Our Mission:

To help families earn more income & become

properly protected and financially independent.

Plan to get Your

Financial House
in Order!

FUN & GAMES

(After achieving other goals)

Childrens
Education
Savings

RETIREMENT
SAVINGS &
UNDERSTANDING
401K/403B

Other
Goals &
Dreams

Accelerated
Mortgage
Payoff

BUDGETING
&
DEBT ELIMINATION

Reducing
Expenses &
Auto Insur

Emergency
Fund
Savings

LIFE INSURANCE
&
PROTECTING
YOUR INCOME

Wills &
Legal
Protection

If you see value in what we go through, is there any reason you would not recommend us to 10-15 people?

The Theory of Decreasing Responsibility

Today
1. Young children
2. High debt
3. House mortgage

At Retirement
1. Grown children
2. Lower debt
3. Mortgage paid

Loss of income would be devastating

Retirement income needed

What is your plan for your family if

you die too soon?

or live too long?

95 million U.S. adults have no life insurance. Lifehealthpro.com, July 8, 2013

Do you currently own at least $250,000 of personal life insurance outside of your job?

Which Plan Do You Prefer?

Plan A

Plan B

1. Company keeps your savings first 2-5

years (or more).
2. You earn 1%-4% return on your
money.
3. Company charges 6%-8% interest to
borrow your own money.
4. Company can delay withdrawals of
your savings for up to six months.
5. Company keeps the savings when
you die.

1. Your money is credited to you

immediately.
2. You earn 8%+ potential return on your
money.
3. You have no fees to withdraw your
money.
4. Your money is available for withdrawal
immediately.
5. Your family gets the cash if you die.

If we can show you some quotes that fit your budget, with the right plan,
are you willing to take a look at the numbers?

The Rule of 72

Rule of 72
(Determines how long it takes your money to double using 5th grade math)

(determines how long it takes your money to double using 5th grade math)

Divide 72 by the return youre

earning
on your
Divide
72 by the
returnmoney.
youre earning on your money.

Years

$2000
2% (Fixed accts)

$2000
4% (Bond funds)

$2000

8% (Growth funds) Age Savings

$4,000

18

$4,000

$8,000

27

$16,000

36

$4,000

Rule of 72 with Monthly Savings

32
+24
56
+ 9
65

If we can help you better save for

retirement, would you implement it?

$32,000

$8,000

$167/mo ($2000 12 months)

Add 24yrs to your age
$167,000 (Just add three zeros)
Stop contributing & let sit.
$334,000 Saved!
from $167/mo being saved

The Cow Story

($500 to buy cows over 5 months; $100/mo)

Month Cost/Cow Number of Cows

$100

$50

$25

$50

$100

10
How many cows do you have in total?
Whats the value of each cow in month 5? $100
How much did you put up in total?
$500

Cow investment value?

$1,000

Referral Introductions: Who do you know that could benefit from our financial education?
Client Services: If I can put together a plan for budgeting, life insurance and/or investments that
helps you achieve your financial goals, would you be willing to move forward with doing a plan?

How We Get Paid & Success Stories

Position

$83/mo Life Policy

$50,000 Indexed Annuity

Total Comp

District Leader

$500 (50%)

$875 (1.75%)

$1,235

Regional Vice President

$1,100 (110%)

$1,550 (3.10%)

$2,342

SVP Stanley & Paulette Atwater

Location: Decatur, GA
Previous Job: CPA
Previous Income: $30,000
Current Income: $125,000+

SVP Laura & Angela Law

Location: Tucker, GA
Previous Job: Store Manager
Previous Income: $62,000
Current Income: $250,000+

NSD Keith & Deborah Phillips

Location: Conyers, GA
Previous Job: Accountant
Previous Income: $17,000
Current Income: $500,000

*Illustrations above are not guarantees and past performance does not guarantee future results. For Training Purposes only not to be distributed to the public.