$180.32
$181.97
$183.64
$185.32
$187.02
$188.74
$190.47
$192.21
$193.98
$195.75
$197.55
$199.36
$201.19
$203.03
$204.89
$206.77
$769.63
$776.68
$783.80
$790.98
$798.24
$805.55
$812.94
$820.39
$827.91

$12,619.08
Remaining Balance
$12,460.38
$12,300.24
$12,138.62
$11,975.52
$11,810.92
$11,644.82
$11,477.19
$11,308.03
$11,137.32
$10,965.04
$10,791.18
$10,615.73
$10,438.67
$10,259.99
$10,079.67
$9,897.70
$9,714.06
$9,528.73
$9,341.71
$9,152.97
$8,962.50
$8,770.29
$8,576.32
$8,380.56
$8,183.01
$7,983.65
$7,782.47
$7,579.44
$7,374.55
$7,167.78
$6,398.15
$5,621.47
$4,837.67
$4,046.68
$3,248.45
$2,442.90
$1,629.96
$809.57
($18.34)

7 = $877.33. Debt paid in 38 1/2 mths.

Listing of all debts

Credit Union Loan
Debt
Credit Card #2
Medical Bill
Gas Credit Card
Car Loan
Credit Card #1
Credit Card #3
Credit Union Loan
2nd Mortagage
1st Mortgage

Rate
15.0%
15.0%
12.0%
7.0%
12.0%
11.0%
6.0%
9.5%
6.0%

Total Debt
Monthly Income Needed???
Annual Income Needed???

Principal
$1,000.00
$1,876.97
$1,969.78
$5,200.00
$6,000.00
$12,619.08
$19,225.00
$49,612.40
$119,412.57
$216,915.80

# of Pmts
36
36
24
28
48
60
84
142
147

$ / mth
$34.67
$65.07
$92.72
$200.00
$158.00
$274.37
$280.85
$582.82
$1,149.00

Real Debt
$1,248.12
$2,342.52
$2,225.28
$5,600.00
$7,584.00
$16,462.20
$23,591.40
$82,760.44
$168,903.00

$2,837.50

$310,716.96

$8,107.14
$97,285.71

7th debt: After 39 mths payment goes to $877.33 + $280.85 = $1,158.18, debt p
Credit Union Loan
Month
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39

Payment
$280.85
$280.85
$280.85
$280.85
$280.85
$280.85
$280.85
$280.85
$280.85
$280.85
$280.85
$280.85
$280.85
$280.85
$280.85
$280.85
$280.85
$280.85
$280.85
$280.85
$280.85
$280.85
$280.85
$280.85
$280.85
$280.85
$280.85
$280.85
$280.85
$280.85
$280.85
$280.85
$280.85
$280.85
$280.85
$280.85
$280.85
$280.85
$280.85

6.0%
Interest
$96.13
$95.20
$94.27
$93.34
$92.40
$91.46
$90.51
$89.56
$88.61
$87.64
$86.68
$85.71
$84.73
$83.75
$82.77
$81.78
$80.78
$79.78
$78.77
$77.76
$76.75
$75.73
$74.70
$73.67
$72.64
$71.59
$70.55
$69.50
$68.44
$67.38
$66.31
$65.24
$64.16
$63.08
$61.99
$60.89
$59.79
$58.69
$57.58

Principal
$184.73
$185.65
$186.58
$187.51
$188.45
$189.39
$190.34
$191.29
$192.24
$193.21
$194.17
$195.14
$196.12
$197.10
$198.08
$199.07
$200.07
$201.07
$202.08
$203.09
$204.10
$205.12
$206.15
$207.18
$208.21
$209.26
$210.30
$211.35
$212.41
$213.47
$214.54
$215.61
$216.69
$217.77
$218.86
$219.96
$221.06
$222.16
$223.27

$19,225.00
Remaining Balance
$19,040.28
$18,854.63
$18,668.05
$18,480.54
$18,292.09
$18,102.70
$17,912.37
$17,721.08
$17,528.83
$17,335.63
$17,141.46
$16,946.31
$16,750.19
$16,553.10
$16,355.01
$16,155.94
$15,955.87
$15,754.80
$15,552.72
$15,349.63
$15,145.53
$14,940.41
$14,734.26
$14,527.08
$14,318.87
$14,109.61
$13,899.31
$13,687.96
$13,475.55
$13,262.07
$13,047.53
$12,831.92
$12,615.23
$12,397.46
$12,178.60
$11,958.64
$11,737.58
$11,515.42
$11,292.15

