AFFORDABLE HOUSING FINANCE

Shortage of houses in urban

areas (in million)
Non serviceable
katcha homes
Obsolescent houses
Congested homes
Homeless condition
Total

0.99
2.27
14.99
0.53
18.78

What is Affordable Housing

Finance?
Parekh Panel Views
A unit with a carpet area most likely
between 300 and 600 sq ft, with
The cost not exceeding four times the
household gross annual income
EMI/rent not exceeding 30 percent of the
household's gross monthly income.

Parekh Panel Views

A unit with a carpet area not exceeding
1,200 sq ft, with
The cost not exceeding five times the
household gross annual income
EMI/rent not exceeding 40 percent of the
household's gross monthly income. ( a
house hold is visualized as five members).

Affordable Housing Finance

Built up area

300 Sq. feet for

EWS

Built up area

500 Sq. feet for

LIG

Built up area

600 Sq. feet for

MIG

Thank
you!