Supportive Residents & Carers Action Group Inc

Registered with the Justice Department of Victoria, Consumer Affairs Victoria

And Sean McKessys Division at the US SEC

Dear Australian Financial Systems Review,

We refer to claims by Australian CBA bank staff about practices identical to those in the USA, such as weekly quota
meetings, shaming underperformers and rewarding forgers.
We also refer to the stress and suicides caused by Fos and banks employing delaying tactics, backflipping on
promises, defying legal advice from advice officers in ASIC and Fos itself, and even backdating terms when
dealing with Australians as shown here by Amex-Australia

We also refer to the following affidavit about institutional lying and rewarding false foreclosures with bonuses.

We dont think banks or Fos or Asic can be trusted with loan medication plans, hardship claims, etc .
A Royal Commission is necessary. Task forces and a Consumer Finance Protection Bureau is needed.

Supportive Residents & Carers Action Group Inc