40
41
42
43
44
45
46
47
48
49
50

$1,158.18
$1,158.18
$1,158.18
$1,158.18
$1,158.18
$1,158.18
$1,158.18
$1,158.18
$1,158.18
$1,158.18
$1,158.18

$56.46
$50.95
$45.42
$39.85
$34.26
$28.64
$22.99
$17.32
$11.61
$5.88
$0.12

$1,101.72
$1,107.23
$1,112.76
$1,118.33
$1,123.92
$1,129.54
$1,135.19
$1,140.86
$1,146.57
$1,152.30
$1,158.06

$10,190.43
$9,083.20
$7,970.44
$6,852.11
$5,728.19
$4,598.65
$3,463.46
$2,322.60
$1,176.03
$23.73
($1,134.33)

= $1,158.18, debt paid in 49+ mths

Listing of all debts

Debt
Credit Card #2
Medical Bill
Gas Credit Card
Car Loan
Credit Card #1
Credit Card #3
Credit Union Loan
2nd Mortagage
1st Mortgage

Rate
15.0%
15.0%
12.0%
7.0%
12.0%
11.0%
6.0%
9.5%
6.0%

Total Debt
Monthly Income Needed???
Annual Income Needed???

Principal # of Pmts
$ / mth
$1,000.00
36
$34.67
$1,876.97
36
$65.07
$1,969.78
24
$92.72
$5,200.00
28 $200.00
$6,000.00
48 $158.00
$12,619.08
60 $274.37
$19,225.00
84 $280.85
$49,612.40
142 $582.82
$119,412.57
147 $1,149.00
$216,915.80

$2,837.50
$8,107.14
$97,285.71

2nd Mortagage
Real Debt
Month
$1,248.12
1
$2,342.52
2
$2,225.28
3
$5,600.00
4
$7,584.00
5
$16,462.20
6
$23,591.40
7
$82,760.44
8
$168,903.00
9
10
$310,716.96
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39

40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
67
68
69
70
71
72
73
74

8th debt: After 49 mths (4.08 yrs) payment goes to $1,158.18 + $582.82 = $1,741.00. Debt paid

Payment
$582.82
$582.82
$582.82
$582.82
$582.82
$582.82
$582.82
$582.82
$582.82
$582.82
$582.82
$582.82
$582.82
$582.82
$582.82
$582.82
$582.82
$582.82
$582.82
$582.82
$582.82
$582.82
$582.82
$582.82
$582.82
$582.82
$582.82
$582.82
$582.82
$582.82
$582.82
$582.82
$582.82
$582.82
$582.82
$582.82
$582.82
$582.82
$582.82

9.5%
Interest
$392.76
$391.26
$389.74
$388.22
$386.67
$385.12
$383.56
$381.98
$380.39
$378.79
$377.17
$375.54
$373.90
$372.25
$370.58
$368.90
$367.21
$365.50
$363.78
$362.05
$360.30
$358.54
$356.76
$354.97
$353.17
$351.35
$349.52
$347.67
$345.81
$343.93
$342.04
$340.13
$338.21
$336.28
$334.33
$332.36
$330.38
$328.38
$326.36

Principal
$190.06
$191.56
$193.08
$194.60
$196.15
$197.70
$199.26
$200.84
$202.43
$204.03
$205.65
$207.28
$208.92
$210.57
$212.24
$213.92
$215.61
$217.32
$219.04
$220.77
$222.52
$224.28
$226.06
$227.85
$229.65
$231.47
$233.30
$235.15
$237.01
$238.89
$240.78
$242.69
$244.61
$246.54
$248.49
$250.46
$252.44
$254.44
$256.46

$49,612.40
Remaining Balance
$49,422.34
$49,230.79
$49,037.71
$48,843.10
$48,646.96
$48,449.26
$48,250.00
$48,049.16
$47,846.73
$47,642.69
$47,437.04
$47,229.77
$47,020.85
$46,810.28
$46,598.04
$46,384.12
$46,168.51
$45,951.19
$45,732.15
$45,511.37
$45,288.85
$45,064.57
$44,838.51
$44,610.66
$44,381.01
$44,149.54
$43,916.24
$43,681.09
$43,444.08
$43,205.19
$42,964.41
$42,721.72
$42,477.12
$42,230.57
$41,982.08
$41,731.62
$41,479.17
$41,224.73
$40,968.27

