Range borrowed

Amount borrowed per $1,000

Handling fee
Actual amount drawndown
Monthly flat rate
No. of installment:
Monthly repayment
Monthly interest rate on net
Annual interest rate on net
Annual interest rate on gross

Scenario 1
$50,000-99,999
1000
2%
980
0.15%
12
-84.83
0.5902%
7.0822%
3.3064%

Scenario 2
$100,000-$299,999
1000
2%
980
0.13%
12
-84.63
0.5533%
6.6393%
2.8675%

Scenario 2
$300,000 or above
1000
2%
980
0.10%
12
-84.33
0.4978%
5.9739%
2.2079%

Range borrowed
Amount borrowed per $1,000
Handling fee
Actual amount drawndown
Monthly flat rate
No. of installment:
Monthly repayment
Monthly interest rate
Annual interest rate

Scenario 1
$50,000-99,999
1000
2%
980
0.15%
12
-84.83
0.5902%
3.3064%

1-Jan-09
31-Jan-09
28-Feb-09
31-Mar-09
30-Apr-09
31-May-09
30-Jun-09
31-Jul-09
31-Aug-09
30-Sep-09
31-Oct-09
30-Nov-09
31-Dec-09

Outstanding
Principal
-1000
-1000.00
-917.92
-835.62
-753.09
-670.33
-587.34
-504.13
-420.68
-337.01
-253.10
-168.97
-84.60

repaid Interest repaid

-82.08
-82.30
-82.53
-82.76
-82.99
-83.22
-83.44
-83.67
-83.90
-84.14
-84.37
-84.60

-2.76
-2.53
-2.30
-2.08
-1.85
-1.62
-1.39
-1.16
-0.93
-0.70
-0.47
-0.23

Total repaid

Outstanding
-1000.00
-84.83
-917.92
-84.83
-835.62
-84.83
-753.09
-84.83
-670.33
-84.83
-587.34
-84.83
-504.13
-84.83
-420.68
-84.83
-337.01
-84.83
-253.10
-84.83
-168.97
-84.83
-84.60
-84.83
0.00