FREQUENTLYASKEDQUESTIONS

BSNBALANCETRANSFERPROGRAM(BTPROGRAM)

1.
WhatisBSNBalanceTransferProgrammeallabout?
ItisaprogrammewhereCardMemberscanenjoylowerratesandsaveoninterest/actual
managementfeebytransferringtheiroutstandingbalancesfromothercreditstotheirBSN
CreditCard/i.

2.
WhoiseligibletoapplyfortheBSNBalanceTransferProgramme?
ThisprogrammeisopentoallnewandexistingBSNPrincipalVisaandMasterCard
CardMembers.

3.
CanaSupplementaryCardMemberapplyfortheBTProgramme?
SupplementaryCardMemberswhowishtoapplyfortheBTprogrammewillberequiredto
obtainpriorconsentofthePrincipalCardMember.Theapplicationformmustbesignedby
bothCardMembers.

4.
WhataretheplansofferedthroughthisBTProgramme?
Thereare6excitingplansofferedintheBTProgramme.Pleaserefertothetablebelow:

Plan
Tenure
BSNBalanceTransferRates
MinimumTransfer
(PerMonth)
(RM)
A
3months
0.30%
500
B
6months
0.30%
1,000
C
9months
0.30%
1,000
D
12months
0%(0%forthefirst6monthsand
1,000
subsequentmonthsat0.30%)
E
24months
0%(0%forthefirst12monthsand
1,000
subsequentmonthsat0.375%)
F
36months
0.375%
2,000

5.

6.

Whatismeantby0%interest/balancetransferfeeofferedintheBalanceTransfer
Program?
CardMemberswillenjoy0%rateforthemonthaccordingtotheplantenureiffullpayment
ismadefortheinstalmentamount.IntheeventwheretheCardMemberoptstopaythe
minimumpaymentoftheirmonthlyinstalmentamount,thecardaccountprevailinginterest
rate/actualmanagementfeeshallapplytotheoutstandingbalances.

WhatisthemaximumtransferamountthatcanbetransferredtotheBSNCreditCard/i?
Themaximumtransferamountisupto80%oftheavailablecreditlimit.

7.

8.

9.

HowdoCardMembersapplyforthisnewBalanceTransferprogramme?
CardMemberscanapplybycompletingtheBalanceTransferapplicationformandsubmitto
thenearestBSNbranchormailtoCreditCardProcessingUnit,CardCentreDivision,1st
Floor,BlockA,117JalanAmpang,50450KualaLumpurorfaxto0321411291.

ForanyinquiriespleasecontactourCustomerServiceat1300881900.

Whatistheminimumtransferamountperapplication?
PleaserefertothetableinItem4above.

IsthereanyexitfeechargedforCardMemberswhooptforearlysettlementatanytime?
Nofeewillbecharged,howeverthewholebalanceoftheinstalmentamountwhichincludes
the outstanding principal and interest/actual management fee will be charged to the
CardMembersaccount.