$582.82
$582.82
$582.82
$582.82
$582.82
$582.82
$582.82
$582.82
$582.82
$582.82
$1,741.00
$1,741.00
$1,741.00
$1,741.00
$1,741.00
$1,741.00
$1,741.00
$1,741.00
$1,741.00
$1,741.00
$1,741.00
$1,741.00
$1,741.00
$1,741.00
$1,741.00
$1,741.00
$1,741.00
$1,741.00
$1,741.00
$1,741.00
$1,741.00
$1,741.00
$1,741.00
$1,741.00
$1,741.00

$324.33
$322.29
$320.22
$318.14
$316.05
$313.94
$311.81
$309.66
$307.50
$305.32
$303.12
$291.74
$280.27
$268.70
$257.05
$245.30
$233.46
$221.52
$209.49
$197.37
$185.15
$172.83
$160.42
$147.91
$135.29
$122.58
$109.77
$96.86
$83.84
$70.72
$57.50
$44.17
$30.74
$17.20
$3.55

$258.49
$260.53
$262.60
$264.68
$266.77
$268.88
$271.01
$273.16
$275.32
$277.50
$1,437.88
$1,449.26
$1,460.73
$1,472.30
$1,483.95
$1,495.70
$1,507.54
$1,519.48
$1,531.51
$1,543.63
$1,555.85
$1,568.17
$1,580.58
$1,593.09
$1,605.71
$1,618.42
$1,631.23
$1,644.14
$1,657.16
$1,670.28
$1,683.50
$1,696.83
$1,710.26
$1,723.80
$1,737.45

$40,709.78
$40,449.25
$40,186.65
$39,921.98
$39,655.21
$39,386.32
$39,115.31
$38,842.16
$38,566.84
$38,289.34
$36,851.46
$35,402.20
$33,941.47
$32,469.17
$30,985.22
$29,489.52
$27,981.98
$26,462.50
$24,931.00
$23,387.37
$21,831.52
$20,263.35
$18,682.77
$17,089.67
$15,483.97
$13,865.55
$12,234.32
$10,590.17
$8,933.01
$7,262.73
$5,579.23
$3,882.40
$2,172.13
$448.33
($1,289.12)

2 = $1,741.00. Debt paid in 73+ (6.08 yrs) mths.

Listing of all debts

Debt
Credit Card #2
Medical Bill
Gas Credit Card
Car Loan
Credit Card #1
Credit Card #3
Credit Union Loan
2nd Mortagage
1st Mortgage
Total Debt

Rate
15.0%
15.0%
12.0%
7.0%
12.0%
11.0%
6.0%
9.5%
6.0%

Principal # of Pmts
$ / mth
Real Debt
$1,000.00
36
$34.67
$1,248.12
$1,876.97
36
$65.07
$2,342.52
$1,969.78
24
$92.72
$2,225.28
$5,200.00
28 $200.00
$5,600.00
$6,000.00
48 $158.00
$7,584.00
$12,619.08
60 $274.37 $16,462.20
$19,225.00
84 $280.85 $23,591.40
$49,612.40
142 $582.82 $82,760.44
$119,412.57
147 $1,149.00 $168,903.00
$216,915.80

$2,837.50 $310,716.96

Monthly Income Needed???

Annual Income Needed???

$8,107.14
$97,285.71

How many years to get completely out of debt?

8.25 years

9th debt: After 73+ mths payment goes to $1,741.00 + $1,149.00 = $2,890.00, debt p
1st Mortgage
Month
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39

