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  • On Given Dates To The Same Payee: Is The Process of Creating A Plan To Spend Your Money

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    Stephanie Ann Marie Dueñas
    9 Ansichten1 Seite
    This document defines and describes several personal finance terms including demographic profile, spending, saving, savings, auto-debit, direct debit, over-the-counter credit card, budget, and budgeting. It explains that a demographic profile describes current population statistics, spending refers to paying out money for items or services, saving is income not spent and can be accumulated or invested, auto-debit and direct debit allow for regular payments from a bank account, an over-the-counter credit card allows borrowing at point of sale, and that a budget is a financial plan listing expenses and revenues to guide saving, borrowing, and spending while budgeting is the process of creating such a plan.

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    This document defines and describes several personal finance terms including demographic profile, spending, saving, savings, auto-debit, direct debit, over-the-counter credit card, budget, and budgeting. It explains that a demographic profile describes current population statistics, spending refers to paying out money for items or services, saving is income not spent and can be accumulated or invested, auto-debit and direct debit allow for regular payments from a bank account, an over-the-counter credit card allows borrowing at point of sale, and that a budget is a financial plan listing expenses and revenues to guide saving, borrowing, and spending while budgeting is the process of creating such a plan.

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    9 Ansichten1 Seite

    On Given Dates To The Same Payee: Is The Process of Creating A Plan To Spend Your Money

    Hochgeladen von

    Stephanie Ann Marie Dueñas
    This document defines and describes several personal finance terms including demographic profile, spending, saving, savings, auto-debit, direct debit, over-the-counter credit card, budget, and budgeting. It explains that a demographic profile describes current population statistics, spending refers to paying out money for items or services, saving is income not spent and can be accumulated or invested, auto-debit and direct debit allow for regular payments from a bank account, an over-the-counter credit card allows borrowing at point of sale, and that a budget is a financial plan listing expenses and revenues to guide saving, borrowing, and spending while budgeting is the process of creating such a plan.

    Copyright:

    © All Rights Reserved
    Als DOC, PDF, TXT herunterladen oder online auf Scribd lesen
    Markieren Sie unangemessene Inhalte
    von 1

    Personal Factors

    Demographic Profile
    -are current statistical characteristics of a population
    Spending
    - to pay or give out money or an equivalent.
    (Expense)
    - is an outflow of money to another person or group to pay for an item or service,
    or for a category of costs.

    Saving
    -

    The portion of disposable income not spent on consumption of consumer


    goods but accumulated or invested directly in capital equipment or
    in paying off a home mortgage, or indirectly through purchase of securities.
    is income not spent, or deferred consumption. Increase in one's assets, an
    increase in net worth

    Savings
    - One part of one's assets, usually deposits in savings accounts, or to all of one's
    assets.

    Auto-Debit
    - An instruction given by an account holder to a bank to make regular payments
    on given dates to the same payee
    Direct Debit
    - a financial transaction in which one person withdraws funds from another person's bank
    account.

    Over-the-counter
    Credit Card
    - A card issued by a financial company giving the holder an option to borrow
    funds, usually at point of sale. Credit cards charge interest and are primarily used for
    short-term financing.

    Budget
    -a financial plan and a list of all planned expenses and revenues. It is a plan for saving,
    borrowing and spending.

    Budgeting
    -is the process of creating a plan to spend your money.
    Budget Success

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