Category

CAGR

Current Value

Avg. of MF Schemes

22.87%

24,87,582

Sensex

11.72%

5,30,932

If we talk about SIP investment, the average SIP return of 21 diversified

equity funds is 21.18% over last 15 years. So someone who had started withst
SIP of Rs 10,000 in January 1998, has accumulated Rs. 1.12 crore as on 31
December 2012 (on an investment of Rs. 18 lakhs over the 15 year period)
15 yrs Performance Returns on Rs. 10,000 invested per month
Category

CAGR

Current Value

Avg. of MF Schemes

21.18%

1,11,92,342

Sensex

13.99%

56,47,188

Just to give you a perspective, even the worst performing fund has delivered
close to 9% tax free return in last 15 years (which is considered better than
average bank F.D. return) and the best performing fund has 26.01% CAGR
in 15 year period.

22.78%
25.00%

20.00%
14.40%
15.00%

11.77%
8.82%

10.00%

5.71%

7.82%

5.00%

0.00%
Inflation

Gold

Bank
Deposits

Co.
Deposit

Sensex

Avg.
Equity MF

Actual Gain

25,87,582
30,00,000
25,00,000
20,00,000
15,00,000
7,52,682

10,00,000
5,00,000

5,30,932
3,09,394

2,29,899

3,55,354

0
Inflation

Gold

Bank
Deposits

Co.
Deposit

Sensex

Avg.
Equity MF

Lumpsum Returns (Returns generated on an investment of Rs. 1 lakh)

Scheme Name

Return CAGR (%)

Birla Sun Life Advantage Fund - Gr

Birla Sun Life Rax Relief 96 Fund - Div
DSP BlackRock Equity Fund - Reg. Plan - Div
Franklin India Bluechip Fund - Div
Franklin India Prima Fund - Gr
Franklin India Prima Plus - Div
HDFC Capital Builder Fund - Gr
HDFC Equity Fund - Gr
HDFC Tax saver - Gr
HDFC Top 200 Fund - Gr
JM Equity Fund - Gr
Morgan Stanley Growth Fund - Gr
Principal Personal Tax Saver
Reliance Growth Fund - Gr
Reliance Vision Fund - Gr
SBI Magnum Multiplier Plus 93 - Div
SBI Magnum Tax Gain Fund - Div
Sundaram Growth Fund - Gr
Tata Ethical Fund - Gr
Tata Tax Saving Fund - Div
Templeton India Growth Fund - Gr
Average of All funds

Value (Rs.)

21.07
27.44
22.22
26.41
27.13
26.81
21.01
28.66

17,60,144
37,99,308
20,27,348
33,64,128
36,60,381
35,28,037
17,50,765
43,92,575

30.45

54,08,212

23.14
8.94
17.33
23.46
27.49
23.02
17.71
23.18
19.01
20.52
23.99
19.46

22,74,324
3,61,136
10,99,067
23,59,798
38,18,883
22,36,008
11,54,346
22,81,006
13,63,733
16,43,943
25,16,517
14,39,569

22.78

24,87,582

SIP Returns (Returns generated on an monthly investment of Rs.10,000)

Scheme Name

Return CAGR (%)

Birla Sun Life Advantage Fund - Gr

Birla Sun Life Rax Relief 96 Fund - Div
DSP BlackRock Equity Fund - Reg. Plan - Div
Franklin India Bluechip Fund - Div
Franklin India Prima Fund - Gr
Franklin India Prima Plus - Div
HDFC Capital Builder Fund - Gr
HDFC Equity Fund - Gr
HDFC Tax saver - Gr
HDFC Top 200 Fund - Gr
JM Equity Fund - Gr
Morgan Stanley Growth Fund - Gr
Principal Personal Tax Saver
Reliance Growth Fund - Gr
Reliance Vision Fund - Gr
SBI Magnum Multiplier Plus 93 - Div
SBI Magnum Tax Gain Fund - Div
Sundaram Growth Fund - Gr
Tata Ethical Fund - Gr
Tata Tax Saving Fund - Div
Templeton India Growth Fund - Gr
Average of All funds

Value (Rs.)

16.54
21.11
22.12
23.08
24.74
23.16
20.63
26.01
26.53
23.72
10.84
15.7
18.99

70,48,896
1,05,39,858
1,15,26,279
1,25,50,736
1,45,44,210
1,26,40,161
1,00,64,134
1,62,13,201
1,69,81,179
1,32,27,232
43,11,789
65,50,643
87,40,161

27.81

1,91,05,968

23.71
19.55
22.06
17.96
20.15
19.81
20.56

1,32,72,638
91,82,510
1,14,65,139
79,57,451
96,82,036
93,95,644
1,00,39,314

21.18

1,11,92,342

Note : Total Investment Value is Rs. 18 lakhs