6.0%
$119,412.57
Payment Interest Principal Remaining Balance
$1,149.00 $597.06
$551.94
$118,860.63
$1,149.00 $594.30
$554.70
$118,305.94
$1,149.00 $591.53
$557.47
$117,748.47
$1,149.00 $588.74
$560.26
$117,188.21
$1,149.00 $585.94
$563.06
$116,625.15
$1,149.00 $583.13
$565.87
$116,059.27
$1,149.00 $580.30
$568.70
$115,490.57
$1,149.00 $577.45
$571.55
$114,919.02
$1,149.00 $574.60
$574.40
$114,344.62
$1,149.00 $571.72
$577.28
$113,767.34
$1,149.00 $568.84
$580.16
$113,187.18
$1,149.00 $565.94
$583.06
$112,604.11
$1,149.00 $563.02
$585.98
$112,018.14
$1,149.00 $560.09
$588.91
$111,429.23
$1,149.00 $557.15
$591.85
$110,837.37
$1,149.00 $554.19
$594.81
$110,242.56
$1,149.00 $551.21
$597.79
$109,644.77
$1,149.00 $548.22
$600.78
$109,044.00
$1,149.00 $545.22
$603.78
$108,440.22
$1,149.00 $542.20
$606.80
$107,833.42
$1,149.00 $539.17
$609.83
$107,223.58
$1,149.00 $536.12
$612.88
$106,610.70
$1,149.00 $533.05
$615.95
$105,994.76
$1,149.00 $529.97
$619.03
$105,375.73
$1,149.00 $526.88
$622.12
$104,753.61
$1,149.00 $523.77
$625.23
$104,128.38
$1,149.00 $520.64
$628.36
$103,500.02
$1,149.00 $517.50
$631.50
$102,868.52
$1,149.00 $514.34
$634.66
$102,233.86
$1,149.00 $511.17
$637.83
$101,596.03
$1,149.00 $507.98
$641.02
$100,955.01
$1,149.00 $504.78
$644.22
$100,310.78
$1,149.00 $501.55
$647.45
$99,663.34
$1,149.00 $498.32
$650.68
$99,012.66
$1,149.00 $495.06
$653.94
$98,358.72
$1,149.00 $491.79
$657.21
$97,701.51
$1,149.00 $488.51
$660.49
$97,041.02
$1,149.00 $485.21
$663.79
$96,377.22
$1,149.00 $481.89
$667.11
$95,710.11

40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
67
68
69
70
71
72
73
74
75
76
77
78
79
80
81
82

$1,149.00
$1,149.00
$1,149.00
$1,149.00
$1,149.00
$1,149.00
$1,149.00
$1,149.00
$1,149.00
$1,149.00
$1,149.00
$1,149.00
$1,149.00
$1,149.00
$1,149.00
$1,149.00
$1,149.00
$1,149.00
$1,149.00
$1,149.00
$1,149.00
$1,149.00
$1,149.00
$1,149.00
$1,149.00
$1,149.00
$1,149.00
$1,149.00
$1,149.00
$1,149.00
$1,149.00
$1,149.00
$1,149.00
$1,149.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00

$478.55
$475.20
$471.83
$468.44
$465.04
$461.62
$458.18
$454.73
$451.26
$447.77
$444.26
$440.74
$437.20
$433.64
$430.06
$426.47
$422.86
$419.22
$415.58
$411.91
$408.22
$404.52
$400.80
$397.06
$393.30
$389.52
$385.72
$381.90
$378.07
$374.21
$370.34
$366.45
$362.53
$358.60
$354.65
$341.97
$329.23
$316.43
$303.56
$290.63
$277.63
$264.57
$251.44

$670.45
$673.80
$677.17
$680.56
$683.96
$687.38
$690.82
$694.27
$697.74
$701.23
$704.74
$708.26
$711.80
$715.36
$718.94
$722.53
$726.14
$729.78
$733.42
$737.09
$740.78
$744.48
$748.20
$751.94
$755.70
$759.48
$763.28
$767.10
$770.93
$774.79
$778.66
$782.55
$786.47
$790.40
$2,535.35
$2,548.03
$2,560.77
$2,573.57
$2,586.44
$2,599.37
$2,612.37
$2,625.43
$2,638.56

$95,039.66
$94,365.86
$93,688.69
$93,008.13
$92,324.17
$91,636.79
$90,945.98
$90,251.71
$89,553.97
$88,852.74
$88,148.00
$87,439.74
$86,727.94
$86,012.58
$85,293.64
$84,571.11
$83,844.97
$83,115.19
$82,381.77
$81,644.67
$80,903.90
$80,159.42
$79,411.21
$78,659.27
$77,903.57
$77,144.09
$76,380.81
$75,613.71
$74,842.78
$74,067.99
$73,289.33
$72,506.78
$71,720.31
$70,929.91
$68,394.56
$65,846.54
$63,285.77
$60,712.20
$58,125.76
$55,526.39
$52,914.02
$50,288.59
$47,650.03

83
84
85
86
87
88
89
90
91
92
93
94
95
96
97
98
99
100

$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00

$238.25
$224.99
$211.67
$198.27
$184.82
$171.29
$157.70
$144.04
$130.31
$116.51
$102.64
$88.70
$74.70
$60.62
$46.47
$32.25
$17.97
$3.61

