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Case Analysis

Service Design for Mobile


Banking

Case Theme

Mobile Banking

Technology is the future


Ease
Speed
Huge Market Potential
Successful Implementation
Elsewhere

Indian Perspective

42 Crore Mobile Consumer


Base
One of the fastest growing
mobile consumer bases in the
world
RBI Supports the move, and
has released regulations for
the same

Basic RBI Guidelines

Allowed to banks
which are
licensed, have
physical presence
and have
implemented core
banking functions

Domestic rupee
transactions, daily
cap for fund
transfer and
purchase of
goods/servicesRs.50,000 per
customer

Governed by KYC,
AML and CFT

So what did Anjali


do?

Survey on risk factors of


m-banking
Decided on using the
SERVQUAL tool
Figured out Customer
Requirements
Used QFD Technique
First Mover Advantage

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