PesoPay eCommerce (Credit Card) eBigay Service Plan

1. FREE PayAlert Service (Anti-fraud)

2. FREE PayCart Shopping Cart module
3. Includes PesoPay Expess Activation

Special Philippine Introductory Offer until September 30, 2007

Plan Description Starter Plan Standard Plan

PESO or DOLLAR settlement PESO or DOLLAR settlement
Merchant Account PesoPay Master Merchant Account PesoPay Master Merchant Account
Deposit Not Required Not Required
Choice of Credit Card Visa, MasterCard, American Express, JCB
Choice of Account Currency PHP Philippine Peso
Deferred Payment 30 days 30 days
Payout Frequency 1 and 16 every month
st th
1 and 16th every month
st

Transaction Support (real-time) Sales, Authorized, Void, Refund Sales, Authorized, Void, Refund
Merchant description on statement Full Merchant name Full Merchant name
Average Setup Lead Time (approx.) Upon completed application Upon completed application
submission: submission:
4 weeks 4 weeks

Monthly Transaction Upper Limit P150,000 P1,000,000, subject to approval

Service Pricing
PesoPay Account Setup (one time) 4 PHP 7,000 PHP 11,000
(All rates VAT Inclusive)
PesoPay Account Monthly Fee (prepaid 12 PHP 1,000 PHP 1,450
months) 5 (All rates VAT Inclusive) PHP 1,600 PHP 1,600

Transaction Processing Fee - 4.4% 4.4%

for successful transactions only 4.5% 4.5%
(* with PayAlert, fraud-check and 3D service)
+ PHP 10.00 + PHP 6.00
(All rates VAT Inclusive)
Testing Account Support Fee (optional) Waived Waived
(All rates VAT Inclusive) PHP 4,500 PHP 4,500

Chargeback Processing Fee PHP 500 per case PHP 500 per case
(All rates VAT Inclusive)
 Valued-added Services and Support
PayCart Shopping Cart module Provided Free Provided Free
Payment link tools Provided Free Provided Free
Account eStatement Provided by bank Provided Free
Monthly Statement / Settlement Fee Provided Free Provided Free
Settlement Exchange Rate Charges Provided Free Provided Free
Refund Handling Fee Provided Free Provided Free
Chargeback Support Provided Free Provided Free

Remarks :

1. The competitive payment service plans are offered for commercial companies registered in the Philippines. All fees
(except transaction fee) are to be paid in advance and are not refundable.

2. Instead of adopting bank’s practice requesting merchant a guarantee deposit from 1-3 months sales to safeguard
business risk, an alternate merchant control of 30-day deferred payment is adopted.

3. PesoPay Account Setup fee includes the service and support on application processing, implementation technical and
operations support and production account and key setup arrangement with the bank.

It includes the basic setup for Visa, MasterCard, American Express, and JCB for Philippine Peso currency. PesoPay
Account Monthly Fee includes the account service and use of the PesoPay platform and technical support. For non-
Premier plans, it also covers the service and support on account settlement reconcilement, merchant settlement twice
a month, and refund processing.

PesoPay Account Setup fee also includes PesoPay express activation service, which comprises the basic setup and
activation of the following in the Merchant's website: shopping page, customer profile registration, check out page
which will be integrated to PesoPay payment page when the merchant account is turned over.

The fee is a 12 month pre-payment for the basic package service and support for Visa, MasterCard, American
Express, and JCB of Philippine Peso currency.

4. PesoPay will charge PHP 6.00 pesos on transaction processing while our bank partner may charge 4.5% subject to
bank’s final offer and merchant’s prior eCommerce history.

5. The average fee starts from 4.5% and maybe tiered down based on future sales volume. Higher fee may be charged
for merchants with higher risk business models (e.g. intangible goods and services) or payment transaction of micro
payment nature. Final fee percentage is subject to application assessment and approval.