$2,651.75
$2,665.01
$2,678.33
$2,691.73
$2,705.18
$2,718.71
$2,732.30
$2,745.96
$2,759.69
$2,773.49
$2,787.36
$2,801.30
$2,815.30
$2,829.38
$2,843.53
$2,857.75
$2,872.03
$2,886.39

$44,998.28
$42,333.27
$39,654.94
$36,963.22
$34,258.03
$31,539.32
$28,807.02
$26,061.05
$23,301.36
$20,527.87
$17,740.50
$14,939.21
$12,123.90
$9,294.52
$6,451.00
$3,593.25
$721.22
($2,165.18)

= $2,890.00, debt paid in 99+ mths(8.25 yrs).

No Debt left. Money goes into an investment at 10.0%

Debt
Credit Card #2
Medical Bill
Gas Credit Card
Car Loan
Credit Card #1
Credit Card #3
Credit Union Loan
2nd Mortagage
1st Mortgage

Rate
15.0%
15.0%
12.0%
7.0%
12.0%
11.0%
6.0%
9.5%
6.0%

Total Debt
Monthly Income Needed???
Annual Income Needed???

Principal
$1,000.00
$1,876.97
$1,969.78
$5,200.00
$6,000.00
$12,619.08
$19,225.00
$49,612.40
$119,412.57
$216,915.80

# of Pmts
36
36
24
28
48
60
84
142
147

$ / mth
$34.67
$65.07
$92.72
$200.00
$158.00
$274.37
$280.85
$582.82
$1,149.00

Real Debt
$1,248.12
$2,342.52
$2,225.28
$5,600.00
$7,584.00
$16,462.20
$23,591.40
$82,760.44
$168,903.00

$2,837.50

$310,716.96

$8,107.14
$97,285.71

How much in the bank when you complete 30 years of payment $2,678,409.97
This is just from starting to invest after they pay off their debts in month 99.

Totals

After 99+ mths payment of $2,890.00 goes into an investment until month 360.

Month
100
101
102
103
104
105
106
107
108
109
110
111
112
113
114
115
116
117
118
119
120
121
122
123
124
125
126
127
128
129
130
131
132
133
134
135
136
137
138

Payment
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00

10.0%
Interest
$0.00
$24.08
$48.37
$72.85
$97.54
$122.44
$147.54
$172.86
$198.38
$224.12
$250.07
$276.24
$302.62
$329.23
$356.05
$383.10
$410.38
$437.88
$465.61
$493.58
$521.77
$550.21
$578.87
$607.78
$636.93
$666.32
$695.96
$725.84
$755.97
$786.36
$816.99
$847.88
$879.03
$910.44
$942.11
$974.05
$1,006.25
$1,038.71
$1,071.45

Ttl Investment
$2,890.00
$2,914.08
$2,938.37
$2,962.85
$2,987.54
$3,012.44
$3,037.54
$3,062.86
$3,088.38
$3,114.12
$3,140.07
$3,166.24
$3,192.62
$3,219.23
$3,246.05
$3,273.10
$3,300.38
$3,327.88
$3,355.61
$3,383.58
$3,411.77
$3,440.21
$3,468.87
$3,497.78
$3,526.93
$3,556.32
$3,585.96
$3,615.84
$3,645.97
$3,676.36
$3,706.99
$3,737.88
$3,769.03
$3,800.44
$3,832.11
$3,864.05
$3,896.25
$3,928.71
$3,961.45

$0.00
Ending Balance
$2,890.00
$5,804.08
$8,742.45
$11,705.30
$14,692.85
$17,705.29
$20,742.83
$23,805.69
$26,894.07
$30,008.19
$33,148.26
$36,314.49
$39,507.11
$42,726.34
$45,972.39
$49,245.49
$52,545.87
$55,873.76
$59,229.37
$62,612.95
$66,024.72
$69,464.93
$72,933.80
$76,431.59
$79,958.52
$83,514.84
$87,100.79
$90,716.63
$94,362.61
$98,038.96
$101,745.95
$105,483.83
$109,252.87
$113,053.31
$116,885.42
$120,749.46
$124,645.71
$128,574.42
$132,535.88

139
140
141
142
143
144
145
146
147
148
149
150
151
152
153
154
155
156
157
158
159
160
161
162
163
164
165
166
167
168
169
170
171
172
173
174
175
176
177
178
179
180
181

$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00

$1,104.47
$1,137.75
$1,171.32
$1,205.16
$1,239.29
$1,273.70
$1,308.40
$1,343.38
$1,378.66
$1,414.23
$1,450.10
$1,486.27
$1,522.74
$1,559.51
$1,596.59
$1,633.98
$1,671.68
$1,709.69
$1,748.02
$1,786.67
$1,825.65
$1,864.94
$1,904.57
$1,944.52
$1,984.81
$2,025.43
$2,066.40
$2,107.70
$2,149.35
$2,191.34
$2,233.68
$2,276.38
$2,319.44
$2,362.85
$2,406.62
$2,450.76
$2,495.27
$2,540.14
$2,585.39
$2,631.02
$2,677.03
$2,723.42
$2,770.20

$3,994.47
$4,027.75
$4,061.32
$4,095.16
$4,129.29
$4,163.70
$4,198.40
$4,233.38
$4,268.66
$4,304.23
$4,340.10
$4,376.27
$4,412.74
$4,449.51
$4,486.59
$4,523.98
$4,561.68
$4,599.69
$4,638.02
$4,676.67
$4,715.65
$4,754.94
$4,794.57
$4,834.52
$4,874.81
$4,915.43
$4,956.40
$4,997.70
$5,039.35
$5,081.34
$5,123.68
$5,166.38
$5,209.44
$5,252.85
$5,296.62
$5,340.76
$5,385.27
$5,430.14
$5,475.39
$5,521.02
$5,567.03
$5,613.42
$5,660.20

$136,530.34
$140,558.09
$144,619.41
$148,714.57
$152,843.86
$157,007.56
$161,205.96
$165,439.34
$169,708.00
$174,012.23
$178,352.34
$182,728.61
$187,141.34
$191,590.86
$196,077.45
$200,601.42
$205,163.10
$209,762.80
$214,400.82
$219,077.49
$223,793.14
$228,548.08
$233,342.65
$238,177.17
$243,051.98
$247,967.41
$252,923.81
$257,921.51
$262,960.85
$268,042.19
$273,165.88
$278,332.26
$283,541.70
$288,794.54
$294,091.17
$299,431.92
$304,817.19
$310,247.33
$315,722.73
$321,243.75
$326,810.78
$332,424.21
$338,084.41

182
183
184
185
186
187
188
189
190
191
192
193
194
195
196
197
198
199
200
201
202
203
204
205
206
207
208
209
210
211
212
213
214
215
216
217
218
219
220
221
222
223
224

$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00

$2,817.37
$2,864.93
$2,912.89
$2,961.25
$3,010.01
$3,059.17
$3,108.75
$3,158.74
$3,209.15
$3,259.97
$3,311.22
$3,362.90
$3,415.01
$3,467.55
$3,520.53
$3,573.95
$3,627.81
$3,682.13
$3,736.90
$3,792.12
$3,847.81
$3,903.95
$3,960.57
$4,017.66
$4,075.22
$4,133.27
$4,191.79
$4,250.81
$4,310.32
$4,370.32
$4,430.82
$4,491.83
$4,553.34
$4,615.37
$4,677.92
$4,740.98
$4,804.57
$4,868.69
$4,933.35
$4,998.54
$5,064.28
$5,130.57
$5,197.41

$5,707.37
$5,754.93
$5,802.89
$5,851.25
$5,900.01
$5,949.17
$5,998.75
$6,048.74
$6,099.15
$6,149.97
$6,201.22
$6,252.90
$6,305.01
$6,357.55
$6,410.53
$6,463.95
$6,517.81
$6,572.13
$6,626.90
$6,682.12
$6,737.81
$6,793.95
$6,850.57
$6,907.66
$6,965.22
$7,023.27
$7,081.79
$7,140.81
$7,200.32
$7,260.32
$7,320.82
$7,381.83
$7,443.34
$7,505.37
$7,567.92
$7,630.98
$7,694.57
$7,758.69
$7,823.35
$7,888.54
$7,954.28
$8,020.57
$8,087.41

$343,791.78
$349,546.71
$355,349.60
$361,200.84
$367,100.85
$373,050.03
$379,048.78
$385,097.52
$391,196.66
$397,346.63
$403,547.86
$409,800.75
$416,105.76
$422,463.31
$428,873.84
$435,337.79
$441,855.60
$448,427.73
$455,054.63
$461,736.75
$468,474.56
$475,268.51
$482,119.08
$489,026.74
$495,991.96
$503,015.23
$510,097.02
$517,237.83
$524,438.15
$531,698.46
$539,019.29
$546,401.11
$553,844.46
$561,349.83
$568,917.74
$576,548.72
$584,243.29
$592,001.99
$599,825.34
$607,713.88
$615,668.17
$623,688.73
$631,776.14

225
226
227
228
229
230
231
232
233
234
235
236
237
238
239
240
241
242
243
244
245
246
247
248
249
250
251
252
253
254
255
256
257
258
259
260
261
262
263
264
265
266
267

$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00

$5,264.80
$5,332.76
$5,401.28
$5,470.37
$5,540.04
$5,610.29
$5,681.13
$5,752.56
$5,824.58
$5,897.20
$5,970.43
$6,044.26
$6,118.72
$6,193.79
$6,269.49
$6,345.82
$6,422.78
$6,500.39
$6,578.64
$6,657.55
$6,737.11
$6,817.33
$6,898.23
$6,979.80
$7,062.05
$7,144.98
$7,228.60
$7,312.93
$7,397.95
$7,483.68
$7,570.13
$7,657.30
$7,745.19
$7,833.82
$7,923.18
$8,013.29
$8,104.15
$8,195.77
$8,288.15
$8,381.31
$8,475.23
$8,569.94
$8,665.44

$8,154.80
$8,222.76
$8,291.28
$8,360.37
$8,430.04
$8,500.29
$8,571.13
$8,642.56
$8,714.58
$8,787.20
$8,860.43
$8,934.26
$9,008.72
$9,083.79
$9,159.49
$9,235.82
$9,312.78
$9,390.39
$9,468.64
$9,547.55
$9,627.11
$9,707.33
$9,788.23
$9,869.80
$9,952.05
$10,034.98
$10,118.60
$10,202.93
$10,287.95
$10,373.68
$10,460.13
$10,547.30
$10,635.19
$10,723.82
$10,813.18
$10,903.29
$10,994.15
$11,085.77
$11,178.15
$11,271.31
$11,365.23
$11,459.94
$11,555.44

$639,930.94
$648,153.70
$656,444.98
$664,805.35
$673,235.40
$681,735.69
$690,306.83
$698,949.38
$707,663.96
$716,451.16
$725,311.59
$734,245.85
$743,254.56
$752,338.35
$761,497.84
$770,733.65
$780,046.43
$789,436.82
$798,905.46
$808,453.01
$818,080.12
$827,787.45
$837,575.68
$847,445.48
$857,397.52
$867,432.50
$877,551.11
$887,754.03
$898,041.98
$908,415.66
$918,875.80
$929,423.09
$940,058.29
$950,782.11
$961,595.29
$972,498.58
$983,492.74
$994,578.51
$1,005,756.67
$1,017,027.97
$1,028,393.20
$1,039,853.15
$1,051,408.59

268
269
270
271
272
273
274
275
276
277
278
279
280
281
282
283
284
285
286
287
288
289
290
291
292
293
294
295
296
297
298
299
300
301
302
303
304
305
306
307
308
309
310

$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00

$8,761.74
$8,858.84
$8,956.74
$9,055.47
$9,155.01
$9,255.39
$9,356.60
$9,458.65
$9,561.56
$9,665.32
$9,769.95
$9,875.45
$9,981.83
$10,089.09
$10,197.25
$10,306.31
$10,416.28
$10,527.17
$10,638.98
$10,751.72
$10,865.40
$10,980.03
$11,095.61
$11,212.16
$11,329.68
$11,448.17
$11,567.66
$11,688.14
$11,809.62
$11,932.12
$12,055.64
$12,180.18
$12,305.77
$12,432.40
$12,560.09
$12,688.84
$12,818.66
$12,949.57
$13,081.56
$13,214.66
$13,348.87
$13,484.19
$13,620.64

$11,651.74
$11,748.84
$11,846.74
$11,945.47
$12,045.01
$12,145.39
$12,246.60
$12,348.65
$12,451.56
$12,555.32
$12,659.95
$12,765.45
$12,871.83
$12,979.09
$13,087.25
$13,196.31
$13,306.28
$13,417.17
$13,528.98
$13,641.72
$13,755.40
$13,870.03
$13,985.61
$14,102.16
$14,219.68
$14,338.17
$14,457.66
$14,578.14
$14,699.62
$14,822.12
$14,945.64
$15,070.18
$15,195.77
$15,322.40
$15,450.09
$15,578.84
$15,708.66
$15,839.57
$15,971.56
$16,104.66
$16,238.87
$16,374.19
$16,510.64

$1,063,060.33
$1,074,809.16
$1,086,655.91
$1,098,601.37
$1,110,646.38
$1,122,791.77
$1,135,038.37
$1,147,387.02
$1,159,838.58
$1,172,393.90
$1,185,053.85
$1,197,819.30
$1,210,691.13
$1,223,670.22
$1,236,757.47
$1,249,953.78
$1,263,260.07
$1,276,677.23
$1,290,206.21
$1,303,847.93
$1,317,603.33
$1,331,473.36
$1,345,458.97
$1,359,561.13
$1,373,780.80
$1,388,118.97
$1,402,576.63
$1,417,154.77
$1,431,854.39
$1,446,676.51
$1,461,622.15
$1,476,692.34
$1,491,888.11
$1,507,210.51
$1,522,660.59
$1,538,239.43
$1,553,948.10
$1,569,787.66
$1,585,759.23
$1,601,863.89
$1,618,102.75
$1,634,476.94
$1,650,987.58

311
312
313
314
315
316
317
318
319
320
321
322
323
324
325
326
327
328
329
330
331
332
333
334
335
336
337
338
339
340
341
342
343
344
345
346
347
348
349
350
351
352
353

$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00

$13,758.23
$13,896.97
$14,036.86
$14,177.91
$14,320.15
$14,463.56
$14,608.18
$14,754.00
$14,901.03
$15,049.29
$15,198.78
$15,349.52
$15,501.52
$15,654.78
$15,809.32
$15,965.15
$16,122.27
$16,280.71
$16,440.46
$16,601.55
$16,763.98
$16,927.76
$17,092.91
$17,259.44
$17,427.35
$17,596.66
$17,767.38
$17,939.53
$18,113.11
$18,288.13
$18,464.62
$18,642.57
$18,822.01
$19,002.94
$19,185.39
$19,369.35
$19,554.84
$19,741.88
$19,930.48
$20,120.65
$20,312.41
$20,505.76
$20,700.72

$16,648.23
$16,786.97
$16,926.86
$17,067.91
$17,210.15
$17,353.56
$17,498.18
$17,644.00
$17,791.03
$17,939.29
$18,088.78
$18,239.52
$18,391.52
$18,544.78
$18,699.32
$18,855.15
$19,012.27
$19,170.71
$19,330.46
$19,491.55
$19,653.98
$19,817.76
$19,982.91
$20,149.44
$20,317.35
$20,486.66
$20,657.38
$20,829.53
$21,003.11
$21,178.13
$21,354.62
$21,532.57
$21,712.01
$21,892.94
$22,075.39
$22,259.35
$22,444.84
$22,631.88
$22,820.48
$23,010.65
$23,202.41
$23,395.76
$23,590.72

$1,667,635.81
$1,684,422.78
$1,701,349.63
$1,718,417.55
$1,735,627.69
$1,752,981.26
$1,770,479.44
$1,788,123.43
$1,805,914.46
$1,823,853.75
$1,841,942.53
$1,860,182.05
$1,878,573.57
$1,897,118.35
$1,915,817.67
$1,934,672.81
$1,953,685.09
$1,972,855.80
$1,992,186.26
$2,011,677.81
$2,031,331.79
$2,051,149.56
$2,071,132.47
$2,091,281.91
$2,111,599.26
$2,132,085.92
$2,152,743.30
$2,173,572.83
$2,194,575.94
$2,215,754.07
$2,237,108.69
$2,258,641.26
$2,280,353.27
$2,302,246.21
$2,324,321.60
$2,346,580.94
$2,369,025.79
$2,391,657.67
$2,414,478.15
$2,437,488.80
$2,460,691.21
$2,484,086.97
$2,507,677.69

354
355
356
357
358
359
360

$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$2,890.00
$754,290.00

$20,897.31
$21,095.54
$21,295.42
$21,496.97
$21,700.19
$21,905.11
$22,111.74

$23,787.31
$23,985.54
$24,185.42
$24,386.97
$24,590.19
$24,795.11
$25,001.74

$2,531,465.00
$2,555,450.55
$2,579,635.97
$2,604,022.93
$2,628,613.13
$2,653,408.23
$2,678,409.97

ment until